The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
|COVID-19/SARS-CoV-2 Coverage||Patriot America plus group insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.|
|Eligible medical expenses||Up to the maximum limit|
|Hospital room and board||Average semi-private room rate, including nursing services|
|Surgery||Up to the maximum limit|
|Intensive care unit||Up to the overall maximum limit.|
|Bedside visit||$1,500 maximum limit. Not subject to deductible|
|Hospital indemnity||$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible|
|Pre-Certification||50% reduction of eligible medical expenses if pre-certification provisions are not met|
|Physician visits||Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)|
|Urgent Care Clinic||$25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible|
|Radiology / X-ray||Up to the maximum limit|
|Walk-In Clinic||$15 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible|
|Laboratory||Up to the maximum limit|
|Outpatient Surgical / Hospital Facility||Up to the maximum limit|
|Chemotherapy / Radiation Therapy||Up to the maximum limit|
|Physical Therapy||Up to the maximum limit (Medical order or treatment plan required)|
|Pre-Admission Testing||Up to the maximum limit|
|Assistant Surgeon||20% of the primary surgeon’s eligible fee|
|Anesthesia||Up to the maximum limit|
|Prescription Drugs and Medications||Up to the plan maximum limit, may not exceed $250,000 (Dispensing limit per prescription: 90 days)|
|Reconstructive Surgery||Up to the maximum limit|
|Chiropractic Care||Up to the maximum limit|
|Emergency local ambulance||Up to the maximum limit.|
|Hospital emergency room||Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
|Interfacility ambulance transfer||Company pays 100%|
|Emergency eye examination||$150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident)|
|Emergency medical evacuation||Up to the maximum limit. Not subject to deductible|
|Emergency reunion||$100,000 maximum limit. Not subject to deductible|
|Return of mortal remains or cremation/burial||Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible|
|Return of minor children||$100,000 maximum limit. Not subject to deductible|
|Political evacuation and repatriation||$100,000 maximum limit. Not subject to deductible|
|Natural disaster evacuation||$25,000 maximum limit. Not subject to deductible (Must be approved in advance by the company)|
|Natural disaster||$250 per day and maximum limit of five days for accommodations. Not subject to deductible.|
|Trip interruption||$10,000 maximum limit. Not subject to deductible|
|Small Pet Common Air Carrier Accidental Death||$500 maximum limit. Not subject to deductible. (For a pet cat or dog up to 30 pounds traveling with the insured person)|
|Identity theft||$500 maximum limit. Not subject to deductible|
|Terrorism||$50,000 maximum limit. Not subject to deductible|
|Lost luggage||$50 per item, $500 maximum limit. Not subject to deductible|
|Incidental Emergency in the U.S.||Up to 2 weeks|
|Pet return||$1,000 maximum limit. Not subject to deductible|
|Durable medical equipment||Up to the maximum limit|
|Extended care facility||Up to the maximum limit|
|Personal liability||$25,000 combined maximum limit. Injury to a third person: $100 per injury deductible. Damage to a third person’s property: $100 per damage deductible. No coverage for injury to a related third party or damage to related third person’s property|
|Remote transportation||$5,000 per period; $20,000 lifetime maximum|
Review and compare the best Patriot America Plus Group Insurance quotes.
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
Patriot America Plus Group Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.
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