Welcome to our guests from across the pond ! Close to 5 million out of the total 75 million international tourists in the US are from the United Kingdom. UK tourists understandably are very comfortable traveling in the US given the comfort with the language and similar cultural values.
Visiting the US is easy as British citizens traveling for less than 90 days to the US qualify for the Visa waiver program and can travel visa free with only an Electronic System for Travel Authorization (ESTA).
While visiting the US is easy and a lot of fun, being forced to visit an US hospital can be downright scary. The British National Health Service (NHS) will not be applicable in the US and since travelers from the United Kingdom (England, Scotland, Ireland) in America are considered 'tourists', US domestic health insurance plans that insure US residents are not available to British tourists.
It is therefore important to buy best medical insurance for travel to USA, this is particularly important given the very high cost of US health care. You can find the best travel insurance for USA from UK using the compare tool on our website.
The USA along with being the one of the most desired travel destinations across the world, has also been a safe place to travel and enjoy a vacation for UK vacationers. However like anywhere there is always a chance of unforeseen injuries and illness in a new country. The best travel health insurance for travel to USA will ensure coverage for travel related medical expenses while in the US.
UK travelers can buy travel health insurance UK to USA online as this is quickest and most convenient. At American Visitor Insurance there are several UK to USA traveler insurance plans offered by some of the best US insurance providers. US travel insurance plans are recommended while traveling to the US as the insurance providers work directly with the healthcare providers for direct billing and any clarifications regarding claims.
Some of these travel medical insurance UK to USA plans also provide coverage for acute-onset of pre-existing conditions.
Visitor medical insurance for travelers above 60 years
Know more »Visitor medical insurance for travelers above 65 years
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
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Know more »US Visitors insurance for travelers above 90 years
Know more »The cost of best travel insurance for USA from UK depends on the age of the traveler, medical maximum coverage and deductible for the plan, type of US health insurance for UK (Fixed vs comprehensive travel insurance) and the cost of travel insurance for pre-existing conditions for the average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of UK to USA travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage. Compare and buy the best US visitor health insurance from UK on American Visitor Insurance.
The best tourist visa travel insurance cost ranges from $16 to $150 a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Given the high US healthcare costs, being uninsured is very risky. In US hospitals, costs are much cheaper if you have short term medical insurance for international travel and the hospital is part of the travel insurance in USA PPO network. Beyond the travel insurance coverage, simply having visitors insurance decreases the overall bill. It is crucial therefore to buy travel health insurance usa or health insurance for visitors in USA.
In the US, the cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room will cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.
The cost of visitor medical insurance for USA ranges between $16 to $150 per month depending on the age, type of plan and maximum coverage.
A comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit.
Insurance Plans | Plan Maximum | Deductible | Provider Network | Cost * |
---|---|---|---|---|
Visit USA Standard Travel Insure | $70,000 | $250 | United HealthCare | $75 |
Patriot America Lite IMG | $50,000 | $250 | United HealthCare | $76 |
Atlas America WorldTrips | $50,000 | $250 | United HealthCare | $76 |
Patriot America Plus IMG | $50,000 | $250 | United HealthCare | $76 |
Safe Travels USA Trawick International | $50,000 | $250 | First Health Network | $83 |
Atlas Premium America Worldtrips | $50,000 | $250 | United HealthCare | $95 |
Diplomat America Global Underwriters | $50,000 | $250 | No PPO | $121 |
INF Safe Traveler USA INF | $150,000 | $250 | United HealthCare | $172 |
* The average cost of travel insurance for USA is based on quotes for a 40-year-old for one month.
A fixed benefit travel insurance plan is the cheapest travel insurance because it has a fixed limit of coverage for different medical benefits.
Insurance Plans | Plan Maximum | Deductible | Provider Network | Cost * |
---|---|---|---|---|
Safe Travels Advantage Trawick International | $25,000 | $0 | First Healthcare | $20 |
Safe Travels Elite Trawick International | $25,000 | $0 | First Health Network | $25 |
Visitors Care IMG | $25,000 | $100 | United HealthCare | $27 |
VisitorSecure WorldTrips | $50,000 | $100 | United HealthCare | $33 |
* The average cost of travel insurance for USA is based on quotes for a 40-year-old for one month.
