Find the best international student health insurance for Miami Dade College. Compare plans, check costs and get coverage that meets your F-1, J-1, or F2 visa requirements.
The health insurance cost in USA for International students ranges between $30 to $115 per month for a 20-year-old student.
Most U.S. universities require F1 visa students to buy student health insurance in the USA. In many cases, schools mandate that students buy university-sponsored insurance, which is convenient but often more expensive.
The best medical insurance for students studying in the US offered on our website are cheaper. At American Visitor Insurance, we offer affordable alternatives that:
Study abroad health insurance plans are also available for international students with M1 enrolled in vocational or technical training programs.
LimitationsSome international student insurance plans, such as Student Secure Select and Student Health Advantage, do not cover:
The United States has extremely high healthcare expenses, so international students need to buy Miami Dade College student health insurance.
Even basic medical treatment without insurance coverage can create serious financial difficulties. Medical costs for doctor visits, medical tests, emergency services, hospital stays, and prescription medications can add up to significant amounts very quickly. This is why we highly recommend having reliable Miami Dade health insurance coverage if you are an international student attending MDC.
The Miami Dade College health insurance policy emphasizes that students should have continuous insurance coverage for the entire time they are enrolled.
Having continuous coverage allows you to receive protection from any medical expenses that might occur and allows you to continue your education in the United States without experiencing financial pressure.
Having adequate insurance for students at MDC allows international students to focus on their academics and college activities without worrying about unexpected medical bills.
⚠️ Note: As an example, 3 days in a hospital will cost $30,000 or more in the US without insurance, emphasizing how important isMiami Dade College health insurance for students.
MDC student health insurance or a private MDC health insurance policy provides several important benefits, including:
The American Visitor Insurance platform enables international students to compare different insurance plans which helps students find affordable options while fulfilling their college health requirements.
The high cost of healthcare in the USA makes health insurance essential for international students. We provide some of the best low-cost, comprehensive insurance plans that can serve as an alternative to Miami Dade College insurance. Compare health insurance plans for Miami Dade College international students online at American Visitor Insurance or contact us at (877)-340-7910 or email to get assistance from our licensed agents.
Cheapest student insurance for Miami Dade College is the Student Journey Lite Insurance from IMG
Other affordable Miami Dade health insurance options include:
Policy maximum?
$150,000
Deductible options?
$100 per injury or illness
Period of coverage?
30 days to 12 months
Review Miami Dade College health insurance requirements and make sure your plan from American Visitor Insurance meets or exceeds them.
Complete the student insurance waiver form and provide the insurance card and policy documents if required. Ensure that this is done before the University deadline.
⚠️ Important: Missing the waiver deadline may result in automatic enrollment in Miami Dade College plan, which can be more expensive.
The cost of health insurance for international students at Miami Dade College ranges from $150 to $2,223 for a 6-month period, and from $360 to $4,447 for annual coverage, depending on the chosen plan and coverage level.
The cost of Miami Dade College student medical insurance for international students depends on the coverage benefits of the student insurance plan, the age of the student, the medical maximum coverage required and the deductible for the plan.
The cost of student health insurance coverage within the US is more expensive when compared to coverage outside the US. It’s important for international students to compare different plans to find the right plan and cost that fits their healthcare needs and budget.
How much is Low-cost medical insurance for international students in America? How much does Insurance for foreign students in America cost per month? How much does international student health insurance cost per month?
The F1 Visa Health Insurance Cost in the USA typically ranges from $30 to $124 per month, depending on the coverage level and benefits selected.
