Patriot America Plus vs Patriot America. IMG visitor insurance comparison.

These are two popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.

Compare Patriot America and Patriot America Plus plans

Age

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Coverage Region

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Patriot America Plus Plan Maximum Deductible Pre-Existing Coverage 80% 75% BUY NOW	Patriot America Plan Maximum Deductible Pre-Existing Coverage YES NO BUY NOW
Brochure & Details links
» Patriot America Plus Insurance Brochure » Patriot America Plus Insurance Details	» Patriot America Insurance Brochure » Patriot America Insurance Details » Patriot America Insurance Reviews
Underwriter
Patriot America Plus Insurance Underwriter Underwritten by Sirius International Insurance Corporation	Patriot America Insurance Underwriter Underwritten by Sirius International Insurance Corporation
Rating
Patriot America Plus Insurance Rating “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s	Patriot America Insurance Rating AM Best Rating: "A" (Excellent)
Coinsurance
Coverage in US In PPO - The plan pays 100%. Outside PPO - Plan will pay 80% of eligible expenses up to $5,000, then 100%	Coverage in US In PPO -The plan pays 100%. Outside PPO - Plan will pay 80% of eligible expenses up to $5,000, then 100%
Pre-existing Conditions Coverage
Valid for travelers up to 70 years. Limited benefit up to the medical coverage maximum. $25,000 lifetime maximum for emergency medical evacuation.	No coverage for pre-existing conditions coverage
Renewability
Yes up to 2 years if initial purchase is 1 month	Yes up to 2 years if initial purchase is 1 month
Length of Coverage
Plan can be purchased for a minimum of 5 days up to a maximum of 2 years	Plan can be purchased for a minimum of 5 days up to a maximum of 2 years
Unique Advantages
Optional coverage for adventure sports with purchase of the rider.	Optional coverage for adventure sports with purchase of the rider.
US Network of hospitals and doctors
US PPO Network	US PPO Network

Compare Patriot America Insurance and Patriot America Plus Insurance

Travelling outside your home country involves high risks and uncertainties. A sudden mishap like sickness or accidental injuries which results in hospitalization can lead to a big financial loss. Majority of the travelers are senior citizens and parents visiting their children working or living in a foreign country. In destinations like the US where the health care is sophisticated and extremely high especially for older travelers. The travelers to the US must buy good and adequate Visitor medical insurance which would cover most of the expenses. Some of the senior citizen travelers would look for visitors insurance with pre-existing conditions coverage. International Medical Group offers Patriot America Plus and Patriot America Insurance which is quite popular among International tourists to USA. Patriot America Plus and Patriot America Insurance ratings by AM Best Rating is A++ (Superior). These are the two best visitors insurance for USA. Patriot America Plus Insurance offers coverage for acute onset of pre-existing conditions up to 69 years while Patriot America Insurance doesn’t offer coverage for pre-existing medical ailments.