Best US travel insurance for Aruba cost
Aruba is easily one of the top destination for US vacationers. Aruba is attractive thanks to its beautiful beaches, year round sunshine with 82 degrees weather, direct flights from most American cities and excellent cuisine thanks to the influence of over 90 nationalities. Aruba is an excellent destination for a beach vacation with beautiful diving, windsurfing and kitesurfing locations. It is no wonder that over 1.8 million travellers used Aruba's Queen Beatrix International Airport and nearly one million tourists entered the island through its port.
Over 60% of all tourists to Aruba are from the US, the rest being mostly from Colombia, Venezuela, Netherlands and other European nations. However, Americans holidaying in Aruba should take care to buy adequate travel health insurance. Your health is not insured by your domestic US insurance, which does not travel overseas with you beyond US borders. The cost of travel medical insurance for Aruba is quite small when compared to the whole cost of the vacation and is easily worth the expense as it offers much peace of mind while holidaying. At American Visitor insurance, you can compare popular travel insurance plans from competing insurance providers and buy Aruba travel insurance plan that best suits your specific needs and budget. Compare and buy travel and health insurance for Aruba
Key guidelines for travelers in Aruba from the USA
Here are some key guidelines for travelers in Aruba:
- Complete the online ED Card immigration form before arrival: This is a mandatory process that all travelers (including children) spending more than 24 hours in Aruba must follow prior to traveling to Aruba. You can complete this online at edcardaruba.aw. You will receive an email confirmation of approval for travel (green checkmark), which you must show either digitally or in printed form at check-in or upon boarding
- Valid passport and no visa: U.S. citizens can travel to Aruba with a current passport and no visa. However, your passport must be valid for at least six months after your departure date from Aruba
- Travel insurance Aruba Although it is not mandatory to purchase the Aruba travel Insurance from USA, it is highly recommended for each traveller, as healthcare in Aruba is expensive so it is better to have travel health insurance in Aruba. This can help you cover any medical expenses of hospitals in Aruba or travel-related expenses in case of any emergencies or disruptions.
American traveler insurance including trip cancellation coverage
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the best trip insurance plans:
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The trip insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance » -
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance » -
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans » -
Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
Best travel insurance coverage for theft gear
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
US citizen travel insurance for emergency medical evacuation
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
American travel insurance for canceled flight
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
Best Trip cancellation insurance for Aruba from USA
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Aruba can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation InsuranceBest travel insurance cost 2024
The American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.
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Plan Name Maximum coverage Deductible Cost # Atlas International Insurance WorldTrips $50K $250 $53 Patriot International Lite Insurance IMG $50K $250 $54 Safe Travels Outbound Insurance Trawick International $50K $250 $75 Intermedical Insurance Travel Insure $50K $250 $71 VisitorSecure Insurance WorldTrips $50K $100 $33 Voyager Essential Insurance GeoBlue $50K $0 $72 # Approximate American travel insurance cost for a 40-year-old for a duration of 1 month.
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Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name Trip cancellation Cost # Safe Travels Flex Trawick International 100% of Trip Cost (Up to a Max. of $45K) $25 Safe Travels Protect Trawick International 100% of Trip Cost (Up to a Max. of $14k) $32 iTravelInsured Travel Lite IMG 100% of Trip Cost $42 Trip Protection Economy Seven Corners 100% of Trip Cost (Up to a Max. of $20k) $43 iTravelInsured Choice IMG 100% of Trip Cost $50 SafeTravels Armor Trawick International 100% of Trip Cost (Up to a Max. of $15k) $55 Trip Protector Preferred HTH worldwide 100% of Trip Cost (Up to a Max. of $50k) $70 iTravelInsured Travel LX IMG 100% of Trip Cost $106 # Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost.
Trip Cancellation Insurance
Highlights of trip cancellation insurance coverage benefits
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Rental car Insurance for damage, theft, repair of rented cars.
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Trip cancellation insurance for trip expenses if the trip is cancelled.
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Trip interruption insurance for travel expenses when a trip is Interrupted.
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Travel insurance coverage due to lost, damaged, delayed or stolen luggage.
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Emergency medical evacuation travel insurance coverage.
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Aruba - General Information
Capital
Oranjestad
Location
Caribbean
Currency
Aruban Florin
Language
Dutch, Papiamento
Population
Around 0.106 million
Best time to visit
mid-January through May
Vacation spots
Oranjestad, ABC islands, Palm Beach, Noord, Malmok, Casibari, San Nicolas, Santa Cruz, Savaneta, Paradera, Geography of Aruba.
Popular tourist destinations in Aruba
Eagle Beach
Grand Anse is Grenada's most famous beach. Cruise ship visitors flock to this three-kilometer arc of golden sand and gentle surf.
Arikok National Park
Arikok National Park with its cacti-covered landscapes, caves, sand dunes, and unique rock formations.
Rancho Daimari
Rancho Daimari offers scenic horseback tours to sites such as the Natural Pool, Andicuri Beach, and the sand dunes.
Philip's Animal Garden
The Philip's Animal Garden is a sanctuary and rehabilitation center for more than 52 species of animals including snakes, kangaroos, monkeys and ocelots.
