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Travel Insurance Portugal for US citizens and International travelers

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Do you want to insure trip cost as well as the health of the traveler?

     
     

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

delay

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Travel Medical Insurance for Portugal, US tourist insurance Portugal

Review and find the best Portugal travel insurance with Covid19 coverage

International travel has become more difficult thanks to the covid19 pandemic. Given the high costs of healthcare especially in light of covid19, it is important to have excellent travel insurance with coverage for Covid19. This will mitigate the financial risks of international travel. At American Visitor Insurance, travelers can find the ideal Covid travel insurance plan by using the visitors insurance comparison tool.

Travelers should provide relevant information such as the travelers age, the duration of travel and other relevant details like the medical maximum coverage, the deductible and the need for Covid travel insurance coverage. The comparison utility will display the available travel insurance plans based on the travelers requirements. Travelers can further filter the displayed plans by filtering the list of plans, and one of the filter option is specifically about coverage for Covid illness. The traveler can then review these filtered plans based on price and other coverage benefits to select the Covid travel insurance plan that they like best.

Compare and buy Travel insurance for Annual multitrip

Annual travel insurance (Multi trip insurance)

Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

Annual travel insurance (Multi trip insurance) for travel within USA

Travel Insure - Voyager Annual insurance

Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
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Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers

Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Importance of travel insurance

The Covid pandemic, the war in Ukraine, inclement weather and acute labor shortages in airlines and airports have disrupted international travel beyond ones control. This has reinforced the importance of having the best travel insurance which can help defray the cost of travel disruptions as well as any unexpected health related expenses of the traveler during travel.

A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas. Travel insurance with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation.

Some travel insurance plans provide the option to 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

Travel insurance for Coronavirus Covid
Factors to consider while buying travel insurance
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Travel insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine expenses, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International Medical Group Trip insurance IMG

The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.

Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

Compare IMG Trip insurance

Safe Travels Trip protection insurance Trawick International

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.

The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

Compare Safe Travels Trip Protection insurance

Trip Protector Preferred insurance HTH Worldwide

  • Available for US citizens and residents traveling outside the United States
  • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
  • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
  • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
Compare Trip Protector Preferred plans

Seven Corners Trip Protection Insurance Plans Seven Corners

The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Round Trip Basic and Round Trip Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days.

There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.

Compare Round Trip insurance plans
pandemictravelinsurance
An overview

Pandemic travel insurance for US travelers

Travel regulations in the US have been in a state of flu for a long time due the Covid pandemic, international travel has however continued despite the Covid sub-variants. Unfortunately, even years after the pandemic started in China, Covid is again making a comeback with new immune-evasive variants. The Covid situation is made even more complicated with influenza and the respiratory syncytial virus (RSV) which are also spreading earlier and faster than usual in the US.

Thanks to increased vaccination and a decrease in the virulence, Covid related fatalities has reduced and travel restrictions have been relaxed. However given these uncertain circumstances, and the risk of falling ill, it is important to buy good travel insurance with Covid coverage.

This becomes vital should the traveler be forced to Quarantine as a result of a positive Covid test. Travelers can find the cheapest Covid travel insurance available using the tools in our website.

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Resources for US air travelers

Information about US mobile passport control and TSA pre check for US passport holders

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Resourceful travel insurance information for new customers...

Find out the best insurance for your budget and needs
Claims process for expenses due to injury or sickness
Step by step guide to buying the best travel insurance online
Commonly used international travel insurance terms
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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US citizen travel insurance

US citizens

Given the high cost of healthcare and travel related vagaries, US citizens need to have good travel insurance irrespective of whether one is traveling within the United States or overseas. US citizens can buy domestic travel insurance for any travel 100 miles from their primary residence and can buy the best travel insurance for all overseas travel.

Covid19, the Ukraine war, hurricanes and inclement weather along with severe labor shortages, long airport security checks … have disrupted the travel industry resulting in delayed or cancelled flights, long waits at airports, lost or delayed baggage, along with Covid related sickness and the need for Quarantine …., all of these can result in expensive changes to one’s travel plans.The financial loss due to this can be significant, especially if for an expensive planned vacation with connecting airline tickets, hotels or cruise bookings.It is recommended to buy the best Cruise travel insurance for a cruise trip.

There are also circumstances beyond the control of the traveler and can force change to travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions.These situations are also covered by travel insurance with the cancel for any reason coverage benefit which gives full flexibility in travel plans.

Along with disruption to travel, there is also the health of the traveler during the journey itself. This is particularly important for older travelers, and an accident or an unanticipated health emergency while traveling can be very expensive but will be covered by travel insurance. The best Travel insurance for US senior travelers complements existing health insurance or be the main insurance coverage to minimise the travelers expenses. Travel insurance is indispensable and becomes the primary cover for US citizens while outside the United States as US domestic health insurance, including Medicare provide little health coverage outside US borders.

Long term Europe visa insurance

US nationals who intend to stay in Europe for over 90 days need to apply for the Long Term Europe visa. One of the requirements to be issued this visa is to have adequate travel health insurance with a minimum coverage of 30,000 Euros. The travel insurance document is required while applying for the Long term Europe visa. The travel insurance plans that satisfy this Long term Europe visa needs as dictated by the Schengen country consulates are very affordable and can be easily bought online. Compare Popular travel health insurance plans for long term Europe Visa.

Travel insurance plans for older US travelers with Medicare coverage

Older US travelers who are enrolled in Medicare need good travel health insurance when they travel outside the United States. Travel insurance is required since Medicare offers very limited coverage outside the US borders.

