Travel Insurance for Cuba
Cuba requires mandatory travel insurance for all international visitors proof must be shown at check-in and upon arrival. Most US health insurance plans including Medicare provide no coverage in Cuba. An uninsured hospital visit in Havana can cost $500–$2,000+ at international hospitals. Travel insurance covers medical emergencies, evacuation, and trip cancellations. Plans start from $20/month.
Trip Cancellation Insurance
US ResidentsCovers non-refundable trip costs flights, hotels, cruises plus emergency medical expenses when plans change.
Travel Medical Insurance
All TravelersCovers illnesses, injuries, doctor visits, and hospital stays for all international travelers worldwide.
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Cuban Tourist Card Required for US Citizens Traveling to Cuba
US citizens are not visa-free for Cuba. You must obtain a Cuban Tourist Card (Tarjeta del Turista) before departure cost is approximately $50–$85, available from Cuban airlines or charter operators at check-in. US health insurance including Medicare does not cover medical care in Cuba, and travel insurance is legally mandatory for all visitors to Cuba.
Do US Citizens Need a Visa for Cuba?
US travel to Cuba is unique it is not a simple tourist visa situation. Here is exactly what US citizens need:
US citizens traveling to Cuba must have a Cuban Tourist Card a pink card obtained from Cuban airlines, charter operators, or travel agents. It costs approximately $50–$85 and is required at check-in. It is not a visa but serves a similar purpose. Airlines flying to Cuba typically sell them at the departure gate.
Under US law (OFAC regulations), Americans must travel to Cuba under one of 12 authorized categories. Pure leisure tourism is technically not permitted most US travelers use the "Support for the Cuban People" category, which requires an itinerary of activities that support independent Cuban businesses rather than government-run entities. Keep records of your activities.
Cuba requires all international visitors to have valid travel insurance with medical coverage. Proof of insurance must be presented at airline check-in and may be checked upon arrival. Cuban authorities may sell you their own insurance at the airport if you don't have it but this is far more expensive and offers less coverage than buying in advance.
Your passport must be valid for the duration of your stay. Cuba does not stamp US passports instead they stamp a separate entry card, protecting travelers from any potential issues when returning to the USA.
US credit cards and debit cards do not work in Cuba due to the US embargo. Bring sufficient cash in Euros or Canadian dollars not US dollars, which attract a 10% surcharge when exchanged. ATMs do not accept US-issued cards. Plan your entire trip budget in cash before departure.
Does US Health Insurance Cover Medical Care in Cuba?
Almost certainly not. And in Cuba, the consequences of being uninsured are more severe than almost anywhere else in the world.
What Would You Pay Out of Pocket Without Insurance?
These are realistic cost estimates for US travelers in Cuba without travel insurance:
| Medical Situation | Estimated Uninsured Cost | With Travel Insurance |
|---|---|---|
| Doctor visit — International Clinic Minor illness, Clínica Internacional de La Habana |
$50 – $150 | ~Deductible only |
| ER visit — International Hospital Injury or acute illness, Hospital CIMEQ Havana |
$200 – $800 | ~Deductible only |
| Hospitalization in Havana Overnight stay at international hospital |
$500 – $3,000+ per night | ~Deductible only |
| Medical Evacuation to USA Air ambulance — serious cases |
$50,000 – $100,000+ | Fully covered |
| Surgery in Havana International hospital surgical facility |
$5,000 – $30,000+ | ~Deductible only |
| Repatriation to USA Return of patient or remains |
$15,000 – $50,000+ | Fully covered |
How Much Does Cuba Travel Insurance Cost in 2026?
Trip Cancellation Insurance If you want coverage to protect your non-refundable trip expenses such as flight tickets, hotel bookings, and other reservations in case your trip is cancelled, delayed, or interrupted, consider buying these trip cancellation insurance plans.
