Best travel insurance for China
Travel Insurance for US tourists visiting China
China's rapid economic growth and its openness to the outside world has make China increasingly becoming popular with US and European travelers making it the third most visited nation globally. Over 2 million US citizens visit China annually. China has much to offer international tourists starting with the capital Beijing which has the Great wall, Tiananmen square and the Forbidden city.
Shanghai with its rich history and modern new landscape, Xian for its Terracotta soldiers and Guilin for its Karst topography are other popular destinations. Chengdu is known for its Panda sanctuaries, the big cities of Chongqing and Guangzhou are increasingly popular and so are cruises along the Yangtze river.Other newly popular destinations include Sanya, the southernmost tip of China located on the Hainan Island and is popularly known as "Hawaii of China". Stunning white sand beaches and shimmering blue waters are main reasons to visit this place.
International tourists visiting China should however be cautious while visiting the country. The food and weather are very different from Europe and the United States and can take a toll on one’s health. Since US domestic insurance and Medicare provides little to no coverage outside the United States, it is important for international travelers to buy best travel insurance for China. Travel insurance for US citizens visiting China will cover medical expenses.
At American Visitor Insurance, international travelers can compare popular international travel medical insurance plans and buy a plan that best suits their specific needs and budget. Compare and buy best travel medical insurance for China.
Best travel insurance for China from USA
What travel insurance do you need for visiting China?
China - General Information
Location
East Asia
Population
Around 1.4 Billion
Currency
Renminbi (Yuan)
Language
Standard Zhuang, Mandarin
Best time to visit
September to October.
Popular tourist destinations in China
West Lake
The focal point of a visit to Hangzhou is beautiful West Lake surrounded by hills and old temples.
The Great Wall of China
One of the iconic symbols of China, the Great Wall is the longest wall in the world, and it is one of "the New Seven Wonders of the World".
Longmen Grottoes
The Longmen Grottoes are densely dotted along the Xiangshan and Longmenshan mountains in the eastern central part of China.
Zhangjiajie National Forest Park
It is the first national forest park in China and is part of the Wulingyuan Scenic Areas With weird-looking peaks, wildlife and abundant sub-tropical vegetation.
Beijing
Shanghai
Places to see in Tibetan Plateau
China Travel Insurance – FAQ’s
1. What is the best travel insurance for China? What is the best Shanghai travel insurance in China?
This is a great question and we strive to answer this question to the best of our ability. Given the different needs of different travelers there is not one policy that is always best for everyone.
If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans when compared to someone without a life-threatening pre-existing condition. We endeavor to give our clients as much information as possible so they can find the China travel insurance plan that is best. If you want more guidance, our licensed agents are here to help you with your choice!
2. How do I file a travel insurance China claim?
The China travel insurance claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form. The customer gets the money reimbursed from the insurance company after they receive the bill.
If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details …
3. Do I need travel insurance for China visa?
The healthcare costs in China is expensive and it is important to buy best travel insurance to China. This is true for both US as well as international travelers visiting China. Even though it might not compulsory to have travel health insurance while visiting China, it is nonetheless very important to buy good short term medical insurance for China visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap travel insurance for China and buy the most appropriate plan for their needs.
4. Does travel insurance cover me if I cancel my flight?
With our travel medical insurance plans, if you cancel your flight and therefore your trip, you can simply get a refund on your policy since it has not started yet. If you purchased a trip protection policy, then you may get any non-reimbursed expenses back as long as your cancellation was for a covered reason OR you could get a percentage back (usually 50%) if you purchased a policy with a “cancel for any reason” clause. Check the brochure for the list of covered reasons for cancellation.
Travel Health Insurance Coverage for expats living in China
Global plans have the following advantages:
- Our Global plans provide excellent coverage for all age groups
- These plans work both in the US and in China
- These plans can provide cover for preventive care and pre-existing conditions
- Though expensive, this is quality coverage anywhere in the world
Travel insurance from China to USA
Chinese in the US - An Overview
Chinese tourists to the US should however take care to buy proper US travel insurance for Chinese visitors given the high cost of health care for visitors here. US travel insurance works best in the US as opposed to travel insurance by other international providers.
This is particularly true as the US healthcare system is familiar with these US travel insurance plans and work well within the US hospital network. At American Visitor Insurance, we offer excellent US travel medical insurance options for visitors of all ages including older travellers, visitors with pre-existing medical ailments, pregnant tourists, children and students.
