Best travel insurance to Aruba
Travel insurance for Aruba
Before heading to this unique island destination, it is important to safeguard your holiday against unexpected illnesses or accidents by buying the best US travel insurance for Aruba for a worry-free vacation. The cost of travel insurance from the US to Aruba will typically cost about 5% of the overall trip cost, and is easily worth the cost given the value of having the best travel insurance coverage to Aruba from the US.
Is travel insurance necessary for Aruba?
Travel insurance for Aruba is not mandatory but is highly recommended, especially for travelers from the USA. It is essential to have travel medical insurance to cover medical emergencies, trip cancellations, lost or delayed luggage, and other unforeseen events during your trip to Aruba.
Why travel insurance is necessary for Aruba?
Travel insurance is crucial for those traveling from the USA to Aruba for several important reasons:
- Medical Emergency: Medical emergencies can arise in Aruba, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
- Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
- Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
- Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
- Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
What is the best travel insurance for Aruba?
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
- Policy maximum covers up to 1M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
Atlas International
WorldTrips
- Provides comprehensive medical coverage, emergency evacuation, and repatriation...
- Policy maximum covers up to 2M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
Safe Travels International
Trawick International
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1M
- Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
How much is Aruba travel insurance?
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Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name Trip cancellation Cost # Safe Travels Flex Trawick International 100% of Trip Cost (Up to a Max. of $45,000) $25 Safe Travels Protect Trawick International 100% of Trip Cost (Up to a Max. of $14,000) $32 iTravelInsured Travel Lite IMG 100% of Trip Cost $42 Trip Protection Economy Seven Corners 100% of Trip Cost (Up to a Max. of $20,000) $43 iTravelInsured Choice IMG 100% of Trip Cost $50 SafeTravels Armor Trawick International 100% of Trip Cost (Up to a Max. of $15,000) $55 Trip Protector Preferred HTH worldwide 100% of Trip Cost (Up to a Max. of $50,000) $70 iTravelInsured Travel LX IMG 100% of Trip Cost $106 # Approximate cost of trip cancellation travel insurance plans a traveler aged 40 years on a 15 days trip who has invested $1,000 for trip related expenses like flight/cruise bookings and hotel reservations.
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Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
Plan Name Maximum coverage Deductible Cost # Atlas International Insurance WorldTrips $50,000 $250 $53 Patriot International Lite Insurance IMG $50,000 $250 $54 Safe Travels Outbound Insurance Trawick International $50,000 $250 $75 Intermedical Insurance Travel Insure $50,000 $250 $71 VisitorSecure Insurance WorldTrips $50,000 $100 $33 Voyager Essential Insurance GeoBlue $50,000 $0 $72 # Approximate cost of travel medical insurance plan per month for a traveler aged 40 years.
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Travel insurance for Aruba from USA
US citizens need travel insurance for Aruba to protect against unexpected events that can disrupt their trip. This includes medical emergencies, as Aruba healthcare costs can be high and your regular US health insurance may not cover you. Travel insurance also covers trip cancellations, lost or delayed baggage, travel delays, and personal liability. It ensures that travelers are financially protected and can handle unforeseen circumstances, providing peace of mind during their vacation.
US citizens do not need a visa to travel to Aruba for short stays (up to 90 days) for tourism, business, or family visits. Aruba is a British Crown Dependency, and while it is not part of the UK or the EU, it follows similar entry requirements for US travelers, meaning a valid passport is the only documentation needed for visits under 90 days.
Aruba - General Information
Location
north of Venezuelan
Population
Around 108,099
Currency
Aruban Florin
Capital
Oranjestad
Language
Aruba
Best time to visit
April to August
Vacation spots
De Palm Island Aruba, Bushiribana Gold Mill, Alto Vista Chapel, Donkey Sanctuary Aruba, California Lighthouse, Antilla Wreck, Baby Beach, Arikok National Park, Oranjestad, Palm Beach.
Popular tourist destinations in Aruba
De Palm Island
Palm Island is a small private island near Aruba, Kingdom of the Netherlands, serving as a tourist attraction. The island is a 5-minute ferry ride from the mainland.
California Lighthouse
The California Lighthouse, known by locals as Faro stands tall on a limestone plateau at Hudishibana, near Arashi Beach and Sasariwichi dunes on the northwestern tip of Aruba.
Antilla Wreck
The SS Antilla, is the second largest shipwreck dive in the Caribbean, met its demise in quite the dramatic fashion. One year after the ship made its maiden voyage, its own German crew set it ablaze rather than have it captured.