The cost of Cuba travel insurance from the USA starts as low as $24 for a 15-day trip with a $1,000 trip cost. The cost of trip cancellation insurance for Cuba depends on Traveler’s age, Type of coverage selected, Length of stay in Cuba, Number of travelers insured
Trip Cancellation Insurance Cost for US Citizens Visiting Cuba
This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.
| Plan | Trip Cancellation | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Protect Trawick International |
100% of Trip Cost, max $14,000 | $24 | $32 | $39 | $74 |
| Pathway Essential Trawick International |
100% of Trip Cost, max $14,000 | $24 | $33 | $53 | $76 |
| Pathway Plus Trawick International |
100% of Trip Cost, max $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Basic Seven Corners |
100% of your nonrefundable Trip Cost up to $30,000 | $34 | $47 | $70 | $70 |
| Travelex Advantage Travelex |
100% of Trip Cost, max $10,000 | $36 | $42 | $62 | $87 |
| Itravelinsured Choice IMG |
100% of Trip Cost | $39 | $50 | $73 | $110 |
| Travel Insurance Select Travel Insurance |
100% of Trip Cost | $42 | $42 | $87 | $102 |
| Safe Travels Armor Trawick International |
100% of Trip Cost, max $100,000 | $43 | $55 | $67 | $124 |
| Pathway Premium Trawick International |
100% of Trip Cost, max $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy Seven Corners |
100% of Trip Cost, max $5,000 | $47 | $55 | $71 | $75 |
| Travelex Ultimate Travelex |
100% of Trip Cost, max $50,000 | $57 | $69 | $91 | $125 |
| Trip Protection Choice Seven Corners |
100% of your nonrefundable Trip Cost up to $100,000 | $65 | $87 | $118 | $118 |
| Itravelinsured LX IMG |
100% of Trip Cost | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
Best Trip Cancellation Insurance
Compare top-rated plans with strong cancellation benefits
Best Trip Cancellation Insurance for Cuba 2026
Based on price, coverage limits, and traveler reviews, the following plans are the best trip cancellation insurance options for Cuba.
Other affordable travel insurance with trip cancellation coverage include Pathway Essential, Travelex Advantage
Other top recommended travel insurance with trip cancellation coverage include: Travelex Ultimate, iTravelInsured LX
Best Travel Medical Insurance for Cuba from USA
Travel Medical Insurance If you want coverage for emergency medical expenses such as hospital bills and doctor visits caused by sudden sickness or injuries from an accident, consider buying these travel medical insurance plans.
The cost of travel medical insurance for Cuba from the USA starts as low as $20 per month. Prices vary based on the traveler’s age, coverage limits, deductible, and length of stay in Cuba.
Travel medical insurance provides: Coverage for doctor visits, Protection for emergency hospital stays, Financial protection against high medical costs abroad, Access to necessary care while travelingFor Cuba travel, we recommend coverage of at least $500,000 including medical evacuation. The plans below show $50,000 coverage, use the quote form above to get quotes with higher coverage limits recommended for this destination.
| Plan | Deductible | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Atlas Essential International World Trips |
$250 | $20 | $40 | $86 | $263 |
| Safe Travels Outbound Trawick International |
$250 | $26 | $77 | $168 | $296 |
| Atlas International World Trips |
$250 | $27 | $54 | $117 | $212 |
| VisitorSecure World Trips |
$100 | $29 | $34 | $55 | $96 |
| Travel Medical Excluding USA Basic Seven Corners |
$0 | $29 | $55 | $121 | $269 |
| Patriot International Lite IMG |
$250 | $29 | $55 | $121 | $214 |
| BCBS Single Trip Gold BCBS |
$250 | $32 | $58 | $116 | $271 |
| BCBS Single Trip Platinum BCBS |
$250 | $35 | $65 | $130 | $259 |
| Diplomat International Global Underwriters |
$250 | $32 | $86 | $181 | $315 |
| Intermedical Travel Insure |
$250 | $48 | $73 | $121 | $201 |
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
Travel Medical Insurance for U.S. Citizens Traveling Abroad
Review travel medical insurance coverage benefits.
Top Recommended Travel Medical Insurance Plans for Cuba 2026
Other affordable travel medical insurance plans for U.S. citizens include Atlas International, Patriot International Lite .
Other top recommended travel medical insurance plans for U.S. citizens include Intermedical, Patriot Platinum International .
Limited Internet Access in Cuba — Save Emergency Numbers Offline
Cuba has very limited internet access. Wi-Fi is only available in designated hotspot parks and hotel lobbies using prepaid ETECSA nauta cards. Mobile data coverage is patchy outside Havana. Save your insurer's 24/7 emergency number offline before departure you may not be able to search for it during a medical emergency. Also save: Police: 106 | Ambulance: 104 | US Embassy Havana: +53-7-839-4100.
