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Best travel insurance Philippines, Travel insurance Philippines to USA

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Philippines travel insurance requirements

Do we need travel insurance for travel to Philippines?

Travel insurance for Philippines is not mandatory but is highly recommended, especially for travelers from the USA. It is essential to have travel medical insurance to cover medical emergencies, trip cancellations, lost or delayed luggage, and other unforeseen events during your trip to Philippines.

Which is the best insurance for travel to Philippines?

Patriot International Lite: Available for Non US citizens and US citizens traveling outside their home country. Decent coverage of acute onset of pre-existing conditions up to maximum limit up to 60 years for US citizens with primary health coverage.

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How to compare & buy cheapest travel insurance for Philippines?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
  • Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Travel insurance from Philippines to USA

Travel insurance to USA from Philippines

The US has something for everyone from the high-rise buildings to the beaches, natural wonders to the diverse cultures makes the country the most desired tourist destinations around the world. The US is home to several Philippines Americans.

There are approximately 4.5 million Americans of Philippines descent living in the US. Several Philippines travelers visit the US for work and to meet friends and family. The U.S. recorded about 191,218 travelers from Philippines in the recent year 2022

Travel health insurance Philippines to USA

travel Travel medical insurance
Travel medical insurance to emergency medical expenses
ecg_heart Pre-existing coverage
Comprehensive coverage for pre-existing conditions/ailments.
elderly Senior citizens
Older traveler, Medicare international insurance
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International student insurance for Philippines students in USA
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Health insurance usa for foreigners cost
trip Annual travel insurance
Travel health insurance for frequent travelers

Best Travel insurance to USA from Philippines

The large Filipino American community retains strong cultural ties with the Philippines. It is common to find parents, relatives and extended family members visiting the US from the Philippines. Purchasing proper visitors health insurance plan is essential while traveling outside the Philippines to the US.

Plans offered here ensure that customers have good coverage based on their individual needs. We have several plans that offer travel medical and trip cover for students, travelers of all ages, family members with different visa status. Our online visitors medical insurance quote comparison tool is easy to use as it allows you to compares quotes of different plans.

Travel insurance for travelers and new immigrants from Philippines visiting USA

Travel insurance for travelers and new immigrants from Philippines visiting USA

There is a large community of Philippines residents in the United States. Many Philippines citizens have taken US citizenship. In 2017 alone around 49 thousand Philippines citizens became naturalized US citizens. This vibrant community of US residents of Philippines origin is a strong bridge between the US and the Philippines, which retains strong ties with family members in both countries. As a consequence, there are is a lot of regular travel between the two countries. Given the very high cost of health care in the United States, it is very important for visitors to the US to have good travel health insurance while visiting the US.

Statistics on Philippine Immigrants in the US

In 1899 after the U.S annexation of the Philippines the first wave of Filipino immigrants began from the fruit and vegetable farms in the West Coast and some moved for education. World War II made way for migration of workers and their families to the US.

Alternatively the Filipino government made policies to facilitate workforce emigration which increased the Filipino immigrants from 105,000 to 501,000 in 1960 and 1980. This tripled to 1.4 million by 2000.

This table will give you data on the increase in the number of Philippine immigrants to the US. Philippine immigrants

US health insurance for travelers from Philippines

USA visa health insurance, Visitor visa health insurance USA

Travel insurance from Philippines to USA - FAQ's

1. Can Philippines citizens travel to the USA without a visa?

Philippines citizens may be eligible to travel to the USA under the Visa Waiver Program (VWP) if they meet certain requirements. Travelers must obtain approval through the Electronic System for Travel Authorization (ESTA) before boarding a flight to the USA.

2. How can I apply for a US visa from Philippines?

To apply for a US visa from Philippines, you need to complete the online visa application form (DS-160), schedule a visa interview at the nearest US embassy or consulate, pay the visa application fee, and attend the visa interview with the required documents.

