Travel insurance for India and for Indians overseas travel insurance

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Travel insurance for visiting India, Health insurance for US citizens in India

Travel insurance for US citizens traveling to India

There were nearly 10 million tourists who came to India in 2017. Of this, about 1.25 million were American tourists, who at 15% of the total international tourist population was the single largest nationality visiting India. India is a large culturally rich and diverse country providing the tourist an entire gamut of experiences, be it cultural, culinary or wildlife. It has physical landscapes which would satisfy one and all, ranging from the snowy Himalayas, to the deserts of Rajasthan to the beaches in Goa. It has densely populated urban settings of Mumbai, Kolkatta and Delhi to pristine forests like Kanha, Ranthambore and in the Western Ghats. It is therefore no surprise that India is growing in popularity as a tourist destination.
While traveling to India is an exhilarating experience, it is a very different environment for most Americans. Since American domestic insurance and Medicare does not provide coverage and medical evacuation outside US national borders, it is prudent for US citizens to buy good travel medical insurance while visiting India. India has excellent healthcare facilities which attracts a large number of medical tourists to India, even from developed countries like the US and the UK. However these good healthcare facilities while cheaper than the US can still be expensive. It is therefore important to have good US visitor medical insurance while visiting India.

Travel health insurance for US citizen in India is used for both insuring the value of your trip investment and/or for having medical coverage while you are on your trip away from home. This can be especially important for people on Medicare who get no international coverage or others of us with domestic policies that do not cover us while abroad. Or it can also be a great choice for people who are doing some adventures on their travels (zip lining, safari, etc) so that they have coverage for experiences ordinarily excluded on most policies.

No, travel insurance is not mandatory for traveling to India. However while healthcare is much more affordable in India when compared to the US or Europe, quality healthcare especially if it involves hospitalization can be expensive. Given the fact that your domestic health insurance including US Medicare provides little coverage in the India, it is important for international travelers to buy cheap travel medical insurance for India trip.

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one India travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors all relevant information so they can find the best travel insurance for US citizens travelling to India. Our travel insurance quote comparison tool helps travelers compare travel medical insurance for India based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!.

Information for US Students going to India

India is among the top countries which US students choose to study abroad. Every year more than 4,500 US students are going to India for their studies. India is ranked higher than New Zealand, Brazil, Denmark, Israel, Netherlands among the popular study abroad destinations. Most of the Indian-Americans (US residents of Asian Indian origin) like their children to study in India to get an insight to Indian culture. Many US students desire to learn the Indian culture, heritage, religions and languages. Many Indian universities have twinning programs with US Universities so that the students are exposed to Indian education system. India is considered cheaper to study than other popular countries and Indian Universities provide excellent value for money. Since a large pool of Indian students compete for fewer opportunities, the competition is intense and the quality of the academic environment competitive, which is a good exposure for US students. India is also one of the fastest growing economies in the world, and studying in India exposes US students to this dynamic economic growth. However studying outside the US involves certain risks and domestic health insurance doesn’t cover once you leave the US borders. It is therefore important to buy international student health insurance.
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Student insurance in India

Does Medicare cover medical costs for US citizens traveling to India?

Travel insurance plans for older US citizens with Medicare coverage

Older US travelers who are enrolled in Medicare need good travel health insurance when they travel outside the United States. Travel insurance is required since Medicare offers very limited coverage outside the US borders.

Travelling overseas involves risks for everyone, in particular for older travelers and the costs of medical evacuation and health care even outside the US is very expensive. In this context, buying good Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Globehopper travel insurance for older US travelers

Medical evacuation travel insurance for traveling to India

US Travelers to India who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from Tokio Marine covers emergency medical evacuation for US citizens.

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Intermedical medical Evacuation

Travel health insurance for older US travelers (65+ years) visiting India

It is wonderful to see so many older Americans traveling to India. However while visiting India is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation. Compare travel insurance plans for visiting India and buy online!
travel insurance for visiting India

India - General information

India Flag
map  Location

South Asia

house  Capital

New Delhi

language  Language

Hindi, Telugu, Kannada, English...

currency  Currency

Indian Rupee

population  Population

Around 1.35 billion

calendar  Best time to visit

October to March

map  Vacation spots

Delhi, Mumbai, Bengaluru, Agra, Jaipur, Goa, New Delhi, Manali, Shimla, Chennai, Kolkata, Rishikesh, Araku.

Insurance for travelers from India visiting USA or Europe

Over a Million Indians travel to the US annually. Along with tourists, students and professionals, many relatives visit family members in the US, thanks to the 3 million strong Indian-American community which retains close ties with family in India. This community often has parents and relatives traveling to the US.

Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
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Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
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