Travel Insurance Requirements for Cuba
Travel insurance is not legally mandatory to enter Cuba but given the country's medical limitations it is strongly advised by the US State Department and considered essential. Here is what your plan must include:
Health Insurance in Cuba for Tourists
Cuba is one of the most culturally rich and historically fascinating destinations in the Caribbean. From the colonial architecture of Old Havana (a UNESCO World Heritage Site) to the vibrant music scene, pristine beaches of Varadero, and world-class diving at Jardines de la Reina, Cuba offers a unique travel experience unlike anywhere else in the world.
Cuba has a population of approximately 11 million people. While the country has a strong public healthcare system for its citizens, international tourists are directed to separate private international clinics which charge significantly higher rates. Travel insurance is not just recommended it is legally required at entry.
Language: Spanish is the only official language. English is spoken at international hotels and tourist areas in Havana and Varadero but rarely elsewhere. Download a Spanish translation app for offline use.
International Hospitals in Havana: Clínica Internacional de La Habana and Hospital CIMEQ serve international tourists. For serious cases, evacuation to Miami, USA is standard costs $50,000–$100,000+ without insurance.
Medical Emergency in Cuba, What to Do Step by Step?
Medical emergencies in Cuba require a different response than in most countries. Follow these steps if you or a travel companion needs urgent medical care:
US Embassy in Cuba: The US Embassy in Havana is located at Calzada between L and M Streets, Vedado, Havana. Emergency line: +53-7-839-4100. Save this number before traveling. The Embassy provides limited consular services — for medical emergencies, your travel insurer's 24/7 helpline is your primary contact.
Essential Travel Tips for Cuba
US credit cards and debit cards do not work anywhere in Cuba due to the US embargo. Bring Euros or Canadian dollars as cash. Exchange at official CADECA exchange bureaus — not on the street. Budget your entire trip in cash before departure.
Cuba has limited internet access. Wi-Fi is only available in designated hotspot areas using prepaid ETECSA cards. Mobile data is available but slow and patchy. Save your insurer's emergency number offline before departure — you may not be able to search for it in an emergency.
Cuba's mandatory insurance requirement means you should carry your insurance certificate or card at all times. Print a physical copy — digital copies may not be readable without internet. Cuban authorities can request proof at check-in, at the airport, and potentially at hotels.
Cuba has separate healthcare facilities for foreigners. Use Clínica Internacional locations (international clinics) rather than public Cuban hospitals. These accept foreign insurance and have English-speaking staff. The main international hospital in Havana is Hospital CIMEQ and Clínica Internacional de La Habana.
If traveling under the "Support for the Cuban People" OFAC category, keep receipts from independent Cuban businesses — restaurants (paladares), casa particulares (private guesthouses), and private tour guides. These demonstrate compliance with US law if questioned upon return.
Spanish is the only official language. English is spoken at tourist hotels and international clinics in Havana and Varadero, but rarely elsewhere. Download a Spanish translation app and save it for offline use before departure.
Cuba is generally safer than many Caribbean destinations but petty crime — pickpocketing, bag snatching, and scams — is increasing in tourist areas including Old Havana and Varadero. Emergency number: 106 (police), 104 (ambulance).
What Does Cuba Travel Insurance Cover?
Emergency hospital bills, doctor visits, surgery, and urgent care caused by sudden illness or accident in Cuba.
Covers medical evacuation to the United States for serious medical cases. Cuba has limited specialist hospital capacity evacuation coordination through your insurer is essential."
Reimburses non-refundable flights and hotels if your trip is cancelled due to illness, family emergency, or other covered reason.
Important in Cuba where medication availability for international travelers can be limited especially outside Havana and Varadero.
Reimbursement for lost, stolen, or delayed baggage. Trip delay coverage for meals and accommodation costs.
Select plans cover acute onset of pre-existing conditions sudden unexpected flare-ups. Subject to age limits and plan terms.
