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Travel insurance Poland

Travel Health Insurance Poland, Polish Health Insurance for Foreigners

Best travel health insurance for US tourists visiting Poland

Should I Buy Trip Cancellation Insurance or Travel Medical Insurance?

Which Travel Insurance Is Best for You?

✈️ Trip Cancellation Insurance
For US residents - Covers non-refundable trip costs (flight, hotel, cruise...) & medical expenses.
🩺 Travel Medical Insurance
For all international travelers - Provides medical coverage for illnesses, injuries, doctor visits, and hospital stays.
Traveling as a Group?
Enjoy exclusive discounts - perfect for families, tour groups, or corporate travel.
Fill out the get quotes form or contact us get the best group travel insurance at competitive prices.

What are the different types of Travel health insurance for foreigners in Poland?

Insure the health of the traveler due to accidental injuries or illness.

  • Poland travel medical insurance is ideal for travelers who want comprehensive coverage for their medical expenses.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
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Insure your vacation expenses along with health of traveler

  • Travel insurance for Poland is ideal for travelers who have invested a lot of money on a trip which is planned many months in advance.
  • It offers coverage when a trip is cancelled or interrupted due to unforeseen circumstances will protect travelers against financial losses. It will reimburse non-refundable costs like flights, hotels, cruise or tours bookings.
  • It also offers coverage for emergency medical expenses due to sudden sickness or injuries while on a trip.
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Insurance required while applying for Schengen visa for Poland

  • Travel medical insurance for Poland visa is ideal for travelers applying for visa as it is mandatory to buy a 30,000 Euro medical insurance.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
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Travel insurance for USA

Insures hospitalization expenses, doctor visits while in USA

  • Travel health insurance for travelers from Poland is recommended given the high healthcare cost in US.
  • Excellent for older travelers or parents visiting the USA.
  • Satisfies most the US visa requirements.
Get quote »

Best Travel Insurance for Poland

Travel Health Insurance Poland

  • Poland is the most economically developed country with its vibrant capital Warsaw and is also rich with its natural beauty, skiing, rich history and delicious food. The Baltic Sea to the peaks of the High Tatra Mountains attracts millions of tourists from all over the world.
  • Planning an extended stay in Poland? Whether you’re moving for work or lifestyle, choosing the right expat health insurance Poland plan helps protect you during long-term stays.
  • US citizens can visit Poland without a visa for up to 90 days. There are several US travelers visiting Poland for vacation to meet friends and family who live in Poland.
  • Traveling to Poland is thrilling but while planning for vacation US travelers should consider different weather conditions, existing situations that may increase the chances for illness and may face a sudden medical or travel emergency in Poland.
  • It is crucial to have good international travel insurance, the Israel-Hamas war and the Ukraine war. An adequate travel insurance plan will provide coverage for medical expenses incurred while you are staying in Poland in case of any injury or illness.
  • Travel insurance to Poland provides essential coverage for medical emergencies, trip cancellations, and unexpected expenses, helping you travel with peace of mind. This could insure the money spent on the vacation or the cruise bookings in case it had to be cancelled for any reason.
  • Poland vacation insurance is ideal for travelers who want protection while sightseeing, relaxing, or touring across Poland.

Do I Need Travel Insurance for Poland?

  • Yes, Travel insurance for Poland is mandatory if you are applying for a Poland visa and the policy must meet the Poland visa travel insurance requirements, including a minimum of €30,000 in medical coverage (approx. $50,000) for emergency medical expenses, hospitalization, and medical evacuation.
  • Travel insurance for Poland work permit is mandatory to demonstrate valid medical and emergency coverage for the entire duration of your stay while working in Poland.
  • Travel insurance for Poland work visa protects you from unexpected health and travel-related expenses while living and working in Poland.
  • If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

Who Needs to Apply for a Poland Schengen Visa?

Before traveling to Poland, it is necessary to buy Schengen visa travel insurance to meet the Poland visa requirements.
You need to apply for a Poland Schengen visa:

  • If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland
  • If you plan to stay in Poland for up to 90 days within a 180-day period for tourism, business, or visiting family.
Nationalities who needs a Schengen visa »

⚠️ Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Poland without a visa for short stays (usually up to 90 days).

On American Visitor Insurance, you can easily buy Poland visa medical insurance online to get the visa letter to submit to the Poland consulate for your visa application. Once your Poland travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Poland visa insurance letter for your visa application, which serves as proof of coverage.

How to Apply for a Poland Schengen Visa?

