International student insuranceIt's that time of year again when colleges and schools are gearing back up for a new year. Here at American Visitor Insurance, we've helped thousands of international students secure the international student insurance they need to study in the US and abroad! Here's a little buying guide to help you choose an economical plan that will meet your institution's requirements.
Firstly, if your institution simply wants you to have some health insurance, then you are free to purchase any plan (whether for student or visitor) that we offer. Student plans are specifically for students or exchange scholars only. Your eligibility is tied to the visa you are using for entry into the country. For international students in the US, they can be on F1 visas or J1 visas. Technically, most policies for students require the F1 or J1 person to be the primary insured (the first one on the policy, whether male or female) and F2 and J2 dependents can be added as a spouse or child defendants to that policy. However, a select few policies allow a J2 visa or F2 visa holder to purchase them as the primary insured (specifically Patriot Exchange/).
So, for students with no specific requirements (besides possibly maximum and/or deductible) you can choose from any visitor or student plan we offer. I would personally suggest a comprehensive policy with a maximum of at least $100,000 (which is specifically required for the J1/J2 visas).
With the borders opening for international students post the Covid19 pandemic, it is crucial that students are properly prepared while continuing to study and live in the USA. The Covid -19 infection continues to spread across the world with more dangerous Delta and C.1.2 variant. It is important that all international students buy good student health insurance cover.
International students can also review and compare international student health insurance for Covid19 and find the best plan with Covid coverage that fit their needs.
If, on the other hand, you have a laundry list of requirements from your institution, here are some that meet a more demanding list.
Institution requirements that are difficult to meet: