Best travel insurance to Laos
Travel insurance for Laos
Before heading to this unique island destination, it is important to safeguard your holiday against unexpected illnesses or accidents by buying the best US travel insurance for Laos for a worry-free vacation. The cost of travel insurance from the US to Laos will typically cost about 5% of the overall trip cost, and is easily worth the cost given the value of having the best travel insurance coverage to Laos from the US.
Is travel insurance necessary for Laos?
Travel insurance for Laos is not mandatory but is highly recommended, especially for travelers from the USA. It is essential to have travel medical insurance to cover medical emergencies, trip cancellations, lost or delayed luggage, and other unforeseen events during your trip to Laos.
Laos travel insurance requirements
The Laos National Taskforce Committee for Covid19 Prevention and Control requires all foreign citizens entering Laos to buy Covid19 insurance. Non-Lao citizens wishing to enter Laos must contact their embassy concerning Laos covid travel insurance, which will cover the cost of any medication prescribed in the event that the policyholder contracts the virus. The comprehensive Laos travel insurance policies will also insure policyholders against any losses incurred as a result of illness due to the virus. This Laos Covid insurance may be issued by an international insurance provider.
However given the health risks and increased healthcare costs involved in light of the pandemic, it is in any event very important to have good travel insurance which covers Covid19 illness. Travelers can compare Laos travel health insurance with Covid coverage by using our travel insurance compare tool.
Why travel insurance is necessary for Laos?
Travel insurance is crucial for those traveling from the USA to Laos for several important reasons:
- Medical Emergency: Medical emergencies can arise in Laos, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
- Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
- Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
- Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
- Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
Which is the best travel insurance for Laos?
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
- Policy maximum covers up to 1M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
Atlas International
WorldTrips
- Provides comprehensive medical coverage, emergency evacuation, and repatriation...
- Policy maximum covers up to 2M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
Safe Travels International
Trawick International
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1M
- Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
How much is Laos travel insurance?
-
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name Trip cancellation Cost # Safe Travels Flex Trawick International 100% of Trip Cost (Up to a Max. of $45,000) $25 Safe Travels Protect Trawick International 100% of Trip Cost (Up to a Max. of $14,000) $32 iTravelInsured Travel Lite IMG 100% of Trip Cost $42 Trip Protection Economy Seven Corners 100% of Trip Cost (Up to a Max. of $20,000) $43 iTravelInsured Choice IMG 100% of Trip Cost $50 SafeTravels Armor Trawick International 100% of Trip Cost (Up to a Max. of $15,000) $55 Trip Protector Preferred HTH worldwide 100% of Trip Cost (Up to a Max. of $50,000) $70 iTravelInsured Travel LX IMG 100% of Trip Cost $106 # Approximate cost of trip cancellation travel insurance plans a traveler aged 40 years on a 15 days trip who has invested $1,000 for trip related expenses like flight/cruise bookings and hotel reservations.
-
Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
Plan Name Maximum coverage Deductible Cost # Atlas International Insurance WorldTrips $50,000 $250 $53 Patriot International Lite Insurance IMG $50,000 $250 $54 Safe Travels Outbound Insurance Trawick International $50,000 $250 $75 Intermedical Insurance Travel Insure $50,000 $250 $71 VisitorSecure Insurance WorldTrips $50,000 $100 $33 Voyager Essential Insurance GeoBlue $50,000 $0 $72 # Approximate cost of travel medical insurance plan per month for a traveler aged 40 years.
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Travel insurance for Laos from USA
US citizens need travel insurance for Laos to protect against unexpected events that can disrupt their trip. This includes medical emergencies, as Laos healthcare costs can be high and your regular US health insurance may not cover you. Travel insurance also covers trip cancellations, lost or delayed baggage, travel delays, and personal liability. It ensures that travelers are financially protected and can handle unforeseen circumstances, providing peace of mind during their vacation.
US citizens do not need a visa to travel to Laos for short stays (up to 90 days) for tourism, business, or family visits. Laos is a British Crown Dependency, and while it is not part of the UK or the EU, it follows similar entry requirements for US travelers, meaning a valid passport is the only documentation needed for visits under 90 days.
Laos - General Information
Location
Asia
Population
Around 7.5 million
Currency
Lao kip
Capital
Vientiane
Language
Lao
Best time to visit
Oct and Apr, Nov and Jan
Vacation spots
Vientiane, Vang Vieng, Luang Prabang, Pakse, Ban Houayxay, Khong Island, Kuang Si Falls, Pha That Luang
Popular tourist destinations in Laos
Kuang Si Falls
Kuang Si is the biggest Waterfall in Luang Prabang area with three tiers leading to a 50-metre drop into spectacular azure pools before flowing downstream.
Wat Xieng Thong
Luang Prabang is renowned for Buddhist temples of outstanding beauty with a symbol of great historic importance.
Pha That Luang
It is a huge Buddhist Stupa of 45 meters in height, width 69 built in pyramidal shape and Its golden color is not painting but it is literally covered in gold.
Pak Ou Caves
Pak Ou Caves have a history dating back thousands of years. Packed with over 4,000 Buddha icons, the caves, a shrine to the river spirit and Lord Buddha.
