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Best Health Insurance for International Students in Virginia

International student medical insurance cost Virginia

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Why do international students need health insurance in Virginia?

Healthcare in the USA is very expensive and is not free for international students. While many Universities offer student insurance but these plans are quite expensive. Given that there is no f1 visa health insurance requirements mandated by US consulates, and unless the University insists on the College insurance plans, students can compare international student insurance plans offered by popular US student insurance providers and buy the F1 student health insurance that they like best.

Which Virginia colleges have the largest number of international students?

Colleges with largest number of international students

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International Student Information

  • 15,169 total international students
  • 2.6% of all students
  • $405.5-million spent by international students

List of universities in Virginia for international students

Argosy University-Washington D.C., Arlington Averett University, Danville
Advanced Technology Institute, Virginia Beach Appalachian School of Law, Grundy
Averett University-Non-traditional programs, Danville Aviation Institute of Maintenance-Chesapeake, Chesapeake
Aviation Institute of Maintenance-Manassas, Manassas Baptist Theological Seminary at Richmond, Richmond
Blue Ridge Community College, Weyers Cave Bluefield College, Bluefield
Lord Fairfax Community College, Middletown Bryant & Stratton College-Richmond, Richmond
Norfolk State University, Norfolk Centura College, Richmond
Centura College, Virginia Beach Centura College, Newport News
Centura College, Norfolk Centura College, Chesapeake
Centura College, Richmond Christopher Newport University, Newport News
College of William and Mary, Williamsburg Dabney S Lancaster Community College, Clifton Forge
Danville Community College, Danville DeVry University-Virginia, Arlington
Eastern Mennonite University, Harrisonburg Eastern Shore Community College, Melfa
Eastern Virginia Medical School, Norfolk ECPI College of Technology, Virginia Beach
ECPI Technical College, Roanoke ECPI Technical College, Richmond
Edward Via Virginia College of Osteopathic Medicine, Blacksburg Emory and Henry College, Emory
Everest College-Arlington, Arlington Everest College-McLean, McLean
Ferrum College, Ferrum George Mason University, Fairfax
Germanna Community College, Locust Grove Hampden-Sydney College, Hampden-Sydney
Hampton University, Hampton Heritage Institute, Manassas
Heritage Institute, Falls Church Hollins University, Roanoke
Institute for the Psychological Sciences, Arlington J Sargeant Reynolds Community College, Richmond
James Madison University, Harrisonburg Southern Virginia University, Buena Vista
John Tyler Community College, Chester Liberty University, Lynchburg
Lynchburg College, Lynchburg Mary Baldwin College, Staunton
Marymount University, Arlington MedSpa Careers Institute, Richmond
Mountain Empire Community College, Big Stone Gap National College-Salem, Salem
Northern Virginia Community College, Annandale Old Dominion University, Norfolk
Patrick Henry Community College, Martinsville Paul D Camp Community College, Franklin
Piedmont Virginia Community College, Charlottesville Potomac College, Vienna
Radford University, Radford Sweet Briar College, Sweet Briar
Tidewater Community College, Norfolk Rappahannock Community College, Glenns
Regent University, Virginia Beach Richard Bland College of the College of William and Mary
Richmond School of Health and Technology, Richmond Roanoke College, Salem
Saint Pauls College, Lawrenceville Shenandoah University, Winchester
Southside Virginia Community College, Richlands Stratford University, Falls Church
The University of Virginia's College at Wise, Wise Thomas Nelson Community College, Hampton
University of Appalachia, Oakwood University of Mary Washington, Fredericksburg
University of Management and Technology, Arlington University of Northern Virginia, Annandale
University of Phoenix - Northern Virginia Campus, Reston University of Phoenix - Richmond, Richmond
University of Richmond, Richmond University of Virginia-Main Campus, Charlottesville
Virginia Commonwealth University, Richmond Virginia Tech

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International Student Insurance Virginia - Disclaimer

The information presented on American visitors insurance is for providing resources and health insurance for students in Virginia. The resource provided here is in no any way intended to indicate any relationship between your Virginia school/college/university and our company. International students should verify directly with the concerned Virginia school/college/university to confirm whether this health insurance for college students in Virginia meets the university F1 visa student insurance requirements.

