Travel Insurance for Trinidad and Tobago, Trinidad and Tobago Travel Insurance

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Trinidad and Tobago healthcare for tourists, Travel health insurance for Trinidad and Tobago

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Visitor insurance for travelers from Trinidad and Tobago visiting US.Know more

How to find and compare best Trinidad and Tobago Covid19 travel insurance for visitors to the USA?

It is important for international travelers visiting the USA to find the best Covid19 visitors medical insurance coverage in the midst of this pandemic. Travelers can compare visitor health insurance with Covid coverage by using our visitor insurance compare tool. In the tool, we have a question clarifying if you need to compare visitors insurance for Covid 19.

Even in our display comparing best travel insurance for Covid19, we have a “filter” option where visitors can filter for Covid 19 travel insurance coverage plans only. Based on your specific visitors insurance requirements we display all the available Covid travel insurance plans from top rated US insurance providers.

trinidad and tobago travel insurance with covid19 coverage

Travel insurance for positive COVID test

The US authorities regulate all travellers coming to the US to have a Covid test result. This includes US travelers who have travelled overseas and are returning home. All travellers to the US should consider buying quarantine travel insurance coverage should they test Covid positive while on vacation.

A positive Covid test can result in significant quarantine related expenses either in a hospital or in a secluded location up to 14 days. US travelers should buy travel insurance with positive COVID test repercussions in consideration.

Travel insurance for visiting Trinidad and Tobago

Travel tips for US citizens or US residents traveling to Trinidad and Tobago

  • US citizens can use the Smart Travelers Enrolment Program (STEP) program by registering their personal and travel information when they are travel overseas. This helps the US embassy to contact them in the event of an emergency.
  • Registering in the STEP program online is fairly simple.
  • Since US domestic health insurance plans including Medicare provides little to no health insurance cover outside US national borders, it is important that US citizens visiting Trinidad and Tobago buy proper travel medical insurance.
  • International travelers can easily compare and buy popular US travel medical insurance using our quote and benefits comparison tool.
  • Trinidad and Tobago travel insurance will help US travellers in case of a medical emergency outside the United States.
  • Some of the commonly used travel medical insurance benefits include coverage for hospitalization, emergency medical evacuation, accidental death and dismemberment (AD & D), repatriation of remains ... Visitor insurance with pre-existing conditions coverage is available in some plans.

Travel Insurance for US citizens traveling to Trinidad & Tobago

Trinidad & Tobago the twin island nation is one of the wealthiest and popular Caribbean destinations and is a great experience for Nature lovers. The capital Port of Spain is a charming city with a vibrant night life and great cuisine. The island nation is quite popular among British the US citizens for their exceptional eco-adventures; travelers can witness over 470 species of birds, over 600 tropical butterflies, hundreds of rivers with waterfalls.

The carnivals and festivals reflecting the African and Indian cultures, Music such as calypso, soca, rapso, parang and chutney are born here. The ideal time to visit Trinidad and Tobago is from January to May. US citizens can travel and stay in Trinidad and Tobago for tourism and business for up to 90 days. There are about 10,000 U.S. citizens approximately who visit Trinidad and Tobago for a vacation or business each year and there are more than 12,500 US citizens living in Trinidad and Tobago.

US citizens vacationing in Trinidad & Tobago should produce a proof of vaccination and a negative COVID-19 PCR or antigen test taken 48-hours prior to the arrival in the island. Non-vaccinated travelers need to show a negative Covid19 PCR test and will be on State supervised quarantine at their own cost. A negative COVID-19 PCR or antigen test is done before entering the country.

While travelling to Trinidad & Tobago US travelers should consider including travel insurance is crucial especially given the Covid19 pandemic and Trinidad & Tobago have been seeing an outbreak of Zika Virus. US travelers can get coverage for sudden travel and medical emergencies during the trip.

Travelers can now get coverage for the cost of the trip. Cruise travel insurance covers Trip Cancellation or Trip Delay expenses spent on the vacation or the cruise bookings in case it had to be cancelled for any reason.

