Travel Insurance for India from USA
Travel Insurance to India
India is a popular destination for American travelers, from visiting family and exploring historic cities to business trips, cultural experiences, spiritual journeys, and extended stays. Medicare and most U.S. health insurance plans provide limited or no coverage in India, leaving travelers responsible for medical bills, hospital stays, and emergency transportation.
India has modern private hospitals and healthcare facilities in major cities such as Delhi, Mumbai, Bengaluru, Chennai, and Hyderabad, although the quality and availability of care can vary in smaller towns and rural areas. Medical treatment may be more affordable than in the United States, but serious emergencies and medical evacuation can still result in significant expenses. An emergency hospital stay can cost $500-$5,000+, while medical evacuation back to the U.S. can cost $20,000-$50,000 or more. Experts recommend at least $100,000 in emergency medical coverage and $250,000 in emergency medical evacuation coverage for an India trip. Travel insurance to India can start at around $20, depending on your age, trip length, destination, and coverage needs. Compare plans and get a quote in under 30 seconds.
Travel Insurance From USA to India
- India has seen remarkable growth in recent decades, evolving into one of the world’s most vibrant and diverse travel destinations. From its rich cultural heritage to rapidly modernizing cities, India offers a unique blend of tradition and innovation that attracts millions of visitors every year.
- Thousands of travelers from the United States visit India annually to experience its incredible diversity from bustling metropolitan cities like Mumbai, Delhi, and Bangalore, Chennai to serene landscapes and historic landmarks.
- Explore the iconic Taj Mahal in Agra, witness the royal palaces of Rajasthan, enjoy the backwaters of Kerala, or experience the spiritual energy of Varanasi. Whether it’s cultural exploration, family visits, or business travel, India has something for every traveler.
- With long-distance travel and varying healthcare standards, having reliable travel insurance is essential. It ensures protection against unexpected medical emergencies, trip disruptions, and travel related risks so you can enjoy your journey with confidence and peace of mind.
Why Travel Insurance Is Essential for Visiting India?
- India is one of the most rewarding destinations for U.S. travelers but it also presents real health and logistical risks that make travel insurance essential, not optional.
- U.S. health insurance plans and Medicare provide little to no coverage outside the United States. If you need emergency hospitalization in India, you will be paying out of pocket - and costs at premium private hospitals in cities like Mumbai or Delhi can rival those in Western countries.
- Beyond medical costs, India's vast geography and diverse climates mean that medical evacuation can be critical if you're traveling in rural areas, the Himalayas, or remote national parks where advanced care is unavailable locally. An emergency airlift to a proper facility can cost $50,000–$100,000 or more without insurance.
- Climate and food differences also pose genuine health risks. Travelers frequently encounter gastrointestinal illness, mosquito-borne diseases (dengue, malaria in certain regions), and heat-related conditions all of which require prompt medical attention.
- Compare different International Travel Medical Insurance for India plans on American Visitor Insurance and choose one that best suits your needs.
- Travel insurance to India from USA also protects your non-refundable trip investment. With long-haul international flights and advance bookings for tours, trains, and hotels, a sudden illness or family emergency back home could cost you thousands in unrecovered expenses without trip cancellation coverage.
How Much Does India Travel Insurance from USA Cost in 2026?
Trip Cancellation Insurance If you want coverage to protect your non-refundable trip expenses - such as flight tickets, hotel bookings, and other reservations - in case your trip is cancelled, delayed, or interrupted, consider buying these trip cancellation insurance plans.
The cost of India travel insurance from the USA starts as low as $24 for a 15-day trip with a $1,000 trip cost. The cost of trip cancellation insurance for India depends on Traveler’s age, Type of coverage selected, Length of stay in India, Number of travelers insured
Average Trip Cancellation Insurance Cost for U.S. Citizens Traveling to India
This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.
| Plan | Cancelación de Viaje | Edad 20 | Edad 40 | Edad 60 | Edad 70 |
|---|---|---|---|---|---|
| Safe Travels Protect Trawick International |
100% del Costo del Viaje, máx. $14,000 | $24 | $32 | $39 | $74 |
| Pathway Essential Trawick International |
100% del Costo del Viaje, máx. $14,000 | $24 | $33 | $53 | $76 |
| Seguro ExactCare Berkshire Hathaway Travel Protection |
100% del Costo del Viaje, máx. $14,000 | $24 | $26 | $42 | $64 |
| Pathway Plus Trawick International |
100% del Costo del Viaje, máx. $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Basic Seven Corners |
100% del Costo No Reembolsable del Viaje, hasta $30,000 | $34 | $47 | $70 | $70 |
| Travelex Advantage Travelex |
100% del Costo del Viaje, máx. $10,000 | $36 | $42 | $62 | $87 |
| Itravelinsured Choice IMG |
100% del Costo del Viaje | $39 | $50 | $73 | $110 |
| Travel Insurance Select Travel Insurance |
100% del Costo del Viaje | $42 | $42 | $87 | $102 |
| Safe Travels Armor Trawick International |
100% del Costo del Viaje, máx. $100,000 | $43 | $55 | $67 | $124 |
| Pathway Premium Trawick International |
100% del Costo del Viaje, máx. $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy Seven Corners |
100% del Costo del Viaje, máx. $5,000 | $47 | $55 | $71 | $75 |
| Extra care Berkshire Hathaway Travel Protection |
100% del Costo del Viaje, máx. $14,000 | $56 | $60 | $93 | $138 |
| Travelex Ultimate Travelex |
100% del Costo del Viaje, máx. $50,000 | $57 | $69 | $91 | $125 |
| Trip Protection Choice Seven Corners |
100% del Costo No Reembolsable del Viaje, hasta $100,000 | $65 | $87 | $118 | $118 |
| ITravelInsured LX IMG |
100% del Costo del Viaje | $102 | $114 | $138 | $171 |
Fuente: American Visitor Insurance® | Precios verificados para la temporada de viajes 2026.