To apply for a Schengen Visa to Poland, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.)
  • Fill out the Schengen visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
  • Book an appointment with the Poland consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee.
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

What Are the Poland Travel Insurance Requirements?

Travelers who need a Poland visa should buy travel insurance that satisfies Poland visa requirements.:

  • Travel insurance coverage of 30,000 Euros (~USD $35,000 as of January 2026)
  • The policy must be valid in all 29 Schengen countries.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay in the Schengen Area.
  • The policy should offer 100% coverage with no excess/deductible.
library_books Procedure to get the Schengen visa application letter!

Schengen Visa Travel Insurance : What You Need to Know

  • Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 29 countries in Europe.
  • The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.
  • Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country.
  • We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements. Nationalities who require Schengen visa..

Which Is the Cheapest Poland Schengen Visa Travel Insurance?

The cheapest travel insurance for Poland is Atlas International Insurance plan, starting at just $1 for a day. Poland visa travel insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.

Which Are the Best Travel Insurance Plans for Poland Visa?

Flexible and affordable coverage that meets Schengen visa requirements, including medical care and emergency evacuation.
Policy Maximum?
$50,000 - $2,000,000
Medical Evacuation?
Up to $1,000,000
Pre-existing coverage?
Acute onset covered up to policy maximum (upto 79 yrs)
Repatriation of Remains?
Equal to the elected overall maximum limit.
Starting at
$8/week*
Buy Online »
Affordable coverage for medical emergencies and travel mishaps in Europe.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
Up to $1,000,000
Pre-existing coverage?
Acute onset covered up to policy maximum (under 70 yrs)
Repatriation of Remains?
Up to $50,000
Starting at
$10/week*
Buy Online »
Comprehensive medical protection for stress-free European travel.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
Up to $500,000
Pre-existing coverage?
Covers Acute onset of pre-existing conditions under 79 years
Repatriation of Remains?
Up to $50,000
Starting at
$10/week*
Buy Online »
Best travel insurance for medical and trip emergencies across the Schengen Area.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
100% up to $1,000,000
Pre-existing coverage?
Unexpected recurrence of a pre-existing condition upto 70 years
Repatriation of Remains?
Up to $500,000
Starting at
$18/week*
Buy Online »

* The price shown is for a 7-day trip with a $50,000 maximum coverage and a $0 deductible for a 30-year-old traveler.

How Much Does Poland Schengen Travel Insurance Cost?

Europe Schengen travel insurance Cost in 2026

Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below

  • Meet Schengen visa requirements
  • Are accepted by Schengen embassies/consulates worldwide
  • Include a downloadable Schengen insurance visa letter immediately after purchase
Insurance Plans Provider Network Cost How to download Schengen Visa letter
Atlas International No PPO $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IPA Network $10 IMG insurance ID cards from My IMG
Atlas Premium International No PPO $11 WorldTrips insurance ID cards via Client Zone
Travel Medical Global Choice Wellabroad.com $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International United Healthcare Provider Network $15 Trawick International insurance ID cards via Client Zone.

Source: American Visitor Insurance ®

Which Is the Best Schengen Travel Insurance With Pre-Existing Conditions Coverage?

Travelers with existing health concerns often need more than basic Schengen visa insurance.

Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.

Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
  • Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
  • Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset of Pre-Existing Condition Coverage:
    • Age 64 and under without primary health plan: Maximum limit $20,000
    • Age 64 and under with primary health plan: Up to the period-of-coverage limit
    • Age 65 through 69: Maximum limit $2,500
  • Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
  • Acute Onset of Pre-Existing Condition Coverage:
    • 14 days to 64 years old: Up to $50,000
    • 65 to 79 years old: Up to $10,000
    • 80 years and older: Not Available
  • Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
  • Includes coverage for unexpected recurrence of a pre-existing condition
    • Up to $2,500 for travelers up to age 69.
    • Not available for ages 70+.
  • Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
  • Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.

How Do I Get A Certificate Showing I Have Travel Insurance When Applying For A Schengen Visa?

To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:

  • Choose a Travel Insurance Provider : Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
  • Buy the Insurance : Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
  • Receive the Certificate : After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
  • Download or Request the Certificate : You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Schengen visa requirements

Do I Need Long Term Poland Visa Insurance?

US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa.One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.

The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.