The monthly cost of F1 student health insurance in the USA shown below is based on coverage for students aged 20.
| Plan | Cost (Monthly) | Max Coverage | Deductible | Pre-existing | Best For |
|---|---|---|---|---|---|
| Student Journey Lite IMG | $30 | $150,000 | $100 | After 6 months | Budget-friendly basic coverage |
| StudentSecure Smart WorldTrips | $32 | $200,000 | $0 | Acute onset covered | Zero deductible + acute onset coverage |
| Student Journey Plus IMG | $48 | $300,000 | $500 | After 6 months | Higher coverage with affordable premium |
| StudentSecure Budget WorldTrips | $53 | $500,000 | $0 | After 12 months | Budget-friendly plan with higher coverage limits |
| Patriot Exchange Program IMG | $56 | $50,000 | $250 | After 12 months | Short-term students & adventure sports |
| Diplomat America Global Underwriters | $71 | $50,000 | $250 | After 12 months | Acute onset covered |
| Student Journey Platinum IMG | $74 | $500,000 | $250 | After 6 months | Comprehensive coverage with higher limits |
| StudentSecure Select WorldTrips | $106 | $1,000,000 | $0 | After 6 months | Maximum coverage & premium benefits |
| Student Health Advantage Standard IMG | $124 | $500,000 | $250 | After 12 months | Comprehensive student health coverage |
Source: American Visitor Insurance®
Review student insurance plan benefits.
The following are some of the best international student health insurance plans in USA. If you want a side-by-side comparison of the most popular and highly rated options, explore our top 5 best health insurance plans for international students in the USA.
or United HealthCare Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
30 days to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
1 month up to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
Below is a sample scenario to help students understand how Patriot Exchange insurance works in practice while studying abroad.
In this example:
| Item | Details |
|---|---|
| Insurance Coverage | Up to $50,000 |
| Deductible | $100 per certificate period |
| Medical Expenses (Claimed) | $25,100 |
After the insured pays the $100 deductible, the Patriot Exchange plan applies its standard cost-sharing structure:
Since the total medical bill is $25,100, the insured is responsible for 20% of the first $5,000, which equals $1,000.
All remaining eligible charges are paid by the insurance company. Because the policy maximum is $50,000, the full claim amount fits within the allowed limit.
| Expense Type | Amount Billed | Amount Insurance Pays | Amount Student Pays |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Hospital Room Rent | $9,000 | $8,000 | $1,000 (20% of first $5k) |
| Surgery | $15,000 | $15,000 | $0 |
| X-ray & Diagnostics | $1,000 | $1,000 | $0 |
| Total | $25,100 | $24,000 | $1,100 (Deductible $100 + Coinsurance $1,000) |
In this example, the student pays a total of $1,100 ($100 deductible + $1,000 coinsurance), and Patriot Exchange covers the remaining $24,000. This demonstrates how the plan protects students from major medical expenses while studying abroad.
We have made every effort to ensure the information above is accurate and current. However, policy terms, benefits, and limits may change periodically. Please refer to the official Patriot Exchange policy brochure for exact details.
Yes. If your university does not require enrollment in a specific student health insurance plan or does not impose minimum coverage requirements, you are generally free to choose the insurance plan that best fits your needs and budget.
You can select either a student insurance plan or a travel medical insurance plan depending on what coverage you prefer.
If you prefer private or non-university health insurance plan instead of student-specific plans, you can consider these popular options:
International students in the US come from different countries, with diverse economic backgrounds and face different financial needs. At American Visitor Insurance we offer health insurance for international students with flexible payment structures designed to make it more affordable and convenient, whether they are in the US for a semester or for an entire program spanning many semesters.
International Student Insurance Payment Options in the U.S.| Payment Period | Highlights | Advantage | Disadvantage |
|---|---|---|---|
| Monthly | Monthly payments, with recurring installments | Flexible with small installments | Overall higher total cost, and time consuming, Student must remember to pay on time to keep student medical insurance active. |
| Yearly | Pay the full premium up front (for entire policy period usually one year) | Cheaper than monthly payments, no risk of losing coverage by oversight | Larger upfront cost |
| Method | Description | Speed | Highlight |
|---|---|---|---|
| Online Application | Complete online application and payment on American Visitor Insurance | Fast — Policy issued instantly | Most common and use Credit card |
| Paper Application | Complete paper forms and submit documents by post | Slower — Takes time (few days) to process | Can pay by Check |
For international students who are unable to complete an online purchase, some student medical insurance plans offer a paper application option. This offline method is ideal for applicants who do not have access to international credit cards, online banking, or U.S.-based payment methods.
