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Travel Insurance for Lost Baggage Benefit

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Does travel insurance cover Lost Baggage coverage?

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Lost baggage coverage under visitor medical insurance is one of the benefits offered by most insurance companies. Though it is one of the unique benefits offered by several insurance companies, the sum assured for this coverage can be different. Refer to some of the plans listed below which cover the policy holder for this benefits under visitor insurance.

Lost Baggage Coverage in visitors insurance

IMG logo

International Medical Group Insurance plans offering Lost Baggage

1. Patriot America LiteComprehensive

  • Up to $50 per item of personal property; maximum of $500 per period of coverage.
  • Patriot America Plus insurance covers covid illness
Patriot America Lite Lost Baggage insurance
  • This benefits will be paid in the event that the common carrier permanently loses an insured person's checked luggage. This coverage is secondary to any other available coverage, including the carrier's.

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2. Patriot International LiteComprehensive

  • Up to $50 per item of personal property; maximum of $500 per period of coverage.
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Patriot International Lite Lost Baggage insurance
  • This benefits will be paid in the event that the common carrier permanently loses an insured person's checked luggage. This coverage is secondary to any other available coverage, including the carrier's.

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3. Patriot PlatinumComprehensive

  • Up to $50 per item of personal property; maximum of $500 per period of coverage.
  • Patriot Platinum insurance covers covid illness
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Patriot Platinum Lost Baggage insurance
  • This benefit will be paid in the event that there is damage to, loss of, or theft of your checked or stored baggage or personal items by a common carrier or while stored with your hotel. it will also include coverage for the replacement costs of travel documents.

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4. Travel LiteComprehensive

  • $750
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Travel Lite Lost Baggage insurance
  • Offers $750 against all risks of permanent loss, theft or damage to your baggage and personal effects.

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Seven Corners Insurance plans offering Lost Baggage

1. Travel Medical ChoiceComprehensive

  • $50 per article / $500 per occurrence
Travel Medical Choice Lost Baggage insurance
  • If your checked luggage is permanently lost by the airline, the program will reimburse you for the replacement of clothing and personal hygiene items lost to a maximum per article limit of $50 (up to $500).

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2. Travel Medical BasicComprehensive

  • $50 per article / $250 per occurrence
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Travel Medical Basic Lost Baggage insurance
  • If your checked luggage is permanently lost by the airline, the program will reimburse you for the replacement of clothing and personal hygiene items lost to a maximum per article limit of $50 (up to $250).

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Global Underwriters Insurance plans offering Lost Baggage

1. Diplomat AmericaComprehensive

  • $50 per article; up to a maximum of $250
  • Diplomat America insurance covers covid illness
Diplomat America Lost Baggage insurance
  • This plan will reimburse You for loss, theft, or damage to Your baggage or personal effects, checked with a Common Carrier provided You have taken all reasonable measures to protect, save and/or recover Your property at all times.
  • This plan is secondary to any coverage provided by a Common Carrier and all other valid and collective insurance.
  • This plan will pay the lesser of :
    • The actual cash value (Expense less proper deduction for depreciation at the time of loss, theft or damage);
    • The Expense to repair or replace the article with material of a like kind and quality; or
    • $50 per article, to a maximum of $250.

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2. Diplomat InternationalComprehensive

  • $50 per article; up to a maximum of $250
Diplomat International Lost Baggage insurance
  • This plan will reimburse You for loss, theft, or damage to Your baggage or personal effects, checked with a Common Carrier provided You have taken all reasonable measures to protect, save and/or recover Your property at all times.
  • This plan is secondary to any coverage provided by a Common Carrier and all other valid and collective insurance.
  • This plan will pay the lesser of :
    • The actual cash value (Expense less proper deduction for depreciation at the time of loss, theft or damage);
    • The Expense to repair or replace the article with material of a like kind and quality; or
    • $50 per article, to a maximum of $250.

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TravelInsure International Insurance plans offering Lost Baggage

1. WorldmedComprehensive

  • Up to $500

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Trawick International Insurance plans offering Lost Baggage

1. Safe Travels USAComprehensive

  • $1,000 per Policy Period.
  • Safe Travels USA insurance covers covid illness
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Safe Travels USA Lost Baggage insurance

Up to $1,000 maximum for the replacement costs of Necessities, up to $75 per article, if your luggage is checked onto a Common Carrier, and is then lost, stolen or damaged beyond use. Replacement costs are calculated on the basis of the depreciated standard and its average usable period. You must file a formal claim with the transportation provider and provide Us with copies of all claim forms and proof that the transportation provider has paid you its normal reimbursement for the lost, stolen or damaged luggage.

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2. Safe Travels USA ComprehensiveComprehensive

  • $1,000 per Policy Period.
  • Safe Travels USA Comprehensive insurance covers covid illness
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Safe Travels USA Comprehensive Lost Baggage insurance
  • Up to $1,000 maximum for the replacement costs of Necessities, up to $75 per article, if your luggage is checked onto a Common Carrier, and is then lost, stolen or damaged beyond use. Replacement costs are calculated on the basis of the depreciated standard and its average usable period. You must file a formal claim with the transportation provider and provide Us with copies of all claim forms and proof that the transportation provider has paid you its normal reimbursement for the lost, stolen or damaged luggage.

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3. Safe Travels USA Cost SaverComprehensive

  • $1,000 per Policy Period.
  • Safe Travels USA Cost Saver insurance covers covid illness
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Safe Travels USA Cost Saver Lost Baggage insurance
  • Up to $1,000 maximum for the replacement costs of Necessities, up to $75 per article, if your luggage is checked onto a Common Carrier, and is then lost, stolen or damaged beyond use. Replacement costs are calculated on the basis of the depreciated standard and its average usable period. You must file a formal claim with the transportation provider and provide Us with copies of all claim forms and proof that the transportation provider has paid you its normal reimbursement for the lost, stolen or damaged luggage.

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Travel insurance for Coronavirus Covid
Covid19 travel insurance for Coronavirus
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International student insurance - General FAQ's

What is meant by co-insurance?

Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".

What is meant by deductible?

Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase.

You will not get receive any reimbursement later from insurance company for the deductible you pay. e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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