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Travel Insurance For Poland Visa

  • If you are a non-U.S. citizen or a U.S. Green card holder traveling to Poland, you may need an Greek visa that satisfies Poland travel insurance requirements which are the Schengen visa requirements, depending on your nationality.
  • Do check the specific requirements based on your citizenship. Travelers from the USA visiting Poland will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days.
  • When applying for a visa to Poland (or any other Schengen Area country), travel insurance is a mandatory requirement.
  • The purpose of this travel insurance for the Poland visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Poland.
  • The policy must cover emergency medical expenses of at least €30,000 (around US $34,035). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed.
  • Poland trip insurance is essential for meeting Schengen travel requirements while safeguarding your travel investment.
  • The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Poland until you leave.
  • American Visitor Insurance offers international travel insurance that meets the Poland travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Greek visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Poland which satisfies visa requirements.

ETIAS For US Travelers To Poland

  • Starting in 2025, US travelers to Poland should apply for an ETIAS (European Travel Information and Authorization System).
  • ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Poland.
  • Along with ETIAS it is important for travelers from USA to buy travel insurance for Poland, since Medicare and most US health insurance plans do not provide coverage in Poland.

Is A Polish Visa Needed For US Green Card Holders?

US Green Card holders will need an Poland visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for Poland visa for Green Card Holders is required while applying for an Poland visa. Green card holders travel insurance requirements for Poland include medical expenses of at least €30,000. On American Visitor Insurance, US Green Card Holders can buy international health insurance Poland to satisfy Schengen visa requirements for their visa application.

What Does Visitor Medical Insurance for Poland Cover?

  • Medical Expenses: Includes the costs associated with sickness or injury while on your trip to Poland. It also includes hospitalization, doctor’s visits, and prescription medications.
  • Emergency Medical Evacuation: Covers the expenses to transport you to the nearest appropriate medical facility.
  • Trip Interruption or Cancellation: Reimbursement of any trip costs that are non-refundable due to unforeseen events.
  • Repatriation of Remains: Pays for the return of mortal remains in the event of death.
  • Accidental Death and Dismemberment (AD&D): Benefit given to beneficiaries in the event of an accidental death or serious injury.
  • Cancel for Any Reason (CFAR): Allows travelers to cancel their trip for any reason at least 48 hours before departure and get reimbursed for 50%–75% of non-refundable trip costs. It must be purchased within a specific time frame.
  • Pre-Existing Conditions Coverage: Travel insurance to Poland plans may exclude coverage for pre-existing medical conditions, but some Poland visitor health insurance plans provides coverage for acute of pre-existing conditions. This means coverage will be provided for a sudden and unexpected flare-up of a pre-existing condition (subject to age limits and policy’s terms). This is very important for older travelers or travelers with chronic health conditions.
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Important: If you want coverage to protect your non-refundable trip expenses — such as flight tickets, hotel bookings, and other reservations — in case your trip is cancelled, delayed, or interrupted, consider buying these trip cancellation insurance plans.

Which Is the Cheapest Travel Insurance With Trip Cancellation Coverage for Poland?

The cheapest travel insurance with trip cancellation coverage for Poland is Safe Travels Protect, starting at $24.

Other affordable travel insurance with trip cancellation coverage include Pathway Essential and Travelex Advantage.

Safe Travels Protect
Trawick International

$24 Per month

Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days

  • Offers trip cost up to $14,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $250,000
  • Medical evacuation up to $250,000
Buy Online »

Pathway Essential
Trawick International

$24 Per month

Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days

  • Offers trip cost up to $14,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $250,000
  • Medical evacuation up to $250,000
Buy Online »

Travelex Advantage
Travelex

$36 Per month

Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days

  • Offers trip cost up to $10,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $50,000
  • Medical evacuation up to $250,000
Buy Online »

Which Is the Best Travel Insurance With Trip Cancellation Coverage for Poland?

The Best travel insurance with trip cancellation coverage for Poland is Pathway Premium, starting at $40.

Other top recommended travel insurance with trip cancellation coverage include Travelex Ultimate and iTravelInsured LX.

Pathway Premium
Trawick International

$43 Per month

Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days

  • Offers trip cost up to $100,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $100,000
  • Medical evacuation up to $1,000,000
Buy Online »

Travelex Ultimate
Travelex

$57 Per month

Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days

  • Offers trip cost up to $50,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $250,000
  • Medical evacuation up to $1,000,000
Buy Online »

Itravelinsured LX
IMG

$102 Per month

Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days

  • Offers trip cost up to $150,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $500,000
  • Medical evacuation up to $1,000,000
Buy Online »
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Important: If you want coverage for emergency medical expenses such as hospital bills and doctor visits caused by sudden sickness or injuries from an accident, consider buying these travel medical insurance plans.

Which Is Cheapest Travel Health Insurance for Poland from USA?

The Cheapest travel health insurance for Poland from USA is Atlas Essential International.

