Travel insurance for USA from Malaysia cost

The cost of cheapest travel insurance for USA from Malaysia depends on different factors and will vary based on coverage options. The cost of Malaysiato USA travel insurance for visitors is high for comprehensive coverage. Understandably, the more expensive the travel insurance, the better will be the travel insurance coverage. Compare and buy the best visitor health insurance from Malaysia to USA on American Visitor Insurance.

The visitor health insurance cost or the cost for the best travel insurance for USA visitors ranges from $16 to $150 a month. The price varies based on the age of the visitor, medical maximum coverage, deductible for the plan, visitors coverage type (Fixed vs comprehensive coverage), and the visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

The high cost of healthcare in the US is influenced by several factors:

• Administrative Expenses: The need for numerous billing clerks in hospitals, physician offices, and insurance companies.
• Litigious Nature: The high cost of medical-malpractice legal expenses due to the litigious nature of US society.
• Advanced Technology: Reliance on advanced medical technology, which is expensive.
• Costly Labor: High wages for healthcare professionals.
• Malpractice Insurance: The steep price of malpractice insurance for healthcare providers.

Considering the high cost of healthcare, being uninsured in the US is not advisable. In US hospitals, treatment costs are significantly reduced if you have insurance and the hospital is within the PPO network, as opposed to being uninsured. Beyond the coverage provided, having visitors' insurance alone can greatly decrease the overall bill. Therefore, it is crucial for visitors to purchase travel health insurance or health insurance for visitors in USA when traveling to the US.

The cost for best travel insurance for USA visitors has reduced disposal income with a major portion of the income going to health care deductibles, co-payments and co-insurance. The cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost around $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.