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Travel insurance for Italy visa, Italy visa health insurance

Procedure to get the Instant Italian visa letter for application as required by the European consulates

Description 1) Enter Details & GET QUOTE
Balance 2) Compare plans & BUY NOW
Download 3) Download VISA LETTER

Italian visa insurance quote

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What is the best travel insurance Italian visa insurance?

The best Italian visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Italian visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Italy travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Italian visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Italian visa medical insurance?

Travelers to Italy applying for the Schengen visa can buy Italian visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Italy on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Italian visa requirements as mandated by Schengen state consulates. Our compare Italian visa insurance quote facility lists a range of cheap travel insurance that satisfy the Italian visa requirements. After buying travel medical insurance for Italy on our website travelers can immediately download the required visa letter to be used while applying for the Italian visa.

How much is Europe travel insurance for Italian visa?

The cost for the health insurance for Italian Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Italian visa. The Italian visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Italian visa on American Visitor Insurance.

Travel health insurance for Italy visa

The dream vacation for almost everyone, Italy is a must see. Whether it is for its art, cuisine, music, architecture, culture, religion or its many sacred sites, Italy has had a huge impact on western history and civilization. Italy attracts close to 50 million tourists annually, which is not surprising when you consider what the country has to offer. Rome remains the largest attraction, where historic relics like the Colosseum, the Pantheon, the Forum, the Appian Way, and the Palatine Hill compete alongside the attractions of the Vatican.

Travel insurance to Italy

Beyond Rome there is Venice with its canals and gondoliers, Florence the center of Italian Renaissance, Pisa for the leaning tower, Milan for its fashion, Verona made famous thanks to Romeo and Juliet and not to overlook Lake Como, the many rustic charming villages and the amazing scenery all around.Traveling in Italy is wonderful, but make sure that you have good travel medical insurance. American tourists should note that US domestic health insurance including Medicare offers little insurance coverage in Europe.

It is important for international tourists to buy travel insurance for Italian visa to help them in the event of an unforeseen medical emergency.At American Visitor Insurance we offer popular Italian Visa Travel Insurance plans designed by known US insurance providers. The tools that we have developed on our website helps tourists compare different insurance plans based on price as well as benefits offered. The Frequently asked questions sections brings transparency and explains different facets of the insurance coverage. These tools help customers make an informed objective decision while buying travel insurance for Italy trip.

Italy visa travel insurance requirements

International travelers who needs a Italian visa will have to buy travel insurance satisfying Italy visa medical insurance requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Italian visa travel documents

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Nationalities who need Italian visa

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How much does Italy Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of cheap travel insurance for Schengen visa can start from as just as 1USD per day.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Patriot International Lite IMG $50K - $1M $0 - $2.5K United HealthCare $8 - $13
Atlas International WorldTrips $50K - $2M $0 - $5K United HealthCare $8 - $14
Safe Travels International Cost Saver Trawick International $50K - $1M $0 - $5K First Health Network $10 - $13
Safe Travels International Trawick International $50K - $1M $0 - $5K First Health Network $10 - $15
Travel Medical Choice Seven Corners $50K - $1M $50 - $5K United HealthCare $20 - $37

* The average cost of travel insurance for Schengen visa is based on quotes for a 25 years old traveler for 7 Days and $0 Deductible.

Italy Schengen visa travel insurance

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Visiting Italy

Travel medical insurance for US citizens visiting Italy

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Italian residents visiting USA

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Group Travel

Italian visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

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Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.
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Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
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Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.
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Health care expenses

Covers emergency medical expenses for accidental injury or illness.
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Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.
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Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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ETIAS for US travelers to Italy

Starting in 2025, US travelers to Italy should apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Italy. Along with ETIAS it is important for travelers from USA to buy travel insurance for Italy on American Visitor Insurance, since most US health insurance plans do not provide coverage outside USA.

Do US Green card holders need Italian visa?

US Green Card holders will need an Italian visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Italy is required while applying for an Italian visa. US Green Card Holders can buy travel insurance to satisfy Italian visa requirements for their visa application on American Visitor Insurance.

Advantages of buying Schengen visa insurance on American visitor insurance

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Italy

The cost of Italian health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Italy.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Italian visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Travel medical insurance for Italy visa online

search 1: Finding all available Italy visa health insurance plans

Complete the Italy Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Italian visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Italy visa medical insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review travel insurance for Italy & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Italy
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Italy Visa Types

Short-Stay Visas (Schengen Visa)

1. Type A Visa (Airport Transit Visa)
  • Allows transit through Italian airports without entering the country.
2. Type C Visa (Short-Stay Visa)
  • For stays of up to 90 days within a 180-day period for tourism, business, family visits, or cultural events.
  • This can be issued as:
    • Uniform Schengen Visa (USV): Valid for all Schengen countries.
    • Limited Territorial Validity Visa (LTV): Valid for specific Schengen countries only.

Long-Stay National Visas (Type D)

1. Type D Visa (Long-Stay Visa)
  • Required for stays longer than 90 days for purposes such as work, study, or family reunification.

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Is it mandatory to buy Long term Italy visa for US citizens

US citizens are advised to buy travel insurance for Italy even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Italy and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Italy. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Italy travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Schengen visa insurance Italy, Italy travel insurance - FAQ's

1. Is travel insurance mandatory for an Italy visa? Do I need travel insurance for Italy?

If you need a visa for traveling to Italy (Schengen visa), then - Yes, Italy travel insurance is necessary for applying for the Schengen visa. The Italian visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Italy, then buying travel insurance for Italy is not mandatory for visits of less than 90 days. However given the cost of healthcare in Italy , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Italy.