The other Affordable Poland Travel Insurance for U.S. Citizens include Atlas International and Patriot International Lite.

Low cost comprehensive travel insurance for travel outside USA.
Policy Maximum?
$50,000 - $1,000,000
Deductible?
$0 - $5,000
Coverage?
5 - 364 days
Pre-Existing Conditions?
Not Covered
Starting at
$20/month*
Buy Online »
Best travel insurance for US citizens and US residents traveling outside the United States
Policy Maximum?
$50,000 - $500,000
Deductible?
$0 - $5,000
Coverage?
180 days
Pre-ex coverage?
6 months look back period
Starting at
$26/month*
Buy Online »
Best travel insurance plan with pre-existing coverage for travel outside USA.
Policy Maximum?
$50,000 - $2,000,000
Deductible?
$0 - $5,000
Coverage?
5 - 364 days
Acute Onset?
Up to policy maximum up to 79 years
Starting at
$27/month*
Buy Online »
Best comprehensive travel insurance for US citizens traveling outside their home country.
Policy Maximum?
$50,000 - $1,000,000
Deductible?
$0 - $2,500
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum up to 70 years
Starting at
$29/month*
Buy Online »

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Which Is Best Travel Medical Insurance for Poland from USA?

The Best travel medical insurance for Poland from USA is Atlas Premium International.

The other top recommended Best Poland Travel Insurance for U.S. Citizens include Intermedical and Patriot Platinum international.

Provides top-tier medical insurance with high coverage limits for travelers.
Policy Maximum?
$50,000 - $2,000,000
Deductible?
$0 - $5,000
Coverage?
5 - 364 days
Acute Onset?
Up to policy maximum up to 79 years
Starting at
$38/month*
Buy Online »
Provides short-term international medical coverage for US travelers abroad.
Policy Maximum?
$50,000 - $150,000
Deductible?
$0 - $1,000
Coverage?
5 - 364 days
Acute Onset?
Up to policy maximum
Starting at
$48/month*
Buy Online »
Provides first-class medical coverage for U.S. travelers abroad, including short-term U.S. return coverage.
Policy Maximum?
$2,000,000 - $8,000,000
Deductible?
$0 - $25,000
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum up to 79 years
Starting at
$53/month*
Buy Online »

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Best Travel Medical Insurance for Pre-Existing Conditions Abroad

Below are some of the best travel medical insurance plans offering coverage for acute onset or limited pre-existing conditions for travelers outside the USA:

Atlas International: Cheapest travel insurance with pre-existing condition coverage offering strong medical coverage and acute onset pre-existing condition.
  • Acute Onset Coverage: Covers up to the overall maximum limit for travelers under age 80.
  • Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
  • Cost Example (20-year-old traveler): $27 for a 30-day trip, $50,000 maximum coverage, $250 deductible.
Patriot International Lite: Affordable travel insurance with pre-existing conditions providing essential medical coverage and acute onset pre-existing condition protection for travelers under age 70.
  • Acute Onset Coverage:
    • Age 64 and under without primary health plan: Maximum limit $20,000
    • Age 64 and under with primary health plan: Up to the period-of-coverage limit
    • Age 65 through 69: Maximum limit $2,500
  • Cost Example (20-year-old traveler): $29 for a 30-day trip, $50,000 maximum coverage, $250 deductible.
Travel Medical Outbound USA Basic: Offers acute onset of pre-existing condition coverage for travelers, making it a strong budget-friendly choice.
  • Acute Onset Coverage:
    • Under age 69: Maximum limit $25,000
    • Ages 70–79: Maximum limit $2,500
  • Cost Example (20-year-old traveler): $29 for a 30-day trip, $50,000 maximum coverage, $0 deductible.
InterMedical: Travel medical insurance for pre-existing conditions covers the acute onset of pre-existing conditions across different age groups, along with lifetime emergency evacuation benefits.
  • Acute Onset Coverage:
    • Age 80+: Maximum limit $5,000
    • Ages 60–79: Maximum limit $20,000
    • Under age 60: Up to the overall maximum limit
    • Emergency Medical Evacuation: $25,000 lifetime maximum
  • Cost Example (20-year-old traveler): $48 for a 30-day trip, $50,000 maximum coverage, $250 deductible.

Healthcare and Medical Costs in Poland for Tourists

Poland offers a well-developed healthcare system, but access and costs for tourists depend largely on insurance status. Visitors should understand the difference between public and private care and prepare accordingly.Health insurance for travel to Poland ensures coverage for medical treatment, hospitalization, and emergency care during your stay, protecting you from high healthcare costs abroad.

