Best travel insurance to Italy
Do I need travel insurance for Italy?
Travel insurance for Italy is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Who needs to apply for Italy Schengen Visa?
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Italy for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Italian Schengen Visa. This visa allows travel to Italy and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
How do I apply for an Italian Schengen visa?
To apply for a Schengen Visa to Italy, follow these steps:
- Choose the correct visa based on your travel purpose (tourism, business, etc.)
- Fill out the Schengen visa application form.
- Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
- Book an appointment with the Italian consulate or visa center.
- Submit your application, biometric data, and documents at the consulate.
- Pay the visa application fee.
- Processing usually takes around 15 days.
- Pick up your approved visa from the consulate.
How much does travel insurance Italy cost?
The average cost of best Italy travel insurance trip starts from $11 per day and it can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for international travelers can range from $53 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare international travel insurance quotes from different insurance providers on American Visitor Insurance.
Which trip insurance plan offers the best coverage for the price?
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
# Approximate cost of trip cancellation travel insurance plans a traveler aged 40 years on a 15 days trip who has invested $1,000 for trip related expenses like flight/cruise bookings and hotel reservations.
Source: American Visitor Insurance®
How much does travel medical insurance cost per month?
Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
# Approximate cost of travel medical insurance plan per month for a traveler aged 40 years.
Source: American Visitor Insurance®
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Which is the cheapest Italy Schengen visa travel insurance?
The cheapest travel insurance for Italy cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
Do I need health insurance to travel to Italy?
Travel Insurance is mandatory while applying for the Italian Schengen visa which allows you to travel to Italy and the 29 countries in Europe. The Italian consulate has guidelines for the insurance which satisfy Italian visa requirements.
Tourist insurance coverage for emergency cases, hospital stays, evacuation is the minimum requirement that will put your mind at ease when you are in Italy. We have the best travel insurance for Italy which satisfies Italian visa requirements.
Italy travel insurance requirements
What is the best travel insurance Italy visa insurance?
The best Italy visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Italy visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Italy travel insurance coverage.
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
- Policy maximum covers up to 1M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
- Provides comprehensive medical coverage, emergency evacuation, and repatriation...
- Policy maximum covers up to 2M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1M
- Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
Why is travel insurance necessary for Italy?
Travel insurance is crucial for those traveling from the USA to Italy for several important reasons:
- Medical Emergency: Medical emergencies can arise in Italy, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
- Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
- Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
- Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
- Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
Due to this, citizens from the USA going to Italy must also get extensive travel insurance, which can reduce the risks and enable an even more safely hassle-free trip.
Travel insurance for Italy visa
If you are a non-U.S. citizen or a U.S. Green card holder traveling to Italy, you may need an Italian visa that satisfies Italy travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Italy will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Italy (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Italy visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Italy.
The policy must cover emergency medical expenses of at least €30,000 (around US $34,035). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Italy until you leave. American Visitor Insurance offers international travel insurance that meets the Italy travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Italian visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Italy which satisfies visa requirements.
ETIAS for US travelers to Italy
Starting in 2025, US travelers to Italy should apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Italy. Along with ETIAS it is important for travelers from USA to buy travel insurance for Italy, since Medicare and most US health insurance plans do not provide coverage in Italy.
Is an Italian visa needed for US Green card holders?
US Green Card holders will need an Italian visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for Italian visa for Green Card Holders is required while applying for an Italian visa. Green card holders travel insurance requirements for Italy include medical expenses of at least €30,000. US Green Card Holders can buy travel insurance to satisfy Italian visa requirements for their visa application on American Visitor Insurance.
Do I need a long term Italy visa insurance?
US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa. One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.
The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
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Travel health insurance in Italy for foreigners
USA travelers going to Italy will embark on a journey to a country renowned for its rich history, art, and culinary delights. From the ancient ruins of Rome, the iconic canals of Venice, to the Renaissance art in Florence, Italy offers a captivating blend of cultural treasures. Travelers can indulge in authentic Italian cuisine, savoring dishes like pasta, pizza, gelato, and fine wines. Italy's diverse landscapes range from the stunning Amalfi Coast to the picturesque vineyards of Tuscany, providing ample opportunities for outdoor adventures.