Mejor Seguro de Cancelación de Viaje
Compare los planes mejor valorados con sólidos beneficios de cancelación
Best Trip Cancellation Insurance Plans for India 2026
Safe Travels Protect Insurance is the Cheapest Trip cancellation insurance and Pathway Premium is the best trip cancellation insurance for India.
Other affordable travel insurance with trip cancellation coverage include Pathway Essential, Travelex Advantage
Other best travel insurance with trip cancellation coverage include: Travelex Ultimate, iTravelInsured LX
Travel Medical Insurance for India from USA
Travel Medical Insurance If you want coverage for emergency medical expenses such as hospital bills and doctor visits caused by sudden sickness or injuries from an accident, consider buying these travel medical insurance plans.
The cost of travel medical insurance for India from the USA starts as low as $20 per month. Prices vary based on the traveler’s age, coverage limits, deductible, and length of stay in India. Find out how much travel medical insurance costs for Americans to India?"
Travel medical insurance provides: Coverage for doctor visits, Protection for emergency hospital stays, Financial protection against high medical costs abroad, Access to necessary care while travelingAverage one-month travel health insurance costs for US citizens traveling to India are shown below.
| Plan | Deductible | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Atlas Essential International WorldTrips |
$250 | $20 | $40 | $86 | $263 |
| Safe Travels Outbound Trawick International |
$250 | $26 | $77 | $168 | $296 |
| Atlas International WorldTrips |
$250 | $27 | $54 | $117 | $212 |
| VisitorSecure WorldTrips |
$100 | $29 | $34 | $55 | $96 |
| Travel Medical Excluding USA Basic Seven Corners |
$0 | $29 | $55 | $121 | $269 |
| Patriot International Lite IMG |
$250 | $29 | $55 | $121 | $214 |
| BCBS Single Trip Gold BCBS |
$250 | $43 | $72 | $154 | $289 |
| BCBS Single Trip Platinum BCBS |
$250 | $46 | $79 | $160 | $300 |
| TravelGap Gold HTH Worldwide |
$250 | $43 | $72 | $154 | $289 |
| TravelGap Platinum HTH Worldwide |
$250 | $46 | $79 | $160 | $300 |
| Diplomat International Global Underwriters |
$250 | $32 | $86 | $181 | $315 |
| Intermedical Travel Insure |
$250 | $48 | $73 | $121 | $201 |
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
Travel Medical Insurance for U.S. Citizens Traveling Abroad
Compare plans for medical emergencies, evacuation, and international travel coverage.
Travel Medical Insurance for India 2026
The cheapest travel medical insurance for India is Atlas Essential Insurance.
Other affordable travel medical insurance plans for U.S. citizens include Atlas International, Patriot International Lite .
The best travel medical insurance for India is Atlas Premium Insurance.
Other best travel medical insurance plans for U.S. citizens include Intermedical, Patriot Platinum International .
Best India Travel Medical Insurance for Pre-Existing Conditions
Compare the top plans offering coverage for acute onset or limited pre-existing conditions for travelers from USA to India. American Seniors should also review the best travel insurance for seniors with pre-existing conditions for age-specific plan comparisons
BCBS Single Trip Platinum Insurance
Blue Cross Blue Shield Global Solutions Travel Insurance
Best International Travel Insurance for Acute Onset of Pre-Existing Conditions
Why You Need Travel Insurance Despite Having Credit Card Travel Benefits for Your Trip to India?
- Many U.S. travelers rely on their credit card travel benefits for protection while traveling abroad. While these benefits may cover trip cancellations, trip delays, or lost baggage, they typically provide little or no coverage for emergency medical expenses outside the United States.
- Most U.S. health insurance plans, including Medicare, offer limited or no medical coverage in India. If you require medical treatment due to an illness or accident, you may have to pay out of pocket for doctor visits, hospitalization, diagnostic tests, or emergency care at private hospitals.
- Travel medical insurance from American Visitor Insurance helps cover eligible emergency medical expenses, hospitalization, emergency medical evacuation, repatriation of remains, and other covered travel-related emergencies. It provides more comprehensive protection than relying solely on credit card travel benefits.
- Whether you're visiting India for a vacation, business trip, medical tourism, religious pilgrimage, or to visit family and friends, dedicated travel insurance offers valuable financial protection and peace of mind against unexpected medical and travel emergencies.
Healthcare and Medical Costs in India
- In India, healthcare is characterized by a sharp divide between modern hospitals located in big cities and basic care clinics situated in rural areas.
- City healthcare departments provide top-notch services, yet the expenditures may differ tremendously.
- The price for a general practitioner’s visit is around $20 to $50, whereas the consultation of an expert may range between $50 and $100.
- Costs for emergency treatment or hospital admissions may be much more significant, with the average rate for one day in the hospital being around $200 to $500.
- Prescription drug prices are mostly lower than in the U.S., but the cost for imported medicines can be quite high.
- Hospitals of international standards may be more expensive, but they also have English-speaking personnel and offer Western-style treatment.
- U.S. medical insurance and Medicare seldom reimburse for the treatment in India; thus, the tourists are recommended to get travel health insurance that covers all medical expenses, including hospitalization and medical evacuation.
Cheap Travel Insurance From USA for Less Than $1/Day
A small daily cost helps protect you from unexpected medical expenses while traveling outside the USA.
"Compare cheap travel insurance options for Americans traveling anywhere in the world."
What Should I Consider Before Buying India Travel Insurance from USA?