🛡️ Travel Medical Insurance for Poland

Travel medical insurance is strongly recommended for all tourists and is mandatory for Schengen visa holders. Policies must provide at least €30,000 in coverage for medical treatment, hospitalization and repatriation.

🏥 Healthcare Access

  • EU/EFTA tourists : Those with a valid European Health Insurance Card (EHIC)are entitled to necessary and emergency treatment in public healthcare facilities under the same conditions as Polish residents.
  • Non-EU tourists : Visitors without EU coverage must pay out of pocket for most medical services unless they have private travel insurance.
  • Emergency care : Life-threatening emergencies are treated immediately.Emergency numbers are 112 or 999.

💰 Typical Medical Costs (Without Insurance)

  • General practitioner visit: 100–200 PLN
  • Specialist consultation: 150–300 PLN
  • Hospitalization: 300–600+ PLN per day
  • Basic diagnostic tests: from 50 PLN
  • Medication: varies by prescription and pharmacy

🧠 Practical Tips for Tourists

  • Carry proof of insurance or EHIC at all times.
  • Contact your insurer before non-emergency treatment when possible.
  • Use private clinics for faster service if cost is not a concern.
  • Dial 112 immediately in case of a medical emergency.

👉 Public vs Private Care

  • Public healthcare facilities are more affordable but may involve waiting times.
  • Private clinics (such as LuxMed, Medicover, or Enel-Med) offer faster access and English-speaking staff, though services are typically paid upfront.

How Much Does Poland Travel Insurance Cost?

Trip Cancellation Insurance

The cost of travel insurance plans for Poland starts as low as $24 for a 15-day trip with a $1,000 trip cost.

Each trip is unique, and the cost of travel medical insurance for Poland will depend on the details of the trip and the travelers being insured. The key factors that affect the cost include:

  • Age of the Traveler
  • Type of coverage included
  • Duration of the trip
  • Number of travelers being covered

This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.

Plan Name Trip cancellation Age 20 Age 40 Age 60 Age 70
Safe Travels Protect 100% of Trip Cost (Up to a Max. of $14,000) $24 $32 $39 $74
Pathway Essential 100% of Trip Cost (Up to a Max. of $14,000) $24 $33 $53 $76
Pathway Plus 100% of Trip Cost (Up to a Max. of $50,000) $32 $43 $70 $98
Trip Protection Basic 100% of your nonrefundable Trip Cost up to $30,000 $34 $47 $70 $70
Travelex Advantage 100% of Trip Cost (Up to a Max. of $10,000 $36 $42 $62 $87
Itravelinsured Choice 100% of Trip Cost $39 $50 $73 $110
Travel Insurance Select Basic 100% of Trip Cost $42 $42 $87 $102
Safe Travels Armor 100% of Trip Cost (Up to a Max. of $100,000) $43 $55 $67 $124
Pathway Premium 100% of Trip Cost (Up to a Max. of $100,000) $43 $56 $90 $126
Trip Protector Economy 100% of Trip Cost(Up to a Max. of $5,000) $47 $55 $71 $75
Travelex Ultimate 100% of Trip Cost (Up to a Max. of $50,000 $57 $69 $91 $125
Trip Protection Choice 100% of your nonrefundable Trip Cost up to $100,000 $65 $87 $118 $118
Itravelinsured LX 100% of Trip Cost $102 $114 $138 $171

Best Trip Cancellation Insurance

Review trip cancellation coverage benefits

Travel Medical Insurance for US Citizens Traveling Outside USA

Travel insurance for travel outside the US starts as low as $20 for a month.

Travel insurance provides:
  • 🩺 Coverage for doctor visits
  • 🏥 Protection for emergency hospital stays
  • 🛡️ Financial protection against high medical costs abroad
  • ✅ Access to necessary care while traveling

Average one-month travel health insurance costs by age are shown in the table below.

Plan Name Maximum Coverage Deductible Age 20 Age 40 Age 60 Age 70
Atlas Essential International $50,000 $250 $20 $40 $86 $263
Safe Travels Outbound $50,000 $250 $26 $77 $168 $296
Atlas International $50,000 $250 $27 $54 $117 $212
VisitorSecure $50,000 $100 $29 $34 $55 $96
Travel Medical Outbound USA Basic $50,000 $0 $29 $55 $121 $269
Patriot International Lite $50,000 $250 $29 $55 $121 $214
Voyager Essential $50,000 $250 $32 $58 $116 $271
Diplomat International $50,000 $250 $32 $86 $181 $315
Intermedical $50,000 $250 $48 $73 $121 $201

Source: American Visitor Insurance®

Travel Medical Insurance for US Citizens Traveling Abroad

Review travel medical insurance coverage benefits.