Travelling overseas involves risks for everyone, in particular for older travelers and the costs of medical evacuation and health care even outside the US is very expensive. In this context, buying good Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Older traveler Insurance

Globehopper travel medical insurance offered by International Medical Group (IMG) is specifically designed for US citizens and US permanent residents aged 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.

The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

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cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Travel insurance for visiting Portugal

Trip cancellation insurance

Is it worth buying trip cancellation plans? Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is don't months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Portugal can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

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Travel Insurance for US Citizens traveling to Portugal

Short term travel medical Insurance

For short term travel vacations ranging from a few weeks to few months (less than a year). This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions...

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Long term visitor health Insurance

Ideal for expats working overseas and for US pensioners living outside the US. These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits...

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Do I need travel insurance for Portugal?

If you need to apply for the Schengen visa to travel to Portugal, then you definitely need Travel medical insurance that satisfies Portugal visa requirements. However if you do not need a Schengen visa for a short stay in Portugal, then travel insurance is not mandatory.

However given the cost of healthcare in Europe and when you consider the nominal cost of the travel insurance in the context of expenses involved for visiting Portugal, it is strongly recommended to buy good travel insurance for Portugal. Travel insurance is also required if you plan on a long term stay in Portugal which is usually more than 90 days. This is required even if you do not need the Schengen visa for a short term stay in Portugal.

Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Portugal. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination. Get Quote »

group travel insurance plans

Portugal Travel Insurance - FAQ

Do visitors to Portugal need medical insurance? Do I need travel insurance for Portugal? Does Portugal require travel insurance?

Even though it might not be mandatory to have medical insurance for USA travelers to Portugal. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Portugal to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Portugal. International travelers can compare different health insurance for visitors in Portugal and buy the best travel insurance for the Portugal according to their specific USA to Portugal travel insurance requirements.

Is Covid travel insurance mandatory for Portugal?

Portugal Covid travel insurance requirements

Travel insurance for Portugal is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Portugal will assure adequate coverage for most of the expenses. Following are the Portugal travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
Travel Medical Insurance Plans:

Do tourists need travel insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing international travel insurance in case you should need any medical care.

The travel insurance for tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip

What are the disadvantages of travel insurance?

Travel insurance is only for unexpected medical problems like illness or injuries while on a trip. Most medical insurance for travelers do not cover preventive care or vaccinations or even emergencies for a pre-existing medical condition.

Also, if you are engaging in specific sports or recreational activities (motorcycle riding, motocross, skiing, bungie jumping, etc) be sure you get a plan that will cover any injuries you may have while participating in that activity as many will exclude them from coverage.

How much travel insurance do I need?

The maximum of the health insurance for travelers will depend on where you are going. For example, if you are headed to Europe or the Philippines, $50,000 may be enough for your trip.

If you are going to the US or Canada, you may opt for a much higher maximum ($500,0000 or $1 million) if possible due to the higher potential cost of care in those countries

How much is the travel insurance?

The cost of the travel insurance for international tourists is based on the age of the insured, the maximum of the policy, the deductible on the policy, and the number of days of the trip. Also note there are several types of policies which can also affect the cost of the insurance.

Trip cancellation policies, for example, are also linked to the amount you are insuring your trip for. Naturally, a $2,000 trip will cost less to insure than a $20,000 trip.

Cruise travel insurance
Popular World Cruise travel insurance

Steps to buy
Travel insurance for Portugal online

 Step 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors to consider while buying Portugal long term visa insurance

The cost of Europe long term visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

annual multi trip insurance

Annual insurance for frequent travels

These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for travelling to Portugal plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country

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Does Portugal travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Portugal that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Portugal to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Popular tourist destinations in Portugal

Popular tourist destinations in Portugal

Portugal travel insurance

Algarve

Sunny Mediterranean climate, gorgeous beaches, historic sites, fabulous cuisine and affordable costs are just some of the reasons that make the Algarve one of the best places to visit in Portugal.

Buy travel insurance for Portugal

World of Discoveries

Portugal's remarkable period of conquest and exploration, the Age of Discovery, is re-enacted with astonishing effect at this slick interactive museum and theme park.

Buy visitor insurance for Portugal

Castle of Almourol

This magical fortress, dramatically set on a marble-sized island in the Tagus River near the town of Constância, is one of the most picturesque historical monuments in the region.

Travel insurance Portugal

Sintra

Nestled in the foothills of the Sintra Mountains on the Lisbon Coast, Sintra presents a spectacular setting of verdant hills, sprinkled with pretty villas and castles.

travel insurance for visiting Portugal
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Portugal - General information

  • map Location: Continent of Europe
  • house Capital: Lisbon
  • language Language: Portuguese, Mirandese, English
  • currency Currency: Euro
  • population Population: Around 10 million
  • calendar Best time to visit: March to October
  • map Vacation spots: Lisbon, Oporto, Algarve, Madeira, Azores, Faro, Braga, Guimaraes, Coimbra.
Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Portugal travel health insurance information

Visitor insurance resources

Travel insurance Portugal resources

International travel insurance resources for Portugal visa holders.

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Factors for travel insurance

Factors for travel insurance Portugal online

Important factors while deciding on the best travel insurance to Portugal.

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Types of visitor insurance

Types of Portugal travel insurance online

Understanding different types of Portugal visa insurance options.

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Claims Procedure

Portugal travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

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Popular outbound destination among Portugal travelers

Travel medical insurance Portugal, Travel insurance to Portugal from USA links

International travel insurance for global destinations

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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