Single trip travel insurance
Single-trip travel insurance is a type of travel insurance policy that provides coverage for one specific trip. It is designed to cover you for the duration of that trip, from the time you leave your home until you return. It is ideal for travelers who do not travel frequently and only need coverage for one trip. These plans can be tailored to the specific needs of your trip, including coverage for specific activities or higher coverage limits. It includes coverage for emergency medical expenses, hospital stays, medical evacuations, and repatriation. It ensures that you are covered in case of illness or injury during your trip.
Single Trip Travel Insurance benefits
Trip Cancellation
Trip Cancellation Covers the loss of pre-paid, non-refundable and unused payments, when the covered trip is cancelled due to illness, injury or death of family member; bankruptcy; jury duty; auto accident; terrorist incident etc.Pre-Existing Condition
Medical ailments for which you have already received or are receiving treatment for. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Different insurance carriers have their own policies for pre-existing conditions.Baggage Loss
During a flight, in case the baggage is lost or its contents get damaged due to fire or other reasons, you can get the reimbursement for the loss through a baggage insurance.Trip Interruption
Medical ailments for which you have already received or are receiving treatment for. Pregnancy, AIDS, high-blood pressure and stroke are all forms of pre-existing conditions. Different insurance carriers have their own policies for pre-existing conditions.Medical Evacuation
Coverage for Emergency Medical Evacuations to the nearest qualified medical facility.Accidental Death & Dismemberment
Coverage for the loss of life or limbs in an accident.Single trip insurance cost 2024
The single trip travel insurance cost ranges from $16 to $150 a month. The price varies based on several factors such as the age of the visitor, medical maximum coverage, deductible for the plan, coverage type, and the coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
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Comprehensive Plans
Patriot America Plus Insurance
- Offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA.
- Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
- Covers acute onset of pre-existing conditions till maximum limit up to 70 years.
- The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
- This also offers optional riders provide additional coverage for a minimal charge.
Safe Travels USA Comprehensive Insurance
- Offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA
- Covers Acute onset of pre-existing conditions up to 69 years the limit is up to the medical maximum and for any coverage related to cardiac disease, coverage is limited to $25,000.
- This plan is available for green card holders.
Atlas America Insurance
- US travel Medical Insurance for Non-US Citizens traveling outside their home country.
- This plan offers coverage for Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, Travel delay and Evacuation and much more!
- It is an ideal visitor medical insurance for parents visiting USA.
- Eligible for coverage of acute onset of pre-existing conditions if you are younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
Atlas Premium Insurance Comprehensive plan
- Plan is ideal for family, tourists, business persons, vacationers and adventure travelers.
- Provides coverage up to $50,000 and $1,00,000 70 to 79 year old travelers.
- Eligible for coverage of acute onset of pre-existing conditions if you are younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
- Trip Interruption coverage available for up to $15,000 not subject to deductible.
Diplomat America Insurance
- Available for Non Us citizens and Non US residents visiting the US.
- plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address.
- Plan is not available for citizens of Australia and Iran.
- Covers pre-existing condition after 24 months of waiting period.
Visitors Protect Insurance
- Availble for visitors traveling from their home country to the U.S., Canada, and Mexico.
- The plan offers temporary medical coverage with pre-existing conditions up to 99 years.
- Care Clix consultation is a new benefit under this plan where you can get access to a doctor by different means like a video chat , mobile app, phone... and consult about non emergency issues.
- Minimum purchase is 90 days.
INF Elite Insurance
Coverage range$150,000 - $1,000,000
- Provides coverage for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country
- Coverage for Pre-Existing Conditions upto $1,000,000.
- Minimum purchase of 90 days required to buy this plan.
Fixed Benefit Plans
Visitors Care Insurance
- It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan.
- This plan covers Acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum.
- This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
VisitorSecure Insurance
- Available for people traveling to the US and abroad.
- Visitor Secure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
- Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
- This plan covers Inpatient and Outpatient treatment facilities and price varies between the types of plans.
Safe Travels Elite Insurance
- Available for non U.S. residents and non U.S. citizens, traveling to the USA
- Covers Acute onset of pre-existing conditions up to 89 years.
- This plan is available for green card holders.
- Coverage for minimum 5 days to maximum up to 364 days
INF Premier Insurance
Coverage range$100,000 - $1,000,000
- Provides coverage for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country
- Coverage for Pre-Existing Conditions to $1,000,000.
- Acute Onset treated like New Sickness.
- Covers age up to 99 Years.
