Visitor Health insurance for R1 Visa holders

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R1 Visa health insurance

01. What is an R1 visa?

An R1 visa is a non-immigrant visa issued to religious workers who are coming to the United States to work in a religious capacity for a religious organization.

02. Do I need health insurance for an R1 visa?

Health insurance is strongly recommended for R1 visa holders given the high cost of US healthcare. The U.S. government also insists that all non-immigrant visa holders to have adequate health insurance coverage during their stay in the country.

03. What type of health insurance is accepted for an R1 visa?

The health insurance plan must meet certain minimum requirements, including coverage for medical evacuation and repatriation of remains. It should also provide a minimum coverage amount, typically around $100,000.

Visitor Health insurance for R1 Visa holders

R-1 Visa - Temporary Non-immigrant Religious Worker

According to the US Citizenship and Immigration services, an R-1 visa is issued to foreign nationals coming to the US temporarily to work as a minister or in another religious vocation or occupation at least part time (average of at least 20 hours per week).

R1 visa health insurance is intended for religious workers whose lives are dedicated to religious practices and functions, as distinguished from secular members of the religion.

To qualify for the R1 visa, the foreign national must have been a member of a religious denomination having a bona fide non-profit religious organization in the United States for at least two years immediately before the filing of the petition.

What does R1 Visa insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

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Doctor visit

Insures Doctor visits for sudden injury or sickness.

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Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

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Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.
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Medical evacuation

Medical evacuation expenses to nearest facility included.
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Repat of remains

Repatriation of remains to home country included.

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Testimonials - From Our Customers

"I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure."

Karen

"I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is."

Margaret

"Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides."

Connie

R1 Visa health insurance - FAQs

01. Can I use my home country's health insurance for an R1 visa?

In some cases, if your home country's health insurance meets the requirements set by the U.S. government, it may be accepted for an R1 visa. However, it is recommended to check with the U.S. embassy or consulate in your home country to ensure compliance.

02. Can I purchase health insurance in the United States for my R1 visa?

Yes, you can purchase health insurance from a U.S. insurance provider for your R1 visa. There are many insurance companies available on American Visitor Insurance that offer plans specifically designed for visa holders.

03. What happens if I don't have health insurance for my R1 visa?

If you do not have health insurance that meets the requirements for an R1 visa, your visa application may be denied. It is important to have adequate coverage to ensure compliance with U.S. immigration regulations.

04. How long do I need to maintain health insurance for my R1 visa?

You are required to maintain health insurance coverage for the full duration of your stay in the United States on an R1 visa. It is important to renew your insurance policy before it expires to avoid any gaps in coverage.

05. Can I cancel my health insurance once I have obtained my R1 visa?

It is not recommended to cancel your health insurance once you have obtained your R1 visa, as you are required to maintain coverage for the duration of your stay in the United States. It is important to have continuous coverage to comply with immigration regulations. US healthcare is very expensive, and being uninsured in the US is extremely risky.

06. Can I add my dependents to my R1 visa health insurance?

Yes, you can add your dependents to your R1 visa health insurance available on American Visitor Insurance. Most US insurance providers offer family plans that allow you to include your spouse and children.

07. What happens if I need to use my health insurance while on an R1 visa?

If you need to use your health insurance while on an R1 visa, you should follow the procedures outlined by your insurance provider. This may include contacting the insurance company, obtaining pre-authorization for medical services, and paying any applicable deductibles or co-pays.

Steps to compare and buy US R1 visa health insurance online

 1: Finding the available medical insurance for R1 Visa plans

Complete the health insurance quote request form by providing details of the R1 Visa holder and insurance requirements.

 2: Compare the different US R1 Visa insurance options

Compare the price and the benefits of the different travel insurance for R1 Visa holders options to identify what fits your needs best.

 3: Buy the best health insurance for R1 Visa that you like

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the health insurance for R1 Visa plan documents received by email

Review the Visa insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of US R1 Visa travel insurance plans

Age of the R1 visa holder

The cost of health insurance is directly proportional to the age of the applicant. The older the traveler and greater will be the cost of the R1 visa health insurance in USA.

Types of US R1 travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of medical insurance for US R1 Visa is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance for US R1 Visa depends on the coverage region. The cost for health insurance for the United States is most expensive.

