Patriot Annual Multi-Trip Travel Insurance

Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year. Patriot Multi Trip International offers medical coverage for US citizens who take multiple trips outside the US in a year. Patriot Multi Trip America covers non US Citizens travelling multiple times annually outside their home country. Travellers have domestic health insurance policy while being covered under this plan.It offers coverage for sudden and unexpected recurrence of pre-existing conditions.

  • Brochure
  • Benefits
  • Comprehensive
  • Claims
  • Renewal

Quotes for Patriot Multi-Trip

Start Date
Coverage Period - 1 Year

Trip Duration

Patriot Multi-Trip Insurance Review

Patriot MultiTrip

Patriot Multitrip Insurance

Insurance provider
International Medical Group
Plan life
12 months to 36 continous months. Any one period of coverage cannot exceed 12 months

Deductible options?
$250 per covered sickness
Policy maximum?
Age 70-75 years: $50,000
Patriot Multi-Trip underwriter
  • Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.
  • International Medical Group Patriot Multi-Trip travel insurance summary

    Patriot Multi-Trip insurance eligibility
    • US Citizens under 76 years of age travelling outside United States.
    • Non US Citizens under 76 years of age travelling outside their home country.
    • The applicants must have a domestic health insurance policy and must maintain the domestic coverage while covered under Patriot Multi-Trip Insurance.
    • The applicants must travel frequently outside their home country annually.
    Patriot Multi-Trip insurance renewability
    • The annual plan is renewable up to a total 36 months and is available for U.S. and Non-U.S.citizens who are younger than age 76.

    Patriot Multi-Trip insurance coinsurance?
    • For treatment received outside the U.S. & Canada: No coinsurance.
    • For treatment received within the U.S. & Canada:
      • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
    Patriot Multi-Trip insurance optional riders
    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
    • Adventure Sports rider
    • Evacuation Plus Rider
    optional-coverage Patriot Multi-Trip insurance sudden and unexpected recurrence of a pre-existing condition
    • Medical:
      • Up to $5,000 per period of coverage
    • Emergency Medical Evacuation:
      • Up to $25,000 of eligible costs and expenses.
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    Plan Benefits of Patriot Multi-Trip Insurance

    Benefits Coverage
    Benefit Period $5,000 for a maximum of 30 days with proof of current medical insurance
    Hospital room and board Up to the maximum limit for average semi-private room rate
    Intensive care Up to the maximum limit
    Hospital Daily Indemnity $100/night, maximum 10 days
    Sports & Activities Coverage Up to maximum limit for basic sports
    Terrorism Coverage Up to $50,000 lifetime maximum
    Political Evacuation Up to $10,000
    Accidental Death & Dismemberment $25,000 principal sum
    Emergency Medical Evacuation Up to the maximum limit
    Return of Mortal Remains Up to $50,000
    Lost Luggage Up to $50 per item of luggage, maximum of $250
    Return of Minor Children Up to $50,000
    Emergency Dental Treatment Injury due to accident: Up to maximum limit.
    Sudden dental pain: Up to $100
    Common Carrier Accidental Death $50,000 to Beneficiary; maximum of $250,000 per family
    Emergency Reunion Up to $50,000
    Local Ambulance Up to maximum limit

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