English is commonly spoken in tourist areas, making communication easy. With its warm Mediterranean climate and welcoming atmosphere, Italy promises an unforgettable and enchanting experience for USA travelers seeking art, history, and a taste of la dolce vita. Travel insurance is highly recommended for US citizens traveling to Italy. Finding the best Italy travel insurance from USA on American Visitor Insurance is very easy.
Travel insurance Italy typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Italy plans on American Visitor Insurance and choose one that best suits your needs. Having Italy visa travel insurance from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
Italy - General Information
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Location
Southern Europe
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Population
Around 58.7 million
language
Language
Italian, English, French
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Best time to visit
May, June, Sep. and Oct.
Which are the popular tourist destinations in Italy?
Pitti Palace and Boboli Gardens
It offer an outstanding art gallery, a Medici palace, Florentine craftsmanship, museums, history, royal apartments, and one of Italy's premier gardens.
Gardens of Augustus
The beautifully botanic gardens cover a leafy terrace, where flowers and pergolas frame views of the Faraglioni sea stacks standing in the blue-green water below.
Naples Harbo
Naples harbor is divided into separate docks and basins by a series of piers and breakwaters, and is always bustling with activity.
Leaning Tower of Pisa
Every visitor to Pisa probably heads first to what is undoubtedly the world's most famous tower, the leaning campanile standing next to the cathedral.
Popular cities in the Italy for US travelers
International travel insurance for Rome
Which are the popular destination cities in Italy?
Popular Ocean Cruise in Italy - Mediterranean Cruise
What are the different Italian Visas?
Italy provides various visa types depending on the length and purpose of your stay. The main categories include:
- Type A Visa (Airport Transit Visa):For travelers transiting through Italians airports to another destination. This visa allows you to change planes but does not permit entry into Italy.
- Type C Visa (Short-Term Visa):Issued for short stays of up to 90 days within a 180-day period. This visa is suitable for tourism, business, family visits and short-term studies.
- Type D Visa (Long-Term Visa):For stays exceeding 90 days.
What are the documents required for Italy Visa?
- Completed visa application form
- Valid Passport (with at least two blank pages and valid for at least three months beyond the intended stay)
- Photographs that are taken recently
- Documents of travel itinerary
- Italy Travel medical insurance of EUR 30,000 maximum benefits.
- Italy visa insurance letter
Travel insurance for trip cancellation for Non US residents
Information about US mobile passport control and TSA pre check for US passport holders.
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Travel insurance visa letter as required for travel to Italy
All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Italy (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it.
Access to the Italy insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Italy visa letter document, please call us as soon as possible so we can assist you!
Travel insurance for seniors traveling to Italy
Tips for selecting the best Italy travel insurance
- Assess your coverage needs: Identify your needs based on your health, travel itinerary, and planned activities. Consider factors like trip length, planned activities, and pre-existing conditions coverage.
- Use a comparison tool: We suggest using a web based tool like americanvisitorinsurance.com to compare travel insurance options, seeing prices from several providers can help you find the right coverage. Look beyond the price; analyze coverage limits, exclusions, and benefits offered by each plan.
- Understand the fine print: Before you purchase your travel insurance policy, it’s important to read through it and check for exclusions and limitations like adventurous sports, travel restrictions, pre-existing conditions etc…
- Medical maximum coverage: Refers to the highest amount an insurance policy will pay for medical expenses incurred during your trip. This coverage is crucial for protecting travelers from high healthcare costs that can arise from unexpected medical emergencies, such as hospital stays, surgeries, or medical evacuations.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Annual travel insurance for Business travelers
Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Trip insurance vs Travel health coverage vs Global medical insurance
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Travel insurance Italy Europe, Italy health insurance – FAQ’s
Travel insurance is required for travel to Italy if you are applying for Italian Visa. You must buy a travel insurance that covers at least €30,000 in medical expenses. Having travel insurance can protect you from unexpected costs due to medical emergencies, trip cancellations, or other travel-related issues. US citizens who want to stay in Italy for more than 90 days in a 180 day period need a Long Stay Italy Visa and this also requires travel insurance.