Which Is The Best Polish Health Insurance For Foreigners?

  • Located centrally within Europe next to Germany, Czech republic, Slovakia, Ukraine, Belarus and the Baltic Sea is Poland.
  • Poland is becoming increasingly popular with international tourists especially after becoming a part of the European Union.
  • While most international tourists come from nearby European nations, Poland also attracts over a quarter million visitors from the United States each year due to its rich history and cultural heritage.
Poland travel insurance
  • Poland's tourist attractions are thanks to it pristine natural environment as well as it many historic sites.Poland's two largest cities Warsaw and Kraków are each charming in their distinct ways. Travel insurance Krakow offers protection against medical emergencies and unforeseen travel disruptions during your stay in the city. Warsaw has been almost entirely rebuilt since the world war while Kraków's Old Town is largely intact since the 13th century.
  • About 50 miles from Kraków is one of Poland’s most-visited sites, the Auschwitz-Birkenau Memorial & Museum which was one of the largest Nazi Germany's concentration and extermination camps.Away from the big cities, Poland's natural environment includes mountains, beaches along the coast, forests and the lakes. There are hiking paths criss-crossing the country, along rivers, going through thick forest and mountain passes.
  • While visiting Poland is adventurous and great fun, being forced to visit a hospital without travel health insurance can be catastrophic. Travel insurance is also required to be issued an Schengen visa, however good travel insurance takes away any worry of medical expenses. At American Visitor Insurance, we offer reputed US Travel medical insurance plans which satisfy Schengen visa requirements and provide good coverage in Europe.

Which Is the Best Poland Travel Insurance for US Seniors With Medicare?

  • US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
  • Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
  • Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.

🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting Poland

  • US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
  • There is a travel health insurance plan specifically designed for older American travelers.
  • Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

GlobeHopper Senior Single-Trip

Coverage: 5 days to 365 days

description Plan details | picture_as_pdf Brochure | shopping_cart Buy online

GlobeHopper Senior Multi-trip

Coverage: 12 months total, up to 30 days per trip.

description Plan details | picture_as_pdf Brochure | shopping_cart Buy online
Key benefits includes:
  • Provides $1 million coverage up to the age of 79 years
  • Provides $100,000 coverage for travelers 80 years and older
  • Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
  • Includes $25,000 coverage for emergency medical evacuation
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I’m a U.S. citizen traveling abroad. Can I renew my GlobeHopper Senior travel insurance plan if it has already expired?

Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you’ll need to purchase a new plan for your next trip.

Poland flag

General Information About Poland

  • location_city Capital : Warsaw
  • location_on Location : Central Europe
  • attach_money Currency : Polish zloty
  • language Language : Polish, Prussian, Romani
  • groups Population : Around 38 million
  • event Best time to visit : May to September
  • map Vacation spots : Warsaw, Krakow, Zakopane, Lodz, Wroclaw, Gdansk, Poznan, Zamosc, Klodzko, Tarnow, Ziebice, Swidnica, Katowice, Karpacz.

What Are the Popular Tourist Destinations in Poland?

Malbork

Malbork

The medieval town of Malbork, perhaps better known by the German name of Marienburg, is most well-known for its castle.

Lublin

Lublin

Lublin, located east of the Vistula, is another ancient city with a market place that may have dated back to the sixth century.

Tatra National Park

Tatra National Park

Tatra National Park, located in southcentral Poland. The park is mainly forests, meadows and numerous rock formations covering the Tatra Mountains.

What Are the Travel Tips for Poland?

Poland blends historic charm with modern cities and scenic landscapes. Here are key travel tips to help you get the most from your visit:

  • Entry Requirements : Poland is in the Schengen Area, so EU travelers enter freely. Non-EU visitors should check Schengen visa rules and make sure their passport is valid for at least 3 months after departure.
  • Currency & Payments : Poland uses the złoty (PLN). Cards are widely accepted, but carry some cash for small shops, public toilets, and rural areas.
  • Language : Polish is the official language, but English is widely understood in major cities (less so in rural areas). Learning a few simple phrases like “Dzień dobry” and “Dziękuję” is appreciated.
  • Safety & Culture : Poland is generally very safe, though you should stay aware of pickpocketing in crowded tourist spots. Public drinking is usually not allowed, and when visiting churches, dress and behave respectfully.
  • Weather & Seasons : Winters are cold and snowy, springs and falls are mild and ideal for sightseeing, and summers are warm and busy-especially in beach areas. Pack layers, as weather can change quickly.

