Travel insurance for UK citizens and residents

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Travel insurance to USA from UK

Best travel insurance for UK

The United Kingdom is located off the northwestern coast of mainland Europe and comprises four countries: England, Scotland, Wales, and Northern Ireland. Known for its rich history, the UK has made significant contributions to global culture, politics, and economics. London, the capital, is a leading global city and a financial hub is renowned for its historic landmarks such as the Tower of London, Buckingham Palace, the Kew gardens and the British Museum.

The UK boasts a diverse landscape, from the rolling countryside of the Cotswolds and the rugged highlands of Scotland to the picturesque coastlines of Wales and the cultural vibrancy of cities like Edinburgh, Glasgow, Liverpool, Manchester and Belfast. As a constitutional monarchy with a parliamentary democracy, the UK has a significant influence in international affairs, finance, arts, and education. It is also known for its historic and world renowned universities, including Oxford and Cambridge, and a rich cultural heritage that includes literature, theatre, music, and sports.

Travel insurance UK is essential for UK residents going abroad and for visitors to the UK, providing crucial protection against unexpected events such as medical emergencies, trip cancellations, lost luggage, and travel delays. American Visitor Insurance policies work well in this situation and cover emergency medical expenses, including hospital stays and medical evacuation, which can be particularly costly without insurance. American visitor insurance offers customers some of the best travel Insurance UK plans at guaranteed best prices. For more details please contact us at 877-340-7910 or email and one of our licensed agents to get help finding international health insurance for UK.

European Health insurance card for traveling abroad

The European Health Insurance Card (EHIC) offers benefits like reduced or free healthcare cost in your resident country as well as abroad. It also offers coverage for pre-existing conditions, maternity and new born care within the residence country. When you are abroad, it is advisable to buy adequate travel insurance. International travel insurance will cover acute onset of pre-existing conditions. The EHIC will sometime help you pay excess amount on the travel insurance claim.

Which is best health insurance for USA for UK travelers?

The best travel medical insurance for UK travelers to the USA will differ from traveler to traveler based on their unique needs. There is no single short term travel health insurance for UK travelers which will work best for the US. While some UK travelers will look for the cheapest travel health insurance plan, others will look for the most comprehensive travel health insurance.

The price will be higher if you need health insurance for UK visitors to USA with pre-existing conditions. It is recommended to compare different travel health insurance for British travelers plans based on price as well as the different benefits coverage options.

Do UK travelers need a travel insurance to travel to USA?

NHS offers coverage for UK residents in England, Scotland, Wales and Northern Ireland. When the travelers are visiting the USA, NHS does not offer coverage outside the UK, therefore health insurance for UK visitors to the US is very much required! Health Care is very expensive in the United States and not having travel health insurance for USA can be financially catastrophic.

Having short term medical insurance for UK visitors can be a huge relief which comes in handy during any major unexpected sickness or injury while in the US. International travelers are urged to buy short term health insurance for USA to have a safe sojourn in the US.

What does visitors medical insurance cover?


Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation
Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

Travel health insurance for foreigners in USA

Travel medical insurance
Travel medical insurance to emergency medical expenses
Pre-existing coverage
Comprehensive coverage for pre-existing conditions/ailments.
Senior citizens
Older traveler, Medicare international insurance
Student insurance
International student insurance for UK students in USA
US Healthcare cost
Health insurance usa for foreigners cost
Annual travel insurance
Travel health insurance for frequent travelers

Visitors insurance for seniors

60

Visitor medical insurance for travelers above 60 years

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65

Visitor medical insurance for travelers above 65 years

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70

US Visitors insurance for travelers above 70 years

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75

Visitor medical insurance for travelers above 75 years

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80

Visitor health Insurance for travelers above 80 years

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90

US Visitors insurance for travelers above 90 years

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Advantages of buying US/UK insurance

Medical insurance for U.S. citizens living in UK visiting US

U.S. citizens and expats living in UK frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA. Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are Patriot America Lite, Patriot America Plus, Patriot Platinum America. Another popular travel insurance for U S citizen traveling to USA is Diplomat America insurance by Global Underwriters. The cost of US expat returning to USA health insurance are based on the traveler’s age, duration of coverage and chosen plan maximum with deductible.

