IMG Patriot Platinum vs Patriot GoTravel

IMG
Compare the benefit options and coverage limits of Patriot travel plans and choose the plan that best suits your needs.


Compare Patriot Platinum vs Patriot GoTravel

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
PATRIOT PLATINUM
Maximum
Deductible
PATRIOT GOTRAVEL
Maximum
Deductible
brochure  Brochure & Details links
» Patriot Platinum Brochure
» Patriot Platinum Details
» Patriot Platinum Reviews
» Patriot GoTravel Brochure
» Patriot GoTravel Details
» Patriot GoTravel Reviews
Pre-existing  Pre-Existing Coverage
For U.S. citizens
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.

For Non U.S. citizens
  • Up to $50,000 lifetime Maximum for age 65 and under.
  • Up to $2,500 for age 65+.
For U.S. citizens
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.
For Non U.S. citizens
  • Up to $50,000 lifetime Maximum for age 65 and under.
  • Up to $2,500 for age 65+.
coinsurance  Coinsurance - for treatment received outside the U.S. & Canada:
No Coinsurance No Coinsurance
coinsurance  Coinsurance - for treatment received inside the U.S. & Canada:
In the PPO Network
No Coinsurance

Out of the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limits
In the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Policy Maximum

Out of the PPO Network
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Policy Maximum
Hospital  Hospital Room and Board
Up to the Maximum Limit Up to the Maximum Limit for average semi-private room rate
Dental  Dental Treatment - Due to Accident
Up to the Maximum Limit No Coverage
Dental  Dental Treatment - Sudden Pain
Up to $250 No Coverage
Emergency  Emergency Medical Evacuation
Up to the Maximum Limit No Coverage
  Return of Mortal Remains or Cremation/Burial:
Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial No Coverage
Terrorism  Terrorism
Up to the Maximum Limit Up to $50,000 lifetime maximum
Accidental  Accidental Death and Dismemberment
Accidental Death - $25,000
Dismemberment - $25,000 (two limbs); $12,500 (one limb)
$10,000 per insured; $5,000 per spouse/dependant child
Pre-existing  Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation:
Up to $25,000 of eligible costs and expenses No Coverage
Additional  Additional Benefits
  • Supplemental Accident: Up to $300
  • Small Pet Common Air Carrier Accidental Death: Up to $500
  • Remote Transportation: $5,000 per certificate period, $20,000 lifetime maximum
  • Lost / Theft (Luggage, valuables, personal papers): Up to $500
  • Felonious Assault: Up to $10,000
None
Optional  Optional Riders
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Evacuation Plus Rider
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Underwriters  Underwriters
Sirius International Insurance Corporation Sirius International Insurance Corporation
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