3. What documents do I need for a US visa application?

The required documents for a US visa application may include a valid passport, passport-sized photographs, the DS-160 confirmation page, proof of sufficient funds to cover expenses in the USA, proof of ties to Philippines (such as employment, property ownership, or family connections), and any supporting documents specific to the visa category you are applying for.

Steps to buy
US travel medical insurance online

search 1: Find available US travel insurance plan options

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

balance 2: Compare different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

attach_money 3: Buy the travel insurance USA that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review the US visitors insurance plan documents received by email

Review the US travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

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Factors to consider while buying travel insurance for Philippines

The cost of Philippines visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

Medical maximum coverage

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

The duration of coverage needed

The insurance cost is directly proportional to the length of trip insurance.

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Travel insurance for US seniors with Medicare coverage

Does Medicare cover medical costs for US citizens traveling to Philippines

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

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Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Types of travel insurance

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Single Trip Travel Insurance

Compare and buy best US Single trip insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Best US health insurance for Green Card holders from Philippines

Best travel health insurance in USA information

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Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for travel insurance USA online
Factors for the best travel insurance to USA.

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Types of USA tourist insurance online
Different types of tourist insurance for USA.

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USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.

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Find the best travel insurance for immigrant from Philippines to USA

Find the best US visitor insurance coverage - Blogs and Articles

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Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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International travel insurance USA from Philippines

Cheapest travel insurance Philippines to USA

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Travel medical Insurance for Philippines FAQ

FAQs about cheap insurance for Philippines travelers.

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Philippines Travel medical Insurance Blog

Blog about travel health insurance Philippines travelers.

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Travel Insurance to the Philippines Forum

Customer Queries for Philippines travelers to USA travelers.

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Best travel insurance for Philippines

Travel insurance from USA to Philippines

The Philippines is an archipelago located in Southeast Asia, consisting of over 7,000 islands. The Philippines is situated in the western Pacific Ocean and is bordered by Taiwan to the north, the Philippine Sea to the east, the Celebes Sea to the South, and the South China Sea to the west. It has a rich cultural heritage influenced by various indigenous peoples, Malay settlers, Spanish colonization, and American occupation. Manila is the capital city of the Philippines and the center of economic and political activities. Other major cities include Quezon City, Davao City, Cebu City, and Caloocan.

When traveling from the USA to the Philippines, obtaining insurance for vacation is essential to safeguard yourself against unexpected situations. Health insurance for US citizens to Philippines is recommended as it provides essential coverage and protection in case of unforeseen events or emergencies during the trip. US citizens need a visa to travel to Philippines. US citizens should not ignore the importance of having good travel insurance for Philippines. It is important to include Philippines travel insurance to get unexpected medical and travel emergencies covered. US Travelers can buy trip cancellation insurance for Philippines to protect trip investment expenses like trip cancellation, trip delay, Cancel for Any reason (CFAR) benefit with refund of up to 75% of the trip cost if the trip cancels for any reason.

Best travel insurance for Philippines from USA

What travel insurance do you need for visiting Philippines?
travel Travel Medical Insurance
Travel medical insurance to emergency medical expenses
flight Trip cancellation
Trip cancellation insurance for trip investment expenses
groups Older travelers insurance
Older traveler, Medicare international insurance
info Cancel for any reason
Trip cancellation insurance for Cancel for any reason
hotel Quarantine coverage
Travel insurance with Quarantine Coverage
work Expatriate insurance
Expatriate heath insurance for living outside home country
work Annual traveler insurance
Annual travel insurance, Yearly travel insurance
work Group travel insurance
Insurance for five or more travelers on same itinerary

Philippines FlagPhilippines - General Information

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Location
Asia
groups
Population
Around 119 million
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Currency
Philippine Peso
language
Language
Filipino, English
location_city
Capital
Manila
event
Best time to visit
December to February
location_on
Vacation spots
Manila, Boracay, Cebu, Bohol, Puerto Princesa Subterrenean, Baguio, EL Nido Palawan, Puerto Princessa, Mactan.

Popular tourist destinations in Philippines

Buy travel insurance for Philippines

Cebu Island

The island of Cebu, in the central Visayas region, is considered the port to some of the best diving and snorkeling in the Philippines.