Importance of travel insurance

Travel insurance is very important and in fact the most important value addition that can be made to one's trip. The Covid19 pandemic and the war in Ukraine have made the value of travel insurance self-evident. Given the pandemic and war, traveling has become more challenging due to the many disruptions that are beyond ones control.

A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas.

Travel insurance with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation. Some travel insurance plans provide the option to 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

Travel insurance including trip cancellation coverage within the US

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine expenses, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier. Travelers can also include the Cancel for Any reason (CFAR) which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

The Travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay. Travel LX insurance has Cancel for any reason’ benefit included and provides coverage up to $100,000 . The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

Trawick International

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer Insurance is quite popular as it offers Covid19 quarantine accommodation coverage. The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

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HTH Worldwide
  • Available for US citizens and US residents whose home country is US and must be travelling outside USA
  • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
  • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
  • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
Compare Trip Protector Preferred plans
Seven Corners
The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Round Trip Basic and Round Trip Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
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Pandemic travel information for US travelers

Travel regulations in the US have been in a state of flux since the Covid19 pandemic with international travel continuing despite the Delta and Omicron variants. Fully vaccinated international travelers are allowed to the US by air, however they should produce poof of vaccine as well as provide a negative Covid19 test result taken less than 72 hours before boarding the US flight.

International travelers who are not vaccinated, including US citizens and US Green card holders need to take a Covid19 test 24 hours before flying to the US. Travelers should also complete contact details of their stay in the US. The one day testing requirement also applies for those travelers who cannot produce a proof of vaccination. According to the US Center for Disease Control (CDC), the US authorities will accept vaccines approved by the World Health Organization (WHO).

Given these circumstances, it is important to buy good travel insurance with Covid coverage. This becomes vital should the traveler be forced to Quarantine as a result of a positive Covid test. There are different factors that travelers can use to find the cheapest Covid travel insurance which are provided in our website.

Luckily, at American Visitor Insurance we have international travel insurance with Covid19 cover options for all travelers. There are several US companies that are covering COVID19 as any other illness on their pandemic travel insurance policies and, furthermore, will provide you with a letter specifying this travel medical insurance covid19 coverage (for visa purposes and to disembark in country).

We also have travel insurance that covers covid quarantine as required by certain countries to allow tourists. These plan options are changing all the time, so please check our latest blog for most updated options.

US Air travel resources
Resources for US air travel
Streamline entry for US citizens and residents travelling. US Mobile passport Control and TSA pre check for US passport holders
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Trinidad and Tobago travel Insurance, Tourist insurance Trinidad and Tobago – FAQ's

Does Trinidad and Tobago travel insurance cover Covid19 illness?

There are some USA Covid travel insurance plans available for travel to Trinidad and Tobago that cover Covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online.

These US covid travel insurance plans are available for visitors from Trinidad and Tobago to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Do I need travel insurance for Trinidad and Tobago?

Given the fact that US domestic health insurance provides little coverage in Trinidad and Tobago, and the relatively low cost of travel insurance for Trinidad & Tobago, it is important for international travelers to buy good travel insurance for visiting Trinidad and Tobago.

Which is the best travel insurance for Trinidad and Tobago?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Trinidad and Tobago travel insurance plan that is always the best for everyone.

If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best Trinidad and Tobago travel insurance plan.

Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

Is travel insurance worth the cost?

Absolutely! When you travel, you never know what will happen. Of course, we hope your travels are safe and healthy and without incident, but insurance can help should you get hurt or sick or if the airline loses your baggage. International health insurance companies have seen it all from all over the world, they will be there to help you. Isn’t that reassurance worth the cost?

What is covered in travel insurance?

The travel insurance coverage varies by plan, but comprehensive visitor plans offer your coverage should you get sick or be in an accident while you are traveling as well as pay you should the airline lose your baggage or cover an economy fare ticket home if there is a family or home emergency.

If you want full coverage for baggage delay, trip delay, or having to cancel your trip due to emergencies, you should consider a trip cancellation policy rather than a visitor health plan.

What are the trip cancellation option for US citizens to Trinidad and Tobago?

Another option is to purchase trip or travel insurance which will reimburse you for cost of the trip should you have to cancel or interrupt your trip. These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do).