Baby Beach
Baby Beach is one of Aruba’s best-known beaches. It is a beautiful, shallow, man-made lagoon with very calm waters, making it perfect for children. Baby Beach is also popular with kite boarders and windsurfers.
Tips for selecting the best travel insurance for Aruba
- Assess your coverage needs: Identify your needs based on your health, travel itinerary, and planned activities. Consider factors like trip length, planned activities, and pre-existing conditions coverage.
- Use a comparison tool: We suggest using a web based tool like americanvisitorinsurance.com to compare travel insurance options, seeing prices from several providers can help you find the right coverage. Look beyond the price; analyze coverage limits, exclusions, and benefits offered by each plan.
- Understand the fine print: Before you purchase your travel insurance policy, it’s important to read through it and check for exclusions and limitations like adventurous sports, travel restrictions, pre-existing conditions etc…
- Medical maximum coverage: Refers to the highest amount an insurance policy will pay for medical expenses incurred during your trip. This coverage is crucial for protecting travelers from high healthcare costs that can arise from unexpected medical emergencies, such as hospital stays, surgeries, or medical evacuations.
International travel insurance Aruba - FAQ's
1. Does my US health insurance cover me in Aruba?
Most US health insurance plans do not provide coverage outside the United States, including in Aruba. For this reason, it’s essential to have international travel insurance to Aruba with medical coverage that can pay for medical treatment, hospital stays, and emergencies in Aruba.
2. What type of travel insurance should I get for Aruba?
For a trip to Aruba, it's recommended to get travel insurance that covers medical emergencies, trip cancellations and baggage loss. Consider your specific needs, including any pre-existing medical conditions or planned activities, when choosing a policy. You can use our comparison tool on American Visitor Insurance to easily compare plans and find the one that best suits your budget and needs.
3. Can I buy travel medical insurance to Aruba after booking my trip?
Yes, you can purchase travel medical insurance for Aruba after booking your trip. The sooner you buy the insurance, the more coverage you will have, especially for events like trip cancellations before departure. Many insurance plans offer protection from the moment of purchase, which can include coverage for trip cancellation, trip interruption, or travel delays that occur prior to your departure.
4. Does travel medical insurance for Aruba cover adventure activities?
Yes, travel medical insurance for Aruba can cover adventure activities, such as skiing, snowboarding (recreational downhill and cross-country), snorkeling, and water skiing, without any additional cost under plans like Atlas Travel Insurance. However, some providers, such as Patriot International Lite and Safe Travels International, offer sports coverage as an optional benefit. Make sure to review the details of your policy with American Visitor Insurance to confirm that the activities you intend to participate in are covered.
5. Are there any exclusions in Aruba travel insurance?
Some common expenses that are usually excluded in travel insurance plans are the following:
- High-risk activities like extreme sports or adventurous activities
- Claims involving alcohol or drug possession or use
- Acts of War or Terrorism
- Traveling against medical advice
- Traveling without a valid visa
- Pregnancy-related medical expenses
Most policies do not cover medical expenses related to pre-existing conditions. We also recommend checking the policy before making your final purchase to ensure you have the kind of coverage you require. Obtain quotes for the best travel insurance that includes coverage for pre-existing conditions coverage.
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What travel insurance do you need for visiting Aruba?International travel insurance to Aruba
Travel insurance from Aruba to USA
Travel insurance for aruba residents to the USA
The US is a melting pot of multi cultures, famous monuments, natural wonders, exceptional study programs, vibrant lifestyle, various options for a dream job and it has its own charm which makes the country one of the most desired tourist destinations around the globe...
There are several travelers from Aruba who visit the US. The US is a year round travel destination with various states having different temperatures however summer months are the ideal time for tourists.
Does Aruba travel insurance work in the USA?
What does visitors medical insurance cover?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
Steps to buy
Best medical insurance for visitors to USA from Aruba
1: Finding the best health insurance for foreigners
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
4: Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers
Factors to buy best travel insurance for visitors to USA
Age of the traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
Type of US travel health insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
Medical maximum coverage
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
Duration of travel insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Types of travel insurance
Single Trip Travel Insurance
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Travel Insurance for Aruba FAQ
FAQs about travel insurance for Aruba travelers.
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Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
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International travel insurance plans covering pre-existing conditions which many older travelers look for.
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Compare and buy the best travel medical insurance plans online.
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There are many cheap international insurance plans also known as visitor insurance plans.
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Aruba residents visiting Schengen countries
Schengen visa insurance requirements
- Travel insurance coverage of 30,000 Euros (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.
