Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
Trip insurance plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted. The trip interruption insurance coverage is effective after the trip has begun but is interrupted due to an emergency.
The non-refundable expenses can include hotel rooms, airline and cruise tickets...Depending on the trip insurance plan, it might cover unexpected expenses resulting from lost, damaged, delayed or stolen luggage. While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or
cancel it completely that will not be covered.
Trip insurance are popular with US citizens vacationing outside the United States. This is understandable given the domestic US health insurance provides little to no coverage outside the US and does not insure the costs of the vacation itself.
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