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Travel insurance Nepal, Nepal travel insurance

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Best travel insurance for Nepal

Travel health insurance Nepal, Tourist Insurance for Nepal

Located in the heart of the Himalayas, Nepal is an extremely popular tourist destination. The capital Kathmandu is a charming city and the country attracts tourists thanks to its Hindu and Buddhist traditions with many temples and monasteries. Nepal is also home to eight of the top ten highest peaks in the world making it ultimate destination for adventure seekers, rock climbers and mountaineers. While visiting Nepal is exciting, international travelers should make sure that they have recommended holiday insurance for Nepal with adequate and appropriate medical insurance.

Nepal travel insurance

At American Visitor Insurance, international travelers can compare different products and buy best online insurance in Nepal. Compare and buy best travel insurance for Nepal trekking

Best travel insurance for Nepal from USA

What travel insurance do you need for visiting Nepal?
Travel medical insurance to emergency medical expenses
Trip cancellation insurance for trip investment expenses
Older traveler, Medicare international insurance
Trip cancellation insurance for Cancel for any reason
Travel insurance with Quarantine Coverage
Expatriate heath insurance for living outside home country
Annual travel insurance, Yearly travel insurance
Insurance for five or more travelers on same itinerary

Nepal Flag  Nepal - General Information

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Capital
Kathmandu
language
Language
Nepali
payments
Currency
Nepalese Rupee
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Population
30.5 million
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Best time to visit
October and Decemeber
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Location
South Asia
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Vacation spots
Kathmandu, Pokhara, Patan, Bhaktapur, Chitwan National Park, Nagarkot, Kathmandu Valley, Lukla.

Popular tourist destinations in Nepal

Buy travel insurance for Nepal

Swayambhunath

Peace and prayers on the little hillock of Swaymbhunath in the northwest of the Kathmandu Valley. Also known as the "Monkey Temple".

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Chitwan National Park

Manukan Island offer some pretty spectacular scuba diving and snorkeling.

Nepal travel insurance

Pashupatinath Temple

Pashupatinath is one of the four most important religious sites in Asia for devotees of Shiva.

Travel insurance Nepal

Patan Durbar Squarek

It is probably one of the oldest Buddhist City in the world and best known for its artistic heritage.

What does visitors medical insurance cover?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

Nepal travel insurance requirements from USA

However, while not mandatory, it's strongly recommended to get travel health insurance for Nepal, especially for US citizens, for several reasons:
  • Medical Expenses: Medical care in Nepal can be expensive, particularly in remote areas. Even minor injuries or illnesses can result in significant bills. Travel insurance can help cover these costs, including hospitalization, doctor visits, and medications.
  • Medical Evacuation: If you have a serious medical emergency and require evacuation to a better-equipped medical facility outside of Nepal, the costs can be astronomical. Tourist insurance for Nepal with medical evacuation coverage can help pay for these critical air ambulance services.
  • Trip Cancellation or Interruption: Unexpected events like flight cancellations, natural disasters, or personal emergencies can disrupt your travel plans. Trip Medical insurance can help reimburse you for pre-paid trip costs if you have to cancel or interrupt your trip due to covered reasons.
  • Adventure Activities: Nepal is a popular destination for adventure activities like trekking, mountaineering, and white-water rafting. These activities come with inherent risks. Vacation insurance with coverage for adventure sports can provide financial protection in case of accidents or injuries sustained during these activities.
  • Lost Luggage or Travel Delays: Travel disruptions like lost luggage or flight delays can be frustrating holiday insurance can help compensate you for these inconveniences.

Travel insurance visa letter as required for travel to Nepal

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Nepal (and upon arrival).

While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the medical insurance in Nepal visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Nepal visa letter document, please call us as soon as possible so we can assist you!

