Travel health insurance Germany, Germany travel health insurance

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Travel insurance for visiting Germany, International travel insurance Germany

Travel medical insurance for Germans stranded in the USA because of Coronavirus

The COVID-19 pandemic has really changed the shape of travel for the time being. I have recently gotten many calls from Germans who have told me their insurance coverage from Germany is now voided since the Germany government has now asked all Germans to stay in Germany and avoid non-essential travel. Many of our Germans friends were already out of the country and enjoying warmer climes in the US and/ or have altered their travel plans.
If you have any doubts as to your coverage, we urge to to check on your benefits with your insurance provider and know that we have alternatives should you need coverage now (even though you are already in the US) either due to cancellation or expiration of the policy.
There are currently three US insurance providers namely Trawick International, INF insurance and Global Underwriters who offer US Visitors insurance coverage for coronavirus.

Trawick International Insurance:

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Insurance.The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years . You can compare all Safe Travels USA Insurance plans compare all Safe Travels USA Insurance plans and buy it online to get coverage as early as the following day.

Global Underwriters:

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

INF travel insurance:

INF Insurance offers visitors health insurance for coronavirus in the US, Canada and Mexico. INF insurance covers covid-19 as any other illness. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering. You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note that the Elite Network insurance and Premier Insurance are cheaper per month if you purchase at least 90 days the first time you buy them. You can compare all available INF US visitor insurance.
As ever, we wish you safe and happy travels. Do call us with questions or concerns you may have.

Best travel insurance for Germany Covid coverage, Germany covid travel insurance

International travel to Germany has become more difficult thanks to the Covid 19 pandemic. Given the high costs of healthcare especially in light of Covid 19, it is important to have excellent covid travel insurance with coverage for Coronavirus. This will mitigate the financial risks of international travel. At American Visitor Insurance, travelers can find the ideal Covid 19 travel insurance by using the travel insurance covid comparison tool. Travelers should provide relevant information such as the travelers age, the duration of travel and other relevant details like the medical maximum coverage, the deductible and the need for Covid19 travel insurance coverage. The comparison utility will display the available Germany travel insurance plans based on the travelers requirements. Travelers can further filter the displayed travel insurance covid Germany, and one of the filter option is specifically about coverage for Covid illness. The traveler can then review these filtered travel insurance from Germany plans based on price and other coverage benefits to select the Germany covid travel insurance plan that they like best.

Travel insurance for German tourists in the US

German tourists in the US and need for US travel insurance

Herzlich willkommen ! Over 2 million German tourists visit the US annually. The Germans are the second largest nationality of Europeans after the British and the seventh worldwide as visitors to the US. The average period of stay for German visitors to the US was 11 nights in 2017.

The main purpose of Germans visiting the US is; vacation (59 percent), visiting friends and family (18 percent), work (13 percent), convention, trade shows, conferences (6 percent), and education-related travel (three percent). The top activities while in the United States include shopping (86 percent), sightseeing (81 percent), visiting smaller towns and countryside (45 percent) and seeing historical sites (40 percent).

usa travel insurance for germans
German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers. The most visited US states are New York, Florida, and California. There are over 350 weekly non-stop transatlantic flights from Germany to the US as of the winter of 2018/2019. Six airlines (American Airlines, Condor, Delta Air Lines, Eurowings, Lufthansa and United Airlines) offer non-stop flights from five German airports to 23 U.S. airports.

Select the type of travel health insurance for visiting to Germany...

Best travel insurance USA, Best USA travel insurance

Compare and buy the best travel insurance USA plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • USA short term travel medical insurance for US citizens travelling outside USA
  • Available up to 24 consecutive months
  • Maximum coverage up to $1,000,000
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available up to 3 years (Elite plan)
  • Offers maximum coverage up to $1,000,000
  • Liaison Travel Plus insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage

Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: 100% of trip cost up to $20,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: Trip Cost up to $30,000
  • Insurance for Non-US residents travelling outside their home country.
  • Trip Cancellation: Up to $50,000 of the trip cost
  • US Residents on domestic and worldwide trips
  • Trip Cancellation: Up to $100,000 of Trip Cost
  • US Residents on domestic and worldwide trips
  • Trip Cancellation: Up to $25,000 of the trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: 100% of the Insured Trip Cost - $250 up to $25,000
  • US citizens/US residents only for trips within the USA and abroad trip Cancellation.
  • Trip Cancellation: 100% of the Insured Trip Cost -$250 up to $25,000
  • This plan is eligible for non US citizens up to age 79 traveling outside their home Country and not going to the USA.
  • Trip Cancellation: Trip Cost: 100% of Trip Cost ($150 - $10,000 max);
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $20,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to $100,000 of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of Trip Cost
  • Trip Cancellation: Up to 100% of Trip Cost Insured

USA Senior Citizen travel insurance, USA seniors travel health insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel health insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is renewable up to 3 years.

