Land Sports Travel Insurance for Adventure Travelers

Should I Buy Trip Cancellation Insurance or Travel Medical Insurance?

Which Travel Insurance Is Best for You?

✈️ Trip Cancellation Insurance
For US residents - Covers non-refundable trip costs (flight, hotel, cruise...) & medical expenses.
🩺 Travel Medical Insurance
For all international travelers - Provides medical coverage for illnesses, injuries, doctor visits, and hospital stays.
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✔️ Land Sports Travel Insurance for Adventure Travelers

Adventure travelers engage in activities on land, whether you're hiking through scenic trails, participating in organized tournaments, or engaging in extreme adventures, will need adequate travel insurance coverage. A lot of standard visitor insurance plans will not cover injuries including sports injuries and especially high-risk sports injuries.

American Visitor Insurance offers Travel Insurance for Land Sports with specialty benefits so you can have coverage while enjoying recreation, competitions, or extreme land sports during your travels to the USA or internationally.

🏞️ What Is Land Sports Travel Insurance?

Land Sports Travel Insurance refers the coverage offered to travelers that will participate in sports and athletic activities on land. This includes coverage for injuries, medical emergency and hospitalizations, emergency evacuation, or trip interruption coverage due to a covered sports activity.

The plans available at American Visitor Insurance can provide coverage options for adventure sports, school sports, amateur sports competitions, and higher risk activities, such as trekking or rock climbing.

Whether you are trekking up in altitude, playing soccer in a weekend league, or mountain biking on rugged trails, these plans can help cover those unexpected medical expenses and allow you to enjoy your adventure.

🏄‍♂️ Types of Land Sports Covered

hiking

Hiking

Enjoy scenic outdoor trails with hiking coverage offering reliable support for active travelers.

Trekking

Trekking

Experience stunning nature trails with trekking coverage supporting safe and steady adventure travel.

Mountaineering

Mountaineering

Reach demanding high-altitude peaks with mountaineering protection designed for challenging outdoor ascents.

Rock Climbing

Rock Climbing

Scale thrilling vertical cliffs confidently with rock climbing coverage supporting every adventurous move.

Track and Field

Track and Field

Showcase elite athletic performance with track and field coverage enhancing speed, power, and endurance.

Cross Country Running

Cross Country Running

Build long-distance endurance with cross country running coverage supporting competitive outdoor performance.

Inline Skating

Inline Skating

Glide smoothly on wheels with inline skating coverage designed for energetic outdoor activities.

Tennis

Tennis

Compete with confidence using tennis coverage supporting fast, high-impact court performance.

Golf

Golf

Enjoy relaxed competitive play with golf coverage supporting every swing on the course.

Gymnastics

Gymnastics

Showcase precision movement and strength with gymnastics protection for demanding athletic routines.

Power Lifting

Power Lifting

Push maximum strength limits confidently with power lifting coverage supporting intense performance.

Football

Football

Compete safely during energetic matches with football protection designed for active players.

Rugby

Rugby

Play tough full-contact games with rugby coverage supporting strong physical action.

Softball

Softball

Take the field confidently using softball coverage designed for fast-paced team competition.

Volleyball

Volleyball

Play energetic matches with volleyball coverage supporting fast teamwork and powerful competitive action.

Wrestling

Wrestling

Engage in intense physical bouts with wrestling coverage ensuring strong support for athletes.

Running with Bulls

Running with Bulls

Face extreme festival challenges with running with bulls coverage providing essential high-risk protection.

Adventure Sports: Water, Land & Air Activities for Travelers

Water Adventure Sports

Water adventure sports include activities that take place on or under water. These can range from surfing, kayaking, paddleboarding, and jet skiing to snorkeling and scuba diving. These sports are fun and exciting but carry risks like slips, collisions, or underwater accidents.

Know more about water sports activities and how to stay protected: Water Sports Travel Insurance

Land Adventure Sports

Land adventure sports are activities that happen on solid ground or natural landscapes. They include hiking, trekking, mountain biking, ATV riding, rock climbing, and zip-lining. These sports are perfect for thrill-seekers but can result in injuries from falls, collisions, or unexpected hazards.

