Why choose iTravelInsured Travel Essential insurance?
The iTravelInsured Essential plan is designed for U.S. residents traveling within the United States looking to protect their trip investment with our lowest-priced travel protection program. This plan provides limited, cost-effective coverage for trip cancellation, trip interruption and travel delay. iTravelInsured Essential, you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason.
iTravelInsured Essential insurance reviews
What are the key highlights of iTravelInsured Essential insurance?
- Cheap plan for US residents traveling within the United States.
- Limited travel protection with cost effective coverage.
- $2,000 maximum benefit for travel delay.
- The review period for pre-existing conditions is 180 days.
- Coverage up to $200 for baggage delay.
- Minimum Trip Cost to be Insured is $200.
- Maximum Trip Length is 31 days.
- This plan is available upto 70 years.
Who is eligible to buy iTravelInsured Travel Essential insurance?
- US residents on domestic and worldwide trips.
- Available for travelers up to 70 years.
- Maximum trip duration is 31 days.
IMG best cruise insurance for US travelers
What are the conditions covered under Trip Cancellation and Trip Interruption?
- Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, a service animal or pet.
- Insured’s primary residence or destination being rendered uninhabitable.
- Pregnancy, adoption, divorce, or legal separation.
- NOAA hurricane alert or terrorist incident at destination.
- Emergency military duty and evacuations for natural disasters.
- Mechanical breakdown of the common carrier.
- Inclement weather that causes delay or cancellation by your common carrier.
- Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban.
How much does ITravelinsured Essential Insurance cost?
The ITravelinsured Essential travel insurance cost ranges from $52 to $464 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.
For example here we are showing ITravelinsured Essential Travel Insurance for a maximum coverage of $100,000, with the option to increase coverage up to $250,000. The policy is for a 15-day trip, with trip costs of $1,500, $3,000, $5,000, and $10,000, respectively.
What are the plan benefits of iTravelInsured Travel Essential insurance?
-
Trip Cancellation help Up to 100% of insured trip cost Trip Interruption help Up to 125% of the non-refundable insured trip cost Latest Date Plan Can Be Purchased 1 day before departure Travel Delay help $2k ($250 per day after an initial delay of 12 hours) Pre-Existing Condition Review Period 180 days Premium Refunds You may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days. Common Carrier AD&D $10k Coverage Type Excess only 24/7 Emergency Travel Assistance Included
iTravelInsured Essential Insurance Plan - FAQ's
- Trip Cancellation: Reimburses up to 100% of the non-refundable insured trip cost if you need to cancel for a covered reason.
- Trip Interruption: Provides up to 125% of the non-refundable insured trip cost if your trip is interrupted for a covered reason.
- Travel Delay: Offers up to $2,000 ($250 per day) if your trip is delayed by 12 hours or more for a covered reason.
- Accidental Death & Dismemberment (AD&D): Provides a benefit of $10,000 for common carrier AD&D.
No, the iTravelInsured Essential plan does not include coverage for emergency medical evacuation.
The plan provides coverage for trip delays up to $2,000 but does not mention coverage for missed connections.
The trip cancellation insurance coverage starts on the day following the purchase of the policy. The trip cancellation insurance plan will cover the traveler for factors such as trip cancellation even before the departure date of the trip.
Yes, one can cancel the IMG plan if there is no claim on the policy and if the traveler :
- Requests for cancellation is made within the 10 day free look period after buying the insurance
- Requests for cancellation before the start of the trip
The trip costs will include all non-refundable expenses such as the airline ticket costs, cruise expenses, hotel booking costs .... In the event of an unplanned cancellation of the trip, these expenses which would otherwise be lost will be covered by the IMG trip cancellation plans.
Trip cancellation coverage is available if the entire trip is cancelled even before the start of the trip (this is even before the trip start date). Trip interruption coverage is applicable only after the start of the trip. Trip interruption comes is applicable if the trip is cancelled for a valid covered reason (unless you have the Travel LX plan which covers CFAR), after the start of the trip and here the insured traveler has to return to his/her home country.
There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.
NEED HELP?
Contact our customer service team, we are here to help you!
How do I file a claim with iTravelInsured travel Essential insurance?
To file a claim with iTravelInsured travel Essential insurance, follow these steps:
- Download the Claims Form: Access the iTravelInsured travel Essential insurance claims form online.
- Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
- Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
- Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
Resourceful links for IMG iTravelInsured Travel Essential travel insurance
IMG vacation insurance Blog
Read the article on trip protection cover offered by IMG Travel insurance plan.
Read more »Travel Lite vs Travel SE vs Travel LX
Compare and review the plans benefits of IMG Trip Cancellation insurance plans
Read more »