GlobeHopper Senior Insurance Reviews

Best International Travel Medical Insurance for Seniors over 65 years

Globehopper senior insurance cost calculator

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What is GlobeHopper Senior insurance?

GlobeHopper Senior travel insurance offered by International Medical Group (IMG) is ideal for US citizens and US permanent residents over the age of 65 for travelling outside of the United States. The GlobeHopper is available either as a single trip or as a multi trip plan. GlobeHopper Senior Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. Medicare supplement insurance - Travelers who need secondary coverage.

GlobeHopper Senior Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 or 45 days, depending on the plan option you choose. Option to renew plan up to 24 continuous months.

After buying the plan, Traveler can get the GlobeHopper Senior insurance id card and all the plan document by using GlobeHopper Senior login. At American Visitor Insurance, International Travelers can contact the GlobeHopper Senior insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

IMG Globehopper Senior Insurance Reviews

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Insurance provider
International Medical Group
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Rating
AM Rating: A-
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Period of Coverage
5 days to 12 months.
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Maximum limits
Maximum limits from $50k, $100k, $500k, $1M
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Underwriter
SiriusPoint Specialty Insurance Corporation
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Best for
  • Seniors Over 65+
  • Worldwide ExcludingUSA
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Deductible options
Deductible options from
$0, $100, $250, $500, $1k, $2.5k

What are the key highlights of GlobeHopper Senior travel insurance?

  • Short-term ,travel medical insurance for travelers age 65+
  • Insured person satisfy only one deductible within each 12 months coverage period
  • Does not have a maximum age restriction
  • Provides reimbursement for emergency and non - emergency care expenses.
  • Offers immediate access to care and reimbursement for medical expenses.
  • Ability to choose hospital or doctor or your choice
  • No coinsurance
  • Offers pre-existing conditions coverage.

Who is eligible for the IMG GlobeHopper Senior insurance?

  • Travelers aged 65 years and above
  • Covers medical expenses outside the U.S. only
  • Globehopper Senior medical insurance available for US citizens or US permanent residents
  • Qualified for Medicare, actively enrolled in Medicare Parts A & B
  • Enrolled in a Medigap Plan or Medicare Advantage Plan
  • The plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan (Medicare supplement insurance)

Can the GlobeHopper Senior insurance be extended or renewed?

  • IMG senior single-trip insurance is eligible to be extended up to 12 months from the initial effective date, provided there is not a break in coverage.
  • Extensions are available in daily and monthly increments and may be completed online or by using a paper application; however, extensions of less than one month are available online.
  • For each extension less than one month that is completed online, you will be charged an additional $5 processing fee.
  • Each insured person must only satisfy one deductible within each 12-month coverage period.

How much does GlobeHopper Senior insurance cost per month?

The GlobeHopper Senior cost per month ranges from $165 to $399 per month. This is dependent on the following factors the age of the traveler,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. This plan is available for travellers over 65 years. $50,000, $100,000, $500,000 and $1,000,000 coverage is available for people age 65 to 79 years. For above 80 years $50,000 and $100,000 is available.

For Example here we are showing price for one month with deductible of $500.

Age of traveler Maximum of $50,000 Maximum of $100,000
65 - 69 years $165 $171
70 - 79 years $217 $227
80 - 99 years $378 $399

What are the benefits of GlobeHopper Seniors medical insurance

  • Home Nursing Care help Up to the maximum limit (Upon direct transfer from an acute care facility)
    Hospital Indemnity help $250 per night, 30 overnights maximum
    Surgery help Up to the maximum limit (surgery is incidental to and follows surgery that was covered under the plan)
    Physician visits help Physician visits or services: Up to the maximum limit
    Traumatic Dental Injury help Up to the maximum limit. Additional treatment for the same injury rendered by a dental provider will be paid at 100%
    Surgery help Up to the maximum limit
    Durable Medical Equipment help Up to the maximum limit
    Emergency Dental Treatment help Dental Treatment - for unexpected pain: $100 Limit
    Prescription Medications help Up to the maximum limit
    Continuation of Treatment Periodhelp Earlier of six months per injury or illness or upon return to country of residence
  • Interfacility Ambulance Transfer help Interfacility Transportation: $2,500 maximum limit
    Natural Disaster help $250 per day and maximum limit of five days for accommodations. Not subject to deductible.
    Political Evacuation help $50,000 maximum limit (Must be approved in advance by the company)
    Emergency Medical Evacuation help Up to $1,000,000
    Return of Mortal Remains or Cremation/Burial help $50,000 maximum limit
    Emergency Local Ambulance help MG pays 100%, up to $5,000 maximum limit.
    Return of minor children help $100,000 maximum limit. Not subject to deductible
    Natural Disaster help $100 per day for five days, $5,000 maximum limit
    Emergency Reunion help $50,000 maximum limit (Must be approved in advance by the company)
    Terrorism help Up to $50,000 maximum limit. Not subject to deductible
  • Accidental Death & Dismemberment help $25,000 principal sum. Not subject to deductible
    Trip Interruption help $5,000 limit
    Felonious Battery help $10,000 maximum limit
    Identity theft help $500 maximum limit. Not subject to deductible
    Common Carrier Accidental Death help $100,000 per adult, $200,000 per family maximum limit
  • Lost Luggage help Limit $250, $50 maximum per item
  • Sudden and Unexpected Recurrence of a Pre-Existing Condition help Eligible Medical Expenses: $2,500 maximum limit
    Emergency Medical Evacuation: $25,000 maximum limit

What optional benefits are included in GlobeHopper Senior insurance?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

Evacuation Plus Rider:

GlobeHopper senior Annual travel insurance provides emergency medical evacuation coverage for life-threatening injuries and illness, the evacuation plus rider provides coverage up to $25,000 for medical evacuations.

if you experience a sudden and unexpected medical conditions that are non life-threatening and where hospitalization is medically necessary. IMG will arrange and cover ground air transportation to the nearest hospital capable of providing treatment.

Note: This rider is for the GlobeHopper Senior Multi-Trip plan only.

IMG GlobeHopper Senior medical insurance FAQ's

1. What is globehopper senior single-trip travel insurance?

IMG Globehopper Senior single-trip insurance is available for US citizens or US permanent residents over 65 years traveling outside their home country, Excluding USA. This plan offers medical maximum up to $1,000,000. GlobeHopper Senior Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. Medicare supplement insurance - Travelers who need secondary coverage.

2. What is Globehopper Senior multi-trip insurance?

GlobeHopper Senior Multi-Trip is available for US citizens or US permanent residents over 65 years traveling outside their home country, Excluding USA. This plan offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 or 45 days, depending on the plan option you choose. Option to renew plan up to 24 continuous months.

3. Is there any age limit for Globehopper Senior Travel insurance?

IMG Globehopper Senior travel medical insurance available for seniors over 65 years with sudden and recurrence of pre-existing conditions , this plan has no age limit. This plan offers medical maximum up to $1,000,000.

4. what does the Globehopper Senior plan cover?

The GlobeHopper Senior plan is very popular for seniors as it provides coverage up to $1,000,000 for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment ,$25,000 for emergency medical evacuation and Prescription medications covers up to maximum limit.

5. Who is eligible for Globehopper Senior travel medical Insurance?

The Globehopper Senior is available for US citizens and US permanent residents over the age of 65 for travelling outside of the United States.

6. Does Globehopper Senior Insurance cover pre-existing conditions?

Yes.This plan covers Sudden and Unexpected Recurrence of a Pre-Existing Condition up to $2.5k maximum limit for single trip and Up to $5k for Multi trip.

7. How do I purchase Globehopper Medical Isnurance for Senior?

You can purchase Globehopper Senior medical insurance on American Visitor Insurance at buy Patriot Platinum Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Patriot Platinum travel health insurance from licensed insurance agents.

8. What is the difference between Globehopper Senior and evacuation plus rider?

While GlobeHopper Senior provides emergency medical evacuation coverage for life-threatening injuries and illness, the Evacuation Plus Rider provides coverage up to $25,000 for medical evacuations if you experience a sudden, non-life-threatening medical condition that requires hospitalization. IMG will arrange and cover ground and air transportation to the nearest hospital capable of providing treatment.

How do I file a claim with GlobeHopper Senior Insurance?

To file a claim with GlobeHopper Senior Insurance, follow these steps:

  1. Download the Claims Form: Access the GlobeHopper Senior insurance claims form online.
  2. Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
  4. Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
Know more about IMG Claims »

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What are the restrictions of IMG GlobeHopper Travel Insurance

GlobeHopper Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.