Duration of US Visa insurance for R1 visa

The longer the duration of medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Best travel insurance for USA

Compare and buy the best visitor health insurance plans. The best visitors insurance for USA plans that we display are specially designed to match the needs of international travelers.

Best health insurance for visitors to USA

    • Available for US citizens visiting USA
    • Covers acute onset of pre-existing conditions till maximum limit (up to 70 years).
    • Plan is suitable for Green Card holders as long as they reside outside the US.
    • This plan is available for Non-US citizens traveling outside their home country
    • Covers acute onset of pre-existing conditions till maximum limit (up to 79 years).
    • Covers acute onset of pre-existing conditions up to policy maximum.
    • This plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
    • This plan is available for green card holders.
    • This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
    • There is a minimum purchase of 90 days required to buy this plan
    • INF Safe Traveler USA 90 covers 90% of elgibile medical expenses
    • This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Comprehensive plan with full pre existing condition coverage up to 99 years which is unique.
    • The plan is available for individuals traveling outside their country of residence and traveling to the US, Mexico, or Canada.
    • This plan covers pre existing conditions for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • This plan is for Non Us citizens and Non US residents visiting the US.
    • This plan have 24 months waiting period for pre-existing conditions.
    • Covers treatment of acute onset of pre-existing conditions (up to 79 years)
    • For the acute onset of pre-existing condition coverage, there is a waiting period of 7 days anf for age range of 14 days to 69 years, $50,000 coverage is available and for age range of 70 to 79 years, $5000 coverage is available.
    • This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • Best comprehensive plan that covers all pre-existing conditions up to 99 years.
    • Covers 90% of eligible medical expenses.
    • There is a minimum purchase of 90 days required to buy this plan
    • INF Safe Traveler USA covers 80% of elgibile medical expenses
    • This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • Optional pre-existing conditions rider offers coverage for Stroke or Myocardial Infarction (heart attack) for travelers of any age.
    • It offers coverage for acute onset of pre-existing conditions up to 70 years.
    • Plan can be renewed up to 364 days.
    • It offers coverage for acute onset of pre-existing conditions up to 89 years.
    • Available for Non US citizens coming to the US and worldwide.
    • This plan is available for green card holders.
    • Covers preventive & maintenance care
    • This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • This plan covers Full pre-existing conditions up to 69 years.
    • Offers coverage for acute onset of pre-existing conditions up to 79 years.
    • Renewable up to 364 days
    • This plan is available for for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • Minimum Enrolment should be 30 days.
    • Acute Onset treated like New Sickness
    • This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
    • This plan covers Full pre-existing conditions up to 99 years.

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit or scheduled benefits travel insurance plan is the cheapest US travel insurance plan, however this is because the Fixed benefit travel insurance have a fixed limit of coverage for different medical benefits. Fixed benefit international travel medical insurance works well for small ailments but can be inadequate for more serious medical conditions involving hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance provide full coverage for medical expenses up to the policy medical maximum limit. As opposed to fixed benefit international travel medical insurance there are no coverage limits for each benefit. It is much more expensive when compared to fixed benefit plans but also provides significantly superior coverage especially in case of a serious medical emergency or hospitalisation.

Visitor visa health insurance USA

Resourceful insurance information for R1 visa

Healthcare cost

High health care costs in the USA is expensive to a short term visitor! Find out why you need to buy R1 visa medical insurance

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Compare Plans

Compare and buy the best health insurance for R1 visa holders

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Annual Travel Insurance

Travelling frequently and have a domestic health insurance? You can buy annual multi-trip travel insurance!

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R1 Visa holder insurance resources

International travel insurance resources for R1 Visa Holders while in the US.

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Factors for R1 Visa holder insurance

Important factors to consider while buying R1 Visa medical insurance.

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Types of R1 Visa insurance options

Different US R1 Visa insurance, fixed benefits vs comprehensive coverage.

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R1 Visa insurance claims procedure

R1 Visa holder insurance claims process for medical care in hospital.

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Visitors visa insurance information

R1 insurance FAQ

Commonly asked questions about R1 Visa health insurance.

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R1 insurance Blog

Read insurance blogs related to R1 visa holders in USA

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R1 insurance Forum

Customer queries about insurance plans for R1 visa holders.

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