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Atlas International Insurance
- WorldTrips Atlas International is an Ideal for US citizens traveling outside their home country,excluding USA.
- Atlas International insurance underwritten by Lloyds, London and rating AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-.
- Policy maximum options available are $50,000, $100,000, $250,000, $500,000, $1,000,000 and $2,000,000.
- Deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
- Covers acute onset of pre-existing conditions up to chosen maximum limit aged up to 79 years (excludes chronic and congenital conditions).
- This plan covers trip interruption up to $10,000 (not subject to deductible or coinsurance).
Patriot International Lite Insurance
- Patriot International Lite form IMG is available US citizens traveling outside their home country,excluding USA.
- This plan is underwritten by Sirius International Insurance Corporation and rating “A” (Excellent) by A.M. Best.
- Policy maximum options available are $50,000, $100,000, $500,000, and $1,000,000
- Deductible options available are $0, $100, $250, $500, $1000, and $2500.
- Covers acute onset of pre-existing conditions up to chosen maximum limit aged up to 70 years
- Covers lost luggage benefit up to $50 per item, $500 maximum limit. Not subject to deductible.
Diplomat International Insurance
- Global Underwriters Diplomat International plan is available for people traveling outside their home Country excluding USA.
- Underwritten by C&F Cayman SPC for and on behalf of ITI SP and rating AM Best Rating: "A" (Excellent)
- The policy maximum options available are $50,000, $100,000, $500,000, and $1,000,000
- The deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
- Covers unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)(US Citizens only)
- Covers interruption of trip up to $5,000 and coverage for lost buggage up to $50 per article; up to a maximum of $250.
Diplomat Longterm Insurance
- Global Underwriters Diplomat LongTerm plan is available for people traveling outside their home Country excluding USA.
- Policy maximum options available are $500,000 and $1,000,000
- The deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
- Minimum enrollment of 3 months.
- Underwritten by C&F Cayman SPC for and on behalf of ITI SP and rating AM Best Rating: "A" (Excellent).
- Covers unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)(US Citizens only).
- Covers interruption of trip up to $5,000 and coverage for lost buggage up to $50 per article; up to a maximum of $250.
Safe Travels Outbound Insurance
- Safe Travels Outbound from Trawick International is available for US citizens and US residents traveling outside of the US.
- Underwritten by Crum & Forster SPC and rating “A” (Excellent) by A.M. Best.
- This policy provides the medical maximum options of $50k, $100k, $250k, $500k.
- The deductible options available are $0, $100, $250, $500, $1000, $2500 and $5,000.
- Covers pre-exiting conditions after 6 months of waiting period.
- Covers trip interruption up to $7,500 and coverage for lost buggage up to $1,000 ($250/item, $500/combined limit for valuables).
Intermedical Insurance
- Intermedical insurance form Travel Insure is available US citizens traveling outside their home country,excluding USA
- Underwritten by Lloyds, London and rating AM Best Rating: A.
- Policy maximum options available are $50,000, $100,000 and $150,000
- Deductible options available are $0, $250, $500 and $1000.
- Covers acute onset of pre-existing conditions up to chosen maximum limit.
- Covers trip interruption up to $5,000 and coverage for lost checked luggage Up to $500.
Travel insurance vs Travel medical insurance
Single trip travel insurance is very important and in fact the most important value addition that can be made to one's trip. There are 2 types of single trip travel insurance for international travelers across the world namely “travel insurance” and “travel medical insurance”.
Travel Insurance
- Travel insurance plans also known as trip cancellation or trip interruption insurance focus on insuring pre-paid trip investment expenses which are non-refundable when the trip gets cancelled or is interrupted.
- Travel insurance for trip cancellation offers coverage for hotel rooms bookings, airline and cruise tickets...It may also cover unexpected expenses due to lost, damaged, delayed or stolen luggage.
- Travel insurance has an add on benefit as ‘cancel for any reason' coverage. Some travel insurance with cancel for any reason benefit refunds only 75% of the non-refundable trip investment expenses
- Travel cancellation and interruption insurance plans are popular among US citizens traveling outside the United States.
- Popular trip cancellation insurance plans
iTravelInsured Travel Lite Insurance | iTravelInsured Travel SE Insurance | iTravelInsured Travel LX Insurance | IMG Group Travel | Trip Protection Basic | Trip Protection Choice | Trip Protection Economy | Trip Protection Elite | Safe Travels Voyager | Safe Travels Single Trip | Safe Travels Explorer | Safe Travels Explorer Plus | Safe Travels Journey | iTravelInsured Travel Sport Insurance | Vacation Rental insurance | Travel Insurance Select Plan | Trip Protector Insurance
Travel medical Insurance
- Travel medical insurance or travel health insurance plans focus on the health insurance coverage of the traveler in the event of any unexpected sickness or accident while traveling outside one's home country.
