Travel Health Insurance UK, Travel medical insurance for US citizens visiting UK

While the UK has good healthcare services under the National Health Service (NHS), this is not available for tourists. Even though it might not be mandatory to have medical insurance for USA travelers to England, it is however very important to buy good short term travel insurance from USA to the UK to insure oneself against being forced to pay for healthcare facilities while on a vacation.

There are two main purposes of short term medical insurance for uk visitors. One is to insure the value of your invested cost in your trip in case something comes up which means you are not able to go on your trip. This type of insurance is called trip cancellation insurance or trip insurance. Typically, you insure your trip for a certain amount (the non-reimbursable portion of your deposit) and the higher the amount, the higher the cost of the insurance. Some of these policies have a set limit on their amount (but they are consequently more economical). Some credit card companies offer insurance on what you purchase with your card (so airline tickets and hotel reservations, perhaps) and no more. Most of these policies also cover you in case you are sick while you are on your trip or have to interrupt your trip for some reason (death in family back home, problem with home or business, etc). If you want healthcare for visitors to uk while on your trip, be sure that the policy includes this (my own credit card coverage does NOT include this coverage). The other type of insurance is travel health insurance that cover you for sudden illness or accident while you are on your trip. If you cancel your trip, you can simply cancel them for a refund on your premium, but they will cover any medical expenses (after a deductible) while you are on your trip and also have some minor travel benefits, such as baggage loss and trip interruption as well.