When buying travel insurance for your trip to India from the USA, here are few factors that you need to consider before purchasing India travel insurance for US citizens:
- Type of Trip: If you are going on multiple trips annually, you can purchase Annual travel insurance otherwise, you can go for a single trip option.
- Trip Duration: Decide about the travel dates and length of stay in your destination so that you can buy the insurance for a sufficient number of days.
- Travel Insurance for Pre-existing Conditions: It is important to check if the policy that you chose provides coverage for any emergency situation that might be a consequence of the existing condition. In this case, you need to make sure that the plan covers the acute onset of a pre-existing condition.
- Coverage Details: Given that healthcare costs are increasing and that international travelers experience higher healthcare costs in India, choose a plan with sufficient medical coverage, ideally $50,000 or more. Make sure that the plan covers emergency medical evacuation, repatriation and acute onset of pre-existing conditions. Travelers booking high-end resorts or private villas may prefer our luxury travel insurance for Americans guide for higher limits and premium benefits
- Trip Cancellation Insurance or Trip Interruption Insurance: If your trip involves high non-refundable costs (flights, hotels, tours), consider a policy that offers trip cancellation or interruption benefits for extra peace of mind.
- Exclusions: Pay attention to the exclusions in the policy and go through it carefully in order to know what’s not covered such as injuries from adventure sports, substance abuse, or self-inflicted harm. This helps prevent any surprises or denied claims when you need coverage the most.
By considering these factors, you can choose the best travel medical insurance for Americans traveling to India that offers comprehensive protection for your entire trip in India.
Do U.S. Citizens Need a Visa for India?
Yes. U.S. citizens are required to obtain a visa before traveling to India. The most convenient option is the India e-Visa (eTV), available online through the Government of India's official portal at indianvisaonline.gov.in.
- Tourist e-Visa: Valid for 1 year with multiple entries (up to 90 days per stay)
- Business e-Visa: Valid for 1 year with multiple entries
- Medical e-Visa: For travelers seeking medical treatment in India
Apply at least 4–7 business days before your travel date. The e-Visa is linked electronically to your passport no physical visa stamp is required. Ensure your passport is valid for at least 6 months beyond your travel dates.
Best Trip Cancellation Insurance for India - Protect Your Non-Refundable Costs
- Medical travel insurance covers eligible emergency medical expenses if you become sick or injured during your trip to India, but it does not reimburse prepaid, non-refundable travel expenses such as airfare, hotel bookings, tour packages, or other reservations if you need to cancel your trip before departure. For U.S. travelers with significant upfront travel costs, trip cancellation insurance provides valuable financial protection.
- The best trip cancellation insurance for India from the USA can reimburse up to 100% of eligible non-refundable trip expenses while also providing coverage for emergency medical treatment, trip interruption, baggage loss, and travel delays. Travelers seeking greater flexibility may also consider Cancel For Any Reason (CFAR) plans, which can reimburse up to 75% of eligible trip costs, even when cancellation reasons are not covered under standard travel insurance policies.
- Leading comprehensive travel insurance plans for India, including Pathway Premium and ITravelinsured LX , offer excellent trip cancellation benefits combined with robust medical coverage and emergency medical evacuation protection.
- Best Trip Cancellation Travel Insurance for India Compare A-rated trip cancellation insurance plans for India on American Visitor Insurance, review plan benefits and pricing based on your age and trip cost, and choose the coverage that best protects your travel investment.
Best Travel Insurance For Indian Americans
The Indian American community is one of the largest and most established Asian American communities in the United States, with more than 5 million people identifying as Asian Indian alone, according to recent U.S. Census estimates. Large Indian American populations are found in California, New Jersey, Texas, New York, Illinois, and Washington, with strong contributions to technology, healthcare, education, finance, engineering, medicine, entrepreneurship, and small business. Despite building successful lives in the United States, many Indian Americans maintain close family, cultural, and business ties with India.
Many Indian Americans travel to India to visit parents, grandparents, and extended family, attend weddings, religious celebrations, festivals, and cultural events, or manage personal and business matters. Others travel for vacations, property visits, medical or professional purposes, or extended family stays. These trips often last several weeks or even months, making travel medical insurance an important part of travel planning, particularly for families, seniors, and travelers with ongoing medical needs.
India has a broad healthcare system, with modern private hospitals and highly qualified specialists available in major cities such as Mumbai, Delhi, Bengaluru, and Hyderabad. However, healthcare quality and availability can vary significantly outside major urban areas, and private medical treatment can be expensive without insurance. Since most U.S. health insurance plans, including Medicare, provide little or no coverage in India, travel insurance can help protect travelers against unexpected medical expenses, hospitalization, emergency medical evacuation, trip interruptions, and travel delays.
Compare the best American travel insurance find coverage that helps protect American travelers visiting India. Whether you're looking for travel medical insurance, coverage for pre-existing conditions, senior travel insurance, or trip cancellation protection, comparing multiple plans helps you select coverage that fits your travel plans and budget. For travelers with ties to multiple countries, our guide to Travel insurance for Americans overseas covers longer-term and multi-destination options.
Whether you're visiting family in New Delhi, exploring Mumbai, spending time in Bengaluru, or traveling to Hyderabad, the right travel insurance provides valuable financial protection and peace of mind, allowing you to focus on enjoying your time in India.
American Travel Insurance Coverage Options
Pathway Premium iTravelInsured Travel LX Trip Protection Choice
What Does Trip Cancellation Travel Insurance Cover?
At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to buy trip cancellation insurance.
- Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
- Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
- Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
- Benefits usually cover 100% of non-refundable trip costs.
- Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
- Coverage during the trip includes:
- Unexpected medical expenses
- Trip interruption (if unable to complete trip due to illness, weather, etc.)