Visa free travel countries for US citizens
Testimonials - From Our Customers
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"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co.."
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Travel health insurance Aruba for US citizens
Short term travel medical Insurance
- For short term travel vacations ranging from a few weeks to few months (less than a year).
- This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
Long term health Insurance
- Ideal for expats working overseas and for US pensioners living outside the US.
- These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
US expatriate insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
Get quote »Travel insurance for US seniors with Medicare coverage
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Know More »Travel health insurance for Aruba from USA - FAQ's
01. Which is the best travel medical insurance fo Aruba from USA?
Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Aruba travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Aruba. Our Travel insurance for Aruba from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
02. Do US citizens need travel insurance for Aruba from USA?
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Aruba. Healthcare costs can be high in Aruba, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.sed on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
03. What does international travel insurance to Aruba from USA cover?
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
- Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
- Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
- Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
- Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
- Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.
04. How much does Aruba visitors insurance cost from USA?
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Aruba can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
05. Are pre-existing medical conditions covered by travel insurance to Aruba from USA?
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
06. Is travel insurance mandatory for travel to Aruba from USA?
Travel insurance is not mandatory for US citizens visiting Aruba. However, even if not mandatory, travel insurance for Aruba is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
07. How do I choose the right holiday insurance for my trip to Aruba?
When choosing travel insurance for your trip to Aruba, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Aruba, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
08. Does Medicare cover older Americans traveling to Aruba? Does Medicare cover costs in Aruba?
Medicare will not cover US citizens traveling to Aruba. Medicare will cover eligible older Americans only within the US borders. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.
However, Medicare will not pay for health care services outside these US territories or traveling in a ship and when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan also does not offer coverage for the drugs purchased outside the United States.
09. What are the trip cancellation option for US citizens to Aruba?
Another option is to purchase trip or travel insurance for US citizens or residents visiting Aruba which will reimburse you for cost of the trip should you have to cancel or interrupt your trip. These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise.
These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses. The travel medical insurance will cover sudden sickness or accidental injuries while on the trip to Aruba. Compare travel medical vs trip cancellation insurance to know the coverage in detail.
10. Which is the best travel insurance for Aruba from USA?
Good question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Aruba travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give our customers all relevant information so they can find the best Aruba travel insurance plan. Our Aruba vacation health insurance quote comparison tool helps travelers compare different travel health insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with the best travel insurance for Aruba!
11. Is travel insurance for Aruba a good idea?
Travel health insurance for Aruba is not just a good idea, but a necessity! By having travel insurance for Aruba, visitors can have a huge relief as it comes in handy during any major unexpected sickness or injury while in Aruba. International travelers are urged to buy travel health insurance to have a safe sojourn while vacationing in Aruba.
12. How much does the best travel insurance for Aruba cost?
The cost of travel insurance for Aruba depends mainly on the following factors; The age of the traveler, the duration of travel Insurance Aruba coverage, type of travel insurance (fixed vs comprehensive coverage), any additional add on travel Insurance requirements such as health insurance for visitors to Aruba with pre-existing conditions.
13. What are the Guidelines for connecting flight to the US?
The US authorities have removed all pandemic related travel restrictions. Travelers flying to the US no longer need a covid test report.
14. Does US health insurance work in Aruba?
US travel health insurance can be used in Aruba as a supplement to Aruba visitors insurance, in most cases US health insurance won't provide full coverage or any coverage at all in Aruba. Aruba health care for tourists has its own healthcare system, independent of the US system. This means insurance plans designed for the US mainland might not extend full coverage to Aruba.
Best International travel insurance to Aruba
Medical evacuation travel insurance for traveling to Aruba
Travel insurance for Aruba who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”.
The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.
Travel health insurance for Aruba cost
The cost of Aruba visa insurance depends on the following:
Age of the traveler
The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
Type of travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
Medical maximum coverage
The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Steps to buy
Travel insurance for Aruba online
1: Finding the available international travel health insurance plans
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
2: Compare the different travel insurance options
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the holiday insurance USA you like best and review documents
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
4: Review the travel medical insurance plan documents received by email
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Overseas travel insurance for US residents
Best travel insurance for cruises
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.
Get Quotes »
Popular Ocean Cruise in Aruba - Caribbean Cruise
Group Travel Insurance
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Aruba. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
Trip vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to read more »Embassy of Aruba in United States
Aruba Embassy in Washington, DC
4200 Linnean Avenue NW, 20008, District of Colombia, Washington, United States
Phone
+1-877-388-2443
Fax
+1-202-362-3430
Email
nid@the-netherlands.org
Aruba Consulate in New York, NY
Park Plaza Office Building Chase Bank Building 5177, Richmond Avenue, Suite 725, TX 77056, Houston, United States
Phone
+1-713-622-8000
Fax
+1-713-622-3581
Email
houston@nlconsulate.com
Annual travel insurance
Cheap travel insurance to Aruba from USA links
Travel medical Insurance for Aruba FAQ
FAQs about cheap insurance for Aruba travelers.
Click here to read more »Aruba Travel medical Insurance Blog
Blog about travel health insurance Aruba travelers.
Click here to read more »Travel Insurance to Aruba Forum
Customer Queries for USA travelers to Aruba travelers.
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