Compare Patriot America, Patriot International vs Patriot Platinum

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Compare the benefit options and coverage limits of Patriot travel plans and choose the plan that best suits your needs.


Compare Patriot America, Patriot International vs Patriot Platinum from International Medical Group

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
PATRIOT AMERICA PLUS
Maximum
Deductible
Pre - existing
PATRIOT PLATINUM
Maximum
Deductible
Pre-existing  Pre-Existing Coverage
For Non U.S. citizens (Patriot America Plus plan only)
  • Up to $50,000 lifetime Maximum for age 65 and under.
  • Up to $2,500 for age 65+.
For U.S. citizens
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.
For U.S. citizens
  • Up to age 65 with primary health plan - Usual Reasonable and Customary up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • Age 65+ with or without primary health plan - $2,500 lifetime maximum.

For Non U.S. citizens
  • Up to $50,000 lifetime Maximum for age 65 and under.
  • Up to $2,500 for age 65+.
brochure  Brochure & Details links
» Brochure
» Details
» Reviews
» Patriot Platinum Brochure
» Patriot Platinum Details
» Patriot Platinum Reviews
coinsurance  Coinsurance - for treatment received outside the U.S. & Canada:
No Coinsurance No Coinsurance
coinsurance  Coinsurance - for treatment received inside the U.S. & Canada:
In the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit

Out of the PPO Network
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
In the PPO Network
No Coinsurance

Out of the PPO Network
The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit
Hospital  Hospital Room and Board
Up to the Maximum Limit for average semi-private room rate Up to the Maximum Limit
Dental  Dental Treatment - Due to Accident
Up to the Maximum Limit Up to the Maximum Limit
Dental  Dental Treatment - Sudden Pain
Up to $100 Up to $250
Emergency  Emergency Medical Evacuation
Up to $500,000 lifetime maximum (independent of the Maximum Limit) Up to the Maximum Limit
Mortal  Return of Mortal Remains or Cremation/Burial:
Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation/Burial
Terrorism  Terrorism
Up to $50,000 lifetime maximum Up to the Maximum Limit
Accidental  Accidental Death and Dismemberment
$25,000 Accidental Death - $25,000
Dismemberment - $25,000 (two limbs); $12,500 (one limb)
Pre-existing  Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation:
Up to $25,000 of eligible costs and expenses Up to $25,000 of eligible costs and expenses
Additional  Additional Benefits
  • Lost Luggage: Up to $50 per item of personal property; maximum of $250 per Period of Coverage
  • Supplemental Accident: Up to $300
  • Small Pet Common Air Carrier Accidental Death: Up to $500
  • Remote Transportation: $5,000 per certificate period, $20,000 lifetime maximum
  • Lost / Theft (Luggage, valuables, personal papers): Up to $500
  • Felonious Assault: Up to $10,000
Optional  Optional Riders
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Evacuation Plus Rider
Adventure Sports Rider
Enhanced AD&D Rider
Citizenship Return Rider
Evacuation Plus Rider
Underwriters  Underwriters
Sirius International Insurance Corporation Sirius International Insurance Corporation
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