What does international student insurance cover?

What are the international student health insurance requirements?

International students in California are usually required to have health insurance as a condition of enrollment. Here are the main requirements:

  • Mandatory Coverage: All F-1 and J-1 visa students must purchase health insurance before registering for classes. This requirement is enforced by various universities within the California State University (CSU) system and other institutions.
  • Minimum Coverage Levels: Insurance policies must usually have at least $100,000 in medical benefits per accident or illness and also include coverage for medical evacuation and repatriation.
  • University specific plans: Many universities offer their own health insurance plans that fulfill the required coverage for international students. However, if a student already has comparable coverage from another provider, they may be allowed to waive the university's plan.
  • Enrollment and Verification: Students must present proof of insurance coverage to their university's international student office before registration. Failure to do so may result in a hold on course registration.
  • Dependent Coverage: If international students have dependents, they must also ensure that their dependents are covered under an adequate health insurance plan.

Why is medical insurance important for international students in the US?

In the USA, healthcare isn’t free. Given the high cost of healthcare in the US, medical services can be very expensive. Routine doctor visits, diagnostic tests, or treatments can quickly add up to thousands of dollars. This is where health insurance comes in. If you have sufficient coverage, and the medical treatment you are seeking is covered by the insurance, then you will have to pay nothing out of pocket.

Health insurance not only provides financial protection but also ensures access to quality healthcare when needed. International student insurance is strongly recommended for the students in the USA. That’s because most universities in the USA require international students to have health insurance.

What are the types of student insurance plans for international students?

University Sponsored Health Insurance Plans

University sponsored health insurance plans are health coverage options provided directly by universities to their students, including international students. These plans are specifically designed to address the unique healthcare needs of students during their time at the university.

For international students, these plans offer comprehensive coverage that typically includes medical services like doctor visits, hospital stays, prescription medications, mental health support, and sometimes dental and vision care. Enrollment in these plans is often mandatory for international students, with the cost included in their tuition fees to ensure coverage from the start of their academic program.

University sponsored health insurance for international students can be quite expensive. The cost, often included in tuition and mandatory fees, can put a financial strain on students, especially those on a tight budget. In cases where students prefer a different plan, some universities offer an opt-out option, allowing students to waive the university-sponsored plan by providing proof of equivalent private health insurance.

Private health insurance plans on American Visitor Insurance

It is an alternative to university-sponsored insurance, providing international students with more flexibility and customization in their coverage. Private health insurance offers more flexibility, it’s essential for students to ensure that the plan meets the requirements of their university.

What to except from private health insurance?
  • You can customize your plan to meet your specific healthcare needs and budget
  • Private plans allows you to choose level of coverage, deductible (the amount you pay out of pocket before insurance kicks in), and benefits that best suit you
  • You can opt for additional coverage, such as for pre-existing conditions, maternity care, mental health services, or sports injuries, which may not be included in university-sponsored plans.
  • If you're bringing family members on an F2 visa, many private health insurance plans allow you to add them to your policy, offering convenient coverage for your dependents.
  • Offers coverage for emergency medical evacuation or repatriation, ensuring you are protected in case of serious illness, injury, or death.

Private insurance offers greater flexibility and benefits, allowing you to choose between ‘minimum necessary’ or ‘full’ coverage. This enables you to reduce your insurance costs while still ensuring adequate protection for common medical situations, such as routine check-ups, emergencies, or unexpected illnesses. Students can compare and buy insurance plans on American Visitor Insurance online. For more details, please contact us at (877)-340-7910 or email, and one of our licensed agents will help you find the best international student insurance.

Student health insurance USA cost calculator in 2025

How much is insurance for international students in the USA?