- Trip delay (missed flights or connections, help to catch cruise if necessary)
- Baggage loss
- Assistance for pets or children traveling with you.
What Are the Benefits of Travel Insurance with Trip Cancellation Coverage?
Highlights of trip cancellation insurance coverage benefits
Compare travel Insurance with cancel for any reason benefit.
Travel Insurance for Cancel for Any ReasonBest trip cancellation insurance with quarantine coverage.
Travel Insurance for Trip DelayTrip cancellation insurance for cancelled trips.
Travel Insurance for Trip CancellationCovers travel expenses when a trip is Interrupted.
Travel Insurance for Trip InterruptionEmergency medical evacuation travel insurance coverage.
Travel Insurance for Medical EvacuationTravel insurance for trip protection, unexpected medical expenses traveller and related emergencies.
Travel Insurance for Trip ProtectionWhen Can I Buy the Trip Cancellation Insurance?
- You can buy the trip cancellation plan at any time before your travel dates.
- Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
- Example: If you’ve planned a trip for next October and later find out you must be in court at that time if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
- You always get a 10-day ‘Free Look Period’ after purchasing your plan, when you buy through American Visitor Insurance.
- This allows you to review the policy and make sure it’s the product you really want, and American Visitor Insurance provides support during this period to help you understand your benefits and make any changes if needed.
Does Trip Insurance Cover Pre-Existing Conditions?
Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit.
However, the iTravelInsured Travel LX plan gives you more flexibility and allows you to qualify for the waiver if you buy the iTravelInsured Travel LX insurance within 24 hours of your final trip payment.
This flexibility provides travelers the ability to buy trip cancellation insurance with pre-existing conditions coverage up to the final trip payment.This provides valuable peace of mind and greater medical coverage for seniors with existing health conditions.
While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.
- Pathway Premium - Covered if purchased within 21 days of the initial trip deposit.
- Travelex Ultimate - Waiver included if purchased within 21 days of the first trip payment, with the full trip cost insured.
- iTravelInsured Travel LX - Waiver available if purchased within 24 hours of the final trip payment.
- Safe Travels Armor - Covered if purchased within 14 days of the initial trip deposit.
- Trip Protection Choice - Covered if purchased within 20 days of the initial trip payment or deposit, and other requirements are met.
- Trip Protector Preferred – Coverage available if purchased within 21 days of the initial trip deposit.
- BHTP ExactCare – Covered if purchased within 15 days of the Initial Trip Deposit Date.
At American Visitor Insurance, we're here to help you find the right trip cancellation insurance with pre-existing condition coverage so you can travel with confidence and peace of mind.
Which is the Best Trip Cancellation Insurance for U.S. Seniors?
Powered by iTravelInsured (IMG) three tiers to match your trip cost and coverage needs.
Budget-friendly pick for standard senior trips.
- Medical coverage up to $100,000
- Emergency evacuation up to $500,000
- Pre-existing condition waiver (within 21 days)
- Add-ons: CFAR, cruise & sports coverage
Elevated limits for high-cost trips.
- Trip costs covered up to $150,000
- Medical coverage up to $250,000
- Trip cancellation, interruption & evacuation
- Optional add-ons available
Maximum protection for high-value travel.
- Trip costs covered up to $150,000
- Medical coverage up to $500,000
- Trip cancellation, interruption & evacuation
- Optional add-ons available
- Choice - standard trips under $10,000 on a budget
- SE - high-cost trips or elevated medical limits
- LX - maximum medical protection at $500,000
Tip: For detailed guidance, see our full page on best trip cancellation insurance for seniors.
How Much Does Travel Insurance Cost for One Week?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.
You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How Much Does Travel Insurance Cost for 6 Months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based on different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
1 week
$5 – $40
2 weeks
$9 – $80
Estimated cost (age 40)
$122 – $1,050
Use our trip cost calculator to compare quotes instantly.
How to Estimate Trip Cost for Travel Insurance?
Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.
Check each refund policy carefully
When booking hotels, check the refund policy. If the policy is only 10%, you can insure up to 90% of that cost. Apply this logic to every pre-paid element of your trip.
Airbnb policies vary individually
Airbnb cancellation policies are not consistent across the same city. Assess each listing's refund terms individually when calculating your insurable amount.
Per-traveler costs may be required
While some plans accept a total or average trip cost, others require you to specify the cost per individual traveler. Check your plan's requirements before purchasing.
Track costs accurately
Keeping accurate records of your expenses helps keep your insurance premium down and ensures your refund is as accurate as possible if you need to claim.
Insuring all pre-paid, non-refundable expenses may be required
Technically, you can insure any portion of your trip. However, to access certain benefits such as the pre-existing condition waiver, "cancel for any reason," or "cancel for work reason" some plans require you to insure all pre-paid, non-refundable expenses.
How to Reduce the Trip Cancellation Insurance Cost?
- Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
- Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
- It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
- Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
- The more expensive your trip, the higher the insurance cost.
- Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.
You can lower the cost of travel insurance without compromising essential coverage by:
- Choosing only medical coverage by entering the trip cost as $0 if you don’t need trip cancellation coverage.
- Selecting a travel medical plan, which is cheaper than comprehensive coverage and most offer coverage for emergency medical evacuation.
- Selecting lower coverage limits, usually within $50,000 medical coverage, which is often enough for most trips.
What Factors Affect the Travel Insurance Cost from the US to India?
The cost of India travel insurance depends on several factors, including the traveler’s age, coverage limits, deductible, and length of stay, as explained in what affects the cost of travel medical insurance for Americans?
The travel insurance price is directly proportional to the age of the traveler. The older the traveler, the higher the cost.
Comprehensive plans with broader coverage cost more. Travelers can choose between single-trip or multi-trip insurance.