American Visitor Insurance assists international students with both paper applications and online insurance purchases. Students can apply without online payment by submitting required documents manually through a paper application, or they may complete enrollment online with step-by-step guidance from experienced representatives. Applications can also be coordinated through schools, sponsors, or program coordinators when needed.
With flexible payment options and multiple enrollment methods, American Visitor Insurance supports international students applying from outside the United States and those seeking a simple, reliable, non-digital, or assisted way to purchase student medical insurance.
At Miami Dade College, student health insurance is a necessary part of helping students with their physical and mental well-being. Having the right type of coverage that has access to mental health care services is particularly important for international students since they often incur increased medical expenses and added stress while studying in a foreign country.
Most student health insurance plans for Miami Dade College students, including both college-sponsored and private plans, cover mental health care services, including outpatient counseling, therapy/counseling sessions, and psychiatric treatment/therapy. These services help students cope with stress, anxiety, depression, and various other issues associated with their educational experience.
The budget-friendly student insurance programs at MDC which include low-cost options may have limitations which prevent students from accessing basic medical services, such as Miami Dade dental insurance. The MDC insurance plans restrict users to specific mental health providers and set limits on the number of counseling sessions which users can attend.
Students who require complete assistance should select between StudentSecure, Patriot Exchange Program and Student Journey Platinum plans which provide superior mental health services.The plans provide superior coverage for outpatient therapy and tele-mental health services and inpatient mental health treatment which makes them the ideal option for extended medical coverage.
Most Miami Dade campuses require students to submit a physical examination form and immunization records before starting clinical training.
Health insurance is important because:Students should ensure their Miami Dade student health insurance is active before scheduling medical appointments.
A student at Miami Dade College suddenly developed intense abdominal pain while living off-campus. After being taken to the nearest emergency facility, doctors diagnosed the student with acute appendicitis, requiring urgent surgery.
Note: International student insurance helps Miami Dade College students manage unexpected high medical costs efficiently, allowing them to focus on recovery and academics.
A newly admitted student at Miami Dade College preferred to use their pre-purchased international student insurance instead of the default insurance plan.
Note: When coverage meets Miami Dade College waiver standards, proper documentation and timely submission can result in quick approval and significant savings.
When choosing student health insurance for Miami Dade College, international students should consider several key factors to make sure they have adequate protection and are compliant with school or visa requirements. Compare top-rated student health insurance plans for Miami Dade College at American Visitor Insurance, plans that meet university waiver criteria and offer comprehensive coverage.
When selecting student medical insurance for Miami Dade College as an international student, avoid these common mistakes:
By carefully reviewing these factors and avoiding common mistakes as mentioned above, international students at Miami Dade College can find the best student health insurance through American Visitor Insurance. Our platform makes it simple to compare plans, get quotes, and choose insurance that meets both Miami Dade College's requirements and your individual healthcare needs.
Covers doctor visits in case of sudden injury or sickness.
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Some plans cover high school sports activities.
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Repatriation of remains expenses to home country in case of death.
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Expenses from sudden dental pain and accidental dental injuries.
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Some plans offer coverage for pregnancy, maternity and new born.
Know more »
Student Insurance for Pre-Existing Medical Conditions.
Know more »When choosing the best travel insurance for students studying abroad, understanding the factors that drive the cost is important.
For a detailed breakdown of these factors and tips on choosing the right plan, visit our guide on the factors for buying best student health insurance plan.
Health insurance plans offering coverage for pregnancy, maternity and new born baby.
Find plans »Medical insurance plans offering coverage for high schools sports and other group sports activities.
Find plans »International student medical insurance for students who need coverage for existing medical ailments.
