Best travel insurance for Puerto Rico
Travel medical insurance for visiting Puerto Rico
After hurricane Maria slammed and devastated Puerto Rico in 2017, this United States territory is slowly rebounding. There has been an increase in the number of flights to mainland USA along with an increase in cruise traffic.
The capital San Juan has many new attractions lining up, with a new entertainment complex being built, which features a new concert hall, movie theatres, cafes, restaurants and a zip line.
Cruise liners also have a new destination, Port of Americas in the southern coast of Ponce where tourists have attractions like museums and a boardwalk. Even though this is US territory, US citizens visiting Puerto Rico should however consider buying travel insurance to insure both their vacation expenses as well as any unplanned medical bills.
Best travel insurance for Puerto Rico from USA
What travel insurance do you need for visiting Puerto Rico?
Puerto Rico - General Information
Capital
San Juan
Population
Around 3.2 million
Language
Spanish, English
Location
Caribbean
Currency
United States Dollar
Best time to visit
December through March
Vacation spots
San Juan, El Yunque National Forest, Virgin Islands, Vieques, Culebra, Fajardo, Ponce, Aguadilla, Isabela, Arecibo, Rio Grande.
Popular tourist destinations in Puerto Rico
Old San Juan
Walking the streets of Old San Juan, with its lovely colonial architecture and imposing forts, is like stepping back into another era.
Culebra Island
Culebra island with beautiful beaches and lush hills has its own unique character. The pace here is unhurried and the atmosphere relaxed
Vieques
Vieques, eight miles from mainland Puerto Rico, has become a popular beach resort with small, restaurants, shops, and galleries.
Rio Camuy Caves
The Rio Camuy Cave Park features a huge cave system covering 268 acres and is thought to be the third largest cave system in the world.
Travel health insurance in Puerto Rico, Tourist insurance Puerto Rico – FAQs
1. Does us health insurance work in Puerto Rico?
US health insurance may provide limited coverage or no coverage at all in Puerto Rico. Puerto Rico is a US territory, but it has a separate health care system. This means that insurance plans designed for the mainland US might not automatically extend full coverage for health care in Puerto Rico. It is important for international travelers to buy good tourist insurance for Puerto Rico.
2. Do I need travel insurance for Puerto Rico?
Given the fact that US domestic health insurance provides little coverage in Puerto Rico, and the relatively low cost of travel insurance for Puerto Rico, it is important for international travelers to buy good travel insurance for visiting Puerto Rico.
3. Which is the best travel insurance for Puerto Rico?
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Puerto Rico travel insurance plan that is always the best for everyone.
If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best Puerto Rico travel insurance plan.
Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
4. How much does Puerto Rico travel insurance cost?
The cost of Puerto Rico travel insurance depends mainly on the following factors; The age of the traveler, the length of travel insurance for Puerto Rico coverage, any special add on coverage requirements, or the need for Puerto Rico travel medical insurance with pre-existing conditions.
Best travel insurance from Puerto Rico to Florida
Para clientes que hablan español - Seguro de salud para Puerto Rico en español
¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor.
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Información sobre seguros de EEUU
¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »Consideraciones para su seguro médico
Factores a tener en cuenta al comprar un seguro de visitante. Más »¿Como encontrar la mejor cobertura?
Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades. Más »Categorías de seguro
Travel insurance from Puerto Rico to USA
Travel insurance for Puerto Rico residents visiting mainland USA
Travel health insurance for foreigners in USA
Visitors insurance for seniors
Visitor medical insurance for travelers above 60 years
Know more »Visitor medical insurance for travelers above 65 years
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
Know more »Visitor health Insurance for travelers above 80 years
Know more »US Visitors insurance for travelers above 90 years
Know more »What does visitors medical insurance cover?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
USA visa health insurance, Visitor visa health insurance USA
Travel health insurance or long term Global health insurance?
Trip Cancellation Insurance
If you have planned an expensive trip or cruise vacation and want to ensure that your trip expenses are insured, then you should buy Trip Cancellation insurance. Trip cancellation insurance will protect your trip expenses invested like ticket and hotel bookings. These are typically not refundable sometimes. This type of insurance also covers expenses involves during trip delay, lost or delayed baggage and while emergency evacuation. The cost of a trip protection insurance policy will depend on the amount of money you have invested on your vacation and any other additional coverage you may need.
Get quotes »Travel Medical Insurance
In travel medical insurance, the focus is on the health insurance coverage of the traveler. Travelers must insure onself against emergency accident and sickness since most domestic health insurance do not protect you outside your home country. These are short term plans that offer coverage for expenses rising from unexpected medical treatment of injury or illness. The coverage includes inpatient and outpatient care, evacuation and repatriation. Some plans offer limited coverage while other are comprehensive in nature. You need to know the differences before you buy it. Note that not all travel health insurance plans provide coverage for preventive care or for pre-existing ailments including maternity coverage.
Get quotes »Expatriate Insurace, Global Medical Insurance
Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans can be renewed annually.
Get quotes »Annual travel insurance
Annual travel insurance (Multi trip insurance) for travel within USA
Travel Insure - Voyager Annual insurance
Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.- Take an unlimited number of Covered Trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers
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Importance of American traveler insurance
Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.
US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason travel insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Steps to buy
US visitor travel insurance online
search 1: Finding the best health insurance for foreigners
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
balance 2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
attach_money 3: Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
description 4: Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers
Factors to buy best travel medical insurance USA
Age of the traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Type of US travel health insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
Medical maximum coverage
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
Duration of travel insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Types of travel insurance
Single Trip Travel Insurance
Compare and buy best US Single trip insurance for travel within the US and overseas
Know more »Single Trip vs MultiTrip Travel Insurance
Compare Single trip vs multi trip insurance plans offered by US insurers.
Know more »Best travel health insurance in USA information
Travel medical insurance USA resources
International travel insurance resources for USA visa holders.
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Factors for the best travel insurance to USA.
Types of USA tourist insurance online
Different types of tourist insurance for USA.
USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.
Schengen visa insurance for Puerto Rico residents traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Click here to read more »Buy cheap travel insurance
There are many cheap international insurance plans also known as visitor insurance plans.
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Coinsurance & Deductible - How visitor travel insurance works.
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Resources for US air travelers
Information about US mobile passport control and TSA pre check for US passport holders.
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