为中国客户提供保险为讲中文的客户提供旅行保险
Travel health insurance for foreigners in USA
Visitors insurance for seniors
Visitor medical insurance for travelers above 60 years
Know more »Visitor medical insurance for travelers above 65 years
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
Know more »Visitor health Insurance for travelers above 80 years
Know more »US Visitors insurance for travelers above 90 years
Know more »What does visitors medical insurance cover?
Health care expenses
Covers hospital expenses for sickness or accidents.
USA visa health insurance, Visitor visa health insurance USA
Insurance for Chinese students in the US
It is important for Chinese students to have good student medical insurance while in the US. While most universities offer college insurance, the plans that we offer are more affordable when compared to University plans while providing comparable benefits. International students can make an informed decision regarding Student insurance for Chinese students by comparing different student insurance plans.
Special group rates for Chinese travelers visiting USA
More and more groups are making the long trip to visit us here in the US! Welcome! Be aware that if you have a group of five or more, you can get special discounted rates for your group. Group plans can include coverage for a chaperone, chaperone replacement, and other benefits. If you have very large groups (100+), our friendly agents can help get an even more competitive quote from the companies we work with.
We have experience in helping groups get the insurance coverage they need and would be happy to help you make this part of your trip planning as easy as possible. Feel free to call (877)-340-7910 or email us with any questions you may have!
Group insurance for Chinese travelersUS travel insurance for China tourists - FAQ's
1. Why is travel insurance for USA so expensive?
There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
2. How to buy travel insurance? How to find the best international travel health insurance?
There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.
The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments. The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.
Travel insurance for Chinese citizens
The immigration of the Chinese to the United States of America began way back in the 1820’s. The first significant laborers arrived in 1849 with 325 labor men to California Gold Rush working in the gold mines, in agricultural fields and garment factories. Many Natural disasters in Guangdong Province provided the impetus for many Chinese men to migrate to the U.S and settle in California.
By 1852 there were 25,000 immigrants in the West coast of America. Chinese immigrants were mainly involved in the construction of the Central Pacific Railroad. This worked very well and thousands of Chinese laborers were recruited up till the completion of railroad in 1869.
A large number of Chinese labor workforce was required to build the Central Pacific's route in the mountains across Nevada. There were 100,000 ethnic Chinese populations in the U.S. in 1869. This lead to growth of Chinese laborers successfully in the United States and some of them even became entrepreneurs.
There however was ethnic discrimination and Socio-economic cultural tension by the US nativists who protested the Chinese immigration to the U.S .In order to address increasing social tensions in 1850 the California state government issued a separate procedure meant for Chinese residents that they will require distinct licenses for Chinese businesses. During this the efforts to stop Chinese immigration violated the 1868 Burlingame-Seward Treaty with China.
The migration of Chinese population increased in search of better economic conditions in 1851 the number increased from 2,716 to 63,000 by 1871. Around 64,301 Chinese migrated in the decade 1861–70, followed by 123,201 in 1871–80. The migration of Chinese from Southern China to escape poverty resulted in Taiping Rebellion. During and later the World War II United States joined with China against Japanese colonization and immigration restrictions were eased. In 1960s family unification and relatives of U.S. citizens to obtain immigration were given preference.
The Chinese American community includes the biggest ethnic community with 25.9% among the Asian American population in 2010. According to the 2010 census there were 3.8 million Chinese American populations. More than half of the Chinese American population live in California and New York. The relationship between the USA and China has been complex from positive to highly negative. After 1980 the economic connections grew fast with mutual political, economic and security interests. China is today the 2nd second largest foreign creditor of the United States.
There are several reasons why many Chinese aspire to relocate to USA. While migrating to a new country is challenging, it is also necessary that all new immigrants to USA have proper health insurance on arrival. This is required as US Healthcare is very expensive.
A good US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness. While most developed countries provide excellent medical services to its immigrants, US Healthcare is very expensive. At American Visitor Insurance, Chinese immigrants can buy adequate American new immigrant insurance cover by comparing several plans for prices and benefits according to their needs. American Visitor Insurance offers 24/7 customer support by licensed agents with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.
Compare quotes »Studying in the United States of America is a dream for millions of students all around the world. The US is famous for its exceptional curriculum and academic opportunties, multicultural environment and abundant opportunities to work after graduation in the US. Historically it is seen that inviting international students is a way to improve diplomatic relations and support trade. Inviting foreign students to US colleges and universities was a significant component in the development of American economy.