The international student health insurance cost per month ranges from around $30 to $463. The price depends on different factors like the age of the student, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.

Insurance Plans Policy maximum Deductible Cost *
StudentSecure Smart WorldTrips $100,000 $0 $32
StudentSecure Budget WorldTrips $250,000 $0 $53
Patriot Exchange IMG $50,000 to $500,000 $0 to $500 $53 - $70
Diplomat America Global Underwriters $50,000 $250 $63
Student Health Advantage IMG $500,000 $250 $115
Navigator Student GeoBlue Unlimited Coverage $0 $463

* The cost of health insurance for an international student per month aged 20 years.

What does Atlas MedEvac insurance offer for international students?

Many international students already have insurance for their time abroad but need evacuation and repatriation coverage to meet their school or visa requirements. These students choose Atlas MedEvac insurance. This supplemental plan can provide the coverage you need without the added benefits and cost.

  • Available for non U.S. citizens traveling to the United States or any destination outside their home country
  • Lifetime Maximum: Coverage up to $75,000
  • Deductible: $0
  • Emergency Medical Evacuation: Up to $50,000
  • Repatriation of Remains: Up to $25,000
  • Local Burial or Cremation: Up to $5,000
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Atlas MedEvac Insurance

How is student medical insurance cost calculated in the USA?

  • Student's age: The student's age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.
  • Length of health insurance for F1 students: The cheapest student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.
  • Maximum F1 student insurance coverage: The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.
    Click here to read more »

Best health insurance for international medical graduates in USA

Cheapest health insurance for international students in USA – FAQ's

1. Do F1 students need health insurance for Virginia?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. It is advisable buy cheapest health insurance for students before anything emergency situation arises so that you do not find yourself in serious debt.

2. Can international students get health insurance for Virginia?

Yes, International students can definitely get student medical insurance, we offer many medical insurance for college students in Virginia options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. College student health insurance for Virginia that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.

3. Can international students get medicare?

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

4. What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.

What is the best health insurance in Virginia for international students?

Here are some of the best health insurance providers in Virginia:
  • Student Secure Insurance: by WorldTrips provides excellent insurance cover to international students and scholars outside their home country. This plan is ideal for J1 and F1 and OPT students.
  • Student Health Advantage: by IMG designed for International students or Cultural Exchange scholars. This plan covers covers Maternity Newborn Care.
  • Patriot Exchange Insurance: by IMG designed for International students or Cultural Exchange scholars. It is a very affordable plan and meets J visa requirements and F Visa for international students.
  • Geoblue Navigator for Student: by GeoBlue offers worldwide coverage for international students and faculty outside their home country. Offers Unlimited annual and lifetime medical maximum.

What is the cheapest health insurance in Virginia for international students?

The affordable international student health insurance in Virginia is the StudentSecure Smart plan. The cost for this plan starts at around $32 per month, providing coverage up to $100,000 with a $0 deductible. This plan is designed to meet the needs of international students while studying in the U.S. and offers essential medical benefits.

How does one find the best health insurance as an international student in Virginia?

Comparing international students insurance is easy on American Visitor Insurance ! Some institutions have specific requirements that must be met and others don’t. Check those first. If you want to be able to pay monthly (most require a one-time payment), then the Student Secure insurance offered by World Trips are a great option. You can choose to purchase them monthly (so you will be charged each month on a credit card) or as a one-time fee.

Note that there are four levels of the plan (Smart, Budget, Select, and Elite) which allows you to customize your plan and only get what you want or need without over paying for coverage you don’t want or need. You can compare Student Secure Insurance plan benefits and coverage. If you need help figuring out your institution’s requirements, give us a call and we’ll be happy to find something that will work for your situation! We can also help provide the student insurance waiver form that is required by some universities.

Not on a F1 visa? Please review these other visa categories

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J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

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US Student Abroad

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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Virginia student health insurance – Blogs

Which are the best foreign student medical insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance.

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