Travel Insurance for Cuba - Frequently Asked Questions
Yes, Cuba is one of the few countries in the world where travel insurance is legally mandatory for all international visitors. Proof of insurance must be presented at airline check-in before boarding your flight to Cuba. If you arrive without insurance, Cuban officials will sell you their own policy at the airport at a significantly higher cost and with less coverage. Purchase travel insurance through AVI before departure to get better coverage at a lower price.
Cuba has separate healthcare facilities for international tourists the Clínica Internacional de La Habana and Hospital CIMEQ in Havana are the best options for visitors. However for serious medical cases requiring specialist care or surgery, evacuation to the United States is typically arranged. Miami is the closest major US city with world-class medical facilities. Evacuation costs $50,000–$100,000+ without insurance.
Cuba uses the Cuban Peso (CUP) as its sole official currency since January 2021, when the dual currency system (CUC) was eliminated. Importantly, US credit cards and debit cards do not work in Cuba due to the US embargo. Bring sufficient cash in Euros or Canadian dollars not US dollars, which attract a 10% surcharge when exchanged. Exchange to CUP at official CADECA bureaus. ATMs in Cuba do not accept US-issued cards.
Recommended vaccinations for Cuba include Hepatitis A, Hepatitis B, Typhoid, and Tetanus-Diphtheria. Dengue fever and Zika virus are present in Cuba use mosquito repellent, especially during the rainy season (May–October). Malaria risk in Cuba is very low and prophylaxis is generally not required for tourist areas. Leptospirosis can occur after flooding avoid wading in floodwater. All standard routine vaccinations should be up to date before departure.
Where Can I Buy the Best Travel Insurance for Cuba?
You can buy travel insurance for Cuba easily through American Visitor Insurance a trusted platform that specializes in travel medical insurance for international travelers. Plans start from $20/month with instant coverage.
Why Buy Through American Visitor Insurance?
American Visitor Insurance provides user friendly side-by-side comparison of travel medical insurance plans for Americans traveling to Cuba from leading U.S. insurers like IMG, Trawick International, WorldTrips, BlueCross BlueShield, Travelex, Seven Corners, Global Underwriters, HTH Worldwide and Travel Insure.
Detailed FAQs, blogs, and guides based on real customer questions helping you clearly understand your options and choose the best plan for your specific Cuba travel needs.
With over 20 years of experience in the US visitors insurance industry, our licensed support team can answer your questions, explain plan details, and guide you in selecting the right plan for Cuba.
Customer support is available across both East and West Coast time zones in the US ensuring assistance during the application process and help with claims while you are traveling in Cuba.
American Visitor Insurance is a licensed US-based insurance provider (NJ License #1181604) offering a reliable and secure way to purchase travel insurance online for your Cuba trip.
Overall, American Visitor Insurance is a convenient, trusted, and user-friendly way to find the right travel insurance coverage for your trip to Cuba. Compare plans now →
Useful Travel Insurance Resources for Cuba
Related Travel Insurance Pages
Compare affordable plans for US travelers visiting Cuba, including coverage for medical emergencies, hospital stays, and trip protection.
Compare visitor medical insurance plans for Cuban travelers visiting the United States, starting from $20/month.
Mandatory travel insurance for Cuban citizens applying for a Schengen visa instant visa letter included.
Do Cuba Citizens Need Travel Insurance for the USA?
Cuba does not have a reciprocal healthcare agreement with the United States. An ER visit in the USA can cost $2,500–$5,000+ and a hospital stay can run into tens of thousands of dollars per night. Visitor medical insurance from $20/month covers this gap completely.
Do Cuban Citizens Need Travel Insurance for the USA?
Citizens of Cuba are not legally required to buy travel insurance when visiting the United States, but it is highly recommended due to the extremely high cost of healthcare in the USA. A simple emergency room visit can cost thousands of dollars, while hospitalization or surgery may cost tens of thousands without insurance coverage.
Many Cuban travelers visiting the USA for tourism, family visits, business, or study choose visitor medical insurance to avoid unexpected medical expenses during their stay.
Since healthcare systems in Cuba and the USA are very different, most local coverage from Cuba will not provide adequate protection in America. Buying a USA visitor insurance plan before departure helps travelers access quality healthcare with financial protection throughout their trip.
Which Travel Insurance for USA from Cuba is Right for You?