Find plans »| Feature | American Student Insurance | U.S. University Health Insurance |
|---|---|---|
| Cost | More affordable, flexible monthly premium options | Expensive (USD 2,000–7,000/year depending on university) |
| Coverage | Strong emergency & hospitalization; varies by plan; optional add-ons | Comprehensive OPD, preventive care, mental health, prescriptions, campus clinic access |
| Networks | Broad national PPO networks; some reimbursement may apply | Local university-linked network with cashless billing at campus clinics & partner hospitals |
| Waiver | Often accepted if plan meets university waiver criteria | Default mandatory plan; waiver approval may be strict |
| Flexibility | Highly flexible—choose deductible, policy max, duration | Fixed structure tied to academic year; limited customization |
| Exclusions | More exclusions in basic plans (mental health, pre-ex, preventive care) | Fewer exclusions; designed to meet student compliance standards |
With over 20 years of experience, American Visitor Insurance is a trusted marketplace helping international students find affordable, university-compliant student health insurance while navigating the complexities of the U.S. healthcare system.
AmericanVisitorInsurance.com is one of the leading platforms for comparing international student health insurance in the USA. Students can easily review multiple plans, compare pricing, check coverage levels, and understand policy features.
We offer plans from top-rated U.S. insurers such as IMG, WorldTrips, and Global Underwriters all in one place.
Whether you are an F-1 student, J-1 exchange visitor, OPT participant, CPT intern, language school student, or attending a U.S. university or high school, you can choose from plans that offer:
Our student plans are often much cheaper than university insurance, offering strong coverage at lower rates. You can get instant quotes, compare policies, and enroll online with no hidden fees.
Many plans give access to large U.S. PPO networks like UnitedHealthcare, helping students:
Our licensed and highly experienced support team is here to help you at every step:
International students in the US amidst all the school work should not neglect buying proper student medical insurance. United States health care is known for its excellent quality, but is also known for its high cost.
International students cannot afford to visit an American hospital without proper student health insurance. We offer excellent student insurance plans at very affordable rates. Buy these low cost plans as an alternatives to your university insurance coverage.
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Having adequate student insurance while outside the United States is very important. Healthcare is expensive in most countries, and you do not want to be uninsured and forced to visit a hospital while outside the United States.
As an international student it is also reassuring to have coverage for medical evacuation should the need arise. It is these unique student needs that are covered in our international student insurance plans. All our international student medical insurance plans are offered by reputed US insurance providers.
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High school students traveling overseas for trips ranging from a couple of days to a couple of weeks need to have good student insurance. US students going to Canada, Europe and Latin America which are popular destinations usually as part of a cultural experience or for learning a foreign language should consider buying group student insurance. International Student group travel insurance is cheaper than buying individual student insurance plans.
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Most international travel insurance plans do not cover sporting activities. Coverage for sporting activities is however available in specific student insurance plans. Some of the popular sporting team which travel overseas are college athletic teams, soccer teams, basketball teams, football teams, field hockey teams, ice hockey teams, Gymnastics teams, rowing teams, Tennis groups and Volleyball teams. US students traveling overseas can buy the student insurance plans with coverage for sporting activity. Buying a student group insurance plan with sports coverage is more affordable than buying individual student insurance. Please complete this form to get student group insurance quotes.
We have several years of expertise in identifying and providing the most appropriate group insurance plan for student groups. Do you need to satisfy specific university or different consulate requirements, we will help you satisfy those requirements. Setting up a group insurance plan can be time consuming, however we can do the hard work for you. We can set up the group plan such that on completing a single credit card transaction, all the insurance cards can be issued to a single address.
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The best insurance for international student athletes in the USA depends on the type of sport, level of participation, and university requirements. There are several U.S. student health insurance plans that cover sports activities, but coverage details, limits, and eligibility can vary by plan.
Because sports coverage differs by sport intensity and risk level, there is no single “best” plan for every student athlete. Instead, students should choose a plan that offers the appropriate sports rider and meets school, visa, and athletic program requirements.
