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Liaison Student Plus Coronavirus Insurance

Liaison Student Plus Insurance Cost

Liaison Student Plus
Insurance provider - Seven Corners
Plan life -5 days to 364 days
Deductible options?
$0; $50; $100; $250
Policy maximum?
$50,000; $100,000; $250,000; $500,000
Liaison Student Plus Underwriter
Underwritten by Certain Underwriters at Lloyd's of London.
Liaison Studentsplus Rating
AM Best Rating: "A" (Excellent)
Renewal
J visa Requirements
Liaison student Plus plan meets J visa requirements if you choose a medical maximum of $100,000 or more and a deductible less than $500. J visa Requirements

Liaison Student Plus Links

Liaison Student Plus Insurance for Covid

Liason Seven Corners insurance covid19 for Student offers covid19 medical coverage for international students in the US or outside their home country. It covers student medical expenses arising from Covid19 illness. The Covid19 treatment by Seven Corners coronavirus benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Seven Corners Liaison Student Plus Insurance Summary

Expenses incured by customer after deductibleLiaison Student Plus Eligibility
Non US Citizens and U.S Citizens
  • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
  • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
  • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
  • U.S. citizens traveling outside the United States must have a current passport and valid visa issued by your host country, if required. U.S. citizens cannot buy a Liaison Studentsplus plan for travel to the United States and U.S. territories.
  • Requirements for dependents : The primary participant can buy coverage for their legal spouse, legal domestic partner, or legal civil partner, and unmarried children at least 14 days old and under 19 years or under 26 years if attending an accredited institution full-time and/or dependent on the primary participant for maintenance and support.
Expenses incured by customer after deductibleLiaison Student Plus coinsurance
  • Inside the United States
  • In ppo network: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
  • Out of ppo network: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
  • Outside the United States: The plan pays 100%

If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

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Seven Corners Liaison Student Plus Insurance - Frequently asked questions

Does Liaison student Plus plan cover COVID-19?

Yes Liason Seven Corners covid19 insurance offers Covid 19 coverage for students. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

Does Liaison Studentsplus Insurance cover covid illness?

Seven Corners Covid19 travel insurance by Liaison Student Plus insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion. Travelers can complete the liaison insurance claim forms to get the treatment reimbursed.

Is Seven Corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company ?

Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Liaison travel insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

Does Seven Corners offer Cancel for Any Reason Insurance?

Yes, Seven Corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.

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Steps to buy Seven Corners coronavirus travel insurance to US online

Step 1: Finding the available Seven Corners coronavirus travel insurance plans
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements
Step 2: Compare the different travel insurance options by Seven Corners Insurance covid19
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best
Step 3: Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the covid liaison insurance plan documents received by email
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers

Plan details of Liaison Student Plus Insurance

  • Plan Options
    Medical Maximum Options
    Ages 14 days to 59 years: $50,000; $100,000; $250,000; $500,000
    Ages 60 to 64 years: $50,000; $100,000; $250,000
    Deductible Options Ages 14 days to 59 years: $0; $50; $100; $250
    Ages 60 to 64 years: $100; $250
    Hospital room and board? URC to medical maximum
    COVID-19 Treatment Usual, Reasonable, and Customary up to Medical Maximum or $100,000; whichever is less
    Doctor’s Office Visits $10 copay
    Urgent Care Visits $20 copay
    Physiotherapy? $50 per visit, 60 visits maximum
    Vaccinations $150 per 364 days of continuous coverage
    Spinal Manipulation $50 per visit, 60 visits maximum
    Coma benefit $25,000
    separate from the medical maximum
    Waiver of Pre-existing Conditions Up to medical maximum
    Mental Illness including Alcohol and Substance Abuse Inpatient: $10,000, 45-day limit
    Outpatient:80% up to $1,000
    Motor Vehicle Accident Inside the United States: 75% up to $100,000
    Outside the United States: Up to medical maximum
    Non-contact Amateur Sports $5,000
    Maternity Care Inside the United States :
    In PPO Network: 80% up to $10,000
    Out of PPO Network :60% up to $10,000
    Outside the United States :80% up to $10,000
    Routine Newborn Care $500 per newborn child
    Dental — Sudden Relief of Pain $250
    Dental Emergency — Accident $1,000
    Benefit period 180 days
    Emergency Medical Reunion? $200 per day, 10-day limit $25,000 maximum
    Natural Disaster Daily Benefit? $50 per day, 5-day limit
    Terrorist Activity $50,000
    Pre-certification — 25% penalty Required inside the United States for specific types of treatment. Penalty does not apply to emergencies.
    Accidental death & dismemberment? Primary Insured or Travel Companion $25,000 Principal Sum
    Eligible Spouse $10,000 Principal Sum
    Eligible Dependent Children $5,000 Principal Sum
    Aggregate limit of $250,000 for total number of insureds on the plan
    Felonious assault $15,000
    separate from the medical maximum
    Extension of Benefits to Home Country $5,000
    Incidental Trips to Home Country $5,000
    Hazardous Sports Up to medical maximum
    24/7 Travel Assistance Services Included
    Excess Insurance : All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits/programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third party liability insurance.
  • claims-icon How are Liaison Student Plus insurance claims settled?