Buy travel insurance for Philippines

Coron Island

Coron Island is a tropical paradise, with electric blue and green water and popular for diving because of the numerous wrecks here.

Buy travel insurance for Philippines

Pagsanjan Falls

Pagsanjan Falls also known as Cavinti Falls is one of the most famous waterfalls in the Philippines.

Buy travel insurance for Philippines

Chocolate Hills

The UNESCO World Heritage site is a protected area that features more than 1,200 small mountains that emerged above the ground over several centuries.

Popular place in Philippines

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Travel health insurance in the Philippines for foreigners –FAQ’s

1. Which is the best travel medical insurance for Philippines from USA?

Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Philippines travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Philippines. Our Travel insurance for Philippines from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

2. Do US citizens need travel insurance for Philippines from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Philippines. Healthcare costs can be high in Philippines, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.sed on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

3. What does international travel insurance to Philippines from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

4. How much does Philippines travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Philippines can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

5. Are pre-existing medical conditions covered by travel insurance to Philippines from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

6. Is travel insurance mandatory for travel to Philippines from USA?

Travel insurance is not mandatory for US citizens visiting Philippines. However, even if not mandatory, travel insurance for Philippines is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

7. How do I choose the right holiday insurance for my trip to Philippines?

When choosing travel insurance for your trip to Philippines, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Philippines, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Best International travel insurance to Philippines

Travel insurance visa letter as required for travel to Philippines

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Philippines (and upon arrival).

While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the travel insurance Philippines visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Philippines visa letter document, please call us as soon as possible so we can assist you!

Philippines travel health insurance requirements

  • Visa Requirements: U.S. passport holders typically do not need a visa to enter Philippines for short tourist stays (less than 90 days within a 180-day period). If you plan to stay longer than 90 days, study, or work in Philippines, you'll need to obtain a visa from a Turkish embassy or consulate before your trip.
  • Valid Passport: Your passport must be valid for at least six months beyond your intended departure date from Philippines and have blank pages for entry and exit stamps.
  • Travel Insurance: Travel insurance for Philippines visa is not required for stays under 90 days. The Turkish authorities had in fact made it mandatory for USA travelers to have health insurance in Philippines for tourists.
  • Currency Exchange: The Turkish currency is the Turkish Lira (TRY). Consider exchanging USD or Euros for TRY before your trip or using ATMs upon arrival. It's wise to carry a mix of cash and credit cards.

Travel insurance for acute onset of pre-existing conditions

1.Philippine Citizens in UK, Travel Risks and the need for travel Insurance

Philippine Citizens in UK, Travel Risks and the need for travel Insurance

The United Kingdom has a strong historical legacy in the Philippines with the rule of East India Company. There has been a good bilateral relation between the two countries and thousands of Philippines reside in England. According to the 2015 census from the National Statistics estimated that there were 132,000 Filipinos in the UK. Filipinos worked in various sectors like engineering, information technology, aviation, hospitality and healthcare. Filipino nurses are an essential and critical part of UK National Health Service. About 78% of the Filipino immigrants are employed and account for one of the biggest foreign national in London. Hundreds of student’s aspire to study in the UK for their leading universities with affordable and comfortable study experience.

"This large Philippine expatriate community often have family members visiting the UK from the Philippines. Traveling and living overseas away from home atmosphere often exposes many health perils. It is very essential to have good travel insurance coverage for protection from any unforeseen medical circumstances that you may have to go through while staying overseas. Health care in many western economies is expensive and in case of any medical emergency you may have to pay a huge medical bill and face a financial loss. Good visitor insurance will take care of all medical expenses that you incur from a medical emergency.

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2.Philippine Citizens in Dubai, Travel Risks and the need for travel Insurance

Philippine Citizens in Dubai, Travel Risks and the need for travel Insurance

United Arab Emirates is the home to a large number of migrants and descendants from the Philippines. There are about 679,819 Filipinos in UAE and among them 450,000 live in Dubai. This is 21.3% forming the largest percentage of Filipino population in Dubai. Many migrant Filipino workers work in construction, as domestic helpers, tourism, retail, telecommunications and medical sectors. Dubai offers great workspace to their workers and healthcare is at its best.