UK citizens who need insurance coverage for expenses due to international travel medical evacuation and repatriation can buy travel medical evacuation insurance commonly called “Medevac insurance”.
The Atlas Medevac insurance from World Trips covers emergency medical evacuation for UK citizens traveling outside the United Kingdom.
British tourists are familiar with the need for travel insurance while traveling overseas. US healthcare is very expensive when compared to the national health service (NHS) in the UK and hence travel insurance for the US is of paramount importance. While it is convenient to buy uk travel insurance to usa with a UK company, it is recommended that you buy best travel insurance to usa from uk with a US provider.
The cost of US travel insurance from UK quite often is cheaper than British plans, also, the US insurance plans can be customized for your specific needs. This works very well for older travelers as well as for pre-existing conditions medical conditions, something not usually available in UK travel insurance plans. Another significant advantage of US insurance plans is the familiarity of US health care providers with US insurance providers. This makes it easy for British tourists to visit health care facilities in the US.
Close to 9000 UK students are currently studying in the US. The US universities have mandated health insurance to be bought by every student enrolled in the schools/colleges.
The health insurance plans offered by universities are quite expensive. A student can compare some comprehensive insurance plans on this website which offer comparable coverage and are relatively less in price.
We do simplify the completion of insurance waiver form as required by the universities.
There are about 11,500 students from the United Kingdom currently studying in the United States. Most of the students from the UK are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.
Given the expensive healthcare system in the US it is important for students from the UK to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it. The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with UK students on the Optional Practical Training (OPT) status.
I wanted to check if I would be eligible as it says that US visitor insurance is for foreign residents. I do currently live in the UK but as I'm coming to the US on a 3 year visa I wasn't sure I would count as a US resident once I enter the States?
Technically, you are not a US permanent resident until you have a green card. Until then you are a "visitor" regardless of how long you have been in the US. Students stay here for years and then get work visas, but without a green card, they continue to be eligible for our visitor plans as long as they can put down a foreign "residence" address.
You can compare the different UK to USA travel insurance options using our compare tool.
Based on your needs, we suggest that you take a look at this great comprehensive plan called Safe Travels USA Cost Saver. It is offered by Trawick International and as the name implies is very economical sometimes costing less than even fixed plans! You have very flexible options for maximum and deductibles.
To get a quote and or make your purchase, you can use this link for Buy Now
To get all the details of the policy, including the brochure, PPO network, etc, use this link:Going on holiday for skiing or adventure sports? Be sure you are covered for your activity!.
Click here to read more »Since the National Health Service (NHS) will not provide health cover outside the UK, Health insurance for UK visitors is very much required! Health Care is very expensive in the United States, where not having travel health insurance for USA can be catastrophic. Having short term medical insurance for UK visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in the US
UK travelers are urged to buy short term Travel Insurance for the UK visitors to USA to have a safe sojourn in the US. They can buy single trip travel insurance for the USA.
Yes, UK tourists can and should buy travel medical insurance for USA visitors from UK. This type of single trip travel insurance is designed to cover medical expenses and other travel-related incidents while you are abroad. UK tourists can compare different plans online and then buy the best travel insurance for USA to get coverage as early as the following day. Ensure that the UK to USA travel insurance plan covers emergency medical expenses, hospital stays, doctor visits, and prescription medications. It is advisable to select a US single trip travel insurance with $100,000 in emergency medical coverage.
The cost of a UK travel health insurance for USA plan differs widely with the type of coverage purchased by the visitor. While a short trip may cost just a few Dollars when compared to a long term or annual trips.
Below are some factors that determine the cost of travel insurance plans
There are several travel insurance plans available that costs less, however travelers should look at getting the best protection with comprehensive coverage. It’s definitely costs a bit more, but it’s worth the buy if there is a requirement due to a medical or travel mishap.