2. What is the procedure to get a visa letter for Italy?

Italian visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Italian visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Italian visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Italy , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Italian visa letter that may be presented to the consulate as proof of coverage.

3. Who must buy travel medical insurance for Italian visa?

A traveler from any of the Schengen visa required countries visiting Italy for less than 90 days is required to buy short term travel medical insurance to apply for Italian visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Italy for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

4. Which insurance provider is best for a Schengen visa to Italy?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Italy are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

5. Can seniors get travel insurance for Italy? Which insurance is best for senior citizens visiting Italy?

Senior citizens travelling to Europe or any of the Schengen countries can compare and buy the best Senior citizens Schengen visa insurance with satisfies visa requirements.

6. What is covered under Italian visa travel insurance?

Best travel medical insurance for Italian visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

7. How do I get cheap Schengen visa travel insurance for Italy?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Italian visa insurance products before buying the cheap travel medical insurance for Italian visa.

8. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

9. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

10. If my Italy visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Schengen visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

11. Can I cancel my travel insurance to Italy?

Yes, you can cancel your travel health insurance Italy, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

12. What is the minimum travel insurance for Italy?

Travelers have to buy Italy travel insurance with minimum coverage of at least €30,000 for emergency medical expenses, including repatriation of remains in case of death.

13. Can tourists get healthcare in Italy?

Yes, tourists can get healthcare in Italy. Emergency medical services are available to everyone, including tourists, through public hospitals. Tourists can also access private healthcare facilities. However, while public healthcare is generally of high quality, it may involve long waiting times, and private care can be expensive. It is advisable for tourists to have travel medical insurance Italy that covers medical expenses to avoid high out-of-pocket costs for any necessary treatments or medical services during their stay.

Italy FlagItaly - General Information

location_city
Capital
Rome
language
Population
Around 58.7 million
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Currency
Euro
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Location
Southern Europe
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Language
Italian, English, French
event
Best time to visit
May, June, Sep. and Oct.
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Vacation spots
Rome, Venice, Florence, Milan, Pisa, Naples, Amalfi Coast, Siena, Capri.

Popular tourist destinations in Italy

Best vacation insurance for travel to Pitti Palace and Boboli Gardens

Pitti Palace and Boboli Gardens

It offer an outstanding art gallery, a Medici palace, Florentine craftsmanship, museums, history, royal apartments, and one of Italy's premier gardens.

Health insurance for travel to Gardens of Augustus

Gardens of Augustus

The beautifully botanic gardens cover a leafy terrace, where flowers and pergolas frame views of the Faraglioni sea stacks standing in the blue-green water below.

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Naples Harbo

Naples harbor is divided into separate docks and basins by a series of piers and breakwaters, and is always bustling with activity.

Tourist Insurance for Leaning Tower of Pisa

Leaning Tower of Pisa

Every visitor to Pisa probably heads first to what is undoubtedly the world's most famous tower, the leaning campanile standing next to the cathedral.

Popular destination cities in Italy

Popular Ocean Cruise in Italy

Travel insurance for US travelers

Tourist information about Italy

account_circle How do I get visa for Italy?

  • The Italian visa is a mandatory requirement to visit Italy for international travelers. This visa is also called as Schengen visa because Italy is also a member country in the Schengen States.
  • You can apply for the Italian visa in the country of your residence by visiting the Italian embassy or consulate.
  • Once the application is submitted it will take from 2 days to 12 days to process your visa.
  • The time required to issue visa depends on the nationality and residential status.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa)

description What are the documents required for Italy Visa?

  • 2 Passport sized photos (Recent)
  • 1 application completed and signed at the consulate
  • Valid passport
  • A letter addressed to the Italian consulate (stating you own private means of support)
  • Travel Itinerary
  • Travel Medical Insurance Plan
  • Italy Travel medical insurance of EUR 30,000 maximum benefits.
  • Italian visa insurance letter

event What is the best time to visit Italy?

The good time to visit Italy is from April to mid-October.

location_on What are the famous vacation spots in Italy?

Rome, Ravello , Puglia, Bolzano, Perugia, Verona, Siena, Sicily, Napoli, Florence, Cinque Terre, Bologna, Assisi, Pompeii..

restaurant What are the popular Cuisines in Italy?

Arancini, Basic Risotto, Insalata di riso, Pomodori col riso, Risotto alla milanese or Risotto with saffron, Risi e bisi (rice and peas), Risotto con la luganega, Riso alla toscana, Riso al nero di seppia, Riso con i porcini, Risotto alla sbirraglia, Agnolotti, Bavette, bigoli, bucatini, Cannelloni, crespelle, Cappellini, cappelletti, Conchiglie, Ditalini...

language Which are the popular Languages spoken in Italy?

Italian , Greek, German, French, Croatian, Cimbrian, Bavarian..

International airports in Italy

City Airport Name IATA Code
Rome Leonardo da Vinci–Fiumicino Airport FCO
Milan Malpensa Airport MXP
Venice Marco Polo Airport VCE
Bologna Guglielmo Marconi Airport BLQ
Naples Naples International Airport NAP

Schengen Travel insurance with 30,000 Euro coverage

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Cheap Schengen travel insurance FAQs

Cheapest travel insurance for Schengen visa FAQs.

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Best schengen travel insurance forum

Travel insurance for Schengen visa, Schengen insurance forum.

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Schengen Visa insurance blogs and articles

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Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries.

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe.

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

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Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance.

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What does travel insurance for Italy visa usually not cover?

Travel health insurance for Italy visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Italian Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Italy

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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