Tips for selecting the best travel insurance for Laos
- Assess your coverage needs: Identify your needs based on your health, travel itinerary, and planned activities. Consider factors like trip length, planned activities, and pre-existing conditions coverage.
- Use a comparison tool: We suggest using a web based tool like americanvisitorinsurance.com to compare travel insurance options, seeing prices from several providers can help you find the right coverage. Look beyond the price; analyze coverage limits, exclusions, and benefits offered by each plan.
- Understand the fine print: Before you purchase your travel insurance policy, it’s important to read through it and check for exclusions and limitations like adventurous sports, travel restrictions, pre-existing conditions etc…
- Medical maximum coverage: Refers to the highest amount an insurance policy will pay for medical expenses incurred during your trip. This coverage is crucial for protecting travelers from high healthcare costs that can arise from unexpected medical emergencies, such as hospital stays, surgeries, or medical evacuations.
Laos travel insurance for travel to Laos - FAQ's
1. What is the best travel insurance for visiting Laos?
This is a great question and our website strives to answer this question for our customers. Due to the different needs of different travelers there is not one policy that is always best for everyone in their situation. But those traveling without kids can find different options that may suit them better.
If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition. We endeavor to give our clients as much information as possible so they can find the plan that is best for you. Or, if you want some guidance, our licensed agents are here to help you with your choice!
2. How do I file a travel insurance claim?
The claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form. The customer gets the money reimbursed from the insurance company after they receive the bill. If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details …
3. While I am away from the US, if I contract coronavirus and need to extend my stay can I extend my travel insurance cover?
At American visitor insurance you can find travel insurance policies that allow you to extend the travel insurance dates if you have tested positive and require staying longer than you estimated due to covid19.
4. Is there a plan that provides quarantine benefits/lodging in case I come in contact with someone who is Covid positive?
Safe Travels Explorer plan is one of the plans that provides quarantine benefits for $2000 due to Covid. There are other plans which have this benefit namely Safe Travels Explorer Plus, Safe Travels Voyager... All of these provide lodging benefits up to $2000.
5. In case I miss my flight due to forced quarantine, will the insurance cover for the flight expense?
There are trip insurance plans that specifically cover trip cancellation due to covered trip delay. Some of the trip plans and their eligibility are here:
- Safe Travels Voyager: US citizens and US residents are eligible while traveling out
- Safe Travels Explorer: US citizens and US residents are eligible while traveling out
- Safe Travels Explorer Plus: US citizens and US residents are eligible while traveling out
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Annual travel insurance for Business travelers
Get quotes »
Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here to read more »Best travel insurance Laos from USA
What travel insurance do you need for visiting Laos?International travel insurance to Laos
What does visitors medical insurance cover?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
Best medical insurance for visitors to USA from Laos
1: Finding the best health insurance for foreigners
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers
Factors to buy best travel insurance for visitors to USA
The cost of Europe long term visa insurance depends on the following:
- Age of the traveler: The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of US travel health insurance: Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
- Medical maximum coverage: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
- Duration of travel insurance: The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost..
- Any add on benefits: Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Types of travel insurance
Single Trip Travel Insurance
Compare and buy best Single trip insurance for travel within the US and overseas
Know more »Single Trip vs MultiTrip Travel Insurance
Compare Single trip vs multi trip insurance plans offered by US insurers.
Know more »USA visa health insurance, Visitor visa health insurance USA
Resourceful tourist insurance USA information
Find the best travel insurance
Find out the best insurance for your budget and needs
Know more »How does travel insurance work?
Claims process for expenses due to injury or sickness
Know more »How to buy travel insurance?
Guide to buying the best international travel health insuranceKnow more »
Travel insurance glossary
Commonly used international travel medical insurance termsKnow more »
Travel insurance for specific groups
Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...Know more »
Compare travel insurance plans
Compare the best travel insurance plan for your needs
Know more »Cheapest travel insurance Laos to USA information
Travel medical insurance USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Factors for the best travel insurance to USA.
Types of USA tourist insurance online
Different types of tourist insurance for USA.
USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.
Travel health insurance for foreigners in USA
International travel insurance Laos to USA links
Travel Insurance for Laos FAQ
FAQs about travel insurance for Laos travelers.
Click here to read more »Laos Travel Insurance Blog
Blog about travel health insurance Laos travelers
Click here to read more »Travel Insurance to Laos Forum
Customer Queries for USA travelers to Laos travelers
Click here to read more »What is the best visitors insurance for seniors?
Visitor medical insurance for travelers above 60 years
Know more »Visitor medical insurance for travelers above 65 years
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
Know more »Visitor health Insurance for travelers above 80 years
Know more »US Visitors insurance for travelers above 90 years
Know more »Find the best US visitor insurance coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Click here to read more »Buy cheap travel insurance
There are many cheap international insurance plans also known as visitor insurance plans.
Click here to read more »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Click here to read more »International travel insurance to Europe from Laos
Laos residents visiting Schengen countries
Schengen visa insurance requirements
- Travel insurance coverage of 30,000 Euros (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.