Learn about different land sports and how to safeguard your trip: Land Sports Travel Insurance

Air Adventure Sports

Air adventure sports involve activities that take place in the air or involve jumping/flying. Examples include paragliding, bungee jumping, skydiving, zip-lining, and hot-air ballooning. These activities are high-adrenaline and can carry significant risk, so preparation is key.

Explore air sports activities and coverage options here: Air Activities Sports Insurance

What Are the Top Visitor Insurance Plans for Land Sports in the USA?

Travelers planning outdoor activities during their trip to the USA need insurance that covers recreational and amateur land sports. The top travel medical insurance plans with optional coverage for land sports include Patriot America Plus, Diplomat America, and Safe Travels USA through American Visitor Insurance. These plans offer optional riders that provide protection for activities like hiking, trekking, cycling, tennis, golf, and other non-professional sports.

Additionally, Atlas America includes coverage for eligible injuries and illnesses from vacation sports, allowing travelers to participate in amateur and non-professional land activities incidental to their trip. With these plans, visitors can enjoy their active vacations in the USA with peace of mind, knowing they are protected against medical emergencies resulting from recreational land sports.

  • Patriot America Plus includes an optional Adventure Sports Rider for travelers under 65.
  • Covers approved land sports like hiking, trekking, mountaineering (within limits) and other adventure activities.
  • Provides medical protection for eligible injuries during covered land adventures.
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  • Atlas America covers eligible injuries and illnesses from amateur, non-professional land sports.
  • Allows casual activities like hiking, trekking, recreational tennis/golf, casual cycling, running, and other non-competitive outdoor sports.
  • Coverage applies only to recreational vacation activities incidental to your trip.
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  • Patriot America Lite offers an optional Adventure Sports Rider for travelers under 65.
  • Covers approved land sports like hiking, trekking, and mountaineering (within limits) plus other recreational adventure activities.
  • Provides medical protection for eligible injuries during covered land adventures.
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Diplomat Long Term
Global Underwriters

  • Diplomat Longterm offers an optional Athletic and Hazardous Activity Rider add-on.
  • Covers motorcycling, mountain biking, trekking, mountain climbing (within policy limits), football, basketball, baseball, and other approved land sports
  • Provides coverage for recreational and adventure land sports while traveling
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Safe Travels USA
Trawick International

  • Safe Travels USA offers an optional Sports Activity Coverage upgrade for added land-sports protection.
  • Covers recreational and amateur activities like tennis, volleyball, golf, field hockey, football, karate, polo, rugby, softball, and other approved land sports.
  • Provides medical coverage for eligible injuries during covered land-sport activities.
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Visit USA
Travel Insurance Services

  • Visit USA Travel Insurance – Optional Hazardous Sports Coverage.
  • Covers American Football, Big Game Hunting/Safari, Bungee Jumping, Mountaineering, Powerlifting, Running with the Bulls, and Spelunking.
  • Provides medical protection for eligible injuries and illnesses while traveling abroad.
Buy Online »

Diplomat America
Global Underwriters

  • Diplomat America offers an optional Athletic & Hazardous Activity Rider for added land-sports protection.
  • Covers approved activities like motorcycling, mountain biking, trekking, mountain climbing (within limits), football, basketball, baseball, and other recreational land sports.
  • Provides medical coverage for eligible injuries during covered land-sport activities.
Buy Online »

Safe Travels USA Comprehensive
Trawick International

  • Safe Travels USA Comprehensive offers an optional Sports Activity Coverage upgrade.
  • Covers tennis, volleyball, golf, field hockey, football, karate, polo, rugby, softball, and other approved sports.
  • Provides protection for recreational and amateur land sports while traveling.
  • Ensures medical coverage for eligible injuries and illnesses during your trip.
Buy Online »

Which Travel Medical Insurance Plans Cover Land Sports for International Travel?

TTravelers going abroad need protection for medical emergencies that could occur during their trips, especially when participating in recreational activities. The top travel medical insurance plans with optional land sports coverage include Patriot America Plus, Atlas International, and Diplomat Longterm through American Visitor Insurance.

These plans provide coverage for amateur and non-professional land sports such as hiking, trekking, cycling, tennis, golf, and other recreational activities. With protection for eligible injuries and illnesses during vacation sports, travelers can enjoy active outdoor adventures abroad with peace of mind, knowing they are covered for unexpected medical emergencies.