Cost of health insurance for US expats visiting the USA in 2024

Travel insurance USA Coverage Deductible Provider Network Cost #
Patriot America Lite IMG $50,000 $100 United HealthCare $86
Patriot America Plus IMG $50,000 $100 United HealthCare $87
Patriot Platinum IMG $2,000,000 $100 United HealthCare $195
Diplomat America Global Underwriters $50,000 $100 No PPO $138

# Approximate cost of US expat returning to US health insurance is for a 40-year-old US visiting US for a duration of 1 month

Best travel insurance for US citizens visiting USA

UK travelers medical evacuation insurance

UK citizens who need insurance coverage for expenses due to international travel medical evacuation and repatriation can buy travel medical evacuation insurance commonly called “Medevac insurance”.

The Atlas Medevac insurance from World Trips covers emergency medical evacuation for UK citizens traveling outside the United Kingdom.

WorldTrips Atlas Medevac
Seven Corners Medical Evacuation and Repatriation

Travel insurance for USA from UK - FAQ's

01. Do UK tourists need travel insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing international travel insurance in case you should need any medical care. The travel insurance for UK tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.

02. How much travel insurance do UK travelers need?

The maximum health insurance for UK travelers will depend on where you are going. For example, if you are headed to other parts of Europe or the Philippines, $50,000 may be enough for your trip. If you are going to the US or Canada, you may opt for a much higher maximum ($500,0000 or $1 million) if possible due to the higher potential cost of care in those countries.

03. What is a good time to buy travel insurance?

Purchasing travel insurance cover before the start of a trip is best to get complete coverage before leaving the home country.

04. Is it worth it to include travel insurance during an international trip? Or what value does travel insurance bring during traveling?

Yes, UK travelers should consider adding travel insurance coverage for safe travel. Travel insurance provides protection in times of any sudden medical illness or injury during a trip. It helps the travelers from a huge financial loss.

05. What is the necessity of travel medical insurance?

Travel medical insurance comes to the rescue in an event of unexpected illness or injury while traveling away from the home country. It covers medical bills; treatments availed, in case of trip cancellation, trip interrupted etc. UK Travelers can choose the travel insurance cover according to their travel requirements.

Travel medical insurance to USA from the UK

Travel insurance USA from UK for 3 years
Hi,
I wanted to check if I would be eligible as it says that US visitor insurance is for foreign residents. I do currently live in the UK but as I'm coming to the US on a 3 year visa I wasn't sure I would count as a US resident once I enter the States?
Nathalie
Dear Nathalie,

Technically, you are not a US permanent resident until you have a green card. Until then you are a "visitor" regardless of how long you have been in the US. Students stay here for years and then get work visas, but without a green card, they continue to be eligible for our visitor plans as long as they can put down a foreign "residence" address.

You can compare the different US travel insurance options at our Compare travel insurance for USA tool.

Based on your needs, we suggest that you take a look at this great comprehensive plan called Safe Travels USA Cost Saver. It is offered by Trawick International and as the name implies is very economical sometimes costing less than even fixed plans! You have very flexible options for maximum and deductibles.

To get all the details of the policy, including the brochure, PPO network, etc, use this link:

Safe Travels International Cost Saver:
Do let us know if we can assist you further.
Hope this helps!

Sincerely,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910
Canada Travel destination for UK travelers
Hi,

I've just taken out a policy with you for a 9-day visit to Canada in December. I have just noticed on the policy that it doesn't actually state Canada on it anywhere.

Can you please confirm that the policy is indeed for Canada.

Many thanks,
Richard
Dear Richard,

Thank you for contacting us at American Visitor Insurance for your travel health insurance needs! I can confirm that the policy lists your home country as UK and your destination as Canada.

It is good anywhere outside your home country or the US. If you want this documented, you can download the "Visa Letter" from the client zone (instructions given on the first page of your fulfillment document).

Please let us know if we can help you in any further.

Thank you,
Customer support
www.americanvisitorinsurance.com
(877) 340 7910

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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USA visa health insurance, Visitor visa health insurance USA

Steps to buy
US visitor travel insurance online

 1: Finding the best health insurance for foreigners

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

us visitors insurance online

Factors to buy best travel medical insurance USA

Age of the traveler

The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of US travel health insurance

Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Types of travel insurance

Single Trip Travel Insurance

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Single Trip vs MultiTrip Travel Insurance

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Resourceful tourist insurance USA information

Find the best travel insurance

Find out the best insurance for your budget and needs

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How does travel insurance work?

Claims process for expenses due to injury or sickness

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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Compare travel insurance plans

Compare the best travel insurance plan for your needs

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Best travel health insurance in USA information

Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for travel insurance USA online
Factors to consider while choosing a health insurance for travel to USA.

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Types of USA tourist insurance online
Different types of tourist insurance for USA.

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USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.

