Travel Insurance for Germany and German international travelers

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Travel Medical Insurance for Germany, US tourist insurance Germany

Covid 19 travel insurance for Coronavirus in Germany for US citizens

International travel has become more challenging due to this covid 19 pandemic. At American Visitor Insurance, we are committed to getting the best travel insurance coverage for US Citizens visiting to Germany. Travelers can compare travel health insurance with Covid coverage by using our international insurance compare tool. There are currently three US insurance providers namely Trawick International, Seven Corners and Global Underwriters, offering US travel medical insurance in Germany with medical coverage for coronavirus.
The following USA travel insurance companies are offering Germany travel insurance with Covid coverage for US citizens :

Trawick International Insurance:

Trawick International offers covid travel medical insurance for coronavirus with their Safe Travel insurance plans. Safe Travel Outbound insurance offered by Trawick International is ideal for US citizens traveling to Germany for Covid 19 health insurance coverage. This travel insurance plans provide a visa letter indicating that this plans includes Germany covid travel insurance coverage.

Seven Corners Covid insurance:

Liaison Travel Plus Insurance offered by Seven Corners has covid health insurance for visitors to Germany. The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

Global Underwriters:

Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.

Tokio Marine HCCMIS:

Atlas International is available for both US and Non US citizens at moderate price with required benefits.
Trawick Trawick International offers Schengen visa travel insurance with coronavirus coverage. This travel insurance satisfies Schengen visa requirements.
US Citizens and US residents traveling outside the United States Buy online
seven corners logo Seven Corners offers Liaison Travel Plus Insurance with coverage for Covid19 sickness. It satisfies Schengen visa requirements with $0 deductible
Available for both US citizens and non US Citizens traveling to Europe up to 65 years. Buy online
Tokio Marine HCCMIS HCCMIS Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Satisfy Schengen visa requirements
Available for both US and Non US citizens at moderate price with required benefits Buy online
Global Global Underwriters travel insurance offers Diplomat America travel insurance coverage for coronavirus as any new sickness.
Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. Buy online

Travel insurance for visiting Germany

Travel insurance for US citizens traveling to Germany

Willkommen in Deutschland!, Welcome to Germany! For many Americans who have German ancestry, travel to Germany is a discovery of their roots. Even for those without any German connections, modern day Germany has much very much to offer. There are the popular attractions, such as the Neuschwanstein Castle in Bavaria or the Berlin Wall. Visitors are also attracted by the picture-postcard small towns with half-timbered houses, the big city charm of Berlin, Frankfurt and Munich and the wealth of arts and culture. They are also amazed by the historical past, that comes alive in presence of delightful castles and palaces. Then of course there is German food, Creamy Sauerkraut, Bratwurst and local beer. This explains why nearly 2.5 million Americans visit Germany annually.

However, Americans vacationing in Germany should take care to buy proper travel medical insurance. Your health is not insured by your domestic US insurance, which does not travel with you beyond US borders. At American Visitor insurance, you can compare several different insurance plans from competing insurers to buy the best US health insurance which works while traveling to Germany and fits your needs best.
germany travel insurance

Germany Travel Insurance - Frequently asked questions

Does Germany travel insurance cover covid 19 illness?

There are some USA Covid travel insurance plans available for travel to Germany that cover covid 19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Germany to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

If you are a US citizen or have a nationality that does not need the Schengen visa, then travel insurance to Germany is not necessary. However travel insurance for Germany from USA is required for a long term stay (over 90 days) in Europe. Also, given the high cost of health care in Germany and the fact that US domestic health insurance including Medicare provides little coverage in Germany, it is important to buy health insurance for US citizens traveling in Germany.

Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Germany travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Germany. Our Travel insurance for Germany from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

Information for US Students going to Germany

As the cost of education in the US is very high and Germany offers education without tuition fees, many US students are applying to colleges and universities to get degrees here without spending too much. Every year more than 12,500 US students are going to Germany for studies. The cost of living is affordable in Germany making it a financial advantage. Germany is one of the top places to study among US student for many reasons. It has many top ranked universities, wide range of courses, low or no tuition fees, guaranteed work opportunities even on a student visa. Being centrally located within Europe one can easily travel across different European countries. Germany offers excellent study programs that are globally recognized, while also providing a great chance to learn German. All of these factors make Germany a popular international student destination.
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Student insurance in Germany

Long term Germany visa insurance

US nationals who intend to stay in Europe for over 90 days need to apply for the Long Term Europe visa. One of the requirements to be issued this visa is to have adequate travel health insurance with a minimum coverage of 30,000 Euros. The travel insurance document is required while applying for the Long term Europe visa.

