Travel insurance for UAE, UAE travel insurance

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UAE travel insurance requirements

Do we need travel insurance for travel to UAE?

Travel insurance for UAE is not mandatory but is highly recommended, especially for travelers from the USA. It is essential to have travel medical insurance to cover medical emergencies, trip cancellations, lost or delayed luggage, and other unforeseen events during your trip to UAE.

Which is the best insurance for travel to UAE?

Patriot International Lite: Best travel insurance for UAE with coverage for US and Non US citizens. Coverage for acute onset of pre-existing conditions up to maximum limit up to 70 years.

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How to compare & buy cheapest travel insurance for UAE?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the cost of UAE insurance for tourists and review the benefits to identify what fits your needs best.
  • Buy health insurance for UAE Now that fits your needs and budget best by using a credit card and completing the online application. You can contact American Visitor Insurance, we are open 24 hours, 7 days a week with customer support staff in different time zones of the country.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Best travel insurance for UAE

Travel medical insurance for UAE

  • The United Arab Emirates, also simply called as UAE or the Emirates consists of seven Emirates.
  • The seven Emirates are Abu Dhabi (also the capital), Dubai, Ajman, Sharjah, Fujairah, Ras al-Khaimah and Umm al-Quwain.
  • It is an Arab country in the southeast of the Arabian Peninsula on the Persian Gulf.
  • The country is bordered by Oman in the east and Saudi Arabia in the south and also shares sea border with the Qatar and Iran.
  • The UAE has a total population of little over 9 million, of which only 1.4 million are Emirati citizens and the remaining 7.8 million are expatriates, mostly from the Indian sub-continent.
  • Thanks to the recent economic changes where the UAE has become an aviation hub as well as a tourist destination, you will find expatriates from across the world including Europe and the US.
  • There are a number of UAE residents who travel overseas to Europe, America, Africa and Asia who need proper travel medical insurance coverage.
  • American Visitor Insurance offers insurance plans that satisfy Schengen visa requirements as it is required while traveling to European countries as well as provides excellent plans for UAE citizens visiting America.

Best UAE travel insurance from USA

What travel insurance do you need for visiting UAE?
flight Travel Medical Insurance
Travel medical insurance to emergency medical expenses
airplanemode_inactive Trip cancellation
Trip cancellation insurance for trip investment expenses
elderly Older travelers insurance
Older traveler, Medicare international insurance
cancel Cancel for any reason
Trip cancellation insurance for Cancel for any reason
health_and_safety Quarantine coverage
Travel insurance with Quarantine Coverage
work Expatriate insurance
Expatriate heath insurance for living outside home country
luggage Annual traveler insurance
Annual travel insurance, Yearly travel insurance
groups Group travel insurance
Insurance for five or more travelers on same itinerary

UAE FlagUAE - General Information

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Location
Middle East
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Population
Around 9.5 million
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Currency
UAE Dirham
language
Language
Arabic
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Capital
Abu Dhabi
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Best time to visit
October and February
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Vacation spots
Dubai, Abu Dhabi, Al Ain, Sharjah, Palm Jumeirah, Ras al-Khaimah, Fujairah, Yas Island, Ajman, Hatta, Umm al-Quwain, Jebel Ali.

Travel insurance visa letter as required for travel to UAE

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to UAE (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it.

Access to the UAE travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required UAE visa letter document, please call us as soon as possible so we can assist you!

Importance of UAE health insurance for visitors

This is a unfortunate but real incident that happened on 15th March 2019.

Source: khaleejtimes.com

An elderly traveler was visiting his family in the UAE in March 2019. Unfortunately he suffered from acute breathlessness which was a result of severe lung infection. The traveler had to be hospitalized, and the infection resulted in multiple organ failure.

The travelers medical treatment involved antibiotics and several tests and diagnosis. In a country like UAE, the healthcare is good but is also expensive, and this treatment resulted in a bill that crossed UAE Dirhams 100,000. The traveler and his family lost all that they had saved, for paying his large bills. Sadly he was unaware of the importance of travel health insurance.

The family was forced to borrow money from friends and relatives and even had to take advance salary from his employer to pay these bills. The elderly traveler and his family thought that were healthy and nothing would happen to them while travelling, and totally ignored international travel health insurance.

