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Puerto Ricans visiting mainland USA travel Insurance Forum

Compare travel medical insurance for U.S. citizens living abroad visiting US

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Patriot Platinum

Plan Maximum

Deductible

Pre-existing

Covered

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Diplomat America

Plan Maximum

Deductible

Minimum Enrollment is 15 Days
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Patriot America Plus

Plan Maximum

Deductible

Pre-existing

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Visitors Protect
Plan Maximum
Deductible
Minimum Enrollment is 90 Days
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Insurance Providers
Pre-existing condition
Covers acute onset of pre-existing conditions for visitors up to chosen maximum limit (aged up to 70 years). Covers pre-existing conditions after 24 months of waiting period.
Not Covered
Covers acute onset of pre-existing conditions for visitors up to chosen maximum limit (aged up to 70 years).
Covers pre-existing conditions up to 99 years.This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
Urgent care clinic
Up to $25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible Covered Up to $25 copay. Copay is not applicable when the $0 deductible is selected. Not subject to deductible In-Network:$25 copay, 100% up to Policy Maximum
Out-of-Network:$50 copay, 100% up to Policy Maximum
Emergency medical evacuation
Up to the maximum limit The average semi private room rate Up to the maximum limit Up to $25,000 maximum limit
Unique Adavantages
  • US citizen needing insurance for return to US before they get onto Medicare.
  • Offers first class medical coverage with $8M.
  • Adventure sports coverage is available as optional rider up to the age of 65 years.
  • Available for groups of five or more people traveling to the USA with 5% discount.
  • $20K coverage is available for 80+ travelers
  • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
  • Minimum enrolment for this plan is 15 days.
  • Pre-existing conditions are covered after 24 months waiting period.
  • US citizen needing insurance for return to US before they get onto Medicare.
  • Eligible for green card holders.
  • Optional coverage for adventure sports with purchase of the rider.
  • Available for B1 Visa holders for their business trips to the US.
  • Optional coverage for Enhanced AD&D rider.
  • US citizen needing insurance for return to US before they get onto Medicare.
  • Adventure sports coverage is available as optional rider up to the age of 65 years.
  • $10K coverage is available for 80+ travelers.
  • Available for groups of five or more people traveling to the USA with 5% discount.
  • $50K coverage is available for 80+ travelers
  • Limited pre-existing condition coverage.
  • Minimum enrolment for this plan is 90 days.
  • Care Clix consultation is a new benefit under this plan where you can get access to a doctor by different means like a video chat , mobile app, phone.
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Best Health insurance in Puerto Rico for visiting USA Forum

01.  Puerto Rican US citizen visiting USA

person Hello,

I need a quote for health insurance that covers pre-existing conditions, I will travel on January 15 2019 to Lubbock Texas, and haven’t decided our return date but most surely will be staying until February 22, we Live in Puerto Rico and are US citizens.

Thanks,
Esteban

person Dear Esteban,

We are pleased to welcome you to our travel insurance website which offers medical insurance in Puerto Rico for travel to USA. As US citizens traveling to the US from Puerto Rico, your options are extremely limited. I think the only thing we can offer is the iTravelInsured Series from IMG

The iTravelInsured Series offers three levels of coverage for your upcoming trip: Lite, Lx, and SE. You can insure trips abroad as well as away from home in the US.

You get insurance while you are on your trip as well as protection for a set amount of non-reimbursed expenses for your trip. You can choose a low amount to insure if you primarily want health coverage during your trip. You can get pre-existing condition coverage; please see the details for each level of the plan.

To compare and price plans, you can go here: Comparison of popular plans

The travelers insurance for Puerto Rico for the value of your non-reimbursable portion of a trip we well as health and travel insurance coverage while you are on your trip. These plans are great for family cruises and reunions.

Let us know if we can help you any further with your travel health insurance needs.

Sincerely,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910

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Visitor insurance - Frequently asked questions

01.  What is the best health insurance for visitors to USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

02.  Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

03.  How to buy travel insurance ? How to find the best international travel health insurance ?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.

The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

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  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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