Travel insurance for UK citizens and residents

The United Kingdom is located off the northwestern coast of mainland Europe and comprises four countries: England, Scotland, Wales, and Northern Ireland. Known for its rich history, the UK has made significant contributions to global culture, politics, and economics. London, the capital, is a leading global city and a financial hub is renowned for its historic landmarks such as the Tower of London, Buckingham Palace, the Kew gardens and the British Museum.

The UK boasts a diverse landscape, from the rolling countryside of the Cotswolds and the rugged highlands of Scotland to the picturesque coastlines of Wales and the cultural vibrancy of cities like Edinburgh, Glasgow, Liverpool, Manchester and Belfast. As a constitutional monarchy with a parliamentary democracy, the UK has a significant influence in international affairs, finance, arts, and education. It is also known for its historic and world renowned universities, including Oxford and Cambridge, and a rich cultural heritage that includes literature, theatre, music, and sports.

Travel insurance UK is essential for UK residents going abroad and for visitors to the UK, providing crucial protection against unexpected events such as medical emergencies, trip cancellations, lost luggage, and travel delays. American Visitor Insurance policies work well in this situation and cover emergency medical expenses, including hospital stays and medical evacuation, which can be particularly costly without insurance. American visitor insurance offers customers some of the best travel Insurance UK plans at guaranteed best prices. For more details please contact us at 877-340-7910 or email and one of our licensed agents to get help finding international health insurance for UK.

Starting January 2025, many international travelers will have to register online with Electronic Travel Authorisation (ETA) to enter the UK. Travelers from USA, Australia, Canada and other Non EU countries who do not need visa to enter UK must apply online with a £10 fee while applying for this authorization. In April 2025, travelers from EU countries will also have to get ETA before entering the UK.

The European Health Insurance Card (EHIC) offers benefits like reduced or free healthcare cost in your resident country as well as abroad. It also offers coverage for pre-existing conditions, maternity and new born care within the residence country. When you are abroad, it is advisable to buy adequate travel insurance. International travel insurance will cover acute onset of pre-existing conditions. The EHIC will sometime help you pay excess amount on the travel insurance claim.

The best travel medical insurance for UK travelers to the USA will differ from traveler to traveler based on their unique needs. There is no single short term travel health insurance for UK travelers which will work best for the US. While some UK travelers will look for the cheapest travel health insurance plan, others will look for the most comprehensive travel health insurance.

The price will be higher if you need health insurance for UK visitors to USA with pre-existing conditions. It is recommended to compare different travel health insurance for British travelers plans based on price as well as the different benefits coverage options.

NHS offers coverage for UK residents in England, Scotland, Wales and Northern Ireland. When the travelers are visiting the USA, NHS does not offer coverage outside the UK, therefore health insurance for UK visitors to the US is very much required! Health Care is very expensive in the United States and not having travel health insurance for USA can be financially catastrophic.

Having short term medical insurance for UK visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in the US. International travelers are urged to buy short term health insurance for USA to have a safe sojourn in the US.

Globehopper insurance offered by International Medical Group, Europe (IMG-Europe) is comprehensive travel health insurance that offers coverage for travelers outside their home country. GlobeHopper is a hybrid policy which provides short term private medical insurance and travel insurance cover.

It offers worldwide coverage and is popular among residents and citizens of the UK. It offers coverage in multiple currencies, namely €Euro, £GBP and $USD. It is available for older travelers up to the age of 70, college students, nannies, vacationers, missionaries, immigrants and relatives.

Some of the unique advantages of this GlobeHopper plan are:

1. Can be sold to most nationalities, not just UK & EU residents
2. Covers all non-elective treatment that is required prior to insureds home as planned date – not just emergency medical treatment.
3. Can be purchased after departure subject to moratorium rules
4. Extendable up to 2/3 years if original policy is purchased for 30 days or more
5. Available in 3 currencies; USD, GBP & Euro
6. This plan offers secondary coverage to any other coverage.

The UK Expatriate Medical Insurance in the USA is a comprehensive global health insurance plan designed for British expatriates living and traveling outside the UK, including in the USA. This insurance provides coverage for a wide range of medical needs, including emergency medical care, hospitalization, outpatient services, and more. Expatriate medical insurance is essential for bridging the gap in healthcare coverage for UK expats living abroad, providing access to private healthcare in the USA and coverage overseas. At American visitor insurance, we work with different well known insurance companies to offer a wide range of health insurance options for UK Expats. Click here to read more »

Student medical insurance for the UK is essential for international students, including those from the US, studying in the UK. The UK has a National Health Service (NHS) that provides healthcare to residents, but international students may still need additional health insurance to cover medical expenses not included in the NHS. Universities in the UK often require students to have health insurance coverage, and students can typically enroll in health insurance plans through their university or request a waiver if they have a comparable plan. It is important for US students studying in the UK to understand the health insurance requirements set by their university and ensure they have adequate coverage for the duration of their studies.

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Planning a trip from the USA to the UK can be exciting, but unforeseen circumstances can arise, forcing you to cancel your dream vacation. While trip cancellation insurance isn't mandatory for travel to the UK, it can provide valuable financial protection. Reimburses you for pre-paid, non-refundable trip expenses (flights, hotels, tours) if you have to cancel your trip for a covered reason (like illness, injury, or natural disasters). Many travel insurance plans for the UK offer additional benefits like coverage for trip interruption, medical emergencies, lost luggage, and travel delays.

Cancel for Any Reason is an optional travel insurance benefit that provides extended coverage beyond basic trip cancellation insurance. With CFAR coverage, travelers can cancel their trip for any reason, regardless of the specific cause, and receive reimbursement of 50% to 75% of their prepaid, non-refundable trip costs. Buying Trip protection insurance for UK can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

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