Higher coverage limits increase premiums, while higher deductibles can lower the cost.
Insurance costs vary by region. Coverage including the USA is typically more expensive.
Longer travel duration leads to higher insurance costs.
Add-ons like adventure sports coverage increase the overall premium.
General Information About India
Capital
New DelhiLocation
South AsiaCurrency
Indian Rupee (INR)Language
Hindi, English, and 20+ regional languagesPopulation
Around 1.4 billionBest time to visit
Throughout the year
What Are the Popular Wildlife Destinations in India?
Home to the one-horned rhinoceros; UNESCO World Heritage Site.
World's largest mangrove forest; Bengal tiger habitat
Scenic wildlife watching by boat on Periyar Lake.
One of the highest tiger densities in India.
The only wild habitat of the Asiatic lion.
What Are the Travel Tips for India?
- Visa & Documents: Apply for an Indian e-Visa at least 4–7 days before travel at indianvisaonline.gov.in. Carry printed copies of your visa, passport, and travel insurance policy.
- Health & Vaccinations: The CDC recommends vaccines for Hepatitis A, Typhoid, and Tetanus for most India travelers. Malaria prophylaxis may be needed for certain regions. Drink only bottled or filtered water.
- Money: Carry Indian Rupees (INR) for rural areas and markets. ATMs are available in cities; inform your U.S. bank before travel to avoid card blocks.
- Transport: Use Ola or Uber in cities or pre-paid airport taxis. Avoid unmarked cabs. Inter-city trains are safe and affordable; book via IRCTC in advance.
- Dress Code: Dress modestly at temples, mosques, and rural communities. Women should carry a scarf for religious site visits.
- Cultural Etiquette: Remove footwear before entering homes and religious places. Use your right hand for giving, receiving, or eating. Greet with "Namaste."
- Emergency: Dial 112 for all emergencies, 100 for police, 102 for ambulance, 101 for fire. Save your insurer's 24/7 emergency line before you fly.
- Travel Insurance Tip: Carry a printed and digital copy of your insurance policy. Know your insurer's emergency contact number — many require you to call within 24 hours of a hospital admission.
Travel Health Insurance for U.S. Students Studying in India
India is a popular study-abroad destination for U.S. students, offering opportunities to study Indian culture, business, technology, medicine, and the arts, with academic programs in cities such as New Delhi, Mumbai, Bengaluru, and Hyderabad. Having dedicated international student health insurance can help students access medical care during their time in India.
US Student Abroad Health insurance for India can cover eligible doctor visits, hospitalization, emergency medical treatment, prescription medications, emergency medical evacuation, and repatriation. Depending on the plan, coverage may also include preventive and outpatient care, mental health services, maternity benefits, or certain pre-existing conditions. Since many U.S. health insurance plans provide limited or no coverage outside the United States, an international student plan can provide additional protection while studying abroad.
Best student health insurance options available to U.S. students studying in India include:
- Study Abroad Student Insurance, Provides comprehensive coverage that can include preventive care and outpatient medical care, along with access to a global network of doctors and an unlimited annual maximum.
- StudentSecure from WorldTrips Offers different levels of coverage with benefits that may include medical expenses, maternity, pre-existing conditions, emergency medical evacuation, and mental health care.
- IMG Patriot Exchange Provides benefits for hospitalization, doctor visits, emergency medical evacuation, prescription drugs, and other eligible medical expenses while studying outside the United States.
The cost of student health insurance for India depends primarily on the student's age, coverage level, and the length of the study program. Students should compare plans based on their university's insurance requirements, expected duration of stay, medical needs, coverage limits, and budget.
Compare the Best student health insurance for India from USA on American Visitor Insurance and choose a plan that fits your program and coverage needs.
Annual Travel Insurance for Americans to India
If you travel to India several times a year for business, vacations, family visits, or weekend getaways, an annual travel insurance plan can be be more convenient and cost-effective than purchasing a separate policy for every trip.
Annual Travel Insurance for India from USA
- Covers unlimited trips within a 12-month policy period, with each trip typically lasting 30 to 90 days, depending on the plan.
- Ideal for frequent travelers, including business professionals, digital nomads, and those who regularly visit family or vacation in India.
- Includes benefits such as emergency medical coverage, emergency medical evacuation, trip interruption, and baggage protection for covered trips.
- Helps you save money compared to buying a separate travel insurance policy for each trip
- Provides continuous coverage throughout the year, eliminating the need to purchase insurance before every journey.
- Requires travelers to have primary health insurance in their home country.
- Best Annual travel insurance for India Compare Annual multi-trip travel insurance plans on American Visitor Insurance, see eligibility requirements, and find coverage that protects every India trip throughout the year.
US expatriate insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
Expat Health Insurance Quotes for India»Travel Insurance for Seniors Visiting India
- Older Americans traveling to India face unique coverage challenges that standard travel insurance plans may not fully address. Medicare generally provides no coverage in India, and the likelihood of a medical emergency increases with age, making the right travel insurance for retirees and pensioners an essential part of your trip.
- Before you purchase India travel insurance, seniors should take a close look at a few key things like how premiums tend to rise based on age, whether the travel insurance for seniors over 70 has coverage, and if it covers the acute onset of pre-existing conditions. Also, check if the plan includes emergency medical evacuation that gets you back to the United States.
- Globehopper Senior Insurance from IMG is set up as a Medicare Supplement travel insurance plan for U.S. seniors age 65 and up. It provides as much as $1 million in medical coverage through age 79, and it also includes emergency medical evacuation benefits. That can mean real financial help, compared with the possible cost of an uninsured hospital stay in India.
