Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year. Patriot Multi Trip International offers medical coverage for US citizens who take multiple trips outside the US in a year. Patriot Multi Trip America covers non US Citizens travelling multiple times annually outside their home country. Travellers have domestic health insurance policy while being covered under this plan.It offers coverage for sudden and unexpected recurrence of pre-existing conditions.

Patriot Multi-Trip Insurance Cost

Start Date
Coverage Period
1 Year

Trip Duration

Patriot Multi-Trip Insurance Review

Patriot Multi-Trip Insurance
Insurance provider
International Medical Group
Plan life - 12 months to 36 continous months.
Patriot Multitrip can be renewed online Any one period of coverage cannot exceed 12 months

Deductible options?
$250 per covered sickness
Policy maximum?
Age 70-75 years: $50,000
Patriot Multi-Trip underwriter

Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Patriot Multi-Trip Links

  • Brochure
  • Benefits
  • Comprehensive
  • Claims
  • Renewal

International Medical Group Patriot Multi-Trip travel insurance summary

What is the eligibility to buy Patriot Multi-Trip insurance?
  • US Citizens under 76 years of age travelling outside United States.
  • Non US Citizens under 76 years of age travelling outside their home country.
  • The applicants must have a domestic health insurance policy and must maintain the domestic coverage while covered under Patriot Multi-Trip Insurance.
  • The applicants must travel frequently outside their home country annually.
RenewalRenewability - Patriot Multi-Trip insurance renewability

The annual plan is renewable up to a total 36 months and is available for U.S. and Non-U.S.citizens who are younger than age 76.

Patriot Multi-Trip insurance coinsurance?
  • For treatment received outside the U.S. & Canada: No coinsurance.
  • For treatment received within the U.S. & Canada:
    • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Patriot Multi-Trip insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Adventure Sports rider
  • Evacuation Plus Rider
optional-coverage Patriot Multi-Trip insurance sudden and unexpected recurrence of a pre-existing condition
  • Medical:
    • Up to $5,000 per period of coverage
  • Emergency Medical Evacuation:
    • Up to $25,000 of eligible costs and expenses.

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Plan Benefits of Patriot Multi-Trip Insurance, International health insurance for travel

Benefits Coverage
Benefit Period $5,000 for a maximum of 30 days with proof of current medical insurance
Hospital room and board Up to the maximum limit for average semi-private room rate
Intensive care Up to the maximum limit
Hospital Daily Indemnity $100/night, maximum 10 days
Sports & Activities Coverage Up to maximum limit for basic sports
Terrorism Coverage Up to $50,000 lifetime maximum
Political Evacuation Up to $10,000
Accidental Death & Dismemberment $25,000 principal sum
Emergency Medical Evacuation Up to the maximum limit
Return of Mortal Remains Up to $50,000
Lost Luggage Up to $50 per item of luggage, maximum of $250
Return of Minor Children Up to $50,000
Emergency Dental Treatment Injury due to accident: Up to maximum limit.
Sudden dental pain: Up to $100
Common Carrier Accidental Death $50,000 to Beneficiary; maximum of $250,000 per family
Emergency Reunion Up to $50,000
Local Ambulance Up to maximum limit

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