The British Virgin Islands (BVI) is a British Overseas Territory located in the Caribbean region. It is part of the Virgin Islands archipelago, which also includes the United States Virgin Islands. The capital and largest city of the British Virgin Islands is Road Town, located on the island of Tortola. It serves as the administrative and commercial center of the territory.
British Virgin Islands is the largest of the Channel Islands, located in the English Channel near France. It is a British Crown Dependency with its own government, legal system, and currency. Known for its stunning beaches, historic castles, and scenic landscapes, British Virgin Islands blends British and French cultural influences. British Virgin Islands is a great beach holiday destination for international travelers visiting the British Isles.
Before heading to this unique island destination, it is important to safeguard your holiday against unexpected illnesses or accidents by buying the best US travel insurance for British Virgin Islands for a worry-free vacation. The cost of travel insurance from the US to British Virgin Islands will typically cost about 5% of the overall trip cost, and is easily worth the cost given the value of having the best travel insurance coverage to British Virgin Islands from the US.
Travel insurance is crucial for those traveling from the USA to British Virgin Islands for several important reasons:
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name | Trip cancellation | Cost # |
---|---|---|
Safe Travels Flex Trawick International | 100% of Trip Cost (Up to a Max. of $45,000) | $25 |
Safe Travels Protect Trawick International | 100% of Trip Cost (Up to a Max. of $14,000) | $32 |
iTravelInsured Travel Lite IMG | 100% of Trip Cost | $42 |
Trip Protection Economy Seven Corners | 100% of Trip Cost (Up to a Max. of $20,000) | $43 |
iTravelInsured Choice IMG | 100% of Trip Cost | $50 |
SafeTravels Armor Trawick International | 100% of Trip Cost (Up to a Max. of $15,000) | $55 |
Trip Protector Preferred HTH worldwide | 100% of Trip Cost (Up to a Max. of $50,000) | $70 |
iTravelInsured Travel LX IMG | 100% of Trip Cost | $106 |
# Approximate cost of trip cancellation travel insurance plans a traveler aged 40 years on a 15 days trip who has invested $1,000 for trip related expenses like flight/cruise bookings and hotel reservations.
Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
Plan Name | Maximum coverage | Deductible | Cost # |
---|---|---|---|
Atlas International Insurance WorldTrips | $50,000 | $250 | $53 |
Patriot International Lite Insurance IMG | $50,000 | $250 | $54 |
Safe Travels Outbound Insurance Trawick International | $50,000 | $250 | $75 |
Intermedical Insurance Travel Insure | $50,000 | $250 | $71 |
VisitorSecure Insurance WorldTrips | $50,000 | $100 | $33 |
Voyager Essential Insurance GeoBlue | $50,000 | $0 | $72 |
# Approximate cost of travel medical insurance plan per month for a traveler aged 40 years.
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
US citizens need travel insurance for British Virgin Islands to protect against unexpected events that can disrupt their trip. This includes medical emergencies, as British Virgin Islands healthcare costs can be high and your regular US health insurance may not cover you. Travel insurance also covers trip cancellations, lost or delayed baggage, travel delays, and personal liability. It ensures that travelers are financially protected and can handle unforeseen circumstances, providing peace of mind during their vacation.
US citizens do not need a visa to travel to British Virgin Islands for short stays (up to 90 days) for tourism, business, or family visits. British Virgin Islands is a British Crown Dependency, and while it is not part of the UK or the EU, it follows similar entry requirements for US travelers, meaning a valid passport is the only documentation needed for visits under 90 days.
Travel insurance for British Virgin Islands from USA quotes »The anchorage at the Bight, known for good snorkeling, is usually crowded with sailboats, swimmers, and dinghies.
A series of overhangs, tunnels, caves, and abundant marine life for a fascinating diving experience.
The beach is a busy anchorage, with numerous snorkeling and water sports.
The area offers waters activitys like diving, sailing, windsurfing, parasailing, jet skiing, water-skiing, glass bottom boats, and trips to secluded beaches.
Most US health insurance plans do not provide coverage outside the United States, including in British Virgin Islands. For this reason, it’s essential to have international travel insurance to British Virgin Islands with medical coverage that can pay for medical treatment, hospital stays, and emergencies in British Virgin Islands.
For a trip to British Virgin Islands, it's recommended to get travel insurance that covers medical emergencies, trip cancellations and baggage loss. Consider your specific needs, including any pre-existing medical conditions or planned activities, when choosing a policy. You can use our comparison tool on American Visitor Insurance to easily compare plans and find the one that best suits your budget and needs.
Yes, you can purchase travel medical insurance for British Virgin Islands after booking your trip. The sooner you buy the insurance, the more coverage you will have, especially for events like trip cancellations before departure. Many insurance plans offer protection from the moment of purchase, which can include coverage for trip cancellation, trip interruption, or travel delays that occur prior to your departure.
Yes, travel medical insurance for British Virgin Islands can cover adventure activities, such as skiing, snowboarding (recreational downhill and cross-country), snorkeling, and water skiing, without any additional cost under plans like Atlas Travel Insurance. However, some providers, such as Patriot International Lite and Safe Travels International, offer sports coverage as an optional benefit. Make sure to review the details of your policy with American Visitor Insurance to confirm that the activities you intend to participate in are covered.
Some common expenses that are usually excluded in travel insurance plans are the following:
Most policies do not cover medical expenses related to pre-existing conditions. We also recommend checking the policy before making your final purchase to ensure you have the kind of coverage you require. Obtain quotes for the best travel insurance that includes coverage for pre-existing conditions coverage.
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There are several travelers from British Virgin Islands who visit the US. The US is a year round travel destination with various states having different temperatures however summer months are the ideal time for tourists.
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Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
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