Most travelers while planning their vacation or an international trip just buy the airline tickets, make other hotel and travel reservations but neglect buying international travel health insurance, unfortunately this is very important especially for parents and senior citizens. As most domestic health insurance do not offer health coverage outside international borders, buying overseas health insurance is necessary.

Our worldwide plans offer the following benefits for expats living in the UAE:

  • Coverage for long period of time ranging from six months to a few years.
  • It provides coverage for preventive care, pre-existing conditions and maternity.
  • Optional riders are available for specific coverage.
  • Also offers coverage for the families of the expats.
Global medical insurance   Know more »

Cheapest UAE travel insurance from USA

Patriot International Lite insurance is quite popular among international travelers. The plan pays 80% of eligible expenses up to $5k, then 100% up to the maximum limit.

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Insurance Provider: IMG

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"A" (Excellent)

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Deductible: $0 to $2.5k

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Policy Maximum: $50k to $1M

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Medical Evacuation coverage

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Comprehensive coverage

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Plan Life: 5 days to 12 months
Patriot International Lite maximum up to 24 months.

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Underwriter: White Mountains Insurance Group company, Sirius International Insurance Corporation

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It covers Acute on set of pre-existing conditions coverage up to 70 years.

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Travel insurance to UAE, UAE visitor health insurance - FAQ’s

1. Do I need travel insurance for Dubai?

Is travel insurance mandatory for Dubai tourist visa? The answer is Yes, visitors to Dubai and the UAE need to have a travel medical insurance coverage on entering Dubai according to a Dubai Health Authority (DHA) announcement.

Irrespective of travel insurance for UAE tourist visa being required, it is important for visitors to buy travel insurance for the UAE given the high cost of UAE healthcare without any insurance. International tourists can compare travel insurance uae visitors plans online and then buy best travel health insurance for uae to get coverage as early as the following day.

2. Which is the best UAE health insurance for visitors?

Good question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one UAE travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give our customers all relevant information so they can find the best UAE travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different travel health insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

3. What is UAE Visa Insurance? Do US citizens need a UAE Visa?

US citizens can apply for a UAE Visa as they arrive in the Dubai airport. Once they arrive in the airport, they can find the visa on arrival service stall to get the Visa.

Citizens of some other countries need to have a UAE visa to travel to the United Arab Emirates. In this situation, having travel insurance might be mandatory. The travel insurance details can be fluid, as it was mandated during the Covid pandemic, but might not be needed now. However, have the best travel insurance is very important to stay covered for financial protection in case of unexpected medical emergencies.

4. What is covered under travel insurance for UAE?

Travel Insurance to the UAE provides many important benefits like:

  • Emergency hospitalization: This is for any kind of medical emergency due to illness or injury.
  • Inpatient expenses: This includes per day expense for hospital room and other expenses in the hospital.
  • Doctor visits: These are for any new unexpected sickness.
  • Emergency Evacuation: This is to evacuate the person under emergency situation that needs medical assistance.
  • Repatriation and Accidental Death and dismemberment: Mortal remains in case of unexpected death is covered under these plans.
  • Trip cancellation and interruption: Trip cancellation plans offer coverage for expenses resulting cancelling the travel and any non refundable cost.
  • Lost luggage or delayed luggage: Cost incurred during replacement of the lost luggage or paying for accommodation, food ... during wait time to get the delayed luggage are taken care of by the travel insurance.
  • Personal liability: Some plans offer liability coverage where you injure someone else or someone's property.

It is important to carefully look at the plan and select the right plan that works for us and our requirements.

5. What are the exclusions under UAE travel insurance?

Some of the common exclusions that are not covered under travel Insurance to UAE:

  • Damages due to war: Any kind of damages caused due to incidents like war or terrorism are not covered.
  • Cosmetic surgeries and planned surgeries: Planned cosmetic surgery or any treatment that is already planned will not be covered.
  • Pre -existing conditions: Plans usually exclude pre existing conditions coverage or some plans cover only acute onset of a pre-existing condition.
  • Immunizations and vaccinations: These are most common exclusions under travel insurance plans.
  • Routine Check up or wellness check up: Routine care to maintain the overall well being of the individual is not covered under travel insurance plan.