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Overseas travel insurance for US residents

Best travel insurance to the UK from USA

What travel insurance do you need for visiting UK?
Travel Medical Insurance
Travel medical insurance to emergency medical expenses
Trip cancellation
Trip cancellation insurance for trip investment expenses
Older travelers insurance
Older traveler, Medicare international insurance
Cancel for any reason
Trip cancellation insurance for Cancel for any reason
Quarantine coverage
Travel insurance with Quarantine Coverage
Expatriate insurance
Expatriate heath insurance for living outside home country
Annual traveler insurance
Annual travel insurance, Yearly travel insurance
Group travel insurance
Insurance for five or more travelers on same itinerary

Globehopper Insurance for UK travelers

Globehopper insurance offered by International Medical Group, Europe (IMG-Europe) is comprehensive travel health insurance that offers coverage for travelers outside their home country. GlobeHopper is a hybrid policy which provides short term private medical insurance and travel insurance cover.

It offers worldwide coverage and is popular among residents and citizens of the UK. It offers coverage in multiple currencies, namely €Euro, £GBP and $USD. It is available for older travelers up to the age of 70, college students, nannies, vacationers, missionaries, immigrants and relatives.

Some of the unique advantages of this GlobeHopper plan are:

  1. Can be sold to most nationalities, not just UK & EU residents
  2. Covers all non-elective treatment that is required prior to insureds home as planned date – not just emergency medical treatment.
  3. Can be purchased after departure subject to moratorium rules
  4. Extendable up to 2/3 years if original policy is purchased for 30 days or more
  5. Available in 3 currencies; USD, GBP & Euro
  6. This plan offers secondary coverage to any other coverage.
  • GlobeHopper Travel Medical Insurance

    img globe hopper
    • Short-term travel medical coverage
    • Available in $USD, £GBP, and €Euro
    • Five differing plan limit maximum options
    • Renewable up to 24 months if one month or more are purchased

    GlobeHopper Platinum Travel Medical Insurance

    img globe hopper
    • Short-term travel medical coverage
    • Coverage for individuals and dependents
    • Available in $USD, £GBP, and €Euro
    • Three differing plan limit maximum options
    • Renewable up to 36 months if one month is initially purchased
  • GlobalFusion International Medical Insurance

    img globe fusion
    • Flexible, comprehensive medical cover
    • Cover for individuals, families and groups
    • Five unique sub-plan designs - Bronze, Silver, Gold, Gold Plus and Platinum
    • 24 hour access to information
  • WorldStudy Insurance for international students

    img globe fusion
    • Flexible medical cover for students, dependents, and student groups.
    • Cover for treatment resulting from COVID-19
    • Available in £GBP, €EUR, $USD
    • Two plan maximum limit options

UK Flag   UK - General Information


Capital
London

Language
English

Currency
Pound

Population
Around 66 million

Location
North-west of mainland Europe

Vacation spots
London, Edinburgh, Scotland, England...

Best time to visit
Spring (late March to early June) & Autumn (Sept to Nov)

Popular tourist destination cities in UK

Travel insurance for London
London

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Travel insurance for Birmingham
Birmingham

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Travel insurance for Liverpool
Liverpool

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Travel insurance for Bristol
Bristol

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Travel insurance for Manchester
Manchester

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Travel insurance for Sheffield
Sheffield

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Travel insurance for Leeds
Travel insurance for Leicester
Leicester

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Travel insurance for Edinburgh
Edinburgh

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Travel insurance for Glasgow
Glasgow

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Regions of United Kingdom

england
England

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scotland
Scotland

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wales
Jersey
Jersey

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Guernsey
Guernsey

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Northern Ireland
Northern Ireland

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Saint Helena
Saint Helena

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Isle of Man
Isle of Man

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UK travel information and requirements

  • Entry Requirements: US travelers entering the UK must have either an Electronic System for Travel Authorization (ESTA) visa waiver or a visa.
  • Travel Health Insurance for UK: While the UK has the National Health Service (NHS), international travelers, including those from the USA, may still need additional health insurance to cover medical expenses not included in the NHS.
  • Passport Requirements: US citizens traveling to the UK must have a valid passport with at least one blank page for stays less than six months. The passport must remain valid for the entire stay, with an expiry date at least six months from the planned arrival date in the UK
  • Visa and Electronic Travel Authorization: US travelers may need a visitor visa or Electronic Travel Authorization (ETA) to enter the UK, depending on their nationality. It is recommended to check visa requirements and apply for the necessary authorization before travel

Overall, US travelers visiting the UK should ensure they have the required entry documents, consider health insurance coverage, and comply with passport and visa requirements to have a smooth and enjoyable trip.