- Cheapest Cuba Travel Insurance to USA - Safe Travels Advantage from $20/month* (fixed benefit)
- Best Comprehensive Visitor Insurance - Atlas America up to $2M coverage + UnitedHealthcare PPO Most Popular
- Best Insurance for Cuba Parents - Patriot America Plus covers acute onset of pre-existing conditions
- Best Travel Insurance for Seniors (70+) - Safe Travels USA Comprehensive coverage available up to age 89
- Pre-Existing Condition Coverage (full pre-ex) - INF Elite X Insurance available for travelers up to age 99
- Looking for more options? - Explore all available Travel insurance plans for travelers from Cuba to the USA in one place.
Factors That Affect the Cost of Cuba Travel Insurance for USA
The cost of visitor insurance for Cuba citizens in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
Visitor insurance for Cuba citizens in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
Longer trips usually increase the total cost of the policy
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.
Top Recommended Travel Insurance from Cuba to USA (2026)
Based on price, coverage limits, and traveler reviews, the following plans are the Travel Insurance for USA from Cuba.
- check_circle Deductible: $0 only (no higher deductible options)
- check_circle Maximum coverage: up to $150,000
- check_circle Pre-existing: acute onset covered up to age 89
- check_circle PPO network: First Health PPO - direct billing available
- check_circle Evacuation: unlimited emergency medical evacuation
- Visitors Care from IMG
- Visit USA Budget from Travel Insurance Services
- Travel Medical USA Visitor Basic from Seven Corners
- check_circle Deductible: $0 to $5,000
- check_circle Maximum coverage: up to $2,000,000
- check_circle Pre-existing conditions: acute onset covered up to age 80
- check_circle PPO network: UnitedHealthcare - the largest PPO network
- check_circle Maternity: covers complications of pregnancy in first 26 weeks
- Patriot America Plus from IMG
- Travel Medical Basic from Seven Corners
- Safe Travels USA Comprehensive from Trawick International
New US Health Requirements While Applying for US Visas
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions - ideal for visitors applying for U.S. visas.
General Information About USA
US travel insurance for Cuba tourists FAQ's
Yes. Cuba is not part of the US Visa Waiver Program. Cuban citizens must apply for a US B-1/B-2 tourist or business visa before traveling. Due to the limited US consular presence in Cuba, many Cuban citizens apply for US visas at the US Embassy in a third country commonly Mexico City, Colombia, or Spain. Processing times can be lengthy apply well in advance. Travel insurance is strongly recommended once your visa is approved.
The United States has no public healthcare system for foreign visitors. There is no reciprocal healthcare agreement between Cuba and the USA. An ER visit in the USA costs $2,500–$5,000+, a hospital stay runs $2,500–$4,500 per night, and emergency evacuation back to Cuba or another country can cost $50,000–$100,000+. Visitor medical insurance from $20/month covers all of this and ensures you have access to care without paying the full cost upfront.
Visitor medical insurance for Cuba citizens visiting the USA starts from approximately $20/month at the $50,000 coverage level for a healthy traveler in their 30s or 40s. Cost depends on your age, length of stay, coverage amount, and deductible chosen. Recommended coverage for the USA is $100,000 minimum given the high cost of US healthcare. Compare exact quotes using the form above results are instant.
Yes — many plans can be purchased after arrival in the USA. However it is strongly recommended to purchase before departure from Cuba for two reasons. First, any condition that develops after departure but before the policy start date will not be covered. Second, pre-existing condition coverage is only available if the policy is purchased before departure. Buying before you leave Cuba ensures complete coverage from day one including during your flight and any layovers.
Travel Health Insurance for Cuban Citizens in USA
Pre-existing Coverage
Best Pre-existing condition travel insurance to USA for Cuba citizens.
Learn More »Senior Travel Insurance
Visitor health insurance USA for elderly travelers from Cuba.
Learn More »Annual Travel Insurance
Best yearly travel insurance for Cuba citizens visiting USA.
Learn More »Green Card Holders
Best medical insurance for new Green Card immigrants from Cuba.
Learn More »Cuba Travel Insurance For USA Information
Travel Insurance from Cuba to USA Resources
International travel insurance resources for Cuba travelers visiting the USA.
Learn More »Factors for Cuba to USA Travel Insurance Online
Important factors when choosing travel insurance from Cuba to the USA.