6. How to calculate the premium and buy the travel insurance to the UAE?

At American Visitor Insurance, you can get free quotes and compare best travel insurance for the plans that you are interested in. Follow these steps:

  • Fill in the quote form with the age, the policy maximum, deductible, length of travel and number of people traveling.
  • Click on Continue to view the available plans with price and coverage details. You can click on the Details button to view their detailed benefit information.
  • On selecting a plan of your choice, Click on the BUY button to go the online application form.
  • Fill the online application with your relevant travel information already mentioned above.
  • Complete the transaction using your Credit Card.
  • Once the transaction has been completed successfully, you will receive a confirmation email that will have the policy details attached to it along with Certificate and ID Card of the insurance.
  • You can download the details and print a copy to carry with you. Do save the confirmation email which will have your insurance ID which you will need for further clarification for your enquiry.

7. What are Dubai travel insurance requirements?

Travel insurance is not mandatory for visiting Dubai if you don't need a visa to enter the United Arab Emirates (UAE), which includes Dubai. However, if you plan to apply for a UAE visa, you will need to show proof of having obtained tourist health insurance Dubai.

However, travel insurance to UAE is highly recommended for several reasons unexpected situations can arise during travel. Medical emergencies, trip cancellations, or lost luggage can be financially stressful. Travel insurance can provide a safety net and reimburse you for covered expenses.

8. Is medical insurance required for UAE tourist visa?

Travel insurance is not mandatory for US citizens visiting the United Arab Emirates (UAE) unless they need a visa. However, the UAE strongly recommends that all visitors purchase travel insurance. UAE travel insurance for visitors can help protect against unexpected medical and non-medical emergencies, such as illness, injury, accidents, and loss of passport.

Compare travel insurance for Dubai visitors/residents visiting Europe or the US

Dubai is today one of the most sophisticated and cosmopolitan cities in the world with over 150 nationalities as its residents. Dubai has been transformed in the recent past from being a port to becoming a logistical hub, a prominent global financial center and a very popular tourist attraction.

Dubai has a centrally located among many nations and is within a few hours by flight from Europe, Africa and South Asia. This has helped in making Dubai a city with many expatriates, international tourists and travelers.

The number of travelers from Dubai traveling to the USA and to Europe has increased dramatically. This has been made easy thanks to direct flights to many large US and European cities from Dubai and Abu Dhabi mainly by Emirates and Etihad airlines. While we have US expatriates traveling back to Europe and the US for short visits, quite often it is also other nationalities who are Dubai residents who travel overseas for work and for leisure.

Given the high cost of healthcare in the US and in Europe, residents of Dubai traveling overseas should take care to buy good travel insurance for USA. At American Visitor Insurance, customers can compare travel insurance in Dubai and buy the best travel insurance for Dubai visitors. We also offer travel insurance plans that satisfy Schengen visa insurance requirements for travel to Europe.

Popular World Cruise travel insurance

Travel insurance from UAE to USA

UAE nationals visiting the USA or Europe

Travel tips

Always plan your itinerary before leaving the home country. While traveling in the USA or Europe you need good time management if you want to visit many places. There are travel ideas shared by those who have already traveled and you can read them online. You can also get travel information from travel agents in the UAE or by doing some online research. Air ticketing, booking hotel rooms, planning visit to sightseeing... can be done by travelers sitting at their home country. Make a list of restaurants in the state you are visiting which can serve your cuisine.

Health tips

Health care emergencies can happen to anyone and at any time. Be cautious while you are in a foreign country with what you eat and drink. If you are allergic to certain food items and beverages it is good to avoid. Carry your prescribed medicine (if any) and also take alternative names for those medicines which you may not get in the USA or Europe.

Insurance tips

The US and European health care facilities are among the most sophisticated, but most costly systems. An overnight stay in a US or European hospital can leave the patient with huge medical bills. European or US domestic health insurance plans are not available for UAE nationals during their sojourn there. UAE nationals can however buy overseas travel insurance online by selecting the plan that best fits their needs.

UAE visitor travel insurance

  • Travelers from UAE visiting the USA and Europe can compare and buy plans offered by American insurance companies.
  • If you have already arrived in the USA and are planning to buy the insurance plans then do read the brochure as there is a time limit before which some plans have to be bought after arriving in the US.
  • For more details on medical coverage for UAE nationals contact our customer support team.