- Traveling to India as a senior? Take a look at our dedicated guide, Best Travel Insurance for Seniors Visiting India , to compare senior travel insurance plans, learn how age-based pricing works, and see which coverage choices include benefits for pre-existing conditions.
Travel insurance for US seniors with Medicare coverage
- US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
- There is a travel health insurance plan specifically designed for older American travelers.
- Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
- Provides $1 million coverage up to the age of 79 years
- Provides $100,000 coverage for travelers 80 years and older
- Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
- Includes $25,000 coverage for emergency medical evacuation
The GlobeHopper Senior plan is available in two options:
Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you’ll need to purchase a new plan for your next trip.
Do I Need Medical Evacuation Travel Insurance for Traveling to India?
Best medical insurance for travel to India is ideal for US citizens who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”. Find the best travel insurance for medical evacuation if evacuation coverage is a priority for your trip.
Both WorldTrips Atlas Medevac and Seven Corners Medical Evacuation and Repatriation plans offer reliable coverage for U.S. citizens.
Trip Cancellation Insurance vs Travel Medical Insurance
Confused about whether you need trip insurance or travel medical insurance? Understand the key differences.
How Do I Get Travel Insurance for India from USA?
Getting best travel insurance from USA to India online is fast, easy, and secure. Follow these steps:
Consider what type of coverage you need: medical emergencies, trip cancellation coverage, lost baggage, travel delays, or coverage for pre-existing conditions.
You can easily compare best travel insurance for India on American Visitor Insurance. We allow you to compare plans side by side based on the plan benefits, coverage limits, exclusions, and deductibles. For personalized assistance or any questions, call us at 877-340-7910 and our team will guide you through the process.
Select your travel dates, age, and trip information to receive an immediate quote for the plan that best covers your trip.
Read the insurance policy brochure, paying attention to exclusions, pre-existing condition coverage, and emergency services included.
Print a copy of your insurance policy and emergency contacts for quick access during your trip.
Where Can I Buy the Best Travel Insurance for India?
You can buy travel insurance for India quickly and securely through American Visitor Insurance, a trusted U.S.-based platform specializing in travel medical insurance for Americans visiting destinations worldwide.
Why Buy Through American Visitor Insurance?- Compare multiple plans easily: Compare travel insurance plans from leading U.S. insurance providers such as IMG, Trawick International, WorldTrips, BlueCross BlueShield, Travelex, Seven Corners, Global Underwriters, HTH Worldwide and Travel Insure Compare benefits, coverage limits, and pricing side by side to find the travel insurance plan that best fits your trip to India.
- Coverage Tailored to Your Trip: Whether you're traveling to India for a vacation, business trip, family visit, study abroad, religious pilgrimage, medical tourism, adventure travel, or an extended stay, you can choose from a wide range of travel medical insurance plans designed for different trip lengths, budgets, and coverage needs.
- Trip Cancellation & CFAR Options: In addition to emergency medical coverage, many plans include trip cancellation, trip interruption, baggage protection, and Cancel For Any Reason (CFAR) options, helping protect your travel investment if your plans change unexpectedly.
- Helpful Resources to Make an Informed Choice: American Visitor Insurance provides comprehensive travel insurance guides, FAQs, blogs, destination-specific information, and comparison tools to help travelers understand policy benefits and choose the most suitable coverage for their India trip.
- Affordable, Transparent Pricing: You'll see the same prices offered directly by the insurance companies, with no hidden fees or additional charges. This allows you to compare plans confidently and purchase the best value for your travel needs.
- Fast & Secure Online Purchase: Buying travel insurance for India takes only a few minutes. Once your purchase is complete, your policy documents are emailed instantly, allowing you to travel with confidence.
- Experienced Licensed Customer Support: With over 20 years of experience in the U.S. travel insurance industry, American Visitor Insurance's licensed customer support team is available to answer questions, explain coverage options, assist with online applications, help extend coverage when needed, guide policy cancellations, and support customers throughout the claims process.
- Licensed & Trusted U.S. Insurance Platform:American Visitor Insurance is a licensed U.S.-based insurance provider (NJ License #1181604) offering travelers a secure, reliable, and trusted platform to compare and purchase travel insurance online.
American Visitor Insurance provides a convenient, secure, and user-friendly way to compare plans, purchase coverage, and find the right travel insurance for your trip to India, whether you're visiting Delhi, Mumbai, Agra, Jaipur, Goa, Kerala, Bengaluru, Hyderabad, Varanasi, or traveling anywhere else in the country.
Family Travel Insurance for India
- India is a popular destination for family vacations, offering iconic landmarks, rich cultural heritage, diverse landscapes, wildlife sanctuaries, and spiritual experiences. When traveling with children or multiple family members, unexpected medical emergencies, trip interruptions, or travel delays can quickly become costly.
- Family travel insurance provides emergency medical coverage, trip cancellation and interruption benefits, baggage protection, and 24/7 travel assistance for everyone on the trip. Many plans also include coverage for children traveling with insured adults, making it simple and affordable to protect the entire family under one policy.
- Planning a family vacation to India? Compare the best family travel insurance for India on American Visitor Insurance, review medical and trip protection benefits, and find affordable coverage for every traveler.
Best Travel Insurance for Couples Traveling to India
Traveling to India as a couple? Whether you're planning a romantic getaway in Kerala, a honeymoon in Rajasthan, a cultural escape to Jaipur and Udaipur, or a memorable journey to the Taj Mahal in Agra, choosing the right travel insurance for couples can help protect both travelers under one plan. Compare the benefits, coverage options, and costs in our guide to best travel insurance for couples
Travel Insurance to India From USA - FAQs
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings.
Buying Trip protection insurance for India can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation Insurance
Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for India. Healthcare costs can be high in India, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.sed on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
- Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
- Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
- Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
- Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
- Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.