Popular activities for tourists in Nepal

Nepal offers a variety of activities for tourists, catering to adventure seekers, nature lovers, and those interested in experiencing the rich culture and history of the region. Here are some of the most popular activities:

  • Trekking: Nepal is a trekker's paradise, with some of the most breathtaking scenery in the world. The Everest Base Camp Trek is the most famous, but there are many other treks to choose from, ranging from easy to challenging.
  • Mountain Climbing: For the truly adventurous, Nepal offers some of the world's highest mountains to climb, including Mount Everest, of course.
  • White-Water Rafting: The Trishuli River is a popular spot for white-water rafting, with thrilling rapids and stunning views of the Himalayas.
  • Bunge Jumping: For an adrenaline rush, try bungee jumping from the Bhote Koshi Bridge, the highest bungee jump in Asia.
  • Sightseeing: Kathmandu, the capital of Nepal, is a fascinating city with ancient temples, palaces, and gardens. Pokhara is another popular tourist destination, with beautiful lakes and stunning mountain views.
  • Paragliding: Soar over the Phewa Lake in Pokhara and enjoy panoramic views of the Annapurna Mountains.

Travel and Safety Tips for Nepal: A Himalayan Adventure Awaits

Nepal, the land of Mount Everest and stunning Himalayan beauty, offers a unique travel experience. Here are some tips to ensure a safe and unforgettable trip from the USA:

  • Visas: You'll need a visa to enter Nepal. Apply for it online or upon arrival at Tribhuvan International Airport (TIA) in Kathmandu. Double-check visa requirements based on your nationality and the length of your stay.
  • Medical coverage: Strongly recommended to buy insurance for tourists from Nepal to USA as it covers medical emergencies, trip cancellation, lost luggage, and more, especially if you plan on trekking.
  • Altitude Sickness: If trekking in high-altitude areas, acclimatize slowly to prevent altitude sickness. Stay hydrated, avoid alcohol, and be aware of symptoms such as headache, nausea, and dizziness.
  • Natural Hazards: Be aware of natural hazards such as landslides and earthquakes, which can occur in Nepal. Monitor local news and weather updates, especially during monsoon season (June to September).
  • Domestic Flights: If flying domestically within Nepal, be aware that weather conditions can affect flight schedules, especially in mountainous regions.
  • Guided Trekking: Consider hiring an experienced guide or joining a guided trekking group, especially for remote or high-altitude treks.

International student insurance for Nepal

The best student health insurance for Nepalese students studying in the USA is provided by the schools themselves, with plans designed to meet the requirements of the students' visas and their specific needs. Alternatively, US student insurance for students from Nepal can be bought online, which may offer more comprehensive coverage, lower rates, or more flexibility than school-sponsored plans. It is important to check with the school to see if there are minimum requirements that the alternative insurance plan must meet.

Students may need to provide proof of coverage to their school, which can be obtained from the insurance company. It is recommended to buy Nepal international student insurance plan to help cover the high costs of medical expenses in the USA, as it is the most expensive country for medical care costs according to the World Health Organization.

There are about 11,500 students from Nepal currently studying in the United States. Most of the students from Nepal are in Undergraduate programs while about 35% are Graduate student and another 10% in the Optional Practical Training (OPT) status. Given the expensive healthcare system in the US it is important for students from Nepal to buy adequate student medical insurance in the United States.

The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with Nepali students on the Optional Practical Training (OPT) status.

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Best travel insurance from Nepal to UK

Travel health insurance Nepal – FAQs

01. Can a Nepali visitor get health insurance in USA?

Yes. Visitors, tourists, students, and others from Nepal can all buy travel health insurance in the US. We recommend the travel insurance for visitors be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

02. How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for visitors from Nepal plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

03. Do you need travel insurance to enter Nepal?

Travel medical insurance for Nepal from USA is not a mandatory requirement for entry into Nepal. However, it is highly recommended for all travelers to have tourist insurance when travel to Nepal from USA. Nepal Insurance for tourist provides coverage for medical emergencies, trip cancellations, lost luggage, and other unforeseen events, offering peace of mind during your travels. While it may not be a requirement for entry, having travel medical insurance can help protect you financially and ensure you receive proper assistance in case of emergencies while in Nepal.

04. What is the best travel health insurance Nepal?

This is a great question and our website strives to answer this question for our customers. Due to the different needs of different travelers a recommended travel insurance for Nepal is a must. There is not one policy that is always the best travel insurance for Nepal for everyone in their situation. But those traveling without kids can find different options that may suit them better.

If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different travel health insurance plans than someone without a life-threatening pre-existing condition.

We endeavor to give our clients as much information as possible so they can find the plan that is best for you. Or, if you want some guidance, our licensed agents are here to help you with your best Nepal travel insurance choice!

