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Best medical insurance for travel to Europe, Travel insurance Europe

Procedure to get the Instant Schengen visa letter for application as required by the European consulates

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Before traveling to any Schengen country, it is essential to purchase Schengen visa travel insurance to meet the visa requirements. On American Visitor Insurance, you can easily buy travel insurance online and obtain the visa letter required for your application at the consulate. Once your insurance is purchased, you will receive detailed policy information, including a toll-free number, a virtual ID card, and the Schengen insurance visa letter, which serves as proof of coverage for your visa application.

Best travel health insurance for Europe

Europe has plenty to offer catering to every type of tourist interest. Be it adventure sports, to archaeology, from snow covered mountains to warm wonderful sea coasts, from theatres and operas to wine tasting and diverse culinary traditions, Europe has something for everyone. Along with its rich history and culture, Europe also has the advantage of being well located from many parts of the globe, be it from the Americas, Africa or Asia. All of this makes Europe the most visited destination globally. However while applying for the common Schengen visa to travel to 26 European nations, the Schengen visa application should be accompanied by a Schengen visa insurance letter which satisfies clearly defined Schengen visa insurance requirements. We have several cheap Schengen travel insurance plans for global visitors that satisfy Schengen visa requirements.

Do I need travel insurance for Europe?

Travel insurance to Europe is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

Who needs to apply for an Schengen Visa?

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Schengen country for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for an Schengen Visa. This visa allows travel to Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.

Nationalities who needs a Schengen visa

How to apply for a European visa?

To apply for a European Visa, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.).
  • Fill out the visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation
  • Book an appointment with the European consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

What are the Europe travel insurance requirements?

Travelers who need an Schengen visa should buy travel insurance satisfying Schengen visa requirements:

  • Minimum coverage of at least €30,000 in medical expenses (about $50,000 USD)
  • Validity across all Schengen Area member states.
  • Coverage for medical repatriation and emergency medical care.
  • The policy must be valid for the entire duration of your stay.
  • Policy must have a $0 deductible with 100% Coverage

Which is cheapest Europe visa travel insurance?

The cheapest travel insurance for Schengen visa cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare cheapest travel medical insurance for Schengen visa before buying the travel insurance for Schengen visa that satisfies Schengen consulate requirements

Which is the best medical insurance for travel to Europe?

The best medical insurance for travel to Europe from USA plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Europe visa requirements, others will look for the most comprehensive Europe travel insurance coverage.

  • Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
  • Policy maximum covers up to 1M
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
  • Provides comprehensive medical coverage, emergency evacuation, and repatriation...
  • Policy maximum covers up to 2M
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years

Safe Travels International
Trawick International

  • Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
  • Policy maximum covers up to 1M
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65

How much does Europe travel insurance for Schengen visa cost?

How much is travel medical insurance to Europe

The cost for the Schengen visa travel insurance depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of travel insurance coverage Schengen visa required, the greater will be the cost for the travel insurance for Schengen visa. The Schengen visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest insurance for Schengen visa on American Visitor Insurance.

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

IMG GlobeHopper travel insurance for Europeans

Review and compare the IMG GlobeHopper travel insurance for Europeans.

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How do I get instant Schengen visa letter required by the European consulates?

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  • Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
  • Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
  • Compare quotes, and select the cheapest Schengen travel insurance.
  • The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage

Long term medical insurance for Europe travel

US citizens and other visa exempted countries who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to 30,000 Euro (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
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Which is the best travel insurance for Europe from USA?

Americans during their overseas travel must be aware that their domestic US health insurance has very limited cover outside US national borders. US residents are advised to buy travel insurance to Europe from USA while traveling in Europe which includes medical evacuation and repatriation. US citizens can buy vacation health insurance for Europe by filling this form and comparing the best travel insurance for Europe trip from USA to Europe offered by US providers.

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Travel insurance in Europe resources

European travel insurance comparison and resources for Europe visa holders.

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Factors for insurance Europe online

Important factors while deciding on the best travel insurance to Europe.

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Annual multi-trip insurance

Annual travel insurance for frequent travelers to and from Europe.

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Group Travel insurance

Group travel insurance covers insurance for five or more travelers on same itinerary.