Travel health insurance for foreigners in USA

flight Travel medical insurance
Travel medical insurance to emergency medical expenses
ecg_heart Pre-existing coverage
Comprehensive coverage for pre-existing conditions/ailments.
elderly Senior citizens
Older traveler, Medicare international insurance
school Student insurance
International student insurance for UAE students in USA
medical_services US Healthcare cost
Health insurance usa for foreigners cost
luggage Annual travel insurance
Travel health insurance for frequent travelers

Health insurance for Emiratis students studying abroad

What does visitors medical insurance cover?

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Health care expenses
Covers hospital expenses for sickness or accidents.
person
Doctor visit
Insures Doctor visits for sudden injury or sickness.
medication
Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
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Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.
ambulance
Medical evacuation
Medical evacuation expenses to nearest facility included.
procedure
Repat of remains
Repatriation of remains to home country included.

USA visa health insurance, Visitor visa health insurance USA

Travel insurance for USA from UAE- FAQ's

1. Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

2. Is visitor travel insurance a good idea?

It is definitely a good idea! Health Care can become highly expensive for visitors in countries like the US, where not having health insurance can take a toll on the medical expense. Having travel insurance can be a huge relief which comes in handy during any major unexpected sickness or injury while in a foreign country.

3. Do UAE citizens need a visa to visit the USA?

Yes, UAE citizens need a visa to visit the United States, regardless of their purpose of travel. They can't enter the US without a visa. Every UAE national needs to present a visa at the US port of entry. A visa is required from UAE citizens when traveling for both immigrant and non-immigrant purposes.

4. Is travel insurance mandatory to enter the USA from UAE?

No, travel insurance is not mandatory to enter the USA from the UAE. However, it can be a good idea to have travel insurance to protect yourself from unexpected expenses and emergencies. USA travel insurance for visitors can cover things like:

  • Medical expenses: Including hospitalizations and treatment costs
  • Baggage loss or delay: Compensation for lost, stolen, or delayed baggage
  • Emergency medical Evacuation, Repatriation of remains

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Steps to buy
US visitor travel insurance online

search 1: Finding the best health insurance for foreigners

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

balance 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

attach_money 3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

description 4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

us visitors insurance online

Factors to buy best travel medical insurance USA

Age of the traveler

The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of US travel health insurance

Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Types of travel insurance

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Single Trip Travel Insurance

Compare and buy best US Single trip insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Best travel health insurance in USA information

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Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for travel insurance USA online
Factors for the best travel insurance to USA.

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Types of USA tourist insurance online
Different types of tourist insurance for USA.

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USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.

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Travel insurance to USA from UAE links

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Travel Insurance for USA FAQ

FAQs about travel insurance for USA.

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USA Travel Insurance Blog

Blog about travel health insurance USA.

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Traveler Insurance to USA Forum

Customer Queries for UAE travelers to USA.

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Find the best US visitor insurance coverage - Blogs and Articles

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Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Travel insurance for trip cancellation for Non US residents

Information about US mobile passport control and TSA pre check for US passport holders.

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Travel insurance requirements for UAE residents traveling to the Philippines

  • Valid Passport: Your passport must be valid for at least 6 months from the date of your arrival in the Philippines.
  • Philippines eTravel Registration: Apply online through the eTravel Portal (replacing the former One Health Pass) within 72 hours before departure or upon arrival at the airport.
  • Proof of Onward or Return Ticket: This demonstrates your intention to leave the Philippines.
  • Travel Insurance: While not mandatory, travel insurance is highly recommended for unexpected medical emergencies, trip cancellations, or lost luggage. UAE citizens don't need a visa to visit the Philippines for less than 30 days. However, if you plan to stay longer than 30 days, you'll need to apply for a non-immigrant visa. The type of visa you need depends on your nationality, the length of your visit, and your reason for traveling.

Overseas travel insurance for US residents

Travel insurance for UAE citizens visiting Europe

UAE residents visiting Schengen countries

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 29 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements. Nationalities who require Schengen visa.

Schengen visa insurance requirements

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Popular outbound destination among UAE travelers

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA

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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!