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
Compare Annual Multitrip plans
Review and compare the best Annual insurance.
Compare Annual Multitrip insurance quotes
Find the best Annual Multitrip plans

Traveling to Germany

Germany has always been a popular destination for American vacationers, expatriates and students. As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally. As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.

Long term Europe Visa Insurance

US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Long term German Visa Insurance

People traveling to Germany on work visa, tourist visa, student visa for one year can avail of the Long stay German visitor visa insurance. The long term German visa insurance plans satisfy the visa insurance requirements made compulsory by the consulate. The medical insurance plans for the long stay tourist visa in Germany offer a minimum coverage of 30,000 euro with a zero deductible, emergency medical evacuation and repatriation coverage.
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Germany Travel Insurance, Travel medical insurance Germany - FAQ's

There are some USA Covid travel insurance plans available for travel to Germany that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Germany to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros. If you a citizen of a country which does not need a visa for traveling to Germany, then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany.

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa.

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.

Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

This depends on the travelers and their specific situation. The Trump administration has recently made a decision that affects some German travelers especially if they are trying to immigrate to the US and requires them to have health insurance while in the US. At this time, there are no specific requirements on the travel insurance, so travelers from Germany can buy any of the plans we offer for whatever length of time is required. Travelers from Germany should anyway consider getting adequate coverage given the high costs of US medical care.

To help travelers from Germany find the best visitor insurance in USA, we work with all the reputed insurers and give our customers a wide range of options. German visitors can compare the different visitors insurance plans using the compare German visitors medical insurance tool. Here visitors can review the different options based on their price along with the different coverage benefits. Since the best visitor insurance for Germans varies depending on the needs of different travelers, the compare visitor health insurance tool helps visitors from Germany find the best US visitor insurance plan for their specific needs.

Popular tourist destinations in Germany

Buy travel insurance for Germany

Charlottenburg Palace and Park

The huge palace With extraordinary features, including a massive 50-meter-high central dome and Rococo décor throughout its expansive rooms, and a large garden.

Germany travel insurance

Koblenz

Koblenz, the former residence of numerous well-preserved historic attractions lies in a beautiful location at the junction of the River Mosel and the Rhine.

Buy visitor insurance Germany

Marksburg Castle

In the heart of the UNESCO World Heritage section of the Rhine Valley, the picturesque old town of Braubach, on the east bank of the river.

Travel insurance Germany

International Maritime Museum

A great place to discover more about Hamburg's rich maritime history and all things sea-related in a massive red-brick heritage building.

travel insurance for visiting Germany

Germany - General information

Germany Flag
map  Location

Western Europe

house  Capital

Berlin

language  Language

German, English

currency  Currency

Euro

population  Population

Around 82 million

calendar  Best time to visit

March to May, late October to November.

map  Vacation spots

Berlin, Munich, Frankfurt, Cologne, Heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.

Popular tourist destination cities in Germany

Munich

Munich

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Frankfurt

Frankfurt

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Berlin

Berlin

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Safety suggestions for travelers to Germany

Germany is one of the safer countries to travel in anywhere in the world. Its crime rates have been dropping in recent years. However, foreigners need to be watchful while they are outside their familiar surroundings. The should be on the lookout for petty criminals and pickpockets, particularly near popular tourist zones like shopping centers, bus terminals, train stations, museums and hotels. Be careful so as to protect all personal belongings, and ensure that all valuables are kept in a safe location. It is safe to keep a copy of your passport at all times in case of an emergency. During the summer months, there is intense heat and dehydration is common. Make sure that you stay hydrated by drinking lots of fluids at regular intervals.
It is prudent to know the location of the US embassy and police contact information in case of any emergency. There is an U.S. Embassy in Berlin for any emergency.