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International health insurance for travel to Europe

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Europe travel insurance

Europe travel insurance and getting Schengen visa letter

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Schengen visa Countries

Schengen countries that require Schengen visa letter

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Schengen Visa Insurance

List of countries whose citizens who need Schengen visa

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Non Schengen countries

Travel insurance for non Schengen countries in Europe

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What are the factors to buy travel health insurance for Europe cost?

  • Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to Europe.
  • The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
  • The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
  • The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Italy visa will have the highest co-insurance.
  • The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Do I need travel insurance for Europe visa?

If you are a non-U.S. citizen or a U.S. Green card holder traveling to Europe, you may need an Schengen visa that satisfies Europe travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Europe will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Europe (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Schengen visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Europe.

The policy must cover emergency medical expenses of at least €30,000 (around US $ 50,000). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Europe until you leave. American Visitor Insurance offers international travel insurance that meets the Europe travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Schengen visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Europe which satisfies visa requirements.

Is a European visa needed for US Green Card holders?

US Green Card holders will need an European visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for European visa for Green Card Holders is required while applying for an European visa. Green card holders travel insurance requirements for Europe include medical expenses of at least €30,000. On American Visitor Insurance, US Green Card Holders can buy international health insurance Europe to satisfy Schengen visa requirements for their visa application.

Why is travel insurance necessary for trips to Europe?

  • Travel Insurance offers medical coverage in case of unforeseen medical emergencies including hospitalization, emergency medical evacuation and doctor visits. This saves out of pocket costs in Europe where healthcare can be expensive.
  • It covers trip cancellations or interruptions in case of illness, natural disasters or personal emergencies by recovering the non refundable expenses
  • Coverage is available for lost or stolen luggage, travel delays, personal liabilities in case of damage or injury to others during the trip.

What is the best travel insurance for a US senior vacationing in Europe?

The best travel insurance for a US senior vacationing in Europe are available on American Visitor Insurance. A very economical plan for seniors under 70 years is the Altas International plan which costs about $170 per month. You purchase it for the days you need coverage. For seniors under 80, the Patriot International Lite plan is the most economical which costs about $270 per month. If you are over 80 years of age and want at least $50,000 coverage (which would be required for a Long Term Europe visa), you must purchase the Safe Travels Outbound plan which costs about $670 per month. All of these plans will give you a “visa letter” you can download and print out if you need it for a Long Term stay and all are excellent options for visitor insurance while abroad. Note that prices are for a $50,000 maximum with a $0 deductible imitating the visa requirements, but if you do not need to satisfy those requirements, you can put a higher deductible on the policy and reduce the cost of the plan.

What coverage does travel insurance include for seniors taking a trip to Europe?

Travel Insurance for seniors covers almost everything the same like the regular travel insurance plans. They provide benefits like

  • Emergency Medical Evacuation
  • Repatriation
  • Hospitalization
  • Urgent Care visits
  • Trip cancellations
  • Travel delays
  • Pre existing conditions
  • Accidental Death and Dismemberment

Travel insurance for seniors extends their coverage for preexisting condition ailments. This is important as it is very common for seniors to have underlying health issues.They offer higher policy maximums or higher coverage for medical evacuations. For the expenses incurred with the PPO network, the coinsurance percentage can range from 90% to 100%.

Cheap travel health insurance Europe, Best travel insurance Europe - FAQ's

1. How do I get the right insurance required while applying for the Europe visa?

At American Visitor Insurance, it’s easy to get the best deal for insurance to meet Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a “visa letter” which you can print out minutes after your purchase which shows you have the insurance that is required for your visa. Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)! If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!

2. How do I get cheap Schengen visa travel insurance? How do I get best travel medical insurance for Europe Schengen visa?

This is dependent of the travelers' specific requirements. The traveler will have search online based on his or her requirements. It is advisable to compare Schengen visa insurance products before buying the best travel medical insurance for Europe Schengen visa that satisfies Schengen consulate requirements.

3. How do I buy travel health insurance for Europe?

Travelers can buy best medical insurance for Europe travel on American visitor insurance by comparing Schengen visa insurance plans. On buying the Europe visa insurance policy, you will receive the required Schengen visa letter that has to be submitted with the Schengen visa application.

4. How can I get Schengen visa medical insurance?

Travelers to Europe applying for the Schengen visa can buy Schengen visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen visa requirements as mandated by Schengen state consulates. Our compare Schengen visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen visa letter to be used while applying for the Schengen visa.

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Best travel health insurance for Europe, Best travel insurance Europe

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You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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