Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
Ghana which means “warrior king,” is a tropical paradise in West Africa with pristine white beaches, diverse animal life, rolling mountains, magnificent landscapes, waterfalls, lush forests and a rich history and culture dating back to 10,000 BC. The incredible biodiversity is great for hiking, canoeing activities and surfing. Travel insurance is highly recommended for US citizens traveling to Ghana as it provides essential coverage and protection in case of unforeseen events or emergencies during the trip. US citizens need a visa to travel to Ghana. The best time to travel to Ghana is during October to March.
US citizens traveling to Ghana should not ignore the importance of having good travel insurance. It is important to include a travel insurance policy to get unexpected medical and travel emergencies covered. The cost of travel insurance is around 5% of the trip cost and easily provides value worth more than its cost. Travelers can choose to include a cover to protect trip expenses like trip cancellation, trip delay, Cancel for Any reason (CFAR) benefit with refund of up to 75% of the trip cost if the trip cancels for any reason. At American visitor insurance you can get some of the best temporary visitors insurance and pre-existing conditions coverage.
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:Following are the best trip insurance plans:
The trip insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance »Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance »The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans »Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Ghana can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation InsuranceThe American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.
Plan Name | Maximum coverage | Deductible | Cost # |
---|---|---|---|
Atlas International Insurance WorldTrips | $50K | $250 | $53 |
Patriot International Lite Insurance IMG | $50K | $250 | $54 |
Safe Travels Outbound Insurance Trawick International | $50K | $250 | $75 |
Intermedical Insurance Travel Insure | $50K | $250 | $71 |
VisitorSecure Insurance WorldTrips | $50K | $100 | $33 |
Voyager Essential Insurance GeoBlue | $50K | $0 | $72 |
# Approximate American travel insurance cost for a 40-year-old for a duration of 1 month.
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name | Trip cancellation | Cost # |
---|---|---|
Safe Travels Flex Trawick International | 100% of Trip Cost (Up to a Max. of $45K) | $25 |
Safe Travels Protect Trawick International | 100% of Trip Cost (Up to a Max. of $14k) | $32 |
iTravelInsured Travel Lite IMG | 100% of Trip Cost | $42 |
Trip Protection Economy Seven Corners | 100% of Trip Cost (Up to a Max. of $20k) | $43 |
iTravelInsured Choice IMG | 100% of Trip Cost | $50 |
SafeTravels Armor Trawick International | 100% of Trip Cost (Up to a Max. of $15k) | $55 |
Trip Protector Preferred HTH worldwide | 100% of Trip Cost (Up to a Max. of $50k) | $70 |
iTravelInsured Travel LX IMG | 100% of Trip Cost | $106 |
# Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost.
Jamestown is a tough but moving neighbourhood of Accra. There's a ton of history to discover as both the British and the Portuguese left behind a cultural and architectural legacy.
Cape Coast is a former European colonial capital and one of the most culturally significant spots in all of Africa. Today Cape Coast is primarily a fishing town with an artsy vibe.
It's a magnet for the backpacker and volunteer crowds who love to come to unwind on the beach for a few days at a time.
This crater lake is almost 90 metres deep and created when a large meteorite collided with Earth. The lake is surrounded by fantastic trails for hiking, biking, and horseback riding.
"I am always appreciating good business conduct and when I am coming back here for the longer time span.."
"Thank you for your prompt response. Your prompt response will be highly appreciated.."
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance co.."
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
Get quote »US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Know More »Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Ghana travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Ghana. Our Travel insurance for Ghana from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Ghana. Healthcare costs can be high in Ghana, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.sed on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Ghana can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
Travel insurance is not mandatory for US citizens visiting Ghana. However, even if not mandatory, travel insurance for Ghana is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
When choosing travel insurance for your trip to Ghana, consider the following factors
When buying travel health insurance for Ghana, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
The cost of Ghana visa insurance depends on the following:
The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
The longer the duration of visitor medical insurance required, the higher will be the cost.
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.
Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to read more »Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Ghana. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
3512 International Drive NW, 20008, Washington, United States
Phone
+1-202-686-4520
Fax
+1-202-686-4527
Email
info@ghanaembassydc.org
FAQs about cheap insurance for Ghana travelers.
Click here to read more »Blog about travel health insurance Ghana travelers.
Click here to read more »Customer Queries for USA travelers to Ghana travelers.
Click here to read more »Travel Insurance for US Citizens
Travel insurance for Quarantine coverage
Senior Citizens travel insurance over 65
Long stay Europe visa insurance
US citizen expatriate insurance
International travel medicare coverage
US citizens traveling outside USA Forum
US citizens traveling to Europe Blog
US citizens traveling outside USA Blog
Travel insurance FAQs for US Citizens
GlobeHopper Senior Insurance
Travel insurance for US citizens visiting USA