German visa information and requirements

  • Travel insurance coverage of €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness for the entire length of stay.
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
germany

Dietary considerations in Germany

German food while largely similar can take some adjusting for US nationals. The local cuisine has a lot of meat, potatoes with heavy noodles. Travelers should be prepared for dietary changes and the impact it can have on the travellers physique. US citizens should also be watchful about alcohol and tobacco usage given that it is quite common here when compared to the US. Ensure that you stay moderate in your alcohol consumption and in smoking.
Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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International travel Insurance for Germany residents

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Health insurance for visitors to USA...
  •  Covid insurance
  •  Travel insurance
  •  Pre-existing conditions
  •  Travelers above 60
  •  Travelers above 70
  •  Travelers above 80
It is heart breaking that so many international travelers have to change their US travel plans due to COVID-19. USA has shockingly become the center of the global pandemic, with over 27.1 million Covid19 patients and sadly over 464,921 fatalities. In this context it is important to have good visitor visa health insurance USA coverage. International travelers to the USA can use the compare health insurance for travel to usa utility at American Visitor Insurance to find the best tourist medical insurance. There are currently Seven US insurance providers who offer travel insurance with coverage for Coronavirus :
  • Trawick International
  • Seven Corners
  • INF insurance
  • Tokio Marine HCCMIS
  • Travel Insure
  • International Medical Group (IMG)
  • Global Underwriters
Visitors can compare US travel medical insurance and buy visitor insurance USA for coronavirus.
Travel Insurance with covid coverage for visiting USA

Travel Insurance with covid19 coverage for visiting USA

Trawick International travel insurance

Trawick International offers visitor medical insurance for coronavirus with their Safe Travels USA Insurance. The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years. You can compare Safe Travels USA Covid 19 travel insurance plans and buy it online to get coverage as early as the following day. After buying the Trawick travel insurance, travelers can download a visa letter which indicates that Safe travels USA visitors insurance covers covid 19 illness.

Seven Corners visitors medical insurance

Liaison Travel Plus Insurance offers best Seven Corners health insurance for visitors to USA. The Sevencorners visitor health insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

International Medical Group (IMG) Coronavirus insurance

International Medical Group (IMG) travel insurance offers coronavirus insurance for USA. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID-19 like any other illness. The Patriot America Plus Insurance and Patriot America Platinum insurance include COVID coverage up to the policy maximum.

Global Underwriters US visitor insurance

Diplomat America visitors insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Covid19 medical insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. You can compare Diplomat Insurance for visitors to USA.

Tokio Marine HCCMIS insurance

Atlas travel insurance coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

INF US travel insurance

INF Insurance offers visitors health insurance for coronavirus in the US as any other illness. You can compare INF US visitor insurance and the best suitable medical coverage for coronavirus while in USA.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Best Visitors health insurance USA, Best US travel insurance

Compare and buy the best visitor health insurance plans. The best visitors insurance for USA plans that we display are specially designed to match the needs of international travelers.

Best health insurance for visitors to USA, Best travel insurance for USA

Best health insurance for visitors to USA - Comprehensive plans
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Available for US citizens visiting USA
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
  • Diplomat America Covid insurance offers coverage for coronavirus sickness
  • Available for US citizens visiting USA
  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers acute onset of pre-existing conditions up to policy maximum.
  • It offers coverage for visitors up to 89 years.
  • INF Elite Network Covid19 insurance offers coverage for coronavirus.
  • Treats Coronavirus/covid19 as a new sickness & covered by the plan
  • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
  • Liaison Travel Plus Covid insurance offers coverage for coronavirus sickness
  • Covers treatment of acute onset of pre-existing conditions (up to 75 years)
Best travel insurance for USA – Fixed benefit plans
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Offers coverage for acute onset of pre-existing conditions up to 79 years.
  • Renewable up to 364 days
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.
  • INF Premier Covid insurance covers coronavirus illness.
  • Covers all pre-existing conditions, this means doctors, appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for pre-existing conditions.
  • Renewable up to 364 days
  • Safe Travels Visitors to USA Covid insurance covers coronavirus illness.
  • Covers acute onset of pre-existing conditions up to 89 years.

Visitors insurance plans with pre-existing conditions coverage

A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers and very important is to select pre-existing condition for medical insurance. It is recommended to to find good visitor insurance with Pre-existing conditions coverage, which is particularly important for older travelers and parents.

