IMG Patriot Platinum vs Patriot GoTravel

IMG
Compare the benefit options and coverage limits of Patriot travel plans and choose the plan that best suits your needs.


Compare Patriot Platinum vs Patriot GoTravel

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
PATRIOT PLATINUM
Maximum
Deductible
PATRIOT GOTRAVEL
Maximum
Deductible
brochure  Brochure & Details links
» Patriot Platinum Brochure
» Patriot Platinum Details
» Patriot Platinum Reviews
» Patriot GoTravel Brochure
» Patriot GoTravel Details
» Patriot GoTravel Reviews
Pre-existing  Pre-Existing Coverage
Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation For U.S. citizens
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.
For Non U.S. citizens
  • Up to $50,000 lifetime Maximum for age 65 and under.
  • Up to $2,500 for age 65+.
coinsurance  Coinsurance - for treatment received inside the U.S. & Canada:
In the PPO Network
The plan pays 100%.

Out of the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limits
In the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Policy Maximum

Out of the PPO Network
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Policy Maximum
Hospital  Hospital Room and Board
Average semi-private room rate up to the maximum limit. Includes nursing service Up to the Maximum Limit for average semi-private room rate
Dental  Dental Treatment
$300 maximum limit due to dental accident or unexpected pain to sound natural teeth. Subject to deductible and coinsurance No Coverage
Emergency  Emergency Medical Evacuation
Up to the Maximum Limit No Coverage
  Return of Mortal Remains or Cremation/Burial:
Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible No Coverage
Terrorism  Terrorism
$50,000 maximum limit Up to $50,000 lifetime maximum
Accidental  Accidental Death and Dismemberment
$50,000 principal sum. $10,000 per insured; $5,000 per spouse/dependant child
Pre-existing  Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation:
Up to maximum limit No Coverage
Additional  Additional Benefits
  • Supplemental Accident: Up to $300
  • Small Pet Common Air Carrier Accidental Death: Up to $500
  • Remote Transportation: $5,000 per certificate period, $20,000 lifetime maximum
  • Lost / Theft (Luggage, valuables, personal papers): Up to $500
None
Optional  Optional Riders
- Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Underwriters  Underwriters
Sirius International Insurance Corporation Sirius International Insurance Corporation
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