These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise. These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc.

These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses.

What are the Guidelines for connecting flight to the US during the COVID-19 pandemic?

All flights entering the US even for transit requires a negative Covid19 test report.

Is it mandatory to get COVID-19 vaccines for travel within the United States?

The requirements for travel are quite fluid because of the rapidly changing situation with the covid19 pandemic and its many new variants most notably the Delta variant. However as of now, while the CDC recommends everyone to get vaccinated, it does not require travellers to undergo quarantine after domestic travel.

The CDC however does recommend that unvaccinated travelers self quarantine after travel for 7 days with a negative test and for 10 days if they do not get test for Covid19.

Travel insurance, Trip insurance - FAQ's

I am a US citizen and travelling to the Caribbean for few days, do I need to get covid19 test done before I travel?

The CDC has eased restrictions for fully vaccinated US Citizens. Vaccinated US Citizens can go on international travel without a covid19 test unless the country they are travelling has a requirement.

Many carribbean and Latin American countries are however insisting on travel insurance with Covid19 coverage. Costa Rica, Anguilla, Turks and Caicos Islands are some of the countries insisting on travel insurance.

What should I do if I test positive while I am away from the US? Am I covered for Covid19

If you're tested positive while you are on your trip and need medical care, your travel insurance policy will provide you with the coverage for Covid19 medical expenses and quarantine expenses if you have included Coronavirus cover in the policy.

American visitor insurance has some of the best affordable Covid19 plans for your travel. Email us or feel free to give us a call for more clarifications.

While I am away from the US, if I contract coronavirus and need to extend my stay can I extend my travel insurance cover?

At American visitor insurance you can find travel insurance policies that allow you to extend the travel insurance dates if you have tested positive and require staying longer than you estimated due to covid19.

Can I extend the trip protection plan?

Yes, the trip protection plan will automatically get extended till the time you are quarantined and you have returned to the destination country. However you need to inform the insurance provider of the changes at the earliest.

Can I extend my travel medical insurance?

Yes you can extend the travel medical insurance for an additional cost. Contact the insurance provider to do so.

Is there any Trip protection cover for Covid19 expenses in a travel insurance plan?

Yes, there are trip protection benefits included in the travel insurance plans for covid19 expenses that you may have to include while purchasing the policy.

This cover will cover you for a trip delay due to Covid19 and expenses incurred due to the delay. You should contact the insurance provider for more clarity regarding this coverage.

If I have a travel insurance plan with Covid19 coverage what am I covered for?

If you have a travel insurance plan with Covid19 coverage, if you have contracted Covid19 and are getting a treatment by qualified physician.

The expenses of the quarantined room /hotel room, expenses related for the treatment and if one is staying in a hotel room for quarantine a proof of the unavailability of hospital bed must be produced. Do check the policy documents for more clarity.

Do I need travel insurance to cover Quarantine due to Covid19

Since many countries are making it mandatory to test for Covid19 prior to entering the country, it is prudent to buy travel insurance with the Quarantine benefit included. This Quaratnie benefit is required should you test positive in the Covid19 test and have to quarantine for 14 days.

Travelers can review the different Covid19 travel insurance plans with Quarantine benefit included. There are travel insurance options for both US citizens as well as for non US citizens traveling outside their home country.

Is there a plan that provides quarantine benefits/lodging in case I come in contact with someone who is Covid positive?

Safe Travels Explorer plan is one of the plans that provides quarantine benefits for $2000 due to Covid. There are other plans which have this benefit namely Safe Travels Explorer Plus, Safe Travels Voyager... All of these provide lodging benefits up to $2000.

In case I miss my flight due to forced quarantine, will the insurance cover for the flight expense?

There are trip insurance plans that specifically cover trip cancellation due to covered trip delay. Some of the trip plans and their eligibility are here:

Travel insurance plans for older US travelers with Medicare coverage for Trinidad and Tobago

US senior citizens with Medicare need international travel insurance for travelling to Trinidad and Tobago as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.

Buying Medicare Supplemental international Travel insurance coverage for older US travelers visiting Trinidad and Tobago is strongly recommended.