For travelers or Indian parents visiting the USA, INF Elite X, INF Premier X, and Visitors Protect are highly recommended. These plans offer full pre-existing condition coverage and require a minimum purchase of 90 days, ensuring reliable and comprehensive protection for the entire trip.
U.S. citizens looking for pre-existing condition coverage have more flexible options compared to visitors coming to the U.S. For example, the Outreach International, Patriot International Lite, and Patriot International plans provide coverage for pre-existing conditions and do not exclude chronic conditions.
However, the Outreach travel insurance plan requires that the insured person already has a primary health insurance plan in place. This is different from inbound-to-U.S. visitor plans (such as Patriot America Plus or Atlas America), which only cover the acute onset of pre-existing conditions and specifically exclude chronic or congenital conditions from that benefit.
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
Direct billing availability depends on the medical provider in the country where you receive care. Some international hospitals and clinics may bill the insurance company directly for covered medical expenses.
If direct billing isn’t available, you can pay upfront and file an online claim through your provider’s claims portal. Reimbursements are processed after claim review and approval.
Examples of Travel Insurance Plans Offering Global Provider Networks:
- Patriot International Lite from IMG: Includes access to the International Provider Access (IPA) Network, which helps locate hospitals that may offer direct billing worldwide.
- Travel Medical USA Visitor Basic Seven Corners Travel Medical (Basic and Choice): Connects travelers to the Wellabroad.com network for provider search, claim tracking, and medical assistance while abroad.
- Single Trip Insurance from Blue Cross Blue Shield (BCBS): Utilizes the Blue Cross Blue Shield Global network, giving travelers access to a wide international network of trusted hospitals that may support direct billing in many countries.
Yes, you can buy travel insurance even after booking your trip to India. In fact, many travelers buy travel insurance plans after booking their flights or accommodations. However, it is best to buy insurance as soon as you make your initial trip payment to get the most comprehensive protection
Purchasing travel insurance early ensures that you are covered for trip cancellation benefits in case you need to cancel before departure due to unforeseen events such as illness, family emergencies, or travel restrictions.
If you wait until closer to your departure date, you can still get medical and emergency evacuation coverage during your trip — but you may miss out on benefits like Cancel for Any reason (CFAR) or trip interruption protection that require early purchase (usually within 10–21 days of your first booking).
Yes, you can purchase travel insurance for business travel and work visas to visit India. Many Americans who are taking a short work visa or traveling to India for conferences or professional short-term work are purchasing travel medical insurance or business travel insurance for professional trips to India to get protection for their trip.
These types of plans cover emergency treatment for a medical issue, accidents, and medical evacuation, ensuring you won't have high out-of-pocket expenses if you need treatment in a private hospital in India. Some policies also include trip interruption, lost baggage, or travel delay benefits, especially for business travel if you are on a schedule.
If you're visiting India on a work visa, you could select a travel medical plan that offers more continuous coverage or travel medical insurance for several months or even one year.
Buying the right best travel insurance for India not only helps with the visa requirements (if required) but also gives you peace of mind when traveling abroad for business purposes.
No, most of the US health insurance plans or Medicare do not cover medical expenses in India. So, its highly recommended to purchase the travel medical insurance for India to protect against unforeseen events during your trip.
For travel to India, most travelers should have at least $50,000–$100,000 in medical coverage, though higher limits are recommended for added safety.
Here’s a quick guide:
- Short visits or city travel: Minimum $50,000 coverage is usually sufficient.
- Longer trips or rural travel: Choose $100,000–$250,000 for better protection.
- Senior travelers or those with health conditions: Opt for $250,000 or more and ensure the travel insurance plan covers acute onset of pre-existing conditions.
💡 Tip: Medical care in private hospitals can be expensive, especially in metro cities, so choosing a higher coverage limit ensures peace of mind in emergencies.
When travelling with family, it’s important to choose a plan that protects every member against unexpected illness or injury. A good family travel medical plan should cover:
- Multiple travellers (spouse and dependents under one policy)
- Emergency hospitalisation and doctor visits
- Prescription medication and diagnostic tests
- Emergency medical evacuation and repatriation
- Acute onset of pre-existing conditions
- Access to quality care both in metro and non-metro areas
- Recommended coverage levels:
For short family trips, a $50,000–$100,000 medical maximum is usually sufficient. For longer visits or for families with senior members, consider $250,000 or higher for added peace of mind.
Popular family plans:
- Atlas International – flexible coverage for families, including $1,000,000 medical evacuation coverage and emergency medical benefits.
- Patriot International Lite – offers comprehensive protection for families traveling abroad with $1,000,000 medical evacuation coverage and strong medical benefits.
- GeoBlue Voyager Single Trip Platinum – ideal for families seeking higher medical limits and global provider access, with $500,000 medical evacuation coverage.
💡 Tip: These plans offer 24/7 assistance and direct billing with international hospitals in India.
Trip cancellation insurance reimburses your prepaid, non-refundable trip costs if you need to cancel or interrupt your travel due to covered reasons like illness, weather disruptions, or family emergencies.
What trip-cancellation insurance covers:
- Cancellation before departure (illness, injury, family emergency)
- Trip interruption or delay after departure
- Lost or delayed baggage
- Optional Cancel for Any Reason (CFAR) add-on for maximum flexibility (reimburses up to 75 % of trip cost)
Example plans and pricing:
- iTravelInsured Travel Choice Insurance – provides coverage for medical evacuation up to $500,000, with the option to increase to $1,000,000. This plan offers trip cost protection up to $10,000, making it a solid choice for travelers seeking comprehensive mid-tier coverage.
- Pathway Premium Travel Insurance – includes emergency medical evacuation coverage up to $1,000,000 and trip cost protection up to $100,000. Ideal for travelers on luxury vacations or first-class cruises who need high-limit protection.