- The coverage includes both inpatient and outpatient care, evacuation and repatriation. Travel insurance covers the hospital room and board, ambulance services and any emergency services. They might also cover political evacuation, terrorism, accidental death and dismemberment, natural disaster and repatriation of remains.
- Optional AD & D benefit, adventure sports benefits, acute onset of pre-existing conditions travel insurance are the options available
- Travel medical insurance is popular among international travelers visiting countries with high costs of healthcare like the United States or Europe.
- Immigrant communities in the USA who have family visiting them buy best travel medical insurance to ensure that parents or other family members do not have to worry about medical expenses while in the US.
- Popular visitor insurance plans
Visitors Care | Visitors Secure | Travel Medical USA Visitor Insurance | Patriot America Plus | Patriot International Lite | Patriot Platinum | Atlas America | Atlas International | Travel Medical Basic | Travel Medical Choice | INF Elite Insurance | INF traveler USA Insurance | Safe Travels USA | Safe Travels USA Comprehensive | Safe Travels USA Cost Saver | Safe Travels Elite | Safe Travels Elite Diamond | Safe Travels International | Safe Travels International Cost Saver | Safe Travels Outbound |
Single Trip Travel Insurance - FAQ's
1. Can you get travel insurance for one trip? Can you buy travel insurance for a one-way ticket?
Yes, you can get travel insurance for single trip, At American Visitor Insurance we have the best trip cancellation insurance with cancel for any reason benefit and travel medical insurance for all travelers. This type of insurance is known as "single-trip travel insurance" and is designed to cover you for the duration of one particular trip. There are several companies offering best travel medical insurance that cover emergency medical expenses, hospital stays, and medical evacuation. They also provide you with a letter specifying this vacation travel insurance coverage which can sometimes be used for visa purposes and to disembark in the destination country.
2. Is 50000 enough for travel insurance?
Whether $50,000 single trip insurance is sufficient or not depends on various factors, including the destination, the duration of the trip, travelers’ health, and the activities they plan to undertake. Medical costs can vary significantly between countries. For example, healthcare in the USA, UK is notoriously expensive, and $50,000 might not cover a serious medical emergency or hospitalization. In contrast, in some countries, this amount could be more than sufficient. Also If travelers plan to take part in high-risk activities like skiing, scuba diving, or extreme sports, they might want higher coverage due to the increased risk of injury. The health of the traveler and any pre-existing conditions which might require treatment while abroad may affect the amount of coverage needed . Some policies may have limitations on coverage for pre-existing conditions.
3. How much does travel insurance cost for one trip?
The cost of single trip travel insurance can vary widely based on several factors. ravel insurance is generally more expensive for trips to countries with high healthcare costs, such as the USA or Canada. Longer trips typically cost more to insure than shorter ones. Older travelers often pay higher premiums due to increased health risks. Higher coverage limits for medical expenses, trip cancellation, and other benefits will increase the cost. Coverage for pre-existing medical conditions can increase the premium. Engaging in high-risk activities like skiing, scuba diving, or extreme sports may require additional coverage. Usually for a short trip which is a week-long vacation to a low-risk destination, Cheapest single trip travel insurance costs around $20 to $50 while for more comprehensive coverage, including higher medical expense limits, trip cancellation, and interruption, single trip insurance costs could range from $50 to $200 or more. Travel insurance for trips to high-risk destinations like the USA can be more expensive, often ranging from $100 to $500, depending on the coverage limits and duration.
4. Is it better to get single trip or annual travel insurance?
Choosing between single-trip and annual travel insurance depends on your travel frequency, destinations, and specific coverage needs. If you travel only once or twice a year, single-trip insurance is generally cheaper. You can adjust the policy to fit the specific needs of each trip, including destination, activities, and coverage limits. It is Ideal for covering one specific trip, no matter its length.
If you end up taking more trips, you'll need to buy separate policies each time, which can be cumbersome and expensive. Each trip requires its own policy purchase, which can be a hassle that time is advisable to Annual travel insurance. Though the initial cost is higher compared to a single-trip policy, it may save money in the long run. Some annual policies have a maximum trip duration (e.g., 30, 45, or 60 days) for each individual trip.