After the opening of the Chinese economy in the 1970s resulted in a growing economy which made middle-class families from China afford American college tuition, bringing an inflow of Chinese students to study in the US.
With various educational training and higher level of English proficiency the Chinese students look forward to study in elite universities and to bring back the newfound skills back to their home country.
Chinese students have always had good higher educational qualifications and educational achievements and their achievements are one of the highest among Asian Americans. Chinese students often score the highest averages in tests such as SAT, ACT and GRE in the United Sates .The Chinese students however faced many limitations during the US Exclusion Act where they were forced to enter in the country to provide proof for not bypassing the regulations.
For many years Chinese students faced limitations to move to US to participate in international education outside mainland China. Chinese students studying in various US Institutions are of a significant section of the international student body. According to a Brookings Institution report analyzing foreign student s in 2008-2012 there was a highest enrolment of 4,700 Chinese students in Michigan State University.
They make up for about 62% of the 7, 568, students enrolled in 2008 in MSU.38% of Purdue's undergraduate are made of Chinese Students. China is one of the top most countries who send their international students to US .Chinese students consist of 33.2% among the total international student population in the US. In the 2017–2018 there were close to 363,000 Chinese students enrolled for higher education in the US.25% of PhD recipients in science and engineering are ethnic Chinese. Chinese students choosing mathematics and computer science courses are in the lead followed by engineering and business & management programs. In the year 2019-2020 there were 372,532 Chinese students in the USA.
Living and studying in the United States of America is life-changing experience for a Chinese student. Living alone needs a lot of motivation and students often filled with excitement to be independent, often ignore their health. Being away from home without proper care can be very traumatic. US Healthcare is very expensive and International students in USA need good student health insurance on arrival, which will provide coverage for all unforeseen medical expenses incurred due to an injury or illness.
At American Visitor Insurance, Chinese students can buy best International student medical insurance cheaper than university plans with similar coverage, along with pre-existing conditions coverage.
American Visitor Insurance has tools to compare several plans for prices and benefits with 24/7 customer support by licensed agents along with providing Answers to FAQ's by students. Chinese students can buy international student insurance quickly and get policy documents by Email while being sure of guaranteed best price..
Compare quotes »
He United States of America is one of the world’s biggest economies and has large multi-national companies with state of the art technologies. The US also provides opportunities to excel in different specialized occupations, provides better socio-economic status making the US one of the most desired countries for professionals to work in. The migration of highly educated Chinese professionals goes as back as far as 100 years of American History. Each year thousands of white collared professionals and software professionals move to the US for better economic conditions and new life.
Chinese Americans are considered hard working and as a group are highly educated. 56.2% of the Chinese Americans who are highly educated professionals work in white collar management and professional occupations like engineering, medicine, engineering, law, investment banking and universities. The 1/3rd of the Asian American high tech professional workforce is Chinese Americans with a tenth of entire Silicon Valley comprises of Chinese employees.
During 2008-2017 there was an increase of 38.1% educated Chinese physicians practicing in the United States. Several Chinese migrants have moved towards the high tech center and began computer science and programming at startups to benefit from venture capital. Chinese migrants have been effective in starting new companies in technology across the United States, mainly in Silicon Valley.
Since 1998 one out of five high tech start-ups in Silicon Valley is directed by Chinese Americans. During 1995-2005 12.8% start up in Silicon Valley were founded by the immigrants from China. 6% of the Chinese immigrants founded companies in the innovation/manufacturing services fields. In 2006 there were about 58,000 Chinese workers in Silicon Valley.
Numerous Chinese professional workers arrive in the USA and have contributed immensely to the US economy. In 2007 the Chinese owned firms generated more than $128 billion revenue. According to the US State Department in 2019 15% of H1-B Chinese nationals were issued H1-B visa.
Thousands of Chinese professionals currently working in the USA have faced many legal obstacles related to their work visas. This is true for who are waiting to arriving in to the US with Non–immigrant visa faced restrictions. While emigrating to the US and staying away from home, it is important that one should have good visitor’s medical insurance cover.
The US health care is very expensive and visiting an US hospital without insurance is scary, as one may land up in huge financial loss. An adequate visitor’s insurance cover will provide coverage for unexpected medical emergencies that you may occur during your stay in the US.
American visitor insurance offers to their customers with some of the finest US insurance providers who offer guaranteed best price with options for pre-existing conditions coverage plans, all of this work well for Chinese professionals till they become eligible for domestic US insurance.