At American Visitor Insurance, we offer a range of sports health insurance plans for international students designed for recreational, intercollegiate, and competitive sports participation.
| Coverage level | Monthly Add-On Cost | Sports covered |
|---|---|---|
| Low Option | $12 | Ballet, Baseball, Cheerleading, Cross Country, Diving, Equestrian, Fencing, Field Hockey, Golf, Horse Polo, Water Polo, Rowing, Softball, Surfing, Swimming, Tennis, Track & Field, Volleyball |
| Middle Option | $26 | Basketball, Competitive Cycling (Road, Track, CX), Ice Hockey, Inline Skating (with helmet/proper gear), Lacrosse, Martial Arts/Karate, Modern Pentathlon, Skiing (Slalom, Giant Slalom, Downhill), Ski Jumping and Wrestling |
| High Option | $80 | Football (No Division I), Gymnastics, Rugby (No Division I) and Soccer |
Best health insurance for international student Athletes.
Finding the best health insurance for Miami Dade College international students is easy on American Visitor Insurance! Check for Miami Dade College’s specific insurance requirements that must be met, some universities allow waivers if you have alternate coverage that meets their requirements. If you want to be able to pay monthly (most require a one-time payment), then the Student Secure insurance offered by World Trips are a great option. You can choose to purchase them monthly (so you will be charged each month on a credit card) or as a one-time fee.
On American Visitor Insurance, students can compare plans like Student Secure, which offers four levels of the plan (Smart, Budget, Select, and Elite) which allows you to customize your plan and pay for the coverage you actually need. If you need help understanding Miami Dade College insurance requirements, give us a call at (877) 340-7910 and we’ll be happy to find find a plan that meets Miami Dade College's requirements. We can also assist you with the student insurance waiver form if Miami Dade College allows you to opt out of the university-sponsored plan.
The best student health insurance plan for someone on OPT status is generally the Atlas America insurance. If you are not concerned about COVID-19 as an illness, you can choose Atlas Essential insurance which is cheaper than the Atlas America plan because it excludes COVID coverage. The plan is a good comprehensive plan from a major visitor insurance company and has excellent ratings.
In part, the reason it is a good plan is that it doesn’t matter how long you’ve been in the US and you can enter a US mailing address (you do not need to provide a residence address abroad) which can make the most sense for someone who has been in country for a long time. If you are OK putting a foreign address down as your residence address, other policies are possible, but some will not allow you after you have been in the US more than one year so be aware of that.
Without doubt, all students should have health insurance while they are in the US. The US health care costs are the highest in the world and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is, of course, highly recommended, but accidents happen to us all and when we least expect. Students should have proper insurance before anything emergency situation arises so that you do not find yourself in serious debt.
Yes, International students can definitely get student medical insurance, we offer many student insurance options on American Visitor Insurance. Quite often, the universities themselves offer student insurance, however this can be expensive. At student insurance plans that we offer are considerably more affordable than the University insurance plans, while providing similar coverage benefits. However, students should confirm if the University allows students to but insurance outside the University, and if they can get the required insurance waiver for this student insurance.
No. International students are not eligible for Medicare. Medicare is a US government program only available to US citizens or US permanent residents who have paid into the US system.
The best student health insurance for Miami Dade College international students will vary based on each student needs. When choosing a plan, key features such as coverage for emergency care, doctor visits, hospitalization, medical expenses, emergency evacuation, and repatriation benefits. Students should also consider the provider network and the overall cost of the plan. Student insurance plans like Student Secure by WorldTrips are popular among international students because they offer flexible coverage levels and payment options. At American Visitor Insurance, students can easily compare health insurance plans for Miami Dade College students and find one that meets Miami Dade College’s insurance requirements while fitting their budget and health needs.
US citizens are eligible to purchase health insurance plans through their state's health insurance marketplace. Non-US citizens can purchase visitor insurance plans. Those foreign students on the F or J visas qualify specifically for "student" health insurance plans which are often cheaper than visitor insurance. Students can compare student medical insurance plans and make an informed choice.
Most colleges offer group health insurance for their students. This may be required if the student does not have any other insurance. Check with your institution as to what is available. However the student insurance plans that are offered in American Visitor Insurance are usually cheaper than University insurance while offering similar coverage. Students can compare the coverage of the University insurance along with the plans on this website and make an informed decision.