Poland Group Travel Insurance

Travelling in groups? Get the best Group travel insurance quotes!

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Travel Insurance To Poland Schengen Visa

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Factors to Consider

Factors to consider while buying Schengen visa travel insurance

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Schengen Visa Letter

Schengen visa letter for Schengen visa application

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Schengen Visa Countries

Travel insurance information for visiting Schengen countries

Do you need Schengen visa insurance for Senior Citizens?

Poland Schengen Visa Travel Insurance Reviews

Reviews, Ratings and Experiences from our customers

Karen

Karen

"I am always appreciating good business conduct and when I am coming back here for the longer time span."

Margaret

Margaret

"Thank you for your prompt response. Your prompt response will be highly appreciated."

Connie

Connie

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

Why Buy Travel Insurance for Poland From American Visitor Insurance?

  • Compare multiple plans easily : American Visitor Insurance provides user friendly side-by-side comparison of travel medical insurance plans for Americans traveling to Poland from leading U.S. insurers like IMG , Trawick International , WorldTrips , BlueCross BlueShield , Travelex , Seven Corners , Global Underwriters , HTH Worldwide and Travel Insure.
  • Customized for your trip : Choose from a range of travel insurance plans designed for different trip durations and coverage levels — from short vacations to extended stays in Poland.
  • Ideal for all travelers : Whether you’re traveling for leisure, business, education, or a long-term stay in Poland, you can find a plan customized to your trip type and duration.
  • Affordable & transparent pricing : No hidden fees. You see the best price directly from the insurer, guaranteed.
  • Easy online purchase : Buy Poland travel insurance for U.S. citizens in minutes with an instant policy documents emailed to you.
  • Expert support : Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, cancelling a plan if travel plans change, and to file insurance claims necessary.
  • Trip cancellation coverage and best CFAR plans : Travel insurance for U.S. travelers visiting Poland including coverage for trip cancellation, medical emergencies, and Cancel For Any Reason (CFAR) benefits.

Travel Health Insurance in Poland for Foreigners – FAQs

1. How can I get travel medical insurance for Poland?

Travelers to Poland who need the Schengen visa can buy Poland visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Poland visa consulate requirements. Once you complete buying the Poland visa travel insurance online, you can download the required Poland visa letter which you can submit while applying for the Schengen visa.

2. How do I get the right insurance required while applying for the Poland Schengen visa?

At American Visitor Insurance, it’s easy to get the best deal for insurance to meet Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a “visa letter” which you can print out minutes after your purchase which shows you have the insurance that is required for your visa.

Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)! If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!

3. What is the best travel insurance for a US senior vacationing in Europe?

The best travel insurance for a US senior vacationing in Europe are available on American Visitor Insurance. A very economical plan for seniors under 70 years is the Altas International plan which costs about $170 per month. You purchase it for the days you need coverage. For seniors under 80, the Patriot International Lite plan is the most economical which costs about $270 per month. If you are over 80 years of age and want at least $50,000 coverage (which would be required for a Long Term Europe visa), you must purchase the Safe Travels Outbound plan which costs about $670 per month. All of these plans will give you a “visa letter” you can download and print out if you need it for a Long Term stay and all are excellent options for visitor insurance while abroad. Note that prices are for a $50,000 maximum with a $0 deductible imitating the visa requirements, but if you do not need to satisfy those requirements, you can put a higher deductible on the policy and reduce the cost of the plan.

4. What does travel medical insurance Poland typically cover?

Travel health insurance in Poland for foreigners generally offers comprehensive coverage, including the following key benefits:

  • Satisfies Polish Visa requirements
  • Emergency medical expenses
  • Prescription medications
  • Emergency medical evacuation
  • Pre-existing conditions
  • Repatriation of remains

5. Can I travel to Poland without travel insurance?

Travel insurance is mandatory for those traveling with a Schengen visa. However, if you are traveling without a Schengen visa, having travel insurance is not a requirement. Despite this, it is highly recommended to secure insurance to protect yourself against potential medical emergencies or unforeseen events that may arise during your trip.

