International Student Insurance for California Institute of Technology, Pasadena

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Student Insurance for California Institute of Technology

High cost health care system in the USA has resulted in inevitability of health insurance coverage for international students studying in the USA.

To cover students we offer some of the best insurance plans on our website.

These plans are low cost comprehensive coverage plans and can be used as an alternate for California Institute of Technology insurance..

What does international student health insurance cover?

Doctor Visit

Covers doctor visits in case of sudden injury or sickness.

Sports Activities

Some plans cover high school sports activities.

Health care expenses

Hospital medical expenses for sickness or accidents during coverage.

Dental Coverage

Expenses from sudden dental pain and accidental dental injuries.

Maternity Coverage

Some plans offer coverage for pregnancy, maternity and new born.

Repat of remains

Repatriation of remains expenses to home country in case of death.
Student insurance

Patriot Exchange student insurance

The Patriot Exchange student insurance plan is available for spouse and dependent children even if the primary F1 or J1 visa holder is not on this insurance plan. If a J1 Visa holder wants to buy this plan for his J2 spouse or children, then Patriot Exchange insurance plan can be purchased for the J2 visa holders. The same is true for F2 visa holders as they can buy Patriot Exchange student insurance even if the F1 visa holder is not on the Patriot exchange student insurance plan.
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Foreign Student

Insurance in the USA

International students in the US amidst all the school work should not neglect buying proper student medical insurance. United States health care is known for its excellent quality, but is also known for its high cost. International students cannot afford to visit an American hospital without proper student health insurance. We offer excellent student insurance plans at very affordable rates. Buy these low cost plans as an alternatives to your university insurance coverage.
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Student health insurance US students abroad

Having adequate student insurance while outside the United States is very important. Healthcare is expensive in most countries, and you do not want to be uninsured and forced to visit a hospital while outside the United States. As an international student it is also reassuring to have coverage for medical evacuation should the need arise. It is these unique student needs that are covered in our international student insurance plans. All our international student medical insurance plans are offered by reputed US insurance providers.
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Factors for the cost of international student insurance in USA

Student’s age

The student’s age determines the cost of US student medical insurance. The prices for best health insurance for f1 students in USA increases with the age of the student.

Length of health insurance for F1 students

The price of student health insurance in the US can be either monthly or on a daily basis. The price increases with the duration of coverage required.

Maximum F1 student health insurance medical coverage

The cost of health insurance for international students in the US is directly dependent on the medical maximum coverage required. The cost of F1 student health insurance is less for lower medical maximum and increases with higher medical maximum coverage.

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International student health insurance, International student insurance review

International student health insurance

International Student Insurance - Maternity Coverage

Health insurance for international students in USA offering coverage for pregnancy, maternity and new born.

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International Student Insurance - Sports Coverage

Health insurance for international students studying in the usa offering high schools sports activities coverage.

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Pre-existing conditions Student Insurance coverage

International student medical insurance for students who need coverage for existing medical ailments.

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Advantages of our international Student insurance vs University insurance

  • The international student insurance offered here are designed specifically for international students outside their home country.
  • These US international student insurance provide similar coverage to University insurance plans but are significantly cheaper.
  • These student health insurance provide coverage throughout the USA and are not limited to the college area.
  • The international student insurance on American Visitor Insurance travels with the student and is not limited to any University. Unlike University insurance, should the student switches college, these student insurance plans are valid in the new University as well.
  • These student insurance plans are valid till the end of the policy period even after the student has graduated. This is very useful for students who are on the OPT status in an F1 visa
  • Some of our student medical insurance for OPT status plans are available even for student who are not taking courses on campus.
  • We offer student insurance for spouse and dependents of the student visa holder even if the F1 visa holder has a different insurance.
  • We also have J visa scholar insurance that satisfy J visa requirements as mandated by US consulates.
 

Student health insurance information

Student medical insurance blogs

Blog about buying international Student medical health insurance.

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Student travel insurance resources

Some useful resources to help you understand Student health medical insurance.

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Student medical Insurance FAQ

Frequently Asked Questions to compare and buy Student travel insurance.

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International health insurance for international students - FAQs

Do international students need health insurance? Do f1 students need health insurance?

Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.

Can international students get health insurance?

Yes, International students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.

Can international students get medicare?

No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.

What is international student health insurance?

International student health insurance is health insurance coverage for individuals who are studying abroad either short or long term while away from their home countries. Many of the US domestic health insurance plans may not cover a person fully while abroad. Also, some international programs may require certain levels of health insurance while participating in their programs. Luckily, we at American Visitor Insurance have made it easy to compare and find a student health insurance plan just right for you and your situation.