Best travel insurance for pre-existing conditions, Best Visitors insurance with pre-existing conditions coverage

Best travel insurance with pre-existing condition coverage - Comprehensive plans
  • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
  • Available for US citizens visiting USA
  • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
  • Atlas America Covid insurance offers coverage for coronavirus illness.
  • Safe travel USA Comprehensive Covid insurance offers coverage for coronavirus.
  • Covers Acute Onset of a Pre-Existing Condition: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.
  • It offers coverage for visitors up to 89 years.
  • Covers Up to $1,000 for sudden, unexpected recurrence of a Pre-existing Condition
  • Safe travel USA Covid insurance offers coverage for coronavirus.
  • It offers coverage for visitors up to 89 years.
  • Covers unexpected recurrence of a pre-existing medical conditions up to $1000
  • Safe travel USA Cost Saver Covid insurance offers coverage for coronavirus.
  • Eligible for foreign residents visiting USA and worldwide
  • It offers coverage for visitors up to 89 years.
  • Liaison Travel Plus Covid insurance offers coverage for coronavirus sickness
  • Covers expenses for treatment of acute onset of pre-existing conditions (up to 75 years)
  • This plan provides a policy maximum of as high as $5,000,000 and for people above 80 years, plan provides a policy maximum of $20,000
  • Acute onset of pre-existing condition coverage is available for up to $50,000 for people below 70 years and $10,000 for people above 70 years.
  • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $15,000
  • Acute onset of pre-exisitng condition is available for up to $15,000 for the age group up to 69 years. For people above thi sup to 80 years, it is covered for $2,500.
  • The policy maximum is available up to $5,000,000 for people up to 79 years and reduces to $15,000 for people above 80 years.
  • Acute onset of pre-existing conditions are covered up to $30,000 up to the age of 69 years and a coverage of $5,000 is available for people above the age of 70 years.
Best travel insurance for USA – Fixed benefit plans
  • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
  • Plan can be renewed up to 2 year.
  • Visit USA Insurance is an excellent medical insurance for tourists and holiday travelers, parents of students studying in the United States, new immigrants and visiting scholars in the USA.
  • Visit USA offers 3 plans to satify your requirements and budget.
  • It offers coverage for acute onset of pre-existing conditions up to 70 years.
  • Plan can be renewed up to 364 days.

Senior Citizen travel insurance plans - Above 60 years

Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.

Senior Citizen travel insurance for above 60 years

inf
INF Travel insurance gives the best plans with extremely good coverage for older travelers especially for the pre existing conditions. There are fixed benefit and comprehensive health insurance for non us citizens over 65 years options available. However, comprehensive plans are recommended due to their benefit coverage flexibility.
  • This is a comprehensive plan and is the plan with excellent coverage.
  • This plan covers all pre existing conditions including blood tess, doctor appointments, specialist care...for US and NON US citizens coming to the US, which is unheard of, when it comes to visitor insurance plans.
  • This plan provides a maximum of $25,000 for pre existing conditions up to age 69 subjected to a deductible of $1,500.
  • This plan need to be purchased for a minimum of 3 months.
  • This is another comprehensive plan from INF and unique feature of this plan is that it covers Urinary Tract Infections which is common among older travelers.
  • This plan Provides a policy max option of $75,000 and $150,000 with a deductible of $500.
  • This plan differs from the other INF comprehensive plans where it does not cover pre existing conditions.
hccmis
Tokiomarine HCCMIS gives the best plans with extremely good coverage.
  • The best travel health insurance for 60 year old travelling to the US is Atlas America.
  • With the best travel insurance plans for people under 70 years, you get covered up to policy maximum for acute onset of pre-existing conditions for people up to age 70.
seven corners
Seven Corners gives the best plans with extremely good coverage
  • Liaison Travel Basic offers coverage up to $45,000 for acute onset of pre-existing conditions till 65 years.
  • With this plan, you get the maximum of the plan up to $100,000 for pre-existing condition coverage.
  • Liaison Travel Plus Travelers must be at least 14 days old and under 75 years to be covered by this plan.
  • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
IMG
International Medical Group gives the best plans with extremely good coverage.
  • Patriot America Plus Plan offer coverage upto choosen plan maximum for travelers under 70 years. This is a comprehensive plan from IMG and is is similar to the Patriot America with the unique difference in the benefit that covers acute onset of pre existing conditions up to the age of 70
  • Patriot Platinum offer pre-existing condition coverage up to $50,000 for non-US citizens under 65 years. Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.

