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Schengen Visa Insurance, Best Schengen visa travel insurance plans

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What is the best travel insurance Schengen visa insurance?

The best health insurance for travel to Schengen countries plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Schengen visa medical insurance?

Travelers to Europe applying for the Schengen visa can buy Schengen visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen visa requirements as mandated by Schengen state consulates. Our compare Schengen visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen visa letter to be used while applying for the Schengen visa

How much is Europe travel insurance to Schengen visa?

The cost for the Medical insurance for travel to Schengen countries depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance to Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for Schengen visa on American Visitor Insurance.

Note: US citizens and any foreigners staying in Schengen Countries for more than 90 days should get Long Term Schengen Visa.

Travel medical insurance for travel to Schengen countries

What insurance is required for Schengen visa?

For a Schengen visa, travelers are required to have travel medical insurance satisfying Schengen insurance requirements

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • Valid in all Schengen area countries for the entire duration of stay.
Procedure to get the Schengen visa application letter!

Non-Schengen Countries one can visit with a valid Schengen Visa

The Schengen visa allows you to enter the Schengen Area, which consists of 29 European countries that have abolished passport and other types of border control at their mutual borders under the Maastricht treaty. However, there are also some non-Schengen countries where you can enter with a Schengen visa, but this may have certain limitations or additional requirements.

Here is a list of some non-Schengen countries where a Schengen visa may grant you entry. However, it is prudent to contact the consulate authorities of these countries, as visa regulations of different countries change over time.

  • Albania: Albanian authorities accept Schengen visas for short stays.
  • Bosnia and Herzegovina: Travelers can visit Bosnia and Herzegovina with a Schengen visa for a short stay, but make sure to check the latest visa regulations as they may change.
  • North Macedonia: Travelers may enter North Macedonia with a Schengen visa, again, howver it's advisable to check the latest requirements and regulations.
  • Montenegro: Montenegro may accept a Schengen visa for short stays.
  • Serbia: Serbia has accepted Schengen visas for short stays in the past, but the policy may change, so verify the latest entry requirements.
  • Kosovo: Kosovo may accept Schengen visas for short stays, but this is subject to change, so always check the current regulations.

Please note that visa policies can change, and it is crucial to verify the current requirements and restrictions with the respective embassies or consulates of the countries you plan to visit.

Difference between EU and Schengen visa countries

The European Union (EU) and the Schengen Area are two distinct but partly overlapping entities in Europe, each with its own set of member countries and purposes. Here are the main differences between the EU and the Schengen Area:

  • Purpose and Goals:
    European Union (EU): The EU is a political and economic union of 29 European countries. It’s main purpose is to promote economic cooperation, political stability, and shared values among its member states. The EU has its own institutions, such as the European Commission and the European Parliament, and it deals with various policy areas, including trade, agriculture, and foreign affairs.
    Schengen Area: The Schengen Area, on the other hand, is a group of 29 European countries, (most of which are EU member states) that have abolished passport and other types of border controls at their mutual borders. Its primary purpose is to allow for the free movement of people within its member countries. This means that once you enter one Schengen country, you can generally travel freely within the entire Schengen Area without encountering border checks.
  • Membership:
    EU: The EU consists of 29 member countries (as of my last knowledge update). These countries participate in various EU policies, contribute to the EU budget, and are subject to EU regulations and laws.
    Schengen Area: The Schengen Area comprises 29 European countries, with Croatia being the newest entrant to this group most of which are EU member states. Not all EU countries are part of the Schengen Area, and not all Schengen Area countries are part of the EU. For example, Norway, Iceland, and Switzerland are Schengen members but not EU members, while Ireland and the United Kingdom are EU members but not part of the Schengen Area.
  • Border Control:
    EU: EU member states still maintain their individual border controls for non-EU travelers, but they have relaxed internal border controls for travelers within the EU.
    Schengen Area: Schengen countries have abolished internal border controls, allowing for passport-free travel within the Schengen Area. However, they maintain common external border controls to manage entry into the Schengen zone.
  • Visa Policies:
    EU: The EU sets common rules for visas and residence permits for certain categories of travelers, such as tourists and business travelers. These rules are followed by EU member states, but they may have some discretion in issuing visas.
    Schengen Area: The Schengen Area has a unified visa policy for short-term stays (up to 90 days) for tourism, business, or family visits. Travelers typically apply for a Schengen visa at the embassy or consulate of the Schengen country they intend to visit first, and this visa allows them to travel within the entire Schengen Area.

In summary, the EU is a broader political and economic union with a wide range of policy areas, while the Schengen Area is a specific agreement focused on facilitating the free movement of people within its member countries. While there is overlap between the two entities, not all EU countries are part of Schengen, and not all Schengen countries are in the EU.

What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

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  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

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Why should I buy Schengen visa insurance on American visitor insurance?

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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What are the types of Schengen visas?

1. Schengen visa Type A

Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa

2. Schengen visa Type B

The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.

3. Schengen visa Type C

  • A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
  • A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
  • A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.

4. Long Stay visa or Type D Schengen visa

The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship

Visa requirement for nationalities that require Schengen visa to travel to Europe

While planning to visit a country in Europe which is part of the Schengen treaty, many travelers are confused whether they require a Schengen visa or not to enter the Schengen states. Following is a list of nationalities that require the Schengen visa. The Schengen visa applications is processed at the embassy/consulate office in your home country.

The Schengen visa will allow the visa holder to stay for a maximum of 90 days in a half-yearly period. The schengen visa application can have specific provision which can be obtained by contacting the embassy office at your home country.

Schengen travel insurance, Schengen health insurance - FAQ's

1. Is travel insurance necessary for Schengen visa?

Yes, Europe travel insurance is mandatory for applying for the Schengen visa according to Schengen state consular requirements. The health insurance for travel to Schengen countries requirement is a minimum coverage of 30,000 Euros.

2. How can I get travel medical insurance for Schengen visa?

Travelers to Europe who are applying for the Schengen visa can buy Schengen visa travel insurance on our website. Our travel health insurance for travel to Schengen countries quote facility lists the travel insurance that satisfy Schengen visa consulate requirements.

Once you complete buying the policy online, you can download the required Schengen visa letter which you can submit while applying for the Schengen visa.

3. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

4. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

What does travel insurance to Schengen visa usually not cover?

Travel health insurance for Schengen visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Which is the cheap Europe travel medical insurance?

Schengen Travel insurance with 30,000 Euro coverage

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List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!