Travel insurance for Italy offers several advantages, ensuring peace of mind and financial protection during your trip. It provides coverage for medical emergencies, including hospital visits and treatment costs, which can be expensive for international travelers. Travel insurance also protects against unexpected events such as trip cancellations, flight delays, or lost luggage, reimbursing non-refundable expenses. Policies often include 24/7 emergency assistance, helping with issues like medical evacuation or travel disruptions. Overall, having best Italy visa travel insurance ensures that you are protected against various unexpected situations, providing peace of mind and financial security during your travels in Italy.
Visa requirement to visit Italy depends on the nationality of the individual. Travelers from some countries need a Visa to enter Italy, while travelers from some countries do not need Visa.
If you are a citizen of the European Union, the United States, Canada, Australia, New Zealand, Japan or South Korea you can enter Italy without a visa for up to 90 days within a 180-day period for tourism or business purposes. However, if you plan to stay longer, you will need to obtain a visa.
If you are not from the above mentioned visa exempt countries, then you will need a visa to enter Italy. The type of visa you need depends on your purpose of visit, like tourism, business, study, job...
Yes, Italy is part of the Schengen region and is hence considered part of Europe for travel insurance purposes. Travelers to Italy who are applying for a visa should buy travel insurance that satisfies Schengen visa requirements.
Best travel insurance for Italy from USA
What travel insurance do you need for visiting Italy?
Travel insurance from Italy to USA
Travel Insurance for Italy citizens traveling to the USA
The US has been welcoming people from all over the world for decades now. It has something for everyone from the sky scrapers to the beaches, natural wonders in national parks to the diverse cuisines and cultures that make the country the most desired tourist destinations around the world. There are several Italy citizens in the US. Several Italy citizens travel to the US to meet friends and family and for vacation.
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Group travel insurance from Italy to USA
More and more groups are making the long trip to visit us here in the US! Welcome! Be aware that if you have a group of five or more, you can get special discounted rates for your group. Group plans can include coverage for a chaperone, chaperone replacement, and other benefits. If you have very large groups (100+), our friendly agents can help get an even more competitive quote from the companies we work with.
We have experience in helping groups get the insurance coverage they need and would be happy to help you make this part of your trip planning as easy as possible. Feel free to call (877)-340-7910 or email us with any questions you may have!
Group insurance for Italy travelers
What medical benefits are included in travel insurance for USA visitors?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
What are the different USA visa health insurance?
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B2 visa insurance
US B2 visitors visa health insurance for tourists.
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US travel insurance to Italy residents - FAQ's
Yes, visitor insurance plans are available for tourists coming on tourist visa to the USA. These plans can be comprehensive plans or fixed plans. It is recommended to choose comprehensive plans for their exhaustive benefits coverage.
Non US citizens can buy visitor insurance plans for traveling to the US or outside their home country. Visitor Insurance plans provide international coverage. These insurance plans are conveniently available online. You can get quote and fill out the online application and purchase the plan online.
There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
American Visitor Insurance offers a wide range of travel medical insurance plans for visitors to the USA designed by the top US travel insurance providers. Customers can compare different travel insurance plans offered by US insurance company on American Visitor Insurance. After comparing different plans, you can choose the one that best meets your needs and budget and buy the policy online by filling out an application and paying for the travel insurance USA using a credit card.
Yes, Italy citizens generally need a visa to enter the USA. The most common type of visa is the B-1/B-2 visitor visa, which allows for tourism, business, or medical purposes. You'll need to apply for the visa at the nearest U.S. embassy or consulate.
How do I buy Italy visa travel insurance online?
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
Review the international travel health insurance policy for coverage details and relevant contact numbers
What are the factors considered to buy best travel medical insurance for USA?
- Age of the traveler: The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of US travel health insurance: Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
- Medical maximum coverage: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
- Duration of travel insurance: The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
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