    A completed CLAIM FORM  Claims | Seven Corners must be submitted to Seven Corners within 90 days of the date of service. For the claims to be payable, the terms and conditions in the Liaison Student Plus plan document must be satisfied.


    Claims can be paid in two ways:
    1. Seven Corners will pay the provider if they do not require an upfront payment by the insured. For this, along with the completed claim form, an itemized bill from the provider is needed.
    2. Seven Corners will reimburse if the insured paid the medical expenses upfront. For this, along with the completed claim form, an itemized bill(showing the insured paid the expenses) is needed.

    Important : If the insured is traveling in the US and visits a provider network, do not pay the medical expenses up front and allow the provider to bill Seven Corners. The policy ID Card will provide the information about the PPO network in the US.


    Claims contact information:
    Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
    Claims Department:
    Email: claims@sevencorners.com
    Fax: (+1) 317-575-2256
    Seven Corners, Inc
    Attn: Claims
    PO Box 211760
    Eagan, MN 5512

  • exclusion-icon Liaison Student Plus Insurance Exclusions
    1. Pre-Existing Condition(s) except as waived for Waiver of Pre-existing Conditions, Acute Onset of Pre-existing Conditions, Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Mortal Remains, and Local Burial or Cremation;
    2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
    3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
    4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
    5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
    6. Chiropractic care unless specifically provided for in the Plan or acupuncture;
    7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
    8. Durable medical equipment;
    9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
    10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
    11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
    12. Vocational, occupational, sleep, speech, recreational, or music therapy;
    13. Pregnancy, unless a Covered Pregnancy, and Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
    14. Sleep apnea or other sleep disorders;
    15. Mental and Nervous Disorder unless specifically provided for in the Plan, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
    16. Congenital abnormalities and conditions arising out of or resulting there- from.
    17. Temporomandibular joint; 18. Occupational Diseases;
    18. Exposure to non-medical nuclear radiation or radioactive materials;
    19. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
    20. Human organ or tissue transplants.
    21. Exercise programs whether prescribed or recommended by a Physician or therapist;
    22. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
    23. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
    24. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
    25. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Optional Coverage – Hazardous Activities;
    26. Injuries sustained while participating in professional Athletics, amateur Athletics, intercollegiate Athletic or interscholastic Athletics unless specifically provided for in the Plan including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
    27. Any Illness or Injury sustained while participating in an athletic activity that is sponsored or sanctioned by the National Collegiate Athletic Association (and/ or any other collegiate sanctioning or governing body), or the International Olympic Committee;
    28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
    29. Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
    30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self-inflicted Injury or Illness;
    31. Terrorist Activity except as provided under Section Terrorist Activity, War, Hostilities, or War-Like Operations;
    32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
    33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
    34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
    35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
    36. You while in Your Home Country unless covered under Extension of Benefits in Home country and Incidental Trips to Home Country;
    37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
    38. Travel accommodations;
    39. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
    40. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
    41. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
    42. Participating in contests of speed or riding or driving in any type of competition.
    43. Loss of life;
    44. Long-term disability; or
    45. Financial guarantee, financial default, bankruptcy, or insolvency risks.
    46. Charges for pre-natal care, delivery, post-natal care, and care of Newborns, unless they are for a Covered Pregnancy;
    47. Injury sustained or Disablement due wholly or partly to the effects of intoxicating liquor or drugs other than drugs taken in accordance with the proper dosing as directed by a Physician;
    48. Injury sustained as the result of You operating a Motor Vehicle while not properly licensed to do so in the jurisdiction in which the Motor Vehicle Accident takes place.
  • special-coverage Which are the geographic restrictions for Liaison Student Plus insurance?
    Liaison Student Plus Insurance Restrictions
    • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
    • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).
    • Destination Restrictions: The plan will not cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).
  • special-coverage What is pre-certification requirements for Liaison Student Plus insurance?
    Liaison Student Plus Insurance Pre-Certification
    The following expenses must always be pre-certified in the U.S. only:
    1. Outpatient surgeries or procedures;
    2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
    3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
    4. Chemotherapy;
    5. Radiation therapy;
    6. Physiotherapy (must include physician’s recommendation and treatment plan); and
    7. Home infusion therapy.
    To comply with the pre-certification requirements, you must:
    1. Contact Seven Corners Assist before the expense is incurred;
    2. Comply with Seven Corners Assist’s instructions;
    3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
    Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. If you do not comply with the pre-certification requirements:
    1. Eligible medical expenses will be reduced by 25%; and
    2. The deductible will be subtracted from the remaining amount; and
    3. Coinsurance will be applied.
    Pre-certification does not guarantee coverage, payment, or reimbursement of expenses.

Provider network and how to find hospital or doctor?

Seven Corners maintains a wide network of health care providers. In US there are 3 options: United health care, Multiplan and PHCS Out of Area Network.
You need to check your insurance card to find any one of the below 3 logos:
united-healthcare phcs
For the United healthcare PPO network
Outside US: Wellabroad.com to use Seven Corners’ International Network
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Liaison plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
Find Provider Network

Seven Corners international travel insurance - Resourceful links

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