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Overseas Travel Insurance for US Residents

Affordable coverage for medical emergencies abroad

Best Travel Insurance For Poland From USA

What travel insurance do you need for visiting Poland?
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Travel Medical Insurance
Travel medical insurance to emergency medical expenses.
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Trip cancellation Insurance
Trip cancellation insurance for trip investment expenses
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Older travelers insurance
Older traveler, Medicare international insurance.
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Cancel for any reason
Trip cancellation insurance for Cancel for any reason.
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Quarantine coverage
Travel insurance with Quarantine Coverage.
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Expatriate insurance
Expatriate heath insurance for living outside home country
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Annual traveler insurance
Annual travel insurance, Yearly travel insurance.
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Group travel insurance
Insurance for five or more travelers on same itinerary.
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U.S. Embassy and Consulates in Poland

U.S. Embassy - Warsaw, Poland

location_onAleje Ujazdowskie 29/31,00-540 Warsaw, Poland

call Phone
+48 22 504-2000

print Fax
+48 22 504-2088

mail Email
ACSWarsaw@state.gov

U.S. Consulate General - Kraków

location_on Ulica Stolarska 9,31-043 Kraków, Poland

call Phone
+48 12 424-5100

print Fax
+48 12 424-5103

mail Email
KrakowACS@state.gov

Poland Embassy and Consulates in the United States

Embassy of Republic of Poland - Washington,D.C.

location_on2640 16th Street NW,Washington, DC 20009, USA

call Phone
+1-202-499-1700

print Fax
+1-202-328-2152

mail Email
washington.amb.sekretariat@msz.gov.pl

Consular Section - Washington, D.C.

location_on2224 Wyoming Avenue NW,Washington, DC 20008, USA

call Phone
+1-202-499-1930

print Fax
+1-202-328-2152

mail Email
washington.consul@msz.gov.pl

Travel Insurance from Poland to USA

Travel Insurance for Poland Citizens Traveling to the USA

  • The US is a melting pot of multi cultures, famous monuments, natural wonders, exceptional study programs, vibrant lifestyle, various options for a dream job and it has its own charm which makes the country one of the most desired tourist destinations around the globe.
  • If you’re planning to study in the United States from Poland, having the right international study insurance Poland to USA ensures you’re covered for medical emergencies, hospital visits, and routine healthcare during your stay.
  • Polish Americans are the Second largest Central European ethnic group in the US. There are an estimated 9.15 million Polish Americans who form about 2.83% of the U.S. population.
  • Several Polish visitors come to the US for a holiday and to meet friends and family who are living there. The summer months are ideal for Polish travelers to visit the US.

Travel Insurance for Polish Visitors to the US

  • A large number of Polish tourists visit the US annually. Along with tourist attractions, many Polish visitors also have family in the United States. The United States has much to offer tourists from Poland.
  • It has the most famous cities in the world, New York, Los Angeles, Chicago, Miami, Houston to name a few. It has wonderful national parks famous for wildlife as well as amazing natural landscapes.
  • The United States is also blessed with two large coastlines with beautiful beaches and beautiful shorelines, and in the middle is the rocky mountains. All of these make the US a tourist paradise.
  • However Polish tourists visiting the US be aware of high health care costs and must buy adequate travel medical insurance. Travelers can compare different travel health insurance plans based on price and benefits offered and buy the plan that best suits ones requirements and budget.

What Medical Benefits Are Included For USA Visitors?

Travel Health Insurance for Polish in USA

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Travel Medical Insurance
Travel medical insurance to emergency medical expenses. Learn More »
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Pre-existing Coverage
Pre-existing condition travel insurance USA for Polish. Learn More »
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Visitor health insurance USA for elderly travelers from Poland. Learn More »
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Student insurance
International student insurance for Poland students in USA. Learn More »
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Health insurance USA for foreigners cost varies. Learn More »
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Annual Travel Insurance
Best yearly travel insurance for Polish citizens visiting USA. Learn More »

What Are the Different USA Visa Health Insurance?

Travel Insurance for Poland Citizens

Trip Insurance vs Travel Health Coverage vs Global Medical Insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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What Are the Types of Travel Insurance?

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Single Trip Travel Insurance

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Single Trip vs MultiTrip Travel Insurance

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What Factors Affect the Cost of Best Travel Medical Insurance USA?

1 Age of the Traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler, the greater will be the cost of the visitor’s health insurance.
2 Type of US Travel Health Insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
3 Medical Maximum Coverage
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
4 Region of Coverage
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
5 Duration of Travel Insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
6 Any Add-on Benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions, etc., will add to the overall cost.

How Can I Buy US Visitor Travel Insurance Online?

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Finding the best health insurance for foreigners
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.
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Compare the different travel insurance options Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
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Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
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Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers

Travel Tips for International Travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Best Travel Health Insurance in USA Information

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Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for the best travel insurance to USA.

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Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.

Which are the best visitors insurance companies in USA?

IMG Logo
HTH Worldwide
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BCBS Logo
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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!