Learn More »Types of Cuba to USA Travel Insurance
Different types of travel insurance coverage options for Cuba travelers to USA.
Learn More »Cuba to USA Travel Insurance Claims Procedure
Step-by-step process for filing USA travel insurance claims during medical emergencies.
Learn More »Travel Insurance to USA From Cuba Links
Do Cuba Citizens Need a Schengen Visa for Europe?
Yes, Cuba citizens require a Schengen visa to visit most European countries. Travel insurance with a minimum of €30,000 medical coverage is mandatory for Schengen visa applications. All AVI plans meet this requirement and include an official visa letter accepted by European embassies.
Best Travel Insurance for Cuba Residents Visiting Europe
All plans include medical coverage meeting Schengen visa requirements. Costs shown are for 1 month, $50,000 maximum coverage, and $250 deductible.
What Cuba Residents Need to Know
Cuba citizens are required to obtain a Schengen visa before traveling to Europe for tourism, business, or family visits. As part of the visa application process, travelers must provide proof of Schengen-compliant travel insurance with at least €30,000 in medical coverage.
The insurance must cover emergency medical treatment, hospitalization, medical evacuation, and repatriation for the entire duration of the stay across all Schengen countries. All AVI plans meet Schengen visa insurance requirements and include an official insurance certificate accepted by European embassies and consulates.
Schengen Visa Travel Insurance for Cuban Citizens
Based on price, coverage limits, and traveler reviews, the following plans are recommended for Cuban citizens traveling to Europe's Schengen countries.
You can also review the cheapest Schengen Visa insurance plans and their benefits to find the best option for your trip.
The other Best Schengen visa travel insurance include Travel Medical Global Choice, Safe Travels International.
* Prices vary by age, duration, and selected limits. All plans comply with Schengen embassy requirements.
Cuba Residents Visiting Europe FAQ's
Yes. Cuba citizens are required to apply for a Schengen visa before traveling to any Schengen Area country including France, Germany, Spain, Italy, and other Schengen countries. Cuba is not part of any visa-free agreement with the EU. You must apply at the relevant European embassy in Havana the Spanish, French, and German embassies are all present in Havana. Travel insurance with a minimum of €30,000 medical coverage is a mandatory requirement for all Schengen visa applications.
Cuba citizens traveling to Europe for tourism, business, or visiting family or friends must apply for a short-stay Schengen visa (Type C). This allows travel across all Schengen countries for up to 90 days within a 180-day period. Commonly required documents include a valid passport, completed visa application form, recent passport photos, flight and accommodation details, proof of financial means, and mandatory travel insurance with minimum €30,000 coverage.
Travel insurance is a mandatory requirement for all Schengen visa applications from Cuba. The policy must include:
- Minimum €30,000 in medical coverage
- Emergency medical expenses
- Emergency hospitalization
- Medical evacuation
- Repatriation of remains
- Valid for the entire Schengen area and the full duration of stay
American Visitor Insurance provides an official insurance letter accepted by European embassies and consulates — available instantly after purchase. All AVI plans meet and exceed the €30,000 minimum requirement.
Cuba has several European embassies in Havana that handle Schengen visa applications. The Spanish Embassy in Havana, French Embassy in Havana, and German Embassy in Havana are among those present. Apply at the embassy of your main destination country or the country of first entry into the Schengen Area. Check processing times early Schengen visa appointments can be limited, especially during peak travel seasons. Apply at least 4–6 weeks before your planned departure.
Western Europe has some of the best healthcare in the world — but private hospital care for non-EU tourists is expensive. An ER visit in France or Germany typically runs €200–€500. A hospital stay can cost €1,000–€3,000 per day. Switzerland is especially expensive — a single ER visit can exceed $3,000. Emergency evacuation back to Cuba or another home country can run $50,000–$100,000+. A travel medical plan starting from $27/month covers all of this — and is required for your Schengen visa application anyway.
Planning YourTrip?
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Which Are the Best Travel Insurance Companies in USA?
You can find reliable U.S. travel insurance providers through American Visitor Insurance, including International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insurance Services, Trawick International, INF Insurance, Blue Cross Blue Shield Insurance, Travel Insurance Services and Travelex Insurance Services.