What is the best health insurance for international students? What is the best insurance for international students?

The best student medical insurance will vary for each student. There is no single student insurance which will work as the best international student health insurance plan for all students. The factors to consider while identifying the best student insurance will be the coverage benefits, the provider network and the cost of the health insurance for international students.

Is there health insurance for college students?

US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.

Does college offer health insurance?

Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.

What is the best health insurance for international students in USA? What is the cheapest health insurance for international students in USA?

There are different factors for buying best student insurance for USA students. While the best student insurance for USA varies from students to students, the following list can be considered the best student insurance for students to USA based on their popularity.

How much does health insurance cost for a college student?

The health insurance cost for the college student will depend on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan. The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US.

Can you get a sports insurance as an international student?

Yes. There are various student insurance plans that cover sports activities, however the sports activities that are covered by the plan vary from one to another.

While a plan covers intercollegiate sports activities, another might cover adventure sports and hazardous sports or the non contact amateur sports.

Here is a list of student insurance plans that cover sports activities:

Patriot Exchange from IMG:
This plan covers limited high school and college sports as an optional rider for 100% after the deductible is met . Similarly, it has an optional rider for adventure sports coverage.

Student Health Advantage plan from IMG:
This plan provides coverage of $5000 for intercollegiate, interscholastic, intramural, and club sports. This is most requested by international students.

Liaison Student Plus from Seven Corners:
This plan provides coverage of $5000 for non-contact amateur sports.

Student Secure Elite plan from Worldtrips:
Sports and activities coverage: This plan covers leisure, recreational, entertainment, or fitness up to the overall maximum limit.

International students can purchase either the Diplomat America or Diplomat LongTerm insurance if they intend to play on intercollegiate sports or club teams. The coverage is reduced to $20,000 for sports injuries and can cover a variety of sports activities. The cost of the rider depends on the specific sport of interest.

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What are the best international student insurance plans in the United States

The following are some of the best student medical insurance plans in the US:

  1. IMG's Patriot Exchange insurance is designed for International students or Cultural Exchange scholars. This plan is s a very affordable plan and meets J visa requirements and F Visa for international students. The student can buy this plan with a sports rider to cover activities such as downhill skiing. This plan covers pre-existing conditions.
  2. Student Secure Insurance from WorldTrips is designed specifically to meet the insurance needs of international students outside their home country. This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
  3. Study USA Health Insurance from Travel Insure provides affordable student medical insurance to foreign students studying in the US and to US registered students studying abroad. This plan offers coverage for pregnancy, Nursery Care of Newborn, Prescription Drugs, Sports & Activities and Pre-existing conditions have waiting period. Meets J-1 visa.
  4. Navigator for Student Insurance from Geoblue offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services. The plan covers pre-existing conditions with creditable coverage. This plan as a monthly payment option.
  5. Student Health Advantage from IMG which provides comprehensive international student medical insurance to students and scholars pursuing their education outside their home country.It covers mental health, organized sports and pre-existing conditions. If there is no break in coverage, the plan may be renewed for up to five years. This plan is available for J1/J2 Visa, F1/F2 Visa, M1/M2 or A1/A2 Visa holders.
j1 visa

Not on a F1 visa? Please review these other visa categories

J1 visa holders

Insurance for Exchange scholars satisfying visa requirements

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F2 dependents

Insurance plans for dependents of an F1 visa holders.

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US Student Abroad

Insurance plans for US students studying outside their home country.

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J2 dependents

Insurance for J2 visa dependants satisfying visa requirements.

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OPT Status within F1 visa

Insurance plans for students on OPT status, OPT student health insurance.

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M1 visa holders

Medical insurance for students on vocational training.

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Testimonials from our Student Customers

After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me.

Ron W

We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable

Konstantin V.B

Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!.

Amanda

Health Insurance for International Students resources

Find the student insurance cost

Find out the best insurance for your budget and needs.

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How to buy student insurance?

Step by step guide to buying the best travel insurance.

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Student group insurance

Best student group travel medical insurance.

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Student compare coverage

Compare International health insurance for students in USA

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Our licensed agents can help you with any questions, please email our customer support team for clarity regarding California Institute of Technology Insurance requirements.

Disclaimer

The information presented on American Visitors Insurance is for providing resources for international students. The resource provided here is in no any way intended to indicate any relationship between your school/college/university and our company. International students should verify directly with the concerned school/college/university to confirm whether this student insurance meets your university student insurance requirements.

Student Medical Insurance - Blogs

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International Student Medical Insurance Providers

You can find reliable US insurance providers like International Medical Group(IMG), WorldTrips, GeoBlue insurance, Travel Insure.

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