UK Expatriate Medical Insurance

The UK Expatriate Medical Insurance in the USA is a comprehensive global health insurance plan designed for British expatriates living and traveling outside the UK, including in the USA. This insurance provides coverage for a wide range of medical needs, including emergency medical care, hospitalization, outpatient services, and more. Expatriate medical insurance is essential for bridging the gap in healthcare coverage for UK expats living abroad, providing access to private healthcare in the USA and coverage overseas. At American visitor insurance, we work with different well known insurance companies to offer a wide range of health insurance options for UK Expats. Click here to read more »

Annual Travel Insurance for UK travelers

Annual multi-trip plans are ideal for UK businessmen and regular British travelers. The annual travel insurance for UK travelers are cheaper than single travel insurance and there is no need to buy an insurance plan every time you travel.

The UK annual travel insurance plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

annual multi trip travel insurance
Most annual travel insurance require the travelers from UK to have primary health insurance that would cover them in their home country.
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Student health insurance for the UK

Student medical insurance for the UK is essential for international students, including those from the US, studying in the UK. The UK has a National Health Service (NHS) that provides healthcare to residents, but international students may still need additional health insurance to cover medical expenses not included in the NHS. Universities in the UK often require students to have health insurance coverage, and students can typically enroll in health insurance plans through their university or request a waiver if they have a comparable plan. It is important for US students studying in the UK to understand the health insurance requirements set by their university and ensure they have adequate coverage for the duration of their studies.

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Trip Cancellation Insurance for UK

Planning a trip from the USA to the UK can be exciting, but unforeseen circumstances can arise, forcing you to cancel your dream vacation. While trip cancellation insurance isn't mandatory for travel to the UK, it can provide valuable financial protection. Reimburses you for pre-paid, non-refundable trip expenses (flights, hotels, tours) if you have to cancel your trip for a covered reason (like illness, injury, or natural disasters). Many travel insurance plans for the UK offer additional benefits like coverage for trip interruption, medical emergencies, lost luggage, and travel delays.

Cancel for Any Reason is an optional travel insurance benefit that provides extended coverage beyond basic trip cancellation insurance. With CFAR coverage, travelers can cancel their trip for any reason, regardless of the specific cause, and receive reimbursement of 50% to 75% of their prepaid, non-refundable trip costs. Buying Trip protection insurance for UK can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

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Travel insurance for UK from USA - FAQ's

01. Do Americans need travel insurance for the UK?

Traveling to UK is fun but US travelers must remember that travelling away from home to a new country can lead to unforeseen risks. It is crucial for US travelers to have travel insurance to cover trip delay or trip cancellation expenses in case the trip needs to be cancelled for some reason.

02. What are the most common exclusions in travel insurance policies?

  • Pre-existing medical conditions: Most travel insurance policies do not cover pre-existing medical conditions, but some policies may offer limited coverage for the acute onset of pre-existing conditions.
  • Changing your mind or canceling the trip: Travel insurance policies do not cover losses for tickets or tours won as an award or by redeeming frequent flier or credit card miles, or if the insured cannot afford to go on the trip.
  • Extreme sports and activities: Most travel insurance policies do not cover extreme, high-risk sports such as skydiving, scuba diving, bungee jumping, heli-skiing, and more. Some plans offer add-on coverage for hazardous sports, and you may also have the option to purchase hazardous sports travel insurance.
  • War or war-like situations: Travel insurance policies do not cover losses under an act of war or mass chaos.
  • Mental, psychological, or nervous disorders: Travel insurance policies almost never cover mental, psychological, or nervous disorders such as anxiety, depression, neurosis, or psychosis.

It is essential to read the policy documents before purchasing coverage to understand what is included and excluded from coverage. For any details please call us 877-340-7910 or email and our licensed representatives would be happy to help you find the right international insurance coverage.

Travel medical insurance UK, Travel insurance to UK from USA links

UK to USA travel insurance FAQ

FAQs about Travel Insurance for the UK.

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UK Travel Insurance Blog

Blog about travel health insurance UK.

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Travel Insurance to UK Forum

Customer Queries for UK to USA.

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International travel insurance coverage

Best international travel insurance

We also offer international travel insurance plans covering pre-existing conditions which many older travelers look for...
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Buy cheap travel insurance

Buy Cheap International travel insurance. There are many cheap international insurance plans also known as visitor insurance plans.
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How insurance plan works?

Coinsurance & Deductible - How a Plan Works?
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Schegen visa travel insurance for UK citizens

Other popular destinations among UK travelers


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