Compare Patriot America, Patriot International vs Patriot Platinum

IMG
Compare the benefit options and coverage limits of Patriot travel plans and choose the plan that best suits your needs.


Compare Patriot America, Patriot International vs Patriot Platinum from International Medical Group

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
PATRIOT AMERICA PLUS
Maximum
Deductible
Pre - existing
PATRIOT PLATINUM
Maximum
Deductible
brochure  Brochure & Details links
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» Patriot Platinum Brochure
» Patriot Platinum Details
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Pre-existing  Pre-Existing Coverage
For Non U.S. citizens (Patriot America Plus plan only)
  • Covers up to maximum limit, under the age of 70 years.
Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
coinsurance  Coinsurance - for treatment received inside the U.S. & Canada:
In the PPO Network
The plan pays 100%.

Out of the PPO Network
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
In the PPO Network
IMG pays 100%

Out of the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
Hospital  Hospital Room and Board
Outside the U.S: Up to the maximum limit
Inside the U.S: Subject to a $250 deductible for each emergency room visit for treatment that does not result in direct inpatient hospital admission. Up to the maximum limit
Average semi-private room rate up to the maximum limit. Includes nursing servic
Dental  Dental Treatment
$300 maximum limit due to accident or unexpected pain to sound natural teeth. $300 maximum limit due to dental accident or unexpected pain to sound natural teeth. Subject to deductible and coinsurance
Emergency  Emergency Medical Evacuation
Up to the maximum limit. Not subject to deductible Up to the Maximum Limit
Mortal  Return of Mortal Remains or Cremation/Burial:
Up to the maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. Not subject to deductible Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
Terrorism  Terrorism
Up to $50,000 maximum limit. Not subject to deductible. $50,000 maximum limit
Accidental  Accidental Death and Dismemberment
$50,000 principal sum. Not subject to deductible. $50,000 principal sum.
Additional  Additional Benefits
  • Lost Luggage: $50 per item, $500 maximum limit. Not subject to deductible
  • Supplemental Accident: Up to $300
  • Small Pet Common Air Carrier Accidental Death: Up to $500
  • Remote Transportation: $5,000 per certificate period, $20,000 lifetime maximum
  • Lost / Theft (Luggage, valuables, personal papers): Up to $500
Optional  Optional Riders
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Evacuation Plus Rider
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Underwriters  Underwriters
Sirius International Insurance Corporation Sirius International Insurance Corporation
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