UK citizens with a UK passport need not get a visa if the visit to the US is less than 90 days. The UK is a part of the visa waiver program with the USA. UK citizens need to complete the Electronic System for Travel Authorization (ESTA) form before they leave the UK.
Visitors from the UK to the USA should ensure that they purchase a travel insurance cover that covers all medical and travel emergencies that one may face in the US. Visitors can either choose a single trip policy or annual trip policy if there are multiple trips in a year.
It is recommended that UK travelers should have at least $1 million of medical cover when travelling to the USA, the medical maximum available for travellers does decrease with age. Ensure that you get maximum coverage for the trip in case anything happens and need assistance in the US.
Traveling to the US while pregnant need complete coverage, however maternity itself will not be covered by a regular US travel insurance plan, as it will be considered an existing medical situation. The best options for maternity related international travel is available at - UK travelers can compare the different travel insurance options available on American Visitor Insurance and buy the plan that fits the travel needs well.
In an event should you need to visit a hospital in the US, determine that the medical emergency isn’t serious to be visiting a hospital? Travelers can contact the hospital and seek for an advice from the local physician which can work out cheaper than a hospital visit. Majority of the US hospitals are huge and private, hence the medical costs in the USA are notably expensive.
US laws do vary for each individual state, however most rules are common across all 50 states in the country. In the event of any emergency, you should call 911. Travelers can find more details on USA LOCAL Laws.
Travelers can contact the nearest Consulate should anyone need legal help during the travel in the US. Although they can only provide you the details where one can find a local lawyer who can help legally in the US.
Embassies and consulates for British nationals can be found in main cities across the US. They can be contacted over the phone from city in the US. To find the nearest Embassy-check here: www.gov.uk/world/usa
Yes, all travel insurance that we offer have access to the 24-hour emergency assistance team. This information will be available in the plan documents, hence there is always someone to help you in case if you become ill or are injured while abroad.
Travelers can call 911 to request assistance for emergency services like police, fire and ambulance.
There is a range of travel insurance to USA from UK with various choices depending on the kind of coverage required for the trip. A standard travel insurance cover will include:
Depending on the frequency of international travel, UK travelers can determine the type of US travel insurance required:
While comparing UK traveler insurance for USA you need to choose between the single trip insurance or annual travel insurance policy. It is very important to consider what suits your needs best while buying the policy.
Single trip travel insurance cover covers the traveler for one single trip abroad.
While applying for the single trip cover the travelers need to complete details like Destination, Start date and the End date of your trip and the Age of the traveler. The quote for a single trip generally includes medical expenses, emergency repatriation, cancellation of holiday, lost or stolen luggage and things. Any extra cover needed travelers can include the same while taking the quote.
Advantages of single trip travel insurance
Disadvantages of single trip travel insurance
While comparing the travel insurance policies you need to choose between the single trip insurance or annual travel insurance policy. It is very important to consider what suits your needs best while buying the policy.
The annual travel insurance covers the traveler for multiple trips taken during a 12 months period with a maximum limit for each trip (usually 30 or 45 days). It is also referred to as multiple–trip insurance.
While applying for the annual trip cover the travelers need to provide details of the travel during the 12 month period. It is important to review the options carefully as the travelers will be covered only for the defined trip length and for selected countries.
There will be a limit on the number of days covered for each trip taken in the year. Many travel insurance plans will cover the insured for an individual trip for up to 30 days. So you may have several trips of 30 days each or more. Check for policy details for more information.
Advantages of Annual travel insurance
Disadvantages of annual travel insurance
Deciding between single trip travel insurance to Annual trip cover mainly depends on frequency of the trip in a year .If you are a person who plans to travel abroad for many trips then an annual cover will work out cheaper.
Yes, there are family travels insurance covers that provide coverage for you, your partner and children up to a certain age.
Travel health insurance for UK visitors to the USA is international travel insurance from UK to the US that provides financial protection and medical assistance in case of unexpected illness, injury, or medical emergencies while visiting the United States. Healthcare in the US is very expensive and being forced to visit an US hospital without any medical insurance can be financially crippling. UK’s NHS (National health service) provides no coverage in the UK and it is very important for UK travelers to buy the best travel health insurance for the US.