Yes. There are various student insurance plans that cover sports activities, however the sports activities that are covered by the plan vary from one to another.
While a plan covers intercollegiate sports activities, another might cover adventure sports and hazardous sports or the non contact amateur sports.
Here is a list of student insurance plans that cover sports activities:
IMG Student Journey Insurance:
This plan covers optional adventure sports coverage up to the age of 65 years .
Patriot Exchange from IMG:
This plan covers limited high school and college sports as an optional rider for 100% after the deductible is met . Similarly, it has an optional rider for adventure sports coverage.
Student Health Advantage plan from IMG:
This plan provides coverage of $5000 for intercollegiate, interscholastic, intramural, and club sports. This is the cheapest insurance for international students.
Student Secure Elite plan from Worldtrips:
Sports and activities coverage: This plan covers leisure, recreational, entertainment, or fitness up to the overall maximum limit.
International students can purchase either the Diplomat America or Diplomat LongTerm insurance if they intend to play on intercollegiate sports or club teams. The coverage is reduced to $20,000 for sports injuries and can cover a variety of sports activities. The cost of the rider depends on the specific sport of interest.
Some universities allow students to waive the university-sponsored insurance if they can demonstrate that their existing coverage meets specific criteria. Check with the university's policies to see if opting out or buying Foreign student insurance on American Visitor Insurance is an option and what the process entails.
Generally, international students are required to have F1 visa student health insurance in USA that meets specific criteria set by the university and U.S. regulations. It's important to check whether your existing insurance meets these foreign student insurance requirements or if you need to purchase a plan provided by the university or on American Visitor Insurance.
Students want to know whether their MDC health insurance remains active during the winter break and spring break and summer vacation periods. Student health insurance provides students with uninterrupted coverage for the entire academic year which extends not just classes are in session.
You remain protected during breaks whenever you travel through the United States or leave campus or stay away from school. Students need to check their policy information because their coverage outside the United States will have specific limitations.
If you want more details about how health insurance works during summer and holiday breaks, including whether your coverage continues or how to avoid gaps, check out this International Student Insurance for Summer guide on American Visitor Insurance.
Students at Miami Dade College who need to change their study programs or course requirements because of health problems will not lose their health insurance coverage. Your health insurance requirements are determined by your current student status. The insurance office at MDC and International Student Services should be contacted by you because your insurance eligibility will change when you drop below full-time status for personal, academic, or visa-related reasons.
Yes. After graduation, many college-sponsored student health insurance plans may expire or no longer provide coverage. However, international students on Optional Practical Training (OPT) can purchase private student or student travel medical insurance plans to maintain continuous health coverage.
OPT health insurance helps cover medical expenses such as doctor visits, hospitalization, emergency care, and prescriptions while you work in the United States. Maintaining coverage during OPT is important because U.S. healthcare costs can be very high. Students can compare affordable OPT health insurance plans through American Visitor Insurance to avoid gaps in coverage and choose a plan that fits their budget and healthcare needs.
Most Miami Dade College student health insurance plans need students to complete their policy renewal process before their existing coverage ends to maintain continuous coverage. Some insurance providers may offer a short grace period or allow students to purchase a new plan shortly after their coverage ends, but this varies by policy.
The best way to protect yourself from insurance coverage gaps is to renew your insurance before its expiration date. Your financial protection will remain intact and your academic program compliance will continue when you keep your MDC student health insurance active.
Students can compare renewal or replacement plans through American Visitor Insurance if their current policy expires.
“ After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me. ”
Anirudh
“ Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much! ”
Amanda
Insurance plans for students on OPT status, OPT student insurance.
Learn More »Compare students insurance online, ideal as F1 visa insurance and J1 visa insurance.
Know More »Compare and buy the best international student insurance in USA.
Know More »Compare US students medical insurance for the plan that fits your needs best.
Know More »Compare and buy the best student health insurance USA online.
Know More »International Student insurance
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