Travel Insurance Iceland for US citizens and residents

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Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus

It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. These plans usually have a restriction on coverage of pre-existing medical conditions for their two plans: INF Elite Network Insurance and INF Advantage Insurance unless it is purchased BEFORE the traveler leaves their home country. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.
While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF Advantage plan ONLY offers coverage in the US, while the INF Elite can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF Advantage plan is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Travel Insurance for US Citizens visiting Iceland

Popular tourist destinations in Iceland

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Blue Lagoon

Blue Lagoon is Iceland’s most popular tourist destination. This manmade lake is fed by superheated seawater vented from a nearby lava flow.

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Hallgrímskirkja

A Reykjavik modernist icon, this visually striking church is one of Iceland's top attractions and most recognizable building in the country.

Iceland travel insurance
Landmannalaugar

Located within the Fjallaback Nature Reserve in Iceland’s interior highlands, Landmannalaugar is best known for its scenic hiking trails.

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Gullfoss Waterfall

Gullfoss encompasses two cascades; the upper one drops 11 meters, while the lower one cascades about 21 meters.

travel insurance for visiting Iceland

Iceland - General information

Iceland Flag
map  Location

North Atlantic Ocean

house  Capital

Reykjavik

language  Language

Icelandic

currency  Currency

Icelandic króna

population  Population

Around 0.35 million

calendar  Best time to visit

May to November, June to July

map  Vacation spots

Akureyri, Djupivogur, Eyrarbakki, Grindavik, Hella, Keflavik, Kopavogur, Reykjavik, Selfoss, Seyoisfjorour, Hofn, Myvatn.

Trip cancellation insurance

Is it worth buying trip cancellation plans? Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements. Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Iceland can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

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If you need to apply for the Schengen visa to travel to Iceland, then you definitely need Travel insurance that satisfies Schengen visa requirement for visiting Iceland. However if you do not need a Schengen visa (some nationalities including US citizens do not need the Schengen visa for a short stay in Iceland), then travel insurance is not mandatory. However given the cost of healthcare in Iceland and when you consider the nominal cost of the travel insurance in the context of expenses involved while traveling to Iceland, it is strongly recommended to buy adequate travel insurance for travel to Iceland. Travel insurance is also required if you plan on a long term stay in Iceland which is usually more than 90 days. This is required even if you do not need the Schengen visa for a short term stay in Iceland.

Good question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Iceland travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best Iceland travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitors travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

Older traveler Insurance

Globehopper travel medical insurance offered by International Medical Group (IMG) is specifically designed for US citizens and US permanent residents aged 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation

Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Iceland. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination


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Long term Europe visa insurance

US nationals intending to stay in Europe for over 90 days need to apply for the Long Term Europe visa. One of the requirements while applying for this visa as mandated by the European consulates is to have a minimum of 30,000 Euro coverage of travel health insurance. The travel insurance document with proof of this coverage is required while applying for the Long term Europe visa. Travel insurance plans which satisfy this Long term Europe visa needs are quite affordable and can be easily bought online. Compare Popular travel health insurance plans for long term Europe Visa.

Travel insurance plans for older US travelers with Medicare coverage

US seniors who are traveling outside the United State borders should buy adequate travel medical insurance since Medicare provides little to no coverage outside the United States. Since international travel always involves some risks, in particular for older travelers, it is prudent to buy proper travel insurance. It must be noted that the costs of medical evacuation and health care even outside the US is very expensive and it is therefore important to buy good Medicare Supplemental international Travel insurance.

Europe Travel Insurance

Do US citizens need visa to visit Iceland?

Schengen Visa information for US citizens

US Citizens with a valid US passport can travel to Iceland for up to 90 days in a 180 day period without a Schengen visa
Requirements for traveling to Iceland:

  • A valid US passport with a minimum of three months (safer with 6 month) validity beyond the departure date from the Schengen area.
  • Valid reason for travel.
  • Proof of sufficient financial resources for the entire stay in the Schengen region.

Schengen Visa information for US residents

Most non US citizens need the Spanish (Schengen) visa. You can verify if you need the visa in the list of "Nationalities who need Spanish visa". Non US citizens residing in the US need to show the resident status (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas…) to apply for a short term Spanish visa in the US. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Iceland.

How long can an American stay in Iceland?

Long Term Stay in the Schengen Region (More than 90 days)

Applicants who wish to stay in Iceland beyond 90 days must apply for a national visa or residence permit. The applicant needs to buy Spanish visa insurance offering coverage for 30,000 euros for long term Europe stay as mandated by the Spanish Consulate. You can get more information about the residence permit on the Spanish embassy/consulate's website.
While applying for Schengen visa, you need to give enough time for its processing, especially during the peak travel summer and winter season.


Long term Iceland Visa Insurance

Long stay Iceland visitor visa insurance for a whole year is available for travelers to Iceland. The traveller may visit Iceland on work, visiting family, or on a holiday or to study or even retire. We offer long term Spanish visa insurance which satisfies the insurance requirements mandated by the Spanish consulate. The insurance plans for the long stay tourist visa in Iceland offer coverage for medical expenses up to 30,000 euro with zero deductible, emergency medical evacuation and repatriation coverage while in Iceland.
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Most popular medical evacuation travel insurance for Iceland

Emergency medical evacuation insurance commonly called “Medevac insurance” offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from Tokio Marine is a very popular emergency medical evacuation insurance among US citizens visiting Iceland.


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International medical Evacuation
annual multi trip insurance

Annual insurance for frequent International travel

These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for travelling to Iceland plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country

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New US immigrant insurance mandatory for prospective immigrants from the Iceland

The US government has made it mandatory for all new immigrant visa applicants to provide proof of having good health insurance in the US. This new rule is effective from November 2019 and will directly impact new immigrants visa applications to the US of family members of current US citizens. The aim of this mandatory immigrant health insurance is to reduce the burden on the US hospitals and the US health care system by uninsured new US immigrants. At American Visitor insurance we offer US immigrant insurance plans which work ideally for prospective new US immigrants. After buying this immigrant insurance, customers will receive the immigrant insurance document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. It is therefore required to buy good immigrant insurance for travel to Iceland to satisfy this new rule. However, given the high cost of healthcare in the US, it is in any case prudent for all new immigrants to buy proper US immigrant health insurance.

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New US immigrant insurance

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