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Globehopper travel insurance for older US travelers

Popular tourist destinations in Trinidad and Tobago

Popular tourist destinations in Trinidad and Tobago

Maracas Bay

Maracas Bay

Maracas Bay is one of Trinidad's most famous beaches. A deep bay protects this palm-fringed strip of golden sand, one of the most beautiful beaches close to the city.

Little Tobago Island

Little Tobago Island

On the east end of Tobago, across from Speyside, Little Tobago Island is an uninhabited bird sanctuary with several kilometers of trails.

Pigeon Point

Pigeon Point

This popular stretch of coral-sand coast requires an entrance fee and encompasses snack bars, shops, change rooms, and thatch-covered seating.

Nylon Pool

Nylon Pool

The Nylon Pool is a natural, metre-deep crystal clear swimming pool with a sandy bottom in the middle of the sea created by an offshore sandbar and a still lagoon.

Trinidad and Tobago - General Information  trinidad tobago flag

Trinidad and Tobago - General Information

trinidad tobago flag
Vacation spots

Tobago, Trinidad, Port of Spain, Scarborough, San Fernando, Chaguaramas, Crown Point, Arima, Castara, Charlotteville.




Port of Spain




Around 1.365 million


Trinidad and Tobago Dollar

Best time to visit

Jan to Mayr

Vacation spots

Tobago, Trinidad, Port of Spain, Scarborough, San Fernando, Chaguaramas, Crown Point, Arima, Castara, Charlotteville.

travel insurance for visiting trinidad tobago

Travel insurance for Trinidad and Tobago, Visitor insurance for Trinidad and Tobago

Visitor insurance resources

Travel medical insurance Trinidad and Tobago resources

International travel insurance resources for Trinidad and Tobago visa holders.

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Factors for travel insurance

Factors for travel insurance Trinidad and Tobago online

Important factors while deciding on the best travel insurance to Trinidad and Tobago.

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Types of visitor insurance

Types of Trinidad and Tobago travel insurance online

Different types of Trinidad and Tobago visa travel insurance options.

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Claims Procedure

Trinidad and Tobago travel insurance claims procedure

Travel insurance claims process for getting medical care in a hospital.

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Need to buy Trip Insurance
Travel health insurance or long term Global health insurance?

Any expensive vacation or on a cruise holiday needs good Trip Cancellation insurance. Trip cancellation insurance protects trip expenses like the airline ticket, cruise and hotel bookings which are typically not refundable. Travel insurance also covers trip delay, lost or delayed baggage and emergency evacuation. Trip protection insurance cost depends on the trip costs and additional benefits like the Cancel for any reason coverage.
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Travel medical insurance focuses on the traveler’s health. Since US domestic health insurance plans have little coverage outside national borders, travel health insurance is important as it covers expenses rising from unexpected medical treatment of injury. Some travel health insurance also provide coverage for acute onset of pre-existing ailments, but do not cover preventive care or for regular treatment of pre-existing ailments.
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Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans are reviewed by the underwriter before being approved and can be renewed annually.
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Travel Insurance for visitors from Trinidad & Tobago traveling to the USA

The US has been welcoming people from all over the world for decades now. It has something for everyone from the sky scrapers to the beaches, natural wonders in national parks to the diverse cuisines and cultures that makes the country the most desired tourist destinations around the world. The United States is the most popular tourist destination for citizens for travelers from Trinidad & Tobago.

All individuals from Trinidad who were granted citizenship under the former Constitution remained citizens for the US. And all individuals born in Trinidad and Tobago after the commencement of the new Constitution is a citizens of Trinidad and Tobago by birth however they have certain exemptions stated by law to the US. The US and Trinidad and Tobago allow their individuals to claim both nationalities.

There are around 223,639 Trinbagonian Americans living in the United States with the majority living in New York. With the strong and friendly relationship between Trinidad & Tobago and the US, there are thousands of visitors from both of these islands who travel to the US for a vacation and to meet friends and family who are living in the US.

New US immigrant insurance

New US Immigrant health insurance

The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.

At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

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Compare popular US immigrant insurance plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards...

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Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for...

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online...

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works..

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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180 countries!