Older traveler visitor medical insurance - Above 70 years

Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.
  • Safe Travels USA Comprehensive is a very popular option for coverage of acute onset of pre-existing condition for people above 70.
  • Seniors travel insurance plan provides a coverage of $25,000 for acute onset of pre- existing condition and for heart related diseases a maximum of $15,000 upon attaining age 70.
  • For the age of 65 and above this plan however provides a policy maximum of $50,000 only.
  • Atlas America plans from Tokiomarine HCC have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
  • There is also a higher policy maximum option available for people above 70 up to the age of 79.
  • Atlas Premium plans from Tokiomarine HCC have upgraded their benefits for acute onset of pre-existing conditions up to age 80.
  • There is also a higher policy maximum option available for people above 70 up to the age of 79.
  • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
  • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
  • INF Traveler USA plan This plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
  • This plan covers Urinary Tract infection for older travelers above 70 years.
  • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
  • The highest maximum that can be purchased for a comprehensive plan is Patriot Platinum which offers pre-existing condition coverage up to $2,500 for any condition.
  • In the $50,000 range there are many fixed benefit and comprehensive plan options available.
  • Liaison Travel Plus Travelers must be at least 14 days old and under 75 years to be covered by this plan.
  • You may buy coverage for yourself, your legal spouse, domestic partner, or civil partner, your unmarried children under the age of 19, and your traveling companions.
  • Visitors Care which offer limited coverage of $2,500. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
  • Liaison Travel Elite also will cover up to $3,000 for hospital stay for heart attack or stroke with a maximum of $60,000. If pre-existing coverage is not important there are still many more options available.

Travel insurance for senior citizens above 80 years

Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.
  • Inbound USA Basic insurance and Inbound USA Choice insurance with a higher deductible and up to $100,000 maximum.
  • Inbound Choice Insurance is meant for immigrants to the US with or without green cards renewable up to 3 years, it is also available for any legal visitors to our lovely country.
  • Senior Travelers above 90 years are also eligible to buy the Inbound USA Basic and Inbound USA Choice insurance.
  • The Safe Travels USA Comprehensive is also very useful for this age group as it provides a policy maximum of $50,000 and provides coverage for acute onset of pre-existing conditions for $25,000 and $15,000 for heart related pre-existing condition.
  • Non-US citizens and Non-US residents traveling outside their home country but not to the United States. This includes emergency medical evacuation, repatriation and security evacuation benefits.
  • It is ideal for foreign residents visiting USA and then other countries worldwide. Travelers on transit visa in US can also purchase this plan.
  • This Policy provides coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide.
  • This Policy is not available to green card holders in the USA. This Policy is not available to anyone age 90 or above.
  • This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders.
  • It is available for travelers of ages 70 to 89 years
  • INF Elite plan This plan provides a maximum of $20,000 for people over 70 up to the age of 99 for coverage of pre existing conditions.
  • This plan is definitely the most suitable for people with pre existing condition as it is the full pre existing coverage plan.
  • INF Traveler USA plan plan provides a policy maximum of $75,000 for people over 70 up to the age of 99.
  • This plan covers Urinary Tract infection for older travelers above 80 years.
  • This plan does not cover pre existing conditions including acute onset of pre existing conditions.
  • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays.
  • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.

International medical insurance for students from Germany in the United States

There are about 10,000 students from Germany currently studying in the United States. Most of the students from Germany are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.

Given the expensive healthcare system in the US it is important for students from Germany to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it. The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with German students on the Optional Practical Training (OPT) status.
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New US immigrant insurance

The Trump administration has issued a proclamation requiring all new immigrants to the US to have proper health insurance in the US. This rule will directly impact prospective new US immigrants from Germany who are family members of US citizens and are applying for an immigrant visa. Failure to show proof of adequate US immigrant health insurance will be grounds to reject the visa according to the new rule.
The details of the new immigrant insurance requirements are still to be announced, however the US medical immigrant insurance plans that we offer on American Visitor Insurance work ideally as short term health insurance that new US immigrants from Germany till they start working and get insurance through an employer or become eligible for other domestic US insurance.

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  • J visa insurance for US Exchange scholars and their dependents (J1 visa insurance and J2 visa insurance)
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