Patriot Annual Multi-Trip Travel Insurance Travel Insurance

Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year. Patriot Multi Trip International offers medical coverage for US citizens who take multiple trips outside the US in a year. Patriot Multi Trip America covers non US Citizens travelling multiple times annually outside their home country. Travellers have domestic health insurance policy while being covered under this plan.It offers coverage for sudden and unexpected recurrence of pre-existing conditions.
  • Brochure
  • Benefits
  • Comprehensive
  • Claims
  • Renewal
  • Provider Network
Age
Start Date
Coverage Period 1 YEAR
Coverage
Citizenship


Insurance Provider
Insurance Provider
International Medical Group
Plan Life
Plan Life
12 months to 36 continous months. Any one period of coverage cannot exceed 12 months
Policy Maximum
Policy Maximum?
$1,000,000
Age 70-75 years: $50,000
Deductible Options
Deductible Options?
$250 per covered sickness
underwriters
Underwriter

International Medical group Patriot Multi-Trip plan summary

eligibility Eligibility
  • US Citizens under 76 years of age travelling outside United States.
  • Non US Citizens under 76 years of age travelling outside their home country.
  • The applicants must have a domestic health insurance policy and must maintain the domestic coverage while covered under Patriot Multi-Trip Insurance.
  • The applicants must travel frequently outside their home country annually.
Renewal Renewability
  • The annual plan is renewable up to a total 36 months and is available for U.S. and Non-U.S.citizens who are younger than age 76.

emergency-care Coinsurance?
  • For treatment received outside the U.S. & Canada: No coinsurance.
  • For treatment received within the U.S. & Canada:
    • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Optional-coverage Optional Riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Adventure Sports rider
  • Evacuation Plus Rider
Pre-ex Sudden and Unexpected Recurrence of a Pre-existing Condition
  • Medical:
    • Up to $5,000 per period of coverage
  • Emergency Medical Evacuation:
    • Up to $25,000 of eligible costs and expenses.

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(877) 340-7910

Plan Benefits of Patriot Multi-Trip Insurance

Benefits Coverage
Benefit Period $5,000 for a maximum of 30 days with proof of current medical insurance.
Hospital room and board Up to the maximum limit for average semi-private room rate.
Intensive care Up to the maximum limit
Hospital Daily Indemnity $100/night, maximum 10 days.
Sports & Activities Coverage Up to maximum limit for basic sports.
Terrorism Coverage Up to $50,000 lifetime maximum.
Political Evacuation Up to $10,000.
Accidental Death & Dismemberment $25,000 principal sum.
Emergency Medical Evacuation Up to the maximum limit.
Return of Mortal Remains Up to $50,000.
Lost Luggage Up to $50 per item of luggage, maximum of $250.
Return of Minor Children Up to $50,000.
Emergency Dental Treatment Injury due to accident: Up to maximum limit.
Sudden dental pain: Up to $100.
Common Carrier Accidental Death $50,000 to Beneficiary; maximum of $250,000 per family.
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