05. How do I file a travel insurance Nepal claim?

The Nepal travel insurance claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form.

The customer gets the money reimbursed from the insurance company after they receive the bill. If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details...

06. How much is insurance for travel to Nepal from USA cost?

The cost of insurance in Nepal can vary depending on several factors:

  • Coverage Limits: The extent of coverage you choose, such as medical expenses, trip cancellation, emergency evacuation, and lost luggage, can affect the cost.
  • Duration of Trip: The length of your trip to Nepal will impact the cost of travel insurance. Longer trips typically have higher premiums.
  • Age and Health: Your age and health condition may affect the cost of insurance, especially for medical coverage.
  • Activities and Risks: If you plan to engage in adventurous activities such as trekking or mountaineering, you may need additional coverage, which could increase the cost.
  • Deductibles and Exclusions: Choosing a policy with lower deductibles and fewer exclusions may result in a higher premium.
  • Insurance Provider: Different insurance companies offer varying rates for travel insurance policies, so it's essential to compare quotes from multiple providers to find the best value for your needs.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Travel insurance to Nepal from USA links

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Travel Insurance for Nepal FAQ

FAQs about travel insurance for Nepal.

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Nepal Travel Insurance Blog

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Traveler Insurance to Nepal Forum

Customer Queries for USA travelers to Nepal.

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Trip cancellation insurance for Non US residents

Travel insurance from Nepal to USA

Travel health insurance for foreigners in USA

Travel medical insurance to emergency medical expenses
Comprehensive coverage for pre-existing conditions/ailments.
Older traveler, Medicare international insurance
International student insurance for Nepal students in USA
Health insurance usa for foreigners cost
Travel health insurance for frequent travelers

What is the best visitors insurance for seniors?

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Visitor medical insurance for travelers above 60 years

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Visitor medical insurance for travelers above 65 years

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US Visitors insurance for travelers above 70 years

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Visitor medical insurance for travelers above 75 years

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Visitor health Insurance for travelers above 80 years

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US Visitors insurance for travelers above 90 years

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Travel health insurance for USA – FAQs

01. How can I get US tourist visa from Nepal?

To apply for a U.S. tourist visa from Nepal, follow these steps:

  • Complete the Nonimmigrant Visa Electronic Application (DS-160) form.
  • Pay the visa application fee.
  • After paying the application fee, schedule an appointment for a visa interview at the U.S. Embassy in Nepal. You can do this through the U.S. Visa Wizard on the embassy's website.
  • Gather all necessary documents, such as your passport, DS-160 confirmation page, and proof of payment for the application fee. Visit the U.S. Embassy or Consulate on the date and time of your visa interview.

02. Is tourist insurance mandatory for USA?

There is no specific travel insurance requirement for USA, however given the exorbitant cost of US healthcare, it is strongly recommended that all visitors to USA have adequate Travel medical insurance coverage. US consulates in certain countries are also insisting that US visa applicants have proof of visitors medical insurance coverage during their stay in the US. While it may not be a requirement for obtaining the tourist visa, having visitors medical insurance is highly recommended for anyone traveling to the US as it provides protection and financial support in the event of an unexpected illness or injury.

03. What are the factors to consider for travel health insurance to USA?

The best travel medical insurance for USA depends these factors:

  • The coverage for accident and sickness related medical expenses
  • The coverage for medical and evacuation expenses
  • The coverage for pre-existing conditions
  • The deductible and co-payment options
  • The network of hospitals and providers
  • The customer service and claim process

USA visa health insurance, Visitor visa health insurance USA

Steps to buy
US visitor travel insurance online

1: Finding the best health insurance for foreigners

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

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Factors to buy best travel medical insurance USA

Age of the traveler

The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of US travel health insurance

Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Types of travel insurance

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Single Trip Travel Insurance

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Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Travel insurance from Nepal to Europe

Travel insurance for Nepalese residents traveling to Europe

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 29 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements. Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements.
Nationalities who require Schengen visa
We offer several travel insurance plans that satisfy Schengen visa consulate requirements:
  • Medical coverage of at least 30,000 Euros travel insurance for schengen coverage (about $50,000 USD)
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
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Visiting Europe

Satisfy Schengen visa insurance requirements.

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA

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