UK visitors to the USA need travel health insurance because healthcare costs in the United States can be extremely high. Having travel health insurance helps protect visitors from potential financial burdens associated with medical treatment, hospitalization, or emergency services during their stay.
Pre-existing conditions may not always be covered under travel health insurance policies. Some insurers may exclude coverage for pre-existing conditions, while others may offer coverage with certain limitations or after a waiting period. UK travelers can compare US travel insurance with pre-existing conditions coverage on American Visitor Insurance
The duration of travel health insurance coverage for UK visitors to the USA varies depending on the policy. It can range from a few days to several months, depending on the length of the visitor's stay. It is essential to select a policy that provides coverage for the entire duration of the trip.
While it is possible to purchase US travel health insurance after arriving in the USA, it is generally recommended to obtain coverage before the trip begins. Some insurance providers may have restrictions on when coverage can be purchased, and obtaining insurance in advance ensures that visitors are protected from the moment they arrive.
In case of a medical emergency, UK visitors to the USA should immediately seek medical assistance by calling 911 or the local emergency number. They should also contact their travel health insurance provider's emergency assistance line, as they can provide guidance, coordinate medical services, and help with any insurance-related procedures. It is crucial to keep all relevant insurance documents easily accessible.
Enter the trip details to get a quote for the travel insurance plan. Provide the duration of the coverage required, age of the traveler and destination of the trip to find the best USA travel insurance policies. Remember to look for Travel Insurance for the UK citizens visiting usa with acute onset of pre-existing condition coverage and any extreme sport activities plan coverages that you may have planned during the trip.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Find the best travel insurance for your specific needs and complete the online application and buy the plan using your credit card. The travel insurance documents will be emailed to the email ID provided in the application.
Review the international travel health insurance policy for coverage details and relevant contact numbers
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Compare and buy best US Single trip insurance for travel within the US and overseas
Know more »Compare Single trip vs multi trip insurance plans offered by US insurers.
Know more »Find out the best insurance for your budget and needs
Know more »Claims process for expenses due to injury or sickness
Know more »Compare the best travel insurance plan for your needs
Know more »Travel medical insurance USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Factors to consider while choosing a health insurance for travel to USA.
Types of USA tourist insurance online
Different types of tourist insurance for USA.
USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Compare and buy the best travel medical insurance plans online.
Click here to read more »There are many cheap international insurance plans also known as visitor insurance plans.
Click here to read more »Coinsurance & Deductible - How visitor travel insurance works.
Click here to read more »Compare and buy best pre-existing plans
Know more »Compare and buy international travel insurance USA
Know more »Travel tips for international travelers – Safety, Comfort and Wellness.
The United Kingdom attracts over 35 million tourists annually, with about 10% of them being from the United States. While visiting England remains the land of ancestors for many Americans, for many Anglophiles it is simply the British pub, the different accents, fish and chips, or rather the 'curry', the smaller cars and driving on the 'wrong' side of the road which draws them to the country.
US Passports have traditionally been considered as one of the world’s most influential travel documents.
A large number of international tourists vacation in the UK, others travel to the UK to visit family members or on work. The UK has excellent medical services for its residents which is however not available to international tourists visiting the country.
Buying good travel health insurance while visiting UK is essential as the cost of medical treatment is extremely high. Without proper health insurance the tourist would have to pay huge medical bills and their vacation could end in distress.
Atlas international insurance is quite popular among international travelers. It pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Insurance Provider: WorldTrips
"A++" (Superior)
Deductible: options up to $5000
Plan Life: 364 Days
Medical Evacuation coverage
Comprehensive coverage
Policy Maximum: up to $2,000,000
Underwriter: SiriusPoint Specialty Insurance Corporation, a White Mountains Insurance Group Company.
Acute onset of a pre-existing condition
FAQs about Travel Insurance for the UK.
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