The O-1 Visa is a non-immigrant U.S. visa for foreign nationals with extraordinary abilities in the fields of science, education, business, athletics, arts, film, or television. The O-1 Visa is often thought of as the non-immigrant counterpart to the EB-1A Green Card for "Exceptional" Competence.
The O1 Visa has a 3-year maximum validity period and can be extended for 1 year at a time for as long as the visa holder continues to work in their originally approved role or activities. There is no cap on extensions, making the O1 Visa an excellent option to accomplish long-term goals in the United States.
The O-3 Visa is issued to dependents of an O-1 visa holder and includes the spouse and unmarried children under the age of 21. Even though O-3 holders are allowed to study in the United States, they are not permitted to work while in the U.S.
Most insurance providers only require basic personal information and your intended travel/stay details. Unlike domestic U.S. health insurance, visitor insurance usually does not require medical exams or extensive documentation. Still, you may be asked to provide:
O visas often have approval rates above 90%, especially when the applicant submits a well-documented petition. Because O-1 visa requirements demand strong evidence of extraordinary ability such as major awards, published work, or peer recognition, only highly qualified candidates typically apply, contributing to the high success rate.
Healthcare in the United States is extremely expensive, and even a routine doctor visit can lead to high medical bills. Without adequate coverage, O-1 and O-3 visa holders are exposed to significant financial risk in case of illness, injury, or medical emergencies.
Because O-visa holders are generally not eligible for U.S. government health programs or subsidized Marketplace plans, it is highly recommended that they purchase reliable O-visa health insurance. Short-term travel medical insurance or visitor insurance plans are often the best options, offering affordable coverage for unexpected medical expenses during their stay in the U.S.
The cost of visitor insurance depends on several factors:
For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Fixed vs Comprehensive Visitor Insurance Plans
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it.
Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.
"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance."
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"Thank you American Visitor Insurance customer service for meticulously following through. I truly appreciate it."
Yes, you can purchase health insurance after arriving in the US with an O Visa on American Visitor Insurance. However, it is recommended to purchase health insurance before arrival to ensure that you have coverage immediately upon arrival.
It depends on your home country insurance policy and the coverage it provides in the US. Some international insurance policies may provide coverage in the US, while others may not. It is recommended to compare plans on American Visitor Insurance to obtain quotes to see if your policy covers you during your stay in the US.
There are many US travel health insurance plans for coverage in the USA offered by US insurance providers. Given the several O Visa insurance USA options, it can be confusing to find the best health insurance for O Visa. What is very useful in making this decision is to compare O Visa health insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.
The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments.
The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.
There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner.
The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19...
The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.
There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.
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Another great option is from Trawick International. Their Safe Travels USA Comprehensive plan can be purchased for either $50,000, $1,00,000, $2,50,000, $5,00,000 or $1000000 for persons up to 64 years (up to $100,000 if 65+). The price of the policy for younger travelers (especially minors) makes it an economical option for coverage which includes COVID19 as any other illness. The policy is available from any state in the US or can be purchased from abroad. This policy also has a $30 copay at urgent care centers (instead of the deductible) which is a great benefit.
Please let us know in case of any questions.
Sincerely,O Visa holder insurance resources
International travel insurance resources for O Visa Holders while in the US.
Factors for O Visa holder insurance
Important factors to consider while buying O Visa medical insurance.
Types of O Visa insurance options
Different US O Visa insurance, fixed benefits vs comprehensive coverage.
O Visa insurance claims procedure
O Visa holder insurance claims process for medical care in hospital.
