Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
International Medical Group’s Crew Select International plan summary
Crew Select International Insurance is is offered to the persons less than 75 years of age.
Crew Select International Insurance plan offers policy maximums of US$8,000,000.
Pre-Existing Condition Coverage
For Individuals: Conditions that are fully disclosed on the application and have not been excluded or restricted by the rider, will be covered after coverage has been in effect for 24 continuous months.
For Groups: Pre-exsisting conditions that are not excluded or restricted by the rider, will be covered after six months of continous coverage, if treatment free, or twelve months of continous coverage, regardless of treatment.