Patriot Platinum Group Insurance is travel medical insurance for groups of five or more people traveling outside their home country. It offers first-class protection for travelers who want the maximum coverage available in a short-term travel medical insurance product. It covers eligible medical expenses, emergency medical evacuation, repatriation, acute onset of pre-existing conditions, adventure sports, and more...
IMG’s International Provider Access (IPA) is available when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the United Healthcare Options network.
Group travel insurance quote »Greencard holders visiting USA
Comprehensive plan
Acute onset of a pre-existing condition
PPO network
Renewability
First-class medical coverage
Patriot Platinum Group - Provider network and how to find hospital or doctor?
IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
Find Provider NetworkCoverage | Description |
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Take a quote & purchase for Individual | Patriot platinum insurance details page |
Insurance provider | International Medical Group (IMG) |
Patriot Platinum Group insurance underwriter | Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company. |
Insurance rating | AM Best Rating: "A" (Excellent) |
Plan life | 5 days up to 12 months Patriot Platinum Insurance can be renewed online. |
Eligibility | Offers coverage for Non US citizens travelling outside their home country |
Policy maximum | Up to $8M |
Deductible options | $0, $100, $250, $500, $1k, $2.5k, $5k, $10k or $25k. |
Coinsurance | In Network: Plan pays 100% Out of Network: Plan pays 80% of eligible expenses up to $5k, 100% up to the Maximum Limit |
Pre-Existing Conditions | Acute onset of pre-existing conditions |
Optional Riders | Provide additional coverage for a minimal charge Read more » |
Compare Patriot travel plans | Compare Patriot Travel Insurance Plans |
Review and compare the best Patriot Platinum Group Insurance quotes.
Available for those up to the age of 65 years.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3k for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)
The AD&D rider will pay you or your beneficiaries up to $400k if your death or dismemberment is the direct result of an accident.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.
Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in th e world.
Mobile Device Protection - More Details
Bolt Device Protection - More Details
*Rider option is available in select countries on individual plans only.
Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils. II you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.
**Rider option is available an individual plans far U.S. residents only.
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.
Travelling in groups? Get coverage from IMG Patriot Group travel insurance!.
Compare quotesNeed coverage for the IMG acute onset of pre-existing conditions insurance?
Compare quotesProvides coverage for for foreign residents as visitors to the USA.
Compare quotesVisitors Care Insurance is an affordable fixed benefit insurance plan.
Compare quotesInternational travelers are eligible for Patriot Platinum Group Travel Insurance if they are a group of five or more individuals, families, or dependents traveling outside one’s home country for a minimum of five days up to a maximum of three years, in accordance with the terms of the certificate of insurance.
For travelers under age 70, coverage for acute onset of pre-existing conditions is available up to the maximum limit. This coverage provides emergency care should you experience a sudden and unexpected outbreak or recurrence of a pre-existing condition that requires urgent care.
Yes, adventure sports coverage is available for travelers up to age 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snowboarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris.
Yes, the plan can be renewed for a minimum of five days up to a total of three years, as long as there is no break in coverage. You can renew online or by completing a paper renewal form. There is a $5 admin fee when you renew the policy.
The cost of Patriot Platinum Group Insurance depends on factors, such as the age, destination, coverage period, policy maximum, and deductible of each group member. The plan offers two levels of coverage: $150K or $300K for new sicknesses and accidents, and $50K or $100K for pre-existing conditions. The plan also offers different deductible options, ranging from $0 to $25K. The higher the policy maximum or the lower the deductible, the higher the premium (the amount of money that you have to pay for the insurance plan). You can choose the options that suit your budget and needs.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.