  • Patriot America Plus includes an optional Adventure Sports Rider for travelers under age 65.
  • Covers hiking, trekking, mountaineering (within specified limits), and other recreational adventure activities.
  • Provides coverage for approved land sports
  • Atlas America covers eligible injuries and illnesses from vacation sports.
  • Covers hiking, trekking, recreational tennis or golf, casual cycling, running, and other non-competitive outdoor activities
  • Provides protection for amateur and non-professional land activities during your trip

Diplomat Longterm Insurance
Global Underwriters

  • Diplomat Longterm offers an optional Athletic and Hazardous Activity Rider.
  • Covers motorcycling, mountain biking, trekking, mountain climbing (within policy limits), football, basketball, baseball, and other approved land sports.
  • Provides coverage for recreational and adventure land sports

InterMedical Travel Insurance
Travel Insurance Services

  • InterMedical Travel Insurance offers an optional Hazardous Sports Coverage.
  • Covers American Football, Big Game Hunting/Safari, Bungee Jumping, Mountaineering, Powerlifting, Running with the Bulls, and Spelunking.
  • Provides medical protection for eligible injuries and illnesses while traveling.

Which Trip Insurance Plans Include Coverage for Land Sports?

For travelers, it’s important to have trip insurance that covers recreational and amateur land sports along with protection for trip interruptions or cancellations. The top trip insurance plans with optional coverage for land sports include iTravelInsured Sport Insurance, iTravelInsured Travel Choice, and Travelex Ultimate Insurance through American Visitor Insurance. These plans provide protection for activities like hiking, trekking, cycling, tennis, golf, and other non-professional sports, ensuring travelers are covered for unexpected injuries that could impact their trip.

Additionally, many trip insurance plans cover eligible injuries and illnesses from vacation sports, allowing travelers to participate safely in amateur and recreational land activities incidental to their trip. With these plans, travelers can enjoy active outdoor adventures while having peace of mind that both their health and travel plans are protected.

  • iTravelInsured Sport Insurance is specifically designed for travelers who want protection while participating in sports and recreational activities.
  • Covers hiking, trekking, rock climbing, mountain biking, running, tennis, golf, and amateur adventure activities.
  • Provides medical coverage, emergency evacuation, and protection for injuries during these activities.

Travelex Ultimate Insurance
Travelex insurance

  • Travelex Ultimate Travel Insurance offers an optional Adventure Sports Coverage.
  • Covers mountain climbing, mountaineering, free climbing, hiking, trekking, and other approved amateur adventure activities
  • Provides medical coverage for eligible injuries and emergencies during the trip.
  • iTravelInsured Travel Choice Insurance includes an optional Sports Coverage.
  • Covers hiking, trekking, cycling, tennis, golf, and other non-professional outdoor sports.
  • Provides protection for eligible injuries and medical emergencies during these activities.

🏞️ Why Buy Land Sports Travel Insurance?

  • Generic travel insurance typically omits sports injuries: Most basic visitor insurance products exclude injuries from sports like climbing, participation in cycling races, playing football, or trekking to altitude.
  • Risky activities can result in much more severe, expensive injuries: Receiving medical care in the U.S. is very expensive. A broken bone can easily be thousands of dollars, and a rescue evacuation may cost $20,000–$50,000.
  • Athletes are frequently in need of coverage for training or competition abroad: These products are excellent for indoor or outdoor athletes who have the opportunity to participate in: International tournaments, Schools/university activities, Training camps, Adventurous expeditions.
  • Active peace of mind: You will receive an option of emergency medical and evacuation coverage specific to your activity or sport.

🏞️ What Is Covered by Land Sports Travel Insurance?

Land Sports Travel Insurance offers protection for travelers participating in recreational, competitive, and adventure land activities during their journey in the USA or abroad. You will find coverage on American Visitor Insurance for, but not limited to:

  • Emergency medical treatment after a sports-related injury
  • Hospitalization and urgent care
  • Medical evacuation and rescue
  • Emergency response related to adventure sports
  • Accidental Death & Dismemberment (AD&D)
  • Trip interruption due to a covered sports-related injury
  • Amateur & school sports competition

These plans ensure that travelers have sufficient coverage while participating in physical outdoor activities.