The travel insurance plans that satisfy this Long term Europe visa needs as dictated by the Schengen country consulates are very affordable and can be easily bought online. Compare Popular travel health insurance plans for long term Europe Visa.
Globehopper travel insurance for older US travelers

Emergency Medical Evacuation for travel to Germany

Emergency medical evacuation insurance commonly called “Medevac insurance” are popular among US citizens travelling to Germany offer coverage for expenses arising from international security evacuation, medical evacuation and repatriation.
The Atlas Medevac insurance from Tokio Marine offers coverage for emergency medical evacuation.

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Intermedical medical Evacuation
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Travel health insurance that you are looking for...
  • Travel medical
  • Expats insurance
  • Trip cancellation
  • Cancel for any reason
  • Older travelers
  • Annual Travel

Best travel insurance USA, Best USA travel insurance

Compare and buy the best travel insurance USA plans. The best international travel insurance plans specially designed to match the needs of international travelers.

Best international travel insurance for US citizens

  • Travel medical insurance for US Citizens and US Residents traveling outside USA
  • Available up to 180 days
  • Offers emergency sickness coverage up to $500,000
  • Covid-19 covered as any other sickness
  • USA short term travel medical insurance for US citizens travelling outside USA
  • Available up to 24 consecutive months
  • Maximum coverage up to $1,000,000
  • USA travel medical insurance coverage outside USA for US citizens
  • Available up to 365 days
  • Offers maximum coverage up to $2,000,000
  • Offers insurance coverage for Covid expenses
  • US travel health insurance for US citizens outside USA
  • Available up to 3 years (Elite plan)
  • Offers maximum coverage up to $1,000,000
  • Liaison Travel Plus insurance offers coverage for expenses related to COVID-19
  • Short term fixed benefit cheap travel insurance USA for US citizens outside USA
  • Plan maximum options available up to $130,000 for medical expenses

Best Expat insurance, Best Expatriate insurance

Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.

Expat insurance plans

  • Ideal for US expatriates and for those global citizens living and working outside their home country.
  • Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
  • It covers pre-existing conditions with creditable coverage
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Best trip cancellation insurance, Best trip protection insurance

Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.

Best trip cancellation insurance

  • Trip Cancellation: 100% of trip cost up to $20,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Provides coverage for U.S. residents travelling outside their home country
  • Trip Cancellation: Trip Cost up to $30,000
  • Insurance for Non-US residents travelling outside their home country.
  • Trip Cancellation: Up to $50,000 of the trip cost
  • US Residents on domestic and worldwide trips
  • Trip Cancellation: Up to $100,000 of Trip Cost
  • US Residents on domestic and worldwide trips
  • Trip Cancellation: Up to $25,000 of the trip cost
  • Inexpensive coverage for trip cancellation & interruption
  • Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
  • Maximum Trip Length 90 Days
  • Trip Cancellation: 100% of the Insured Trip Cost - $250 up to $25,000
  • US citizens/US residents only for trips within the USA and abroad trip Cancellation.
  • Trip Cancellation: 100% of the Insured Trip Cost -$250 up to $25,000
  • This plan is eligible for non US citizens up to age 79 traveling outside their home Country and not going to the USA.
  • Trip Cancellation: Trip Cost: 100% of Trip Cost ($150 - $10,000 max);
  • Maximum Trip Length 90 Days
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • Up to 100% of Trip Cost Insured
  • Trip Cancellation: Up to 100% of Trip Cost Insured
  • It covers Trip Cancellation coverage from $150 to $10,000.
  • Trip Cancellation: Basic - $15,000 Max
  • Trip Cancellation: Plus - $100,000 Max
  • Trip Cancellation: Elite - $100,000 Max

Cancel for any reason trip cancellation insurance

While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.

Cancel for any reason plans

  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: 100% of trip cost up to $30,000
  • Cancel For Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Tour cost to a maximum of $20,000
  • Cancel for Any Reason: Up to 75% of trip cost insured
  • Trip Cancellation: Up to $100,000 of Trip Cost
  • Cancel for Any Reason: 75% of non-refundable trip cost
  • Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
  • Cancellation for Any Reason: 75% of Trip Cost
  • Trip Cancellation: Up to 100% of Trip Cost Insured

USA Senior Citizen travel insurance, USA seniors travel health insurance

Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.

Travel health insurance for older US travelers

  • The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
  • It is an affordable international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses for short trips.
  • It is available up to 12 months
  • It is an renewable long term international travel health insurance for US citizens.
  • It offers coverage for medical and evacuation expenses.
  • It is renewable up to 3 years.

Best Annual travel insurance, Best yearly travel insurance

Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.

Annual Travel Plans

  • Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
  • Covers non US Citizens travelling multiple times annually outside their home country
  • Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
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Trip Cancellation Insurance vs Travel Medical Insurance
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Does Medicare cover medical costs for US citizens travelling to Germany? Do US travelers need supplemental medical insurance if traveling to Germany?

