Philippines to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.
Long-haul trips, significant costs, and experience traveling abroad make comprehensive U.S. visitor insurance essential for Philippine travelers.
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.
Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.
US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.
Other Affordable travel insurance from Philippines to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
The cost of best travel insurance for USA from Philippine can start as low as $20 per month and go up to $300+ per month.
The best US visitor health insurance from Philippine depends on:
It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical Philippine traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.
Family of three (parents aged 40 and 38 with one child aged 10) traveling for a 2-week vacation to explore major attractions and visit relatives.
Some of the important travel health insurance for USA benefits are listed below:
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
More and more Filipinos are packing their bags as global travel returns to normal. Whether for business, leisure, or education, travelers are reminded to complete all required documents. Immigration officers ensure safe and legal travel, especially for first-time flyers heading overseas.
So, here is the rule. Under the revised travel guidelines, all Filipino international travelers going outside of the country are required to carry the basic documents which are:
For US citizens living in the US visiting the US for a short period of time, there are travel health insurance plans that provide coverage during their stay. HealthCare in the US can be very expensive to pay out of pocket and buying travel health insurance for covering the unexpected medical expenses is advides for a relaxed trip experience.
The US and Philippines have historically had a strong and special relationship. The Philippines have highly skilled workers in areas like science, technology, Mathematics and engineering (STEM).Due to the scarcity of job opportunities and increased economic pressure many Filipino workers look for jobs overseas. Several skilled Filipino professionals have migrated to the US over the years.
💡Tip: Choose a plan with a high coverage limit and emergency medical evacuation to stay protected.
Travel insurance is highly recommended for Philippine visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from Philippine will provide protection in the event of an unplanned medical emergency.
Key factors to consider while choosing the USA travel insurance for Philippine tourists are:The top recommended comprehensive travel insurance plans for visitors to USA are:
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Policy maximum?
$75,000, $200,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Policy maximum?
$50,000 to $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Policy maximum?
$100,000 and $1,000,000
Deductible options?
$0 to $5,000.
Period of coverage?
10 days to 364 days
Policy maximum?
$50,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Policy maximum?
$150,000 and $300,000
Deductible options?
$500 to $5,000.
Period of coverage?
Minimum purchase 90 days
Policy maximum?
$25,000, $50,000, $100,000
Deductible options?
$0, $50, $100
Period of coverage?
5 days to 2 years
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 12 months
Policy maximum?
$25,000, $50,000, $100,000, $250,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000
Deductible options?
$100, $200
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000, $150,000
Deductible options?
$0, $100, $250, $500
Period of coverage?
364 days
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$75,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Policy maximum?
$20,000
Deductible options?
$0, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Policy maximum?
$20,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 or $5,000
Period of coverage?
90 days up to 12 months
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Policy maximum?
$100,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 $5,000
Period of coverage?
90 days to 364 days
Policy maximum?
$20,000
Deductible options?
$0, $50, $1,000, $2,500, $5000
Period of coverage?
5 days to 364 days

Covers emergency care, treatment interruptions, or unexpected medical expenses related to cancer while abroad.
View Plans »
| Type | Definition | Examples |
|---|---|---|
| Acute Onset of a Pre-Existing Condition | A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. | Heart attack, sudden asthma attack, acute appendicitis |
| Chronic Pre-Existing Condition | A long-term or ongoing condition that existed prior to coverage and is generally managed over time | Diabetes, hypertension, chronic kidney disease |
Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.
Studying abroad is an aspiration for many Filipino students. Studying overseas often increases the students confidence, improves language skills, provides exposure to different cultures and offers increased opportunities for employment in the global market. There has been a constant increase in the Philippine students studying in the US and according to the Institute of International Education (IIE), the US had 4,100 Filipino students.
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.
The most important requirements for traveling to the USa from the Philippines:
What happens if a tourist from Philippine goes to the hospital in the US? How are Philippines tourists emergency hospital bills handled? What is involved in seeing a Doctor in the US as a tourist? How is the medical treatment in USA for Philippines handled?
The above are common concerns of Philippines tourists visiting the United States. It is extremely important for US tourists to know that healthcare in the US is very expensive and that most US residents have health insurance to cover their medical expenses.
Given this situation, it is important for US tourists to have the best travel insurance for US as they are fully responsible for any medical expenses that they incur in the country. Being forced to get medical treatment in usa without insurance can be financially catastrophic, and the best way to shield oneself from this situation is to buy US travel insurance for the entire duration of one’s visit to the country.
Yes. Philippines visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend that the travel insurance be purchased from the day they leave Philippines until they return back home. However, many US travel insurance providers allow you to purchase it even after the traveler has already started their journey.
Yes — if you purchase a travel medical insurance plan that covers you outside your home country, it can cover you from the moment you depart on the journey until you return home.
For example, top rated US travel insurance plans like Patriot America Plus, Atlas America, and Safe Travels USA Comprehensive are designed for travelers who leave their home country and travel to the U.S. These plans provide comprehensive coverage during travel (including flights) and cover emergency medical services, evacuation, and more.
Yes. Even if you have been living in the U.S. for several months or years, you can still buy short-term visitor medical insurance or temporary health insurance for non-U.S. residents while waiting for employer or domestic health coverage to begin.
Atlas America visitor insurance is a good choice, as they allow you to use a U.S. mailing address during the application process. This makes it convenient for travelers to buy Visitor insurance already in the U.S. who still need medical protection.
1600 Massachusetts Ave NW, Washington, D.C. 20036
Phone
+1 (202) 467-9300
Fax
+1 (202) 467-9417
Email
info@phembassy-us.org
556 Fifth Avenue, New York, NY 10036
Phone
+1 (212) 764-1330
Fax
+1 (212) 382-1146
Email
newyork.pcg@dfa.gov.ph

Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.
Get Group Insurance Quote »You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.