Water Sports Travel Insurance for Adventure Travelers

Water sports are fun ways to experience some of the greatest thrill in life scuba diving, snorkelling, kayaking, surfing, and whitewater rafting and even the least adventurous travel activities also involve some risk. Unlike many regular travel activities that you can expect standard travel insurance to cover, most standard travel insurance policies contain exclusions for injuries while participating in adventure or high-risk water sports.

Water Sports Travel Insurance provides travelers with the coverage they need for water sports activities, ensuring that you are protected financially should you receive unexpected medical care or, perhaps, be required to be evacuated from the site of the accident. Travelers traveling to the USA or international beach vacations would typically purchase one of the available plans from American Visitor Insurance for coverage during their water adventure.

Water Sports Travel Insurance coverage is travel medical insurance that assists with injuries or accidents sustained while participating in recreational, adventure, or high-risk water activities. Water Sports Travel Insurance is good for:

• Visitors to the United States
• International adventure travelers
• Cruise travelers
• Divers, surfers, and other water sport enthusiasts
• Students or groups completing water sports activities

If you should suffer an injury while participating in covered water sports, the insurance will assist with medical treatment, emergency evacuation, hospitalization, and even accidental death benefits.

Travelers planning outdoor activities during their trip to the USA need insurance that covers recreational and amateur water sports. The top travel medical insurance plans with optional coverage for water sports include Patriot America Plus, Diplomat America, and Safe Travels USA through American Visitor Insurance. These plans offer optional riders that provide protection for activities like swimming, snorkeling, kayaking, paddleboarding, and other non-professional water sports.

Additionally, Atlas America includes coverage for eligible injuries and illnesses from vacation sports, allowing travelers to participate in amateur and non-professional water activities incidental to their trip. With these plans, visitors can enjoy their active vacations in the USA with peace of mind, knowing they are protected against medical emergencies resulting from recreational water sports.

Travelers going abroad need protection for medical emergencies that could occur during their trips, especially when participating in recreational activities. The top travel medical insurance plans with optional water sports coverage include Patriot America Plus, Atlas International, and Diplomat Longterm through American Visitor Insurance.

These plans provide coverage for amateur and non-professional water sports such as snorkeling, scuba diving, jet skiing, parasailing, and other recreational aquatic activities. With protection for eligible injuries and illnesses during water sports and vacation water activities, travelers can enjoy active outdoor adventures abroad with peace of mind, knowing they are covered for unexpected medical emergencies.

For travelers, it’s important to have trip insurance that covers recreational and amateur water sports, along with protection for trip interruptions or cancellations. The top trip insurance plans with optional coverage for water sports include iTravelInsured Travel Choice, Travelex Advantage and Travelex Ultimate Insurance through American Visitor Insurance. These plans provide protection for activities such as swimming, snorkeling, kayaking, paddleboarding, sailing, and other non-professional water sports, ensuring travelers are covered for unexpected injuries that could impact their trip.

Additionally, many trip insurance plans cover eligible injuries and illnesses resulting from vacation water sports, allowing travelers to participate safely in amateur and recreational aquatic activities incidental to their trip. With these plans, travelers can enjoy active water-based adventures while having peace of mind that both their health and travel plans are protected.

Standard travel insurance policies typically do not provide coverage for injuries arising from water sports. Travel insurance without coverage for water sport injuries can be very costly for travelers, especially in the United States, where medical expenses are exorbitant.

• Medical bills to treat injuries caused by incurring an injury related to a water sport.
• The cost of an emergency evacuation to the nearest medical facility.
• Hospital stay and surgical expense.
• Repatriation of mortal remains.
• Search and rescue (may vary by plan).
• Accidental Death & Dismemberment (AD&D) benefits.
• Trip interruption (in certain plans).

Travelers can review the various plans at American Visitor Insurance to find affordable plans tailored for water sport or adventure travel.

• Paid or professional water sports activities
• Competitive, record-breaking activities
• Exploring underwater caves deeper than permitted depth
• Taking part under the influence of drugs or alcohol
• Using equipment that is not certified or licensed
• Scuba diving without the proper credentials

For those travelers about to engage/who plan to engage in activities such as snorkelling, scuba diving, surfing, kayaking, white-water rafting, and other adventure water sports, getting water sports travel insurance coverage is important. Basic travel insurance usually does not cover high-risk activities, and water sports travel insurance protects you from costly medical emergencies, hospital visits, and emergency evacuation in the case of any injuries while participating in a water-sport activity. Travelers visiting the USA and traveling internationally to the beach can use the American Visitor Insurance website to compare the best adventure sports plans to get reliable, affordable coverage for both moderate and high-water sports risk coverage, to ensure you have a worry-free and safe experience at a beach or destination with water sports activities.