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Patriot America Insurance vs Patriot America Plus Insurance

These are two popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.


Compare Patriot America and Patriot America Plus plans

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Patriot America Plus
Plan Maximum
Deductible
Patriot America
Plan Maximum
Deductible
brochure  Brochure & Details links
» Patriot America Plus Insurance Brochure
» Patriot America Plus Insurance Details
» Patriot America Insurance Brochure
» Patriot America Insurance Details
» Patriot America Insurance Reviews
file  Underwriter
Patriot America Plus Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Patriot America Insurance Underwriter
Underwritten by Sirius International Insurance Corporation
Best Rating  Rating
Patriot America Plus Insurance Rating
“A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s
Patriot America Insurance Rating
AM Best Rating: "A" (Excellent)
coinsurance  Coinsurance
Coverage in US
In PPO - The plan pays 100%.
Outside PPO - Plan will pay 80% of eligible expenses up to $5,000, then 100%
Coverage in US
In PPO -The plan pays 100%.
Outside PPO - Plan will pay 80% of eligible expenses up to $5,000, then 100%
Pre-existing  Pre-existing Conditions Coverage
Valid for travelers up to 70 years.
Limited benefit up to the medical coverage maximum. $25,000 lifetime maximum for emergency medical evacuation.
No coverage for pre-existing conditions coverage
renewal  Renewability
Yes up to 2 years if initial purchase is 1 month Yes up to 2 years if initial purchase is 1 month
coverage  Length of Coverage
Plan can be purchased for a minimum of 5 days up to a maximum of 2 years Plan can be purchased for a minimum of 5 days up to a maximum of 2 years
unique  Unique Advantages
Optional coverage for adventure sports with purchase of the rider. Optional coverage for adventure sports with purchase of the rider.
hostpital  US Network of hospitals and doctors
US PPO Network US PPO Network

Compare Patriot America Insurance and Patriot America Plus Insurance

Travelling outside your home country involves high risks and uncertainties. A sudden mishap like sickness or accidental injuries which results in hospitalization can lead to a big financial loss. Majority of the travelers are senior citizens and parents visiting their children working or living in a foreign country. In destinations like the US where the health care is sophisticated and extremely high especially for older travelers. The travelers to the US must buy good and adequate Visitor medical insurance which would cover most of the expenses. Some of the senior citizen travelers would look for visitors insurance with pre-existing conditions coverage. International Medical Group offers Patriot America Plus and Patriot America Insurance which is quite popular among International tourists to USA. Patriot America Plus and Patriot America Insurance ratings by AM Best Rating is A++ (Superior). These are the two best visitors insurance for USA. Patriot America Plus Insurance offers coverage for acute onset of pre-existing conditions up to 69 years while Patriot America Insurance doesn’t offer coverage for pre-existing medical ailments.


Compare  Compare other plans
  Patriot International vs Patriot Platinum      Patriot International vs Patriot Go Travel      Patriot Platinum vs Patriot Go Travel

Resourceful visitors medical insurance information

Resources

Visitor insurance resources

International travel insurance resources for travel emergency while outside your home country.


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Factors

Factors for travel insurance

Important factors to consider while deciding on the best visitors medical insurance.


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comparison

Types of visitor insurance

Understanding different types of US visitor health insurance options, fixed benefits vs comprehensive coverage.


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Claims Procedure

Claims Procedure

Helping travelers with the insurance claims process for getting medical care in a hospital.


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Travel health insurance information

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