There are tools to compare several plans for prices and benefits with easy answers to FAQ's by customers. Buying US visitor medical insurance is easy at American Visitor Insurance. For more details you can call or email us for further assistance and one of our licensed agents will help you.
Compare quotes »The United States is one among the most desired tourists’ destinations around the world. Its diverse culture, natural wonders, attractions like Hollywood, Capitol Hill, Grand Canyon and social life makes the country a world class tourist destination. Thousands of Chinese visitors and tourists travel annually to the US to explore the adventurous country as well as visit family and friends living in the US. Travelling from China to the United States which began as early as 1820 now has nearly 4million immigrants are living in the US.
The Chinese tourism also grew in the recent year, in 2014 the Chinese government and the U.S. agreed to make 10-year visas for citizens from each other country. In 2019 a record number of 2.8 million Chinese tourists flocked to the US due to the higher incomes, better flight connections and relaxed visa restrictions. In 2016 there were 4,096,200 Chinese visitors recorded. The increase reached all-time high of 5,204,200 in 2015.
The United States welcomed more than 3 million Chinese visitors in 2016 and 2017. China sends the highest number of tourist’s traffic to the US. According to the National Travel and Tourism Office, China was in the 5th place for U.S. bound tourists. US received around $18.9 billion revenue from Chinese tourism between 2008 -2016.Chinese travellers spend more than 50% than the average international traveler to the U.S.
The retailers, hotels, tour agencies in the US expanded their business based on Chinese platforms. Many hired Mandarin speakers, shopping was made easy with we chat app and easy payment options on the mobile phone with Chinese specifications. Many airlines introduced more nonstop flights from China to the USA for continuous flow of Chinese visitors to the USA. For more than a decade Chinese tourism had a rapid growth in the US, which dropped for the first time in 15 Years.
The Chinese tourism fell due to the trade war between the US and China. The overall political atmosphere and Covid19 pandemic also reduced Chinese tourism to the USA. Looking forward to see family, friends, relatives and those travelling to the America for an exciting vacation is always thrilling but is often risky. An international travel insurance cover can provide you with the coverage for any unexpected medical and travel emergencies and you can insure the trip costs and health of traveler.
Travel insurance is very important for a safe travel. Especially when aged parents are travelling it unlocks the risk for unforeseen medical emergencies like an illness or injury. American visitor insurance offers to their customers with some of the finest US insurance providers who offer guaranteed best price with pre-existing conditions coverage plans which work well for Chinese visitors.
The inbuilt tools to compare several plans for prices and benefits and answers to FAQ's by customers will guide you to make an informed decision. Purchasing US visitor medical insurance is easy at American visitor insurance for Chinese professionals. On purchasing the insurance you will get policy documents by Email with 24/7 customer support by licensed US insurance agents. For more details you can call our customer service or email us and we will be glad to help you.
Compare quotes »Importance of American traveler insurance
Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.
US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason travel insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Steps to buy
US visitor travel insurance online
1: Finding the best health insurance for foreigners
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers
Factors to buy best travel medical insurance USA
Age of the traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Type of US travel health insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
Medical maximum coverage
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
Duration of travel insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Types of travel insurance
Single Trip Travel Insurance
Compare and buy best US Single trip insurance for travel within the US and overseas
Know more »Single Trip vs MultiTrip Travel Insurance
Compare Single trip vs multi trip insurance plans offered by US insurers.
Know more »Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here to read more »Annual travel insurance
Annual travel insurance (Multi trip insurance) for travel within USA
Travel Insure - Voyager Annual insurance
Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.- Take an unlimited number of Covered Trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers
Get quotes »
Resourceful tourist insurance USA information
How to buy travel insurance?
Guide to buying the best international travel health insuranceKnow more »
Travel insurance for specific groups
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...Know more »
Best travel health insurance in USA information
Travel medical insurance USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Factors for the best travel insurance to USA.
Types of USA tourist insurance online
Different types of tourist insurance for USA.
USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Travel insurance to USA from China links
Traveler Insurance to USA Forum
Customer Queries for China travelers to USA.
Click here to read more »Find the best US visitor insurance coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Click here to read more »Buy cheap travel insurance
There are many cheap international insurance plans also known as visitor insurance plans.
Click here to read more »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Click here to read more »Best international medical insurance
Travel insurance for China citizens visiting Europe
China residents visiting Schengen countries
Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 29 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.
Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements. Nationalities who require Schengen visa.
Schengen visa insurance requirements
- Travel insurance coverage of 30,000 Euros (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.