- Trip Protection Choice Insurance – offers emergency medical evacuation up to $1,000,000 and trip cost protection up to $100,000, designed for premium travelers and cruise vacationers.
What to keep in mind:
- Purchase soon after making your first trip payment to qualify for full benefits or CFAR.
- Insure the full non-refundable trip cost (flights, hotels, tours).
- Check exclusions, such as adventure sports or pre-existing conditions, before buying.
Cruise Travel Insurance for India
- India is an increasingly popular cruise destination for U.S. travelers, with itineraries visiting Mumbai, Kochi (Cochin), Goa, Chennai, Mangalore, and Port Blair in the Andaman Islands, as well as Indian Ocean cruise routes. While cruise lines may include limited protection, they typically do not provide comprehensive travel insurance for medical emergencies, missed port departures, trip interruptions, or emergency medical evacuation.
- Cruise travel insurance is designed to cover cruise-specific risks, including missed connections, cabin confinement, itinerary changes due to weather, onboard medical treatment, emergency evacuation from the ship, and reimbursement for interrupted cruises. Since medical care aboard a cruise ship can be expensive and Medicare generally does not provide coverage outside the United States, having dedicated cruise insurance offers valuable financial protection. For a broader overview beyond India ports find the best cruise travel medical insurance for Americans.
- Compare the best India cruise travel insurance plans on American Visitor Insurance, review cruise-specific benefits, and choose the coverage that best protects your vacation.
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Cruise Holiday Insurance Cruise tourist insurance for pre-existing conditionsWhat if I need to be airlifted off of the ship?
We’re glad you found your way to American Visitor Insurance. Our website is dedicated to getting you the least expensive, but most appropriate policy to put your mind at ease when you travel
- We offer policies for almost anyone traveling anywhere, including older US residents up to 99 years of age.
- IMG, a well-established name in travel insurance, offers comprehensive travel and trip insurance products suitable for all types of travelers.
- Covers airlift evacuation from your cruise ship to the nearest hospital capable of treating you.
- Provides hospital-to-hospital transfers if the current facility cannot meet your medical needs.
- Includes transportation to a hospital near your home if deemed necessary by your physician.
What Are the Best Cruise Travel Insurance?
- Cruise cancellation up to $30,000
- Missed Tour or Cruise Connection up to $250 per day up to $1,500
- Trip Inconvenience up to $250 each inconvenience up to $500
- Medical Evacuation up to $500,000
- Cruise cancellation up to $10,000
- Missed Tour or Cruise Connection up to $500
- Trip Inconvenience up to $100
- Medical Evacuation up to $500,000
- Cruise cancellation up to $100,000
- Missed Tour or Cruise Connection up to $500
- Emergency medical coverage up to $100,000
- Medical Evacuation up to $1,000,000
Group Travel Insurance for India
Quite often groups travel overseas together. These groups may include employees on training, tourists on vacation, missionary members, or students attending academic or sporting events.
Why Group Travel Insurance?Since domestic health insurance usually does not cover you abroad, you can opt for group travel health insurance for visiting India.
Benefits of Group Travel PlansGroup travel plans are typically more affordable than individual plans. You can often get a discount of about 10% or more compared to individual travel medical insurance for the same destination.
Traveling as a Group?
Save more when you travel together. Perfect for families, tour groups and corporate travel. Get group quotes or contact us for the best group travel insurance rates.5+ Travelers » Takes less than 2 minutes
Travel Health Insurance for India Reviews
Reviews, Ratings and Experiences from our customers
"Traveling to India with my elderly parents was stressful until I found American Visitor Insurance. We got Atlas International for all three of us and the process was seamless. My mother needed a doctor visit in Chennai and the claim was handled without hassle. Highly recommend for anyone taking family to India."
"I was nervous about buying insurance online but the comparison tool made it easy to understand what each plan covers. I chose Pathway Premium for a 3-week trip to Rajasthan and Delhi. Fortunately didn't need it — but the peace of mind alone was worth every dollar."
"Had a medical emergency in Jaipur — ended up needing hospitalization for 2 days. My Atlas International plan covered the bills directly. The 24/7 emergency line was incredibly helpful. Without this insurance I'd have been in serious financial trouble."
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What Is Not Covered by Best Travel Insurance for U.S. Visitors to India?
Best travel insurance for U.S. visitors to India plans offer extensive coverage, there are still some exclusions that U.S travelers should be aware of, such as:
- Substance Abuse: Expenses that are incurred due to alcohol/drug abuse by the insured are not covered.
- Self-Inflicted Injury: Any kind of injury that is intentionally attempted on one's self such as suicide attempt and others and the consequential hospitalization and expenses will not be covered.
- Illegal Instances: The expenses incurred out of any kind of accident or injury arising by breaching the law and regulations of the foreign country will not be covered.
- Acts of War: Expenses incurred as a result of international war or nuclear perils will not be covered.
- Hazardous or Sports Activities: Expenses incurred due to injury while carrying out any kind of hazardous activities like adventurous sports or stunts will not be covered.
- Dental Treatment: Any dental related treatment which is a planned treatment will not be covered.
Always make sure to read your policy’s exclusions carefully before you purchase the plan so that you will know exactly what coverage is provided and what isn’t covered during your trip to India.
Useful Travel Insurance Resources for India
Which Are the Best Travel Insurance Companies for US Citizens?
You can find the best U.S. travel insurance companies through American Visitor Insurance, including International Medical Group (IMG), HTH Worldwide, Trawick International, Seven Corners, Travelex Travel Insurance, Blue Cross Blue Shield (BCBS), Berkshire Hathaway Travel Protection (BHTP), and WorldTrips.
