Best travel insurance to Chile
Is travel health insurance in Chile available for foreigners?
Chile has several attractive tourist destinations given it spectacular scenery of desert landscapes, world-class vineyards, glaciers, fjords and volcanoes. Notable among its many attractions are the Los Pinguinos natural monument (largest colony of Penguins), San Rafael glacier, Valparaiso, Valle de la Luna (amazing landscape in the Atacama desert), Torres del Paine with its spectacular mountains, lakes and glaciers, Lauca national park in the Andes, Pucon in the southern lake district and not to forget Santiago the ciudad capital.
The isolated but famous Easter Islands is also part of Chile. Easter Islands has several beautiful sandy beaches, offers great surfing and diving along with two volcanic craters. However the island is most famous for its 887 amazing statues called Moai which were sculpted by the Rapanui people several centuries ago. However traveling outside one’s home country always involves some risk and it is important to buy good Travel health insurance Chile to ensure that your vacations goes off without worry.
We work with all reputed US insurance providers to offer the widest choice of travel medical insurance options. Travelers can compare different plans to make an informed decision. Compare several visitor insurance plans based on prices and coverage details, and buy the most suitable plan for your needs.
Do i need travel insurance for Chile?
Before heading to this unique island destination, it is important to safeguard your holiday against unexpected illnesses or accidents by buying the best US travel insurance for Chile for a worry-free vacation. The cost of travel insurance from the US to Chile will typically cost about 5% of the overall trip cost, and is easily worth the cost given the value of having the best travel insurance coverage to Chile from the US.
Why travel insurance is necessary for Chile?
Travel insurance is crucial for those traveling from the USA to Chile for several important reasons:
- Medical Emergency: Medical emergencies can arise in Chile, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
- Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
- Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
- Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
- Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
What is the best travel insurance for Chile?
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
- Policy maximum covers up to 1M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
- Provides comprehensive medical coverage, emergency evacuation, and repatriation...
- Policy maximum covers up to 2M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1M
- Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
Do US citizens need travel insurance for Chile?
US citizens need travel insurance for Chile to protect against unexpected events that can disrupt their trip. This includes medical emergencies, as Chile healthcare costs can be high and your regular US health insurance may not cover you. Travel insurance also covers trip cancellations, lost or delayed baggage, travel delays, and personal liability. It ensures that travelers are financially protected and can handle unforeseen circumstances, providing peace of mind during their vacation.
US citizens do not need a visa to travel to Chile for short stays (up to 90 days) for tourism, business, or family visits. Chile is a British Crown Dependency, and while it is not part of the UK or the EU, it follows similar entry requirements for US travelers, meaning a valid passport is the only documentation needed for visits under 90 days.
Travel insurance for Chile from USA quotes »
Chile - General Information
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Location
South America
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Best time to visit
January and May
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Population
Around 19 million
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Currency
Chilean Peso
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Vacation spotsSantiago, Torres del Paine National park, Easter Island, San Pedro de Atacama, Valparaiso, Vina del Mar, Punta Arenas, Puerto Natales, Puerto Montt.
What are the popular tourist destinations in Chile?
Valparaiso
Located on the Pacific coast of the central region of Chile, Valparaíso is known for its brightly colored houses, bohemian culture and beautiful seaside views.
San Rafael Glacier
Located within the Laguna San Rafael National Park, the San Rafael Glacier is a giant glacier that calves into the Laguna San Rafael. The glacier is accessible only by boat.
Valle de la Luna
Valle de la Luna is located in the Atacama Desert. This breathtaking desert landscape is the result of centuries of winds and floods on the sand and stone of the region.
Torres del Paine
Chile City is a port city in the Central American country of Chile. It’s divided into north and south sides by Haulover Creek, which opens into the Caribbean Sea.
How can I choose the best travel insurance for Chile?
- Assess your coverage needs: Identify your needs based on your health, travel itinerary, and planned activities. Consider factors like trip length, planned activities, and pre-existing conditions coverage.
- Use a comparison tool: We suggest using a web based tool like americanvisitorinsurance.com to compare travel insurance options, seeing prices from several providers can help you find the right coverage. Look beyond the price; analyze coverage limits, exclusions, and benefits offered by each plan.
- Understand the fine print: Before you purchase your travel insurance policy, it’s important to read through it and check for exclusions and limitations like adventurous sports, travel restrictions, pre-existing conditions etc…
- Medical maximum coverage: Refers to the highest amount an insurance policy will pay for medical expenses incurred during your trip. This coverage is crucial for protecting travelers from high healthcare costs that can arise from unexpected medical emergencies, such as hospital stays, surgeries, or medical evacuations.
International travel insurance Chile - FAQ's
Most US health insurance plans do not provide coverage outside the United States, including in Chile. For this reason, it’s essential to have international travel insurance to Chile with medical coverage that can pay for medical treatment, hospital stays, and emergencies in Chile.
For a trip to Chile, it's recommended to get travel insurance that covers medical emergencies, trip cancellations and baggage loss. Consider your specific needs, including any pre-existing medical conditions or planned activities, when choosing a policy. You can use our comparison tool on American Visitor Insurance to easily compare plans and find the one that best suits your budget and needs.
Yes, you can purchase travel medical insurance for Chile after booking your trip. The sooner you buy the insurance, the more coverage you will have, especially for events like trip cancellations before departure. Many insurance plans offer protection from the moment of purchase, which can include coverage for trip cancellation, trip interruption, or travel delays that occur prior to your departure.
Yes, travel medical insurance for Chile can cover adventure activities, such as skiing, snowboarding (recreational downhill and cross-country), snorkeling, and water skiing, without any additional cost under plans like Atlas Travel Insurance. However, some providers, such as Patriot International Lite and Safe Travels International, offer sports coverage as an optional benefit. Make sure to review the details of your policy with American Visitor Insurance to confirm that the activities you intend to participate in are covered.
Some common expenses that are usually excluded in travel insurance plans are the following:
- High-risk activities like extreme sports or adventurous activities
- Claims involving alcohol or drug possession or use
- Acts of War or Terrorism
- Traveling against medical advice
- Traveling without a valid visa
- Pregnancy-related medical expenses
Most policies do not cover medical expenses related to pre-existing conditions. We also recommend checking the policy before making your final purchase to ensure you have the kind of coverage you require. Obtain quotes for the best travel insurance that includes coverage for pre-existing conditions coverage.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Annual travel insurance for Business travelers
Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Trip insurance vs Travel health coverage vs Global medical insurance
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Best travel insurance Chile from USA
What travel insurance do you need for visiting Chile?
International travel insurance to Chile
Globehopper travel insurance for older US travelers
US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days,
or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Travel insurance from Chile to USA
Travel insurance for Chile residents to the USA
The US is a melting pot of multi cultures, famous monuments, natural wonders, exceptional study programs, vibrant lifestyle, various options for a dream job and it has its own charm which makes the country one of the most desired tourist destinations around the globe...
There are several travelers from Chile who visit the US. The US is a year round travel destination with various states having different temperatures however summer months are the ideal time for tourists.
Does Chile travel insurance work in the USA?
While there are different Chile travel insurance plans for the USA, very often US hospitals or healthcare facilities do not recognize international insurance plans and will insist of paying for the healthcare treatment and getting the bill reimbursed from the insurance provider. Getting reimbursed from the Chile insurance provider can be bureaucratic and take a lot of time and effort. To add to this, very often the reimbursed will be made only in Chile to an Chile bank account. This can be difficult since the payment has to be made in the United States.
What does visitors medical insurance cover?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
What are the steps to buy the Chile visitors insurance to the USA?
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
Review the international travel health insurance policy for coverage details and relevant contact numbers
Factors that determine the cost of US travel insurance for Chile visitors?
- Age of the traveler: The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of US travel health insurance: Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
- Medical maximum coverage: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
- Duration of travel insurance: The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost..
- Any add on benefits: Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
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Atlas international – Popular traveler insurance for visiting Chile
Atlas international insurance is quite popular among international travelers. It pays 100% of eligible expenses after the deductible up to the overall maximum limit.
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"A++" (Superior)
payments
Deductible: options up to $5000
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Plan Life: 364 Days
ambulance
Medical Evacuation coverage
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Comprehensive coverage
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Policy Maximum: up to $2,000,000
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Acute onset of a pre-existing condition
thumb_up Advantages
- Plan administrator provides VISA LETTER online in English and Spanish.
- Travelers traveling outside their home country and outside of US can buy this plan.
- Life time maximum $50,000 and $100,000 for medical expenses (based on the choosen plan maximum) and $25,000 for emergency medical evacuation for acute onset of a pre-existing condition. The insured age should be below 70 years.
- Insured between the age 70-79 years can get coverage of $50,000 or $100,000.
- Refund of full premium if cancellation of policy is requested before the policy start date. If cancellation request is received after the policy start date, then only unused portion of the plan cost will be refunded after deducting the cancellation charges.
- Travel and medical assistance include pre-trip destination information, medical monitoring, provider referrals, travel document replacement, lost luggage assistance, prescription drug replacement, dispatch of physician.
- Optional coverage for adventurous sports.
- Coverage for pregnancy complications during the first 26 weeks of gestation.
- This plan also covers for terrorism, political evacuation, natural disaster benefit and return of minor children.
- Acute onset of pain for dental emergency is $100 limit per certificate period.
- Renewable plan up to 36 months.
- PPO network: Easy to locate doctors and hospitals.
- Co-insurance outside of US and Canada - For the certificate period, plan pays 100% of eligible medical expenses.
- Co-insurance inside of US and Canada - For the certificate period, plan pays 80% for the first $5000 of eligible medical expenses and then 100% up to policy maximum. Coinsurance is waived if expenses are incurred within the PPO network.
- Optional Rider: Extra $50,000 coverage for AD&D at an additional price
thumb_down Disadvantages
- The plan is not available to individuals who are physically located in the state of New York at time of purchase.
- Pre-certification is required to receive full benefits. Failure to pre-certify with the assistance company will reduce the benefits to 50%.
- Only $10,000 coverage for 80 plus age old traveler.
- The previous benefit of free coverage for dependent children under 9 years when parents are coverage has been discontinued.
- A penalty of 50% of eligible medical expenses for failure to pre-certify the medical expenses.
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International travel insurance to Europe from Chile
Chile residents visiting Schengen countries
Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 29 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements. Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements.
Nationalities who require Schengen visa
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