🚵 Why Regular Travel Insurance Doesn’t Work for Land Sports?

Regular travel insurance plans won’t cover:

  • Organized sports
  • High-altitude trekking
  • Technical climbing
  • Competitive cycling
  • Contact sports such as rugby or wrestling

This is why American Visitor Insurance allows access to plans with sports riders and adventure sports benefits that cover these gaps.

🚵 Benefits of Buying Land Sports Travel Insurance Before Your Trip

  • Protection Against the High Costs of Medical Care in the United States: If you hurt yourself while participating in sports and suffer a fracture or dislocation, for example, the costs in the United States can be in the thousands. Depending on your medical plan, that could mean thousands of dollars out of pocket.
  • Evacuation from Remote Areas or High-Altitude Areas: This is particularly relevant for hikers, trekkers, mountaineers, and all sorts of canyon sports.
  • Optional Coverage for Sports Equipment: Many plans have some coverage for lost or damaged equipment.
  • Great for Student Travelers and Sports Camps: Parents can make sure their kids are fully covered on school or college sports tours.
  • Coverage for All Types of Sports from Recreational to Competitive: Subject to the level of plan purchased.

🚵 How to Choose the Right Land Sports Travel Insurance Plan?

When comparing plans on American Visitor Insurance, take into consideration:

  • The level of risk for your sport
  • Altitude restrictions (most plans have a cutoff of around 4,500m for altitudes and any travel above this may require a special plan)
  • Whether your activity is recreational or competitive (most plans cover both)
  • Medical costs for the country you're traveling to
  • Travel time (for length of insurance)
  • Any age restrictions for particular sports

❓ Land Sports Travel Insurance FAQs

❓ Is There Coverage for Getting Injured While Hiking or Trekking?

Yes, a number of plans outside the USA and for USA citizens who need travel insurance cover hiking and trekking, especially the plans available at American Visitor Insurance. Check the travel insurance for restrictions on altitude.

❓ Are College or Student Sports Covered?

Most plans do, when you purchase the appropriate sports rider, or addendum, or in the least, at the amateur level and school level is often covered.

❓ Are Extreme Sports or High-Risk Sports Like Mountaineering or Canyoning Covered?

Yes; if you purchase the adventure coverage or extreme sports coverage. Check the plan levels carefully.

❓ Can I Get Coverage for Tournaments Abroad?

Yes; many visitors are actually purchasing sports coverage for participation in non-professional sports tournaments.

❓ Is Riding a Scooter or Motorcycle Covered?

Some plans will. However, this is most often a part of the high-risk sports upgrade.

❓ Is Coverage Provided for Organized Team Sporting Events by Land Sports Travel Insurance?

Yes, many plans cover amateur and non-professional, organized, team sports like soccer, volleyball, rugby, or school tournaments. Travelers can explore suitable comparisons on American Visitor Insurance by sport type and competition level.

❓ Are Trekking or Mountaineering Activities at High Altitude Covered?

Coverage for trekking and mountaineering is dependent on the altitude of the activities. Most plans cover treks up to 4,500m, and will often require specialized adventure sports insurance above that altitude for activities. Always check the altitude coverage limits before purchasing the insurance.

❓ Can I Purchase Land Sports Travel Insurance for a Sports Trip to the USA?

Sure! Land Sports Travel Insurance is recommended and coverage is important for travelers visiting the USA since their medical costs are significantly higher! American Visitor Insurance offers many plans for your travel to the US as a sports traveler!

❓ Will a Visitor Insurance Plan Cover a Sports Injury From Recreational Use?

Yes, recreational sports injuries from land sports like hiking, running, biking, or playing tennis are covered, as long as they are considered recreational in nature and not extreme sports or professional activities.

❓ Am I Eligible to Purchase Coverage if I Will Be Traveling for a Sports Camp or Training Program?

Yes. Many student athletes, exchange participants, and youth travelers buy sports coverage for camps, programs, and academies. All of these policies can be reviewed and compared with ease on the American Visitor Insurance website.

Which Are the Best Visitors Insurance Companies?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.

Which are the best visitors insurance companies?

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HTH Worldwide
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