This large Philippine expatriate community often have family members visiting Dubai, traveling frequently and staying overseas often increases the chances for an unforeseen medical emergency. In fact as a result of the Covid pandemic, the UAE is even insisting on travel medical insurance for visiting the country. In any event, it is very important for a traveller to purchase visitor insurance while traveling away from home. Visitors travel insurance will safeguard you from a financial loss in an event of a medical emergency. American visitor insurance offers travel health insurance for international travelers across the globe .It provides a platform where travelers can compare the most popular travel medical insurance plans and buy it online.

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3.Philippine citizens in Australia, Travel Risks and the need for travel Insurance

Philippine citizens in Australia, Travel Risks and the need for travel Insurance

Filipinos are the third largest Asian immigrant community in Australia. During 1980 the greatest Filipino immigration began and was at its peak in 1988. According to 2016 census there were about 304,015 Filipinos in Australia. The ancestral Filipino community is often referred as 'Filoz' a mix of Filipino and Aussie. The Filipino Australians born in the Philippine population is 61% Female and 39% Male.

This large Philippine expatriate community often have family members visiting Australia. traveling overseas involves risks. Purchasing travel insurance has emerged as one of the essential document while traveling, its acts as a safety net against unforeseen medical and travel emergencies. Many countries have made it mandatory to have an travel insurance document to entry into their country. At American Visitor insurance visitors can get quotes from reputed US insurance companies which provide international travel insurance while outside one’s home country, travelers can compare the prices and different benefits available to make an informed decision.

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Medical evacuation travel insurance for traveling to Philippines

Travel insurance for Philippines who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .

The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.

Travel and health insurance Philippines claims processing in case of emergency

  • Navigate to the Claims information section on our website at Claims Information: Here you can download the claims form.
  • The ID Card that you receive after purchasing the plan will have all the details about your policy.
  • Call the toll-free number on the ID Card and the claims support will help you with the process
  • In case of direct billing which is done in case of emergency, the provider will contact the insurance company to verify your benefits and send the bill information directly to the company..
  • In some instances, the hospital might not comply with direct billing for some insurance companies in which case you submit the detailed payment information to the insurer along with a claims form (available for download from our website) for reimbursement.
  • We advise policyholders to visit hospitals within the provider network wherever possible as it reduces the co-insurance amount or even waives it completely.
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Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

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Embassy of Philippines in United States

Philippines Embassy in Washington

location_on 1600 Massachusetts Avenue NW, 20036, Washington D.C., District of Columbia, United States

call Phone
+1-202-4679300

fax Fax
+1-202-3287614

mail Email
ushwashpe@aol.com

Philippines Embassy in Illinois

location_on 122 S Michigan Avenue, Suite 1600, 60603, Chicago, Illinois, United Statess

call Phone
+1-312-583-0621

fax Fax
+1-312-583-0647

mail Email
chicagopcg@att.net

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

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Points to remember before buying Philippines travelers medical insurance for USA

  • Your residential status is essential to know if you are eligible for a particular plan.
  • Being aware of the cancellation and renewability policies of the plan so that you can make good use of it while you possess it.
  • Knowing if the plan offers pre-existing condition coverage if your visitor needs it.
  • Understanding the difference between fixed and comprehensive plans as benefits and the amount differs between these plans.
  • Customers should know if the policy has a limitation on the arrival time in the US or on the initial purchase duration in order to get the right plan.

Overseas travel insurance for US residents

Travel insurance from Philippines to Europe

Philippines residents visiting Schengen countries

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 29 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements. Nationalities who require Schengen visa.

Schengen visa insurance requirements

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Visiting Europe

Satisfy Schengen visa insurance requirements.

Travel insurance for trip cancellation for Non US residents

Popular outbound destination among Philippines travelers

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Travel insurance resources

You can find different sections of insurance types.

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