Travel insurance plans for older US travelers with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

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Europe Travel Insurance
It is wonderful to see so many older Americans traveling to Germany. However while visiting Germany is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

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Do US citizens need visa to visit Germany?

Schengen visa information for US citizens and US residents (Non US citizens) traveling to Germany

A US citizen can visit Germany and other Schengen countries for up to 90 days without the Schengen visa.
Germany visa travel insurance requirements:
  • A valid US passport with at least 3 months validity even after leaving Germany.
  • Valid reason of travel.
  • Financial resources for travel and stay in Germany.

Non US citizens residing in USA visiting Germany and other Schengen states

Most Non US citizens need the Schengen visa to visit German. Please check if you are in the list of Nationalities who need Schengen visa. Non US residents residing in US and visiting Germany for short term may have to possess the US resident status like the Green card, valid US visa, copy of valid I-20 or valid I-AP66, visas. This status must be valid for a minimum of 3 months even after you depart from Germany.

How long can an American stay in Germany?

Travel insurance for long term stay in Germany for more than 90 days

You need to apply for residence permit for staying more than 90 days in Germany. Long term German visa has pre-requisites like the medical insurance coverage of 30,000 Euros. You can check the German embassy or consulate website for more information.
Be prepared for delayed processing of your visa during the peak winter and summer season when travellers across the world visit Germany in large numbers.

Long term German Visa Insurance

US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Long term German Visa Insurance

Long stay Germany visitor visa insurance is available for visitors staying up to a year. Whether living in Germany for professional purposes, visiting family, on a private visit or to study, we have long term German visa insurance that caters to all the insurance requirements. The insurance plans for the long stay tourist visa in Germany offer a minimum coverage up to € 30,000 with $0 deductible, emergency medical evacuation and repatriation coverage while in Germany.
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Popular tourist destinations in Germany

Buy travel insurance for Germany

The Brandenburg Gate

Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.

Buy visitor insurance for Germany

Tierpark Hagenbeck

The city's zoo, was established in 1907 to house a collection of exotic animals owned by a local fishmonger, Carl Hagenbeck.

Germany travel insurance

Casa do Cabildo

Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.

Travel insurance Germany

Sanssouci Park and Palace

The Palace with huge park and many works of art like exquisite Chinese House, an extremely elaborate garden pavilion, and a wonderful Roman Baths complex.

travel insurance for visiting Germany

Germany - General information

Germany Flag
map  Location

Western Europe

house  Capital

Berlin

language  Language

German, English, French

currency  Currency

Euro

population  Population

Around 82 million

calendar  Best time to visit

March to May, late October to November.

map  Vacation spots

Berlin, Munich, Frankfurt, Cologne, heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.

Trip Cancellation insurance for Cruise travel or vacation

Trip cancellation insurance only offer coverage for trip investment expenses, but also cover medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason. The Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance. Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses

Trip insurance plans that are ideal for cruise travel

Seven corners   Round Trip Insurance

  • Covers medical expenses up to $250,000
  • Medical evacuation up to $1 million
  • Covers pre-existing conditions
  • Missed connection up to $1,500. Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
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Seven corners   iTravelInsured Trip insurance

  • Covers medical expenses up to $100,000
  • Medical evacuation up to $1 million
  • Search and rescue up to $10,000
  • Missed connection up to $500



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Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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Medical Insurance for visitors from Germany visiting USA

Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
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These are certainly scary times for international travelers with regular corporate travel being particularly vulnerable to the Covid pandemic. In this context it is important to buy the best annual travel insurance with Covid coverage. If you are an international traveler without health insurance or if it will run out soon, do consider buying an alternative annual travel insurance with coronavirus coverage. At American Visitor Insurance we are committed to getting you the most appropriate international travel insurance covid policy you need even under these difficult circumstances.
Trawick
Trawick International Covid19 yearly travel insurance Safe Travel Basic/Deluxe/Executive Annual provides annual comprehensive travel medical coverage for COVID 19.
  • Available for US residents only up to age 81 years
  • Maximum trip length is 30 days per trip
seven corners logo
Seven Corners annual multitrip covid19 insurance Wander Frequent Traveler Plus covers frequent international travelers and provides Covid19 annual travel insurance
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30, 45, or 60 days per trip
Tokio Marine HCCMIS
TokioMarine HCCMIS Coronavirus annual travel insurance Atlas Multi trip offers coverage for unexpected medical expenses, including eligible expenses related to Covid19
  • Available for both US and Non US citizens up to 75 years
  • Maximum trip length is 30 or 45 days per trip
cancel for any reason travel insurance
"Cancel for any reason" - Travel insurance